PYMNTS

SEPTEMBER 25, 2018

When it comes to FinTech firms and lending, might it be that what we don’t know could hurt us? As for inroads into overall credit as a whole, the BIS noted that FinTech accounted for 13 percent of volume in China, and stood at 15 percent of lending to consumers and small and mid-sized enterprises (SMEs) in the United Kingdom.

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Fintech Lending United States Regulation 172

CB Insights

OCTOBER 4, 2022

CB Insights has unveiled the winners of the fifth annual Fintech 250 — a list of the 250 most promising private fintech companies worldwide. . GET the list of 2022 fintech 250 companies. Get an Excel file with the entire Fintech 250, CB Insights’ annual ranking of the 250 most promising fintech startups in the world.

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Fintech Company cryptocurrency Marketing 101

PYMNTS

OCTOBER 23, 2019

Office of the Comptroller of the Currency (OCC) does not have the power to grant national charters to financial technology (FinTech) companies, The Wall Street Journal reported on Tuesday (Oct. The rise of FinTech firms, which have no federal charters, has stemmed largely from state licenses and mainstream banking partnerships.

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Fintech New York National Regulation 101

PYMNTS

FEBRUARY 25, 2019

The Conference of State Bank Supervisors (CSBS) said earlier this month that it had put in place a set of action items to standardize the national experience of FinTechs and non-bank entities. Liu pointed out that the online database of the aforementioned state licensing and FinTech guidance will go live later in 2019.

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Regulation Fintech Community Bank Community 147

PYMNTS

DECEMBER 27, 2018

It may be conventional wisdom to assume that banks and FinTech firms are on opposite ends of the financial services spectrum, where large, asset-rich, traditional financial institutions (FIs) stand in stark contrast to small, bootstrapped tech upstarts, competing for clients’ attention and spend. The Strategy of Process.

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PYMNTS

OCTOBER 20, 2020

In today’s top news, Billtrust and South Mountain Merger Corporation have entered into a “definitive business combination agreement,” while Paya became the latest FinTech to join the ranks of publicly traded companies. Plus, i2C has become part of Visa’s FinTech Fast Track program. Billtrust to Go Public via SPAC at $1.3B

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Apple Payments United States Fintech 130

PYMNTS

SEPTEMBER 11, 2018

In FinTech and FI collaborations , borders fall to bits and bytes. On FinTech collaboration writ large, Singapore and Dubai are working together to encourage strides in digital payments and commerce done by mobile means. APIs: Making Inroads.

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PYMNTS

OCTOBER 17, 2017

For all of the commotion about Brexit, it appears as though London’s reign over the world of FinTech may be secure — even after the U.K. London will maintain its FinTech influence if this landscape does not change,” said Early Metrics CEO Antoine Baschiera in a statement. FinTech startups in the first half of 2017 alone.

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Fintech Industry New York City New York 159

PYMNTS

JUNE 10, 2020

The battle between traditional financial institutions (FIs) and tech-nimble FinTech challengers has been a pitched one. Consumers Think About the Key Issues Driving the Connected Economy,” some old-school definitions of banking hold sway when individuals are asked what banking is all about.

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Fintech Conference Online America 131

PYMNTS

JANUARY 8, 2021

Internet information services as defined by the Cyberspace Administration of China will soon include digital platform-based firms, news agencies, information providers and search engines. The regulator enforces China’s digital censorship rules, but specific definitions weren’t developed when the agency was created in 2000.

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Online Regulation Maine National 171

PYMNTS

AUGUST 7, 2020

PYMNTS spoke with Dewan about the changing nature of corporate and consumer payments as well as how the emerging FinTech scene has influenced this field and how the ongoing pandemic has placed even more stress on banks to meet these expectations. Growing numbers of FinTechs are also forcing banks to innovate or be left behind.

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Payments Fintech Innovation US 301

PYMNTS

OCTOBER 28, 2019

Many of them are technical in nature, as firms — especially FinTech firms and traditional financial institutions (FIs) that want to bring digital payments to new markets — must navigate new relationships with multiple payment processors on a market-by-market basis to gain that acceptance. This region, home to more than 4.3

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Fintech Regional Cards Marketing 118

PYMNTS

OCTOBER 28, 2020

Plus, a new FinTech, OpenEnvoy, launches to combat B2B payments fraud, while PCMI collaborates on B2B payments automation, and OpenPayd launches an FX-as-a-Service solution. Today in B2B payments, accounts payable automation firm CPS finds a buyer. REPAY Inks Deal For B2B AP Automation Firm CPS. 27) announcement.

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PYMNTS

MARCH 5, 2019

The Australian FinTech market, for instance, received significant backlash last year after small business lending platform Prospa pulled its IPO plans amid criticism over its rates and fees. ” Earlier this year, the U.K. Lawmakers Take A Look.

California 153

California Fintech Lending Regulation 153

PYMNTS

FEBRUARY 10, 2020

Digital payments FinTech startup Sezzle announced on Monday (Feb. ” This news comes on the heels of Sezzle’s 4Q announcement that it now partners with over 10,000 merchants. . 10) that it topped 1 million active customers. . and Canada and is quickly growing. BNPL is also anticipated to be a driver for shopping on smartphones.

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Minneapolis social media Retail Payments 187

PYMNTS

JULY 26, 2020

The announcement by the Consumer Financial Protection Bureau ( CFPB ) comes on the heels of a symposium it held in February which included experts from consumer groups, financial technology (FinTech) companies, trade groups, banks and data aggregators. Complaints are up 50 percent compared to the same time last year, March to June 2019.

