Gonzobanker

MAY 4, 2020

All the capital flowing into the digital fintech space is helping to solve banking industry challenges. As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. SoFi/Galileo: This $1.2

Fintech 109

Fintech FDIC Capital Community Bank 109

PYMNTS

JULY 22, 2020

Banks have been forced to reduce or suspend in-branch activities to prevent the risk of infection at branches at least temporarily. The largest bank in the United States, J.P. Developments From Around The World Of Digital-First Bank ing. The global digital banking platform industry generated $3.95

ATM 225

ATM Digital Banking Alabama Study 225

Gonzobanker

JUNE 7, 2023

The launch of Charlie points to an underserved niche in banking: older adults. In mid-May, a digital bank account for the 62+ crowd debuted in the United States. Older adults have long been ignored in all kinds of markets, but evidence of bold change is even emerging in entertainment. Well, it happened.

Los Angeles 133

Los Angeles Fintech Digital Banking Tools 133

PYMNTS

JANUARY 7, 2021

The Berlin-based firm said it plans to use the money to speed up its expansion and “deepen its footprint” in the 50 countries where it currently operates, with a special focus on the United States, Japan and Brazil. Mambu said it is also embarking on a hiring spree, with plans to double its payroll to over 1,000 by 2022.

United States 255

United States Software Capital Fintech 255

PYMNTS

MAY 10, 2018

Capital is the lifeblood of economies, and of the companies (and yes, of course, individuals) that collectively make things and provide services … and in the age of FinTech, the capital comes digitally and across innovative channels. Within the FinTech space, there may be a resurgence of sorts for one firm.

Capital 122

Capital Fintech Kansas United States 122

PYMNTS

NOVEMBER 10, 2020

Traditional financial institutions (FIs) may offer only money transfers made via expensive correspondent banking networks, and some customers may require assistance from several financial services providers to meet their needs. Legacy banks often send remittances over correspondent banking networks, which can drive up costs.

Report 216

Report Fintech United States Meeting 216

PYMNTS

JULY 27, 2020

Financial institutions (FIs) are still struggling to respond to the rise in digital banking adoption spurred by the pandemic. The increase in digital banking use has also breathed new life into the discussions surrounding the technology FIs are employing to make sure they can offer this level of support. banking industry.

Digital Banking 202

Digital Banking Technology Apple Examples 202

PYMNTS

OCTOBER 1, 2020

More than 40 percent of United States businesses received at least some of their invoices in 2019 via a form of communication that many younger generations may have trouble identifying, let alone using: fax. Deep Dive: Tapping The Trillion-Dollar Market Potential Of The Baas Model. Around The BaaS World. About The Playbook.

Payments 169

Payments Fintech Trends United States 169

PYMNTS

JANUARY 24, 2020

German smartphone bank N26 , valued at $3.5 Berlin’s most valuable FinTech startup grew from the 3.5 Stalf would not divulge financials or share market demographics, but noted growth at N26 was strongest in Germany, France and Austria, with Italy and Spain poised to show similar expansion. Nicolas Kopp, the U.S.

United States 193

United States Examples Marketing Fintech 193

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 195

Fintech Community Regional Technology 195

Gonzobanker

OCTOBER 12, 2022

Less than 10 years old, the Brazil-based digital bank counts 70 million clients across its three operating countries ( source ). The largest fintech bank in Latin America, this master of digital marketing – known for creating cool products with strong organic growth – continues its massive expansion in Mexico and Colombia.

Fintech 97

Fintech United States Chicago Mobile 97

PYMNTS

DECEMBER 20, 2017

What do track and field stars, NASCAR drivers and millions of businesses owners around the United States have in common? While more speed may mean more endorsement money for athletes, it means faster settlements and more efficient business for commercial banking customers. They all have an appreciation for speed.

Payments 209

Payments United States Digital Banking Fraud 209

PYMNTS

OCTOBER 10, 2019

Consumers have noticed the rising levels of fraud in digital banking, and they are not pleased. Around the Digital Banking World. Regulators as well as banks are searching for ways to keep launderers and other fraudsters out of online banking. In fact, one recent study found that 71.2 About the Tracker.

