PYMNTS

JULY 25, 2019

Banks need to innovate faster and further when it comes to the technology they use on their online platforms, as to stay one step ahead of bad actors with access to the same technology. Banks need to make sure they’re using tech in ways that keep the fraudsters out, but don’t send customers looking for another service.

Digital Banking 176

Digital Banking Innovation Fraud United States 176

NCR

MARCH 22, 2017

Today, millennials are the largest generation in the United States – and their levels of entrepreneurship are unprecedented. In three key areas, digital innovations are already creating a more tailored, more productive, and more secure bank branch by: Offering customized and personal experiences for clients and customers.

Millennials 49

Millennials Innovation Digital Banking Security 49

PYMNTS

MARCH 6, 2020

And, even with digital on the rise, the transformation’s heart is still the foundation of the relationship between the bank and its end client, which is founded in trust. The customer, in turn, is looking to the bank to provide innovation directionality.

Customer Experience 251

Customer Experience Fintech United States Fraud 251

PYMNTS

JULY 22, 2020

Banks have been forced to reduce or suspend in-branch activities to prevent the risk of infection at branches at least temporarily. The largest bank in the United States, J.P. Developments From Around The World Of Digital-First Bank ing. The global digital banking platform industry generated $3.95

ATM 225

ATM Digital Banking Alabama Study 225

PYMNTS

JUNE 26, 2020

Financial institutions (FIs) worked quickly to ensure they could operate smoothly as the pandemic kept consumers at home and closed brick-and-mortar branches in Europe, the United Kingdom and the United States. It will use cloud technology to underpin FACILE’s offerings, especially the digital payment services it provides.

Meeting 227

Meeting Mobile Digital Banking Tools 227

PYMNTS

DECEMBER 28, 2020

The pandemic has cost more than 300,000 lives in the United States alone, and it has also challenged many institutions — such as credit unions (CUs) — that were never designed to operate on a primarily remote basis. Coast Capital On The Innovations Driving CUs’ Digital-First Future.

North Carolina 197

North Carolina Houston Fraud Innovation 197

PYMNTS

MAY 29, 2020

We have deep dives on Main Street’s digital shift, ATM innovation and PPP loans. FIs Or FinTechs: Who Will Power Banking’s Big Digital Shift? The pandemic has sped up the digital roadmap for everyone in financial services, providing for more innovation in the last few months than had been seen during several years.

Maine 130

Maine ATM Innovation Millennials 130

PYMNTS

NOVEMBER 21, 2019

The initiative is called Galileo Instant Issuing, and developers can use the company’s open application programming interfaces (APIs) to create digital payment solutions that suit their businesses. Galileo has created a powerful, time-saving innovation. Businesses can get to the dashboard through the Galileo website.

Cards 183

Cards United States Innovation Fintech 183

PYMNTS

JANUARY 26, 2021

In " A Look Forward: What Executives Wish for America and the World in 2021, " he shares how PSCU has taken steps to prepare for the shifts in digital habits of credit union members, supporting its owner CUs’ needs for digital modernization by offering a full suite of payment offerings. .

Strategy 173

Strategy United States America Meeting 173

Chris Skinner

MARCH 17, 2017

For example, there is a major meme in the OCC’s paper about financial inclusion, and the White House paper’s clear objective for financial services included the line: “strengthen financial inclusion and health in the United States and abroad”. See Supporting Responsible Innovation in the Federal Banking System: An OCC Perspective.

Apple 307

Apple Innovation Fintech United States 307

Chris Skinner

MAY 17, 2017

After all, the business model of banks was built for face-to-face interactions backed up by paper documentation; the business model of digital banks is for device-to-device interactions backed up by data. In North American banks, 12.1% in European banks and 5% in Asian banks.

Leadership 321

Leadership United States Survey Conference 321

PYMNTS

JULY 27, 2020

Financial institutions (FIs) are still struggling to respond to the rise in digital banking adoption spurred by the pandemic. The increase in digital banking use has also breathed new life into the discussions surrounding the technology FIs are employing to make sure they can offer this level of support.

