FICO

JUNE 30, 2021

Lending Improved With Data-Driven Decisions. a , the largest commercial bank in Slovakia, has chosen FICO® Decision Optimizer to increase profitability and improve portfolio management for its cash loan portfolio. As a digital banking leader in Slovakia we are looking forward to this cooperation,” said Zden?k

Lending 52

Lending Case Study Strategy Software 52

PYMNTS

MARCH 20, 2020

“Through this digital financing solution, more merchants can easily obtain rapid loans,” Zhao Wei, general manager of Cainiao Network Supply Chain Finance, told the news outlet. “As HSBC is the first local lender to launch such a partnership with a technology company, to use big data to approve trade finance lending.

Big Data 203

Big Data Lending Regional Operations 203

Bobsguide

MAY 25, 2022

London — May 16, 2022 — Mindtree , a global technology services and digital transformation company, and Finastra , a leading financial technology provider, today announced a partnership to bring Finastra’s Fusion Payments To Go payments technology to banks in the Nordics, the UK and Ireland, as a managed service.

Management 113

Management Payments Innovation Technology 113

PopularBank

SEPTEMBER 23, 2020

Joseph Culotta Brings More Than 18 Years of Leadership and Wealth Management Expertise to Popular Bank. NEW YORK, NY – September 15, 2020 – Popular Bank , a subsidiary of Popular, Inc. We are thrilled to welcome Joe to our Wealth Management leadership team to head our Popular Investments business,” said Ford. “We

Management 52

Management Leadership New York New Jersey 52

PYMNTS

JANUARY 18, 2021

Last week, Grab announced that its Grab Financial Group had raised $300 million in a Series A funding round led by Hanwha Asset Management and joined by K3 Ventures , GGV Capital , Arbor Ventures and Flourish Ventures. Last month, Grab and Singtel announced they had received a license to set up a digital bank in Singapore.

Fintech 198

Fintech US Groups Management 198

PYMNTS

SEPTEMBER 20, 2020

The card will let companies manage their finances through live file management and make revenue-based repayments, too. retailers spiked 44 percent year-over-year in the second quarter. The new card is expected to be launched in 2021 and is targeted toward small to medium-sized enterprises (SMEs), AltFi writes.

Cards 254

Cards Fintech Management Lending 254

PYMNTS

DECEMBER 1, 2019

Launched in 2005, Zopa is considered one of the world’s first P2P lenders, lending almost £4 billion to consumers in the U.K. It was given a year to raise regulatory capital, and prove it was financially strong enough to become a bank. since its inception.

Digital Banking 142

Digital Banking Capital Regulation Lending 142

PYMNTS

APRIL 30, 2018

Marketplace lending. Digital banks. It’s said to be the answer to the world’s food safety and digital identity problems. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk.

Fintech 183

Fintech blockchain Lending Digital Banking 183

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

PYMNTS

DECEMBER 7, 2020

You’d be forgiven for thinking that, in banking, the deal is dead. NCR Digital Banking Senior Vice President and General Manager Doug Brown told Karen Webster there will be an acceleration of deal making on the other side of the pandemic, particularly as financial institutions (FIs) recalibrate and expand their digital efforts.

Google 282

Google Examples Regional Lending 282

CB Insights

FEBRUARY 3, 2016

Digital banking startups have secured more than $10.3B in funding since 2010, as they disrupt the banking value chain, providing consumers with new alternatives for services traditionally dominated by consumer banks, including lending, bill pay, personal finance, and investment management.

Lending 53

Lending Retail Digital Banking Security 53

Gonzobanker

APRIL 8, 2020

In a recent poll, Cornerstone Advisors learned that most bank and credit union executives are not confident they are creating the kind of knowledgeable and actionable content today’s self-directed, mobile-first buyers demand. Content management – The content management system is the execution epicenter of a solid content strategy.

Leadership 173

Leadership Analytics System Digital Banking 173

CB Insights

JUNE 21, 2021

Growth of challenger banks. New niche & community-focused banks. Retail bank digitization. Banking-as-a-service . Digital wallets. Global lending marketplaces. Wealth Management & Capital Markets . Social and retail investing . Digital asset custody. ESG investing.