Fraud 126

Fraud Digital Banking Strategy Security 126

Gonzobanker

SEPTEMBER 10, 2019

This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. market expansion. Third Time’s Finally the Charm for Temenos in the United States?

United States 89

United States Texas Austin Kansas City 89

PYMNTS

JULY 10, 2020

As financial institutions (FIs) work with FinTechs, they need to know that these tech-nimble startups are not only enabling access to customers’ account data but also in a manner that embraces KYC and AML. Regulation Vs. Market Forces. In recent years, we’ve seen the heavily regulated version of open banking in the E.U.,”

Data 272

Data Innovation Fintech Illinois 272

PYMNTS

SEPTEMBER 23, 2019

Advanced technology is increasingly raising the stakes of how CUs should operate, with members coming to expect the instant payments and slick mobile interfaces that large banks and FinTechs have made standard. How Digital-First CUs Can Break The Impersonality Barrier. percent within the past year, total assets have risen 6.4

social media 157

social media Trends Michigan United States 157

PYMNTS

NOVEMBER 2, 2020

BlockCard, a digital currency FinTech platform by Ternio, is teaming with peer-to-peer (P2P) bitcoin marketplace Paxful to debut a new digital currency debit card, which lets users take out money from an automated teller machine (ATM), among other features. Serko Rolls Out Expense Management Tool in North America.

Maine 148

Maine Lending Cards Bitcoin 148

Fintech Labs Insights

NOVEMBER 10, 2023

And from the very beginning, there have been pure-play digital banking startups. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on. The post Top 63 Online Digital Banks for U.S.

Digital Banking 15

Digital Banking Online Atlanta Las Vegas 15

Lex Sokolin

SEPTEMBER 19, 2019

Fintech is expensive. Fintech is everywhere. Fintech is the global competition for regulation, talent, and macroeconomic supremacy. Fintech is the trade war between the US and China. Fintech is the trade war between the US and China. Fintech is Facebook and Amazon. Fintech is the next bubble to burst.

Fintech 40

Fintech Lending United States Data 40

CB Insights

JULY 25, 2019

Fintech is often associated with digital tools targeted at tech-savvy millennials. But there is a growing market of fintech companies serving the unique financial needs of Baby Boomers and older retirees — and for good reason. Baby Boomers (those born between 1946 and 1964) represent a massive market opportunity.

Millennials 73

Millennials Fintech Tools Fraud 73

PYMNTS

FEBRUARY 14, 2020

We have deep dives into unattended retail, rapid settlements and cybersecurity, as well as news on Mastercard receiving the go-ahead from China’s central bank to set up a bank clearing business. Mastercard Gets Nod To Join China’s $27T Payments Market. China’s central bank gave Mastercard the green light on Feb.

Retail 141

Retail Cards Millennials Fraud 141

Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). 7 born this month (Digit Insurance, Divvy, Mambu, Melio Payments, MX, PPro, Sunlight Financial). + It is the 7th fintech unicorn based in India, and the 4th most valuable. Full Fintech Unicorn List. United States.

United States 15

United States Fintech Utah Lending 15

Gonzobanker

AUGUST 24, 2023

High interest rates have forced many banks to pay more to retain deposits (often via brokered deposits), while many institutions have seen deposits flee to higher-yielding money market funds. Banks had more than $500 billion in unrealized losses on their securities at the end of March. Bond losses.

Innovation 148

Innovation United States Industry Technology 148

PYMNTS

OCTOBER 8, 2019

Three months away from the end of 2019 and the dawn of the 2020s, the state of the credit union is stable, due to a healthy foundation that is already in place, according to Charles E. Pairing those strengths with robust credit card offerings, he said, helps CUs market a full suite of financial offerings that are comparable to marquee FIs. “As

United States 102

United States Millennials Course Lending 102

Gonzobanker

JANUARY 17, 2020

There are still 106,000 branches when credit unions are considered, and banks are overestimating the contribution many branches are making to retaining and growing revenue, all while starving investments in marketing, digital and data maturity. Most banks can’t downsize branches because of anemic digital growth capabilities.