Digital Banking 202

Digital Banking Technology Apple Examples 202

PYMNTS

NOVEMBER 21, 2019

The initiative is called Galileo Instant Issuing, and developers can use the company’s open application programming interfaces (APIs) to create digital payment solutions that suit their businesses. Galileo has created a powerful, time-saving innovation. Businesses can get to the dashboard through the Galileo website.

Cards 143

Cards United States Innovation Fintech 143

PYMNTS

OCTOBER 10, 2019

Consumers have noticed the rising levels of fraud in digital banking, and they are not pleased. Around the Digital Banking World. Regulators as well as banks are searching for ways to keep launderers and other fraudsters out of online banking. Banks Are Innovating AML To Keep Out Launderers.

Fraud 126

Fraud Digital Banking Strategy Security 126

Gonzobanker

AUGUST 24, 2023

Here are five elements of the Banking Crisis of the ’20s: 1) Checking accounts ain’t what they used to be. In the first half of 2023, nearly half of the “checking accounts” opened in the United States were opened by digital banks and fintechs. For the past five years or so, banks have obsessed over “innovating.”

Innovation 146

Innovation United States Industry Technology 146

PYMNTS

SEPTEMBER 18, 2019

“At InstaReM we’re committed to giving people the platform to use their money their way and after launching successful operations in some of the high-traffic corridors in the Asia-Pacific, European Union and the United States, we are thrilled to arrive in Canada,” InstaReM Co-Founder and CEO Prajit Nanu said in the release. .

Fintech 164

Fintech United States Analysis Digital Banking 164

PYMNTS

APRIL 2, 2020

Competition for customers — especially millennials — from larger banks and FIs has long required credit unions to keep pace with their more innovative counterparts. This often means providing digital solutions and convenient banking options despite smaller technology and innovation budgets, however.

United States 174

United States Security Innovation Mobile 174

PYMNTS

JULY 10, 2020

The end goal: to speed innovation toward new products and services while keeping fraudsters out. The need for both innovation and security comes at a time when open banking is gaining a foothold in the United States due in part to the pandemic. The Pandemic Is Speeding Innovation Up. In the U.S.,

Data 272

Data Innovation Fintech Illinois 272

PYMNTS

DECEMBER 28, 2020

More than 20,000 bank branches in the United States are expected to close by end of the year, and four U.S. banks have failed completely this year. Digital experiences have become table stakes as the pandemic continues, but many customers still prefer in-branch experiences.

ATM 182

ATM Meeting United States Industry 182

PYMNTS

OCTOBER 1, 2020

More than 40 percent of United States businesses received at least some of their invoices in 2019 via a form of communication that many younger generations may have trouble identifying, let alone using: fax. This statistic is emblematic of a larger problem in the world of B2B payments. Around The BaaS World. About The Playbook.

Payments 169

Payments Fintech Trends United States 169

PYMNTS

FEBRUARY 7, 2019

Ruchir Rodrigues, the head of digital and open banking at Barclays , said that Bink, which was founded in 2015, “created a practical and innovative solution to an everyday problem,” and that Barclays is excited to help Bink grow.

United States 180

United States Mobile Innovation Cards 180

Gonzobanker

JUNE 7, 2023

The launch of Charlie points to an underserved niche in banking: older adults. In mid-May, a digital bank account for the 62+ crowd debuted in the United States. It’s only a matter of time for retirees to get a rewrite of digital banking. Well, it happened. You’ve been the everything to everyone.

Los Angeles 118

Los Angeles Fintech Digital Banking Tools 118

Independent Banker

NOVEMBER 25, 2015

Even with technology’s increasing influence on retail banking, it’s not typical for a community bank to have one of its most senior and trusted executives concentrate primarily on leading consumer product and payments innovation. billion-asset, 85-branch community bank based in Rockland, Mass., is not typical. Assets: $7.2

Innovation 70

Innovation Community Bank social media Community 70

PYMNTS

SEPTEMBER 30, 2019

We imagine if presented with an iPhone, penicillin, an automobile or just a ballpoint pen, even the original scribe would have been forced to concede that exciting innovations might be coming up on humanity’s horizon in the intervening 30 centuries.