Trends 74

Trends Fintech Lending Analysis 74

CB Insights

MARCH 8, 2018

Digital banking startups — or challenger banks — have gained traction over the past few years by bringing retail banking services mobile. Banks in Fintech: what’s ahead in 2018. Join us for data-driven look at how major banks are approaching fintech investments and taking on insurgents.

Retail 78

Retail Digital Banking Fintech Regulation 78

PYMNTS

JANUARY 15, 2021

Morgan Chase, Citigroup and Wells Fargo showed the pandemic’s impact on critical lending and spending, and of course debt repayment, may not have been as bad as had been feared in the dark days of Spring 2020. billion, and managed to earn $2.08, where analysts had expected $1.34. The Great Digital Pivot . What’s in the cards?

Course 152

Course Conference Mobile Cards 152

PYMNTS

DECEMBER 14, 2020

The platform will also help central banks that want to collaborate with innovators on new technology. EMTECH aims to provide central banks with an infrastructure for digital cash. In Europe, banking experts have sometimes opined that there should be very strict control over CBDCs, with only official state powers using them.

Policies 234

Policies Innovation Lending Fraud 234

Gonzobanker

JULY 7, 2015

Yet while the demos and screen shots at events like Finovate have provided fascinating fodder regarding the future of digital banking, the FACTS show that these buzz-worthy players have had infinitesimal impact on market share. Bancorp Bank (Simple/PayPal et al) 1,495,558 4,499,959 3,004,401. Retail Banks $1,271,189,782.

Digital Banking 60

Digital Banking Industry Capital Strategy 60

PYMNTS

JULY 23, 2019

million) in the latest round of funding from the Board of Banking Competition Remedies (BCR) Capability and Innovation Fund. The fund is designed to boost competition in business lending. . Atom, a banking startup in the U.K. Other banks that are also seen as disruptors are Monese, Monzo, N26, Starling and Tandem.

Millennials 144

Millennials Innovation Fintech Lending 144

Bank Innovation

MAY 16, 2019

KOHO, a Toronto-based digital banking startup, has raised C$42 million (US$31 million) in a Series B round to add new products and services. KOHO, with its millennial friendly aesthetic and messaging, currently offers its users debit cards, personal finance management tools and cashback features.

Millennials 186

Millennials Digital Banking Tools Innovation 186

PYMNTS

AUGUST 6, 2020

As bank-FinTech collaborations evolve, more traditional financial institutions (FIs) are not only implementing services and technologies developed by FinTech partners, but they’re also lending their own expertise to augment FinTech solutions. In another bank-FinTech tie-up, J.P. Tyfone Connects FIs To Payrailz.

Fintech 277

Fintech Cards Technology Samsung 277

CB Insights

OCTOBER 10, 2018

See which startups are helping JPMorgan, Bank of America, and Citi build the digital banking platforms of the future. Why now for digital banking startups. Digital banking adoption among consumers and small businesses (SMBs) is at an inflection point. Incumbents Play Catch-Up. savings accounts.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

AUGUST 13, 2018

David Chubak, head of global retail banking and mortgage, will be in charge of the global-branded cards and the consumer lending business, reported CNBC. Anand Selvakesari, who is the current head of the consumer banking in Asia-Pacific, will become head of U.S.

Cards 108

Cards Branding Regional Digital Banking 108

PYMNTS

DECEMBER 28, 2020

Chinese financial regulators are moving to check the influence of Jack Ma’s Ant Group by instructing it to switch focus back to its payment business while remedying problems in wealth management, personal lending and more. China's Digital Yuan Trial Sees Spending For Retail, Ridesharing And More.

Groups 156

Groups Payments Conference Regulation 156

Gonzobanker

JANUARY 4, 2024

Personalized offers are presented in digital banking but are invisible to the contact center agent who has dramatically different product knowledge than their counterpart in the branch. New client onboarding is mapped out with automated marketing touchpoints if an account is opened digitally.

Customer Experience 131

Customer Experience Community Knowledge Base Tools 131

Bank Innovation

FEBRUARY 11, 2019

Cambr, a cloud-based platform powered by investment firm StoneCastle and digital banking software provider Q2 Holdings, is helping neo-banks and fintechs launch and scale up through a network of 850 community banks.