Customer Experience 127

Customer Experience Fintech Regional Cards 127

PYMNTS

NOVEMBER 18, 2020

The pandemic has exposed glaring points of friction in any number of verticals – including banking, where it’s apparent that legacy systems and processes were not designed to handle real-time anything, and certainly not payments. In the United States alone, for example, The Clearing House’s RTP network serves 70 percent of all DDAs.

Payments 245

Payments System Innovation Management 245

Fintech Labs Insights

NOVEMBER 11, 2021

Washington DC-based Pie Insurance specializes in workers comp insurance which it currently markets online to 36 states. United States (36 states + DC). Rank: – #3 on our list of Top 15 Digital SMB Insurers (based on FAB score). The 260 Fintech Unicorns of the 21st Century (Oct 2021). Business Owner’s.

DC 15

DC Denver Washington Video 15

Fintech Labs Insights

JUNE 29, 2023

SMB market for third-party solutions. This can improve visibility on our website, but does not impact the company’s FAB score. ** The FAB score, Fintech Attention Barometer, is a proxy for the overall size of a private company since they typically do not release traditional metrics (# customers, deposits, AUM, etc). including $6.5B

Online 15

Online San Francisco Payments Fintech 15

Independent Banker

DECEMBER 31, 2022

One of the biggest challenges is simply navigating market uncertainty related to Federal Reserve policy and the direction of the economy. Anita Drentlaw , CEO, president and CFO at $190 million-asset New Market Bank in Elko New Market, Minn. billion-asset ANB Bank in Denver. Anita Drentlaw, New Market Bank.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Fintech Labs Insights

AUGUST 21, 2014

Small business debt crowdfunding __ While commercial lending in the United States is up this year, the small business segment is still vastly underserved. And while there are good reasons why banks choose to avoid riskier SMBs, none of the reasons make a lick of sense to any business owner.

Digital Banking 25

Digital Banking Lending United States Regional 25

Lex Sokolin

AUGUST 19, 2020

The results say more about consumer Fintech investing than about any company in particular. Next came the arithmetic of how much these companies raised, and how together they have 15 million users and $10 billion of European Fintech unicorn enterprise value. a little bit less than 10% of the entire UK market.

Comparison 52

Comparison Fintech Lending Analysis 52

Gonzobanker

DECEMBER 19, 2017

One word can summarize this action-packed banking year, GonzoBankers – tiring. FinTech threats and distractions. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. GonzoBanker of the Year – Large Banks. The Credit Unions Can Act Like Fintech VCs Award.

Conference 101

Conference Industry Community Bank Community 101

Fintech Labs Insights

JULY 3, 2015

headed for the beach, investors in the rest of the world unleashed a tsunami of cash into the fintech sector. Only three of those (worth $107 million) were in the United States. billion in new fintech investments (not including Ant). UK neo-bank startup. Predictive analytics for financial markets analysis.

Company 12

Company Fintech Los Angeles San Francisco 12

Independent Banker

NOVEMBER 25, 2015

Moving into his role to lead the innovation charge for Rockland Trust has been more than a half-dozen years in the making for Jimenez, who in 2008 was heading the bank’s deposit operations and call center teams. “We We had just begun to really start talking about the digital space then,” he recalls.

Innovation 70

Innovation Community Bank social media Community 70

Fintech Labs Insights

DECEMBER 1, 2021

Below is a ranked list of the 17 challenger business credit cards currently active in the United States. Two have been acquired by large banks, but they will stay on this list as long as they are operated as an independent brand. NEW : Looking for digital banks, lenders or insurance companies serving small businesses?

Cards 15

Cards Online Utah Austin 15

Fintech Labs Insights

DECEMBER 1, 2021

Below is a ranked list of the 17 challenger business credit cards currently active in the United States. Two have been acquired by large banks, but they will stay on this list as long as they are operated as an independent brand. NEW : Looking for digital banks, lenders or insurance companies serving small businesses?

Cards 15

Cards Online Utah Austin 15

CB Insights

AUGUST 23, 2018

Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. Today, JPMorgan (JPM) is using its capital and scale to build an entirely digital bank. JPM’s digital push, a theme it refers to as “Mobile First, Digital Everything,” is showing positive early results.

Cards 76

Cards Mobile Strategy Branding 76