Marketing 211

Marketing Fintech Cards Branding 211

PYMNTS

JUNE 13, 2018

Shane is a talented and innovative professional who is positioned well to lead cards and payments U.S. ” Barclays’ cards and payments division is one of the fastest-growing top 10 card issuers in the United States, housing leading payments businesses in the U.K., We are delighted to welcome him to our U.S.

Capital 100

Capital Cards Delaware Payments 100

Gonzobanker

SEPTEMBER 10, 2019

This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. Geneva-based Temenos’ announced the acquisition of Austin, Texas-based digital application provider Kony in a deal totaling $580 million.

United States 88

United States Texas Austin Kansas City 88

PYMNTS

MAY 10, 2018

Capital is the lifeblood of economies, and of the companies (and yes, of course, individuals) that collectively make things and provide services … and in the age of FinTech, the capital comes digitally and across innovative channels. At the same time, their fundamental view of credit is consistent with the bank’s philosophy.”

Capital 122

Capital Fintech Kansas United States 122

PYMNTS

DECEMBER 31, 2019

The PYMNTS December 2019 Next-Gen AP Automation Tracker details explosive innovation in real-time payments for business, driven in no small part by accounts payable (AP) professionals. Bottomline Technologies made trade headlines in Q3 2019 with its Real-Time Payments (RTP) module for its Digital Banking IQ suite.

Survey 135

Survey United States Technology Payments 135

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. Note: These are the rankings from 10 years ago.

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

NOVEMBER 10, 2020

Traditional financial institutions (FIs) may offer only money transfers made via expensive correspondent banking networks, and some customers may require assistance from several financial services providers to meet their needs. customers to recipients in Asia and Europe.

Report 216

Report Fintech United States Meeting 216

Bobsguide

SEPTEMBER 29, 2022

The partnership will help fuel banks’ trading operations by combining ASL’s professional experience in application development (Dev), cybersecurity (Sec), round-the-clock omni-channel managed services (Ops) with Finastra’s best of breed trading system. and General Manager, CSA Automated (Macau) Ltd.

Software 68

Software Groups United States System 68

Celent Banking

DECEMBER 1, 2014

Kudos to TD for taking a leap here in an effort to innovate and try something new. The Canadian mobile landscape has been pretty quiet, with the most recent “innovation” being the launch of mobile remote deposit capture by some of the banks. The viability of a digital only bank is questionable.

User Experience 173

User Experience Mobile Innovation United States 173

PYMNTS

JUNE 1, 2020

The pandemic inspired a surge in eCommerce use, and recent receipt of stimulus benefits and unemployment benefits in the United States pushed online buying even further. Consumers are putting contactless payments into rotation for their in-person shopping while also directing much of their spending online.

United States 132

United States Cards Payments Digital Banking 132

Gonzobanker

DECEMBER 14, 2023

A lover of picking bank stocks and playing piano who served our country in the U.S. which provides digital banking videos and user guides to help FIs increase their customers/members’ digital adoption. Paul wrote the “ Online Banking for Dummies ” book in the late ’80s. Paul Murphy, founder of Murphy & Co.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

MAY 18, 2016

These investments are in technology and infrastructure, as well as other organic growth opportunities, including new retail branches, new wholesale branches outside of the United States, new Chase private client locations, commercial banking expansion cities and the addition of small business bankers … We are also focused on other exciting investments (..)

United States 100

United States Meeting Big Data US 100

PYMNTS

NOVEMBER 18, 2020

In the United States alone, for example, The Clearing House’s RTP network serves 70 percent of all DDAs. The bank can plug the legacy system, the solution in the cloud, and everything trends off the new functionality,” he said. Speeding time to market is critical as corporates are pushing banks for more innovation.

Payments 245

Payments System Innovation Management 245

PYMNTS

MAY 5, 2020

Open application programming interfaces (APIs) are playing an increasingly important role in the financial industry as the field grows increasingly digital. APIs allow banks and technology providers to coordinate development much more easily, enabling the creation of innovative new products and services for functions such as B2B payments.

Payments 200

Payments United States Software Cards 200