Community Bank 170

Community Bank Community Software Innovation 170

PYMNTS

JUNE 10, 2020

The move comes out of Amazon’s initial effort to build a lending marketplace for its sellers, where many lenders would compete to make business credit offers, sources familiar with the situation told CNBC. Our team exists to fuel seller growth, period,” Ragui Selwanes , head of Amazon Lending, told CNBC.

Lending 150

Lending Apple Online Retail 150

Bank Innovation

JANUARY 24, 2017

Edward “EJ” Achtner, Bank of America‘s Head of Digital Banking – Strategy, Platforms, Innovation, and Partnerships, has joined the Bank Innovation 2017 speaker faculty. based bank. Achtner also manages the Read More.

Innovation 150

Innovation Charlotte America Digital Banking 150

PYMNTS

JUNE 24, 2020

Now, in addition to car and personal loans on behalf of retail and institutional investors, Zopa will introduce savings accounts this week, to be followed by the addition of credit cards later this year. million) to become a challenger bank. He said this recent development is “a good validation of our strategy.”.

Security 215

Security Capital Cards Report 215

CB Insights

FEBRUARY 13, 2020

Stripe Connect and billing services help companies manage marketplaces, subscriptions. Business lending and corporate cards. Payments companies assumed risk for losses associated with chargebacks, fraud, KYC, or AML, while also providing support, dispute management, and reporting. Online and offline payments. Source: Finix.

Online 98

Online Company Retail Payments 98

Banking 2020

APRIL 28, 2015

Digital banks are no longer in the ‘money’ business but rather, in the ‘value’ business. Unlike in the past, when more than two products from one bank made a customer loyal, customer behavior is fleeting and their expectations for digital banking is increasing every day, because technology is giving them numerous choices and control.

Customer Experience 40

Customer Experience Digital Banking social media Millennials 40

Gonzobanker

NOVEMBER 30, 2023

While there is no question that deposit growth is slowing for the industry, some institutions have managed to string together four quarters of consecutive growth. The challenge we tend to see, however, is that when banks and credit unions embark on this journey, too many focus only on the lending opportunity.

Strategy 158

Strategy Industry Lending Marketing 158

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? And how did community banks and credit unions respond to the COVID craziness? Everything.

Idaho 180

Idaho Community Industry Strategy 180

PYMNTS

SEPTEMBER 9, 2019

JD.com and the biggest retailer in Thailand, Central Group, have launched a financial services app called Dolfin to help connect with local banks and increase the companies’ online presence, according to a report by Reuters. The app has e-wallet capabilities, digital lending services and wealth and insurance management.

Groups 125

Groups Google Lending Online 125

Bobsguide

JUNE 14, 2022

Users will benefit from advanced treasury and risk management capabilities. Eric Aillet, Principal Product Manager at Finastra said, “The Lozenge Analytics team has in-depth knowledge of Fusion KTP and a wealth of experience in the areas of risk management, regulation and compliance.

Analytics 60

Analytics Risk Management Compliance Management 60

Bank Innovation

MARCH 17, 2020

One, a digital banking platform targeting middle-class families, launched its private beta today and announced a $17 million Series A fundraising round.?With With its credit products and shared accounts, One aims to create deep relationships with middle-class families that have finances too complex for other neobanks. “The

Digital Banking 259

Digital Banking Customer Experience Capital Management 259

Fintech Labs Insights

APRIL 12, 2022

Finding the right bank shouldn’t be. We’ve been on both sides of the table, 25 years running a small business, 5 years working in a bank, and 25 years advising banks on their digital retail banking and lending services. Commercial lending*. Employee expense management*. Transaction feed.

Digital Banking 15

Digital Banking Lending Fraud Cards 15

PYMNTS

AUGUST 25, 2019

Launched in August 2018, Wanwu Xinxuan is an online retail platform selling children’s apparel, shoes and accessories. Look Who’s Charging is integrated with a number of Australian banks, with data available to millions of Australians within its existing digital banking apps.

Data 109

Data Fintech Lending Regional 109