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Data Google Fintech Groups 173

PYMNTS

APRIL 6, 2020

Using videos will become more and more important for businesses as the definition of work expands, including more remote positions and other such changes to the traditional office sphere. With growing need from clients, Paylocity saw an opportunity to “expand the relationship” by acquiring VidGrid, the press release stated.

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PYMNTS

APRIL 13, 2020

The definition of a bank was more or less unchanged for centuries. Then, within a matter of a few years, the old definitions have become more of a starting place than a final destination. Definitions Are Changing. Not surprisingly, the old definitions still hold enormous cachet with respondents. percent and 9.3

Digital Banking 154

Digital Banking ATM Community Bank Survey 154

BankBazaar

MAY 7, 2024

BankBazaar.com, India’s leading fintech co-branded Credit Card platform and online platform for free Credit Score, marks its third consecutive year of fast and sustainable growth, with an unaudited operating revenue of Rs.215 The collaboration between FinTechs and banks is pivotal in shaping the future of financial services.

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Branding Cards Fintech Leadership 78

PYMNTS

SEPTEMBER 29, 2017

Banks are finding it more difficult than ever to ignore potential FinTech partnerships that could better serve their corporate customers. When it comes to corporate treasury, business clients demand robust solutions and services from their banks, and FinTech players are stepping in to help.

Fintech 141

Fintech Risk Management Compliance Management 141

Matteo Rizzi

FEBRUARY 26, 2019

We are definitely on the right path with our assigned programs for the year at FinTechStage. Here are some of the things we are on track with: Dubai and Sao Paolo calling this week. I had a meeting with a global bank in Dubai and I am speaking at another internal event for the future […].

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Meeting Fintech 28

PYMNTS

NOVEMBER 30, 2020

In today’s top news in digital-first banking, Computer Services, Inc. CSI) is collaborating with Featurespace to advance a new cybercrime offering to fight money laundering, while the loan payment relief mandated by the federal CARES Act has brought about mixed outcomes.

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National cryptocurrency Digital Banking Fraud 148

PYMNTS

MAY 10, 2020

California lawmakers have introduced a bill that would attempt to more clearly define how cryptocurrency is meant to be treated, and definitively determine if it is an investment contract.

Bitcoin 168

Bitcoin Security Marketing cryptocurrency 168

PYMNTS

JANUARY 24, 2019

The Institute for FinTech Research at Beijing’s Tsinghua University (THUIFR) has unveiled a blockchain scholarship program with Ripple ’s help, Cointelegraph reported. 22), “We @Ripple are excited to work with Tsinghua University Institute for FinTech Research (@THIFR3) and help develop the next generation talent for blockchain in China!”

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blockchain Bitcoin Pennsylvania Guidelines 129

PYMNTS

MARCH 2, 2020

In other news, cash recyclers are nowhere near as sexy as ITMs, but they do enable ATMs to require less frequent cash fill-ups, and that’s digital-first thinking, even if it’s not the pure-play definition of digital-first banking. The report says Chinese FIs are expected to spend “… up to 220 billion yuan ($31.6

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ATM Millennials Retail Video 191

SWBC's LenderHub

SEPTEMBER 10, 2015

It’s not often that you hear about a credit union doing something technologically innovative on the national news—if ever. If you answered, “about five minutes ago,” you’ve definitely been paying attention. But, how often do you hear about a technology firm offering innovative financial services?

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Fintech National Innovation Technology 60

PYMNTS

JULY 18, 2018

The news comes as the platform was formally unveiled in June following beta testing last year. In other news, BitPay has received a digital currency license from the New York Department of Financial Services (DFS) that is called a “BitLicense,” Cryptovest reported.

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Bitcoin blockchain New York Fraud 107

Lars Markull

MARCH 22, 2018

In the early days of FinTech, I remember quite a few people talking negatively about the potential impact of FinTech. In their eyes, FinTech was just a hype and will disappear in the near future. Quite de-motivational opinions for anybody who was considering to switch from traditional banking to a FinTech player.

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Fintech Regulation Industry Conference 40

PYMNTS

FEBRUARY 12, 2019

26 percent: The number of regulatory bodies that the Financial Stability Board estimates have clear definitions of FinTech lending in place. . $2,225: The amount bridge millennials spend, on average, on annual retail purchases. 90 percent: The share of retail sales that the Census estimates happen at the physical store.

Millennials 154

Millennials Payments Retail Lending 154

PYMNTS

OCTOBER 19, 2020

While there’s still a degree of noise and complexity in the process, Disque said collaborations with banks and FinTechs are accelerating and the shift to integrated payments is happening even as the U.S. When it comes to addressing such technical issues, Disque said having flexibility to offer choice definitely improves the value proposition.

Payments 276

Payments Fintech System Cards 276

PYMNTS

APRIL 7, 2020

In a deal valued at over a $1 billion, SoFi said it has inked a definitive deal to buy Galileo Financial Technologies. These are products that many of our leading fintech clients are asking for. The online personal finance firm will pay total purchase consideration of $1.2 I think it’s very powerful.”.

Financial Technology 151

Financial Technology Technology Innovation Fintech 151

PYMNTS

MARCH 19, 2019

While China’s central bank did not respond to Guo’s comments, it announced earlier this month that it is planning to develop a system of rules to regulate FinTech in the country. “We The situation of the industry shows that the one-size-fits-all rule will definitely curb innovative businesses.”.

Regulation 138

Regulation Regional Lending Compliance 138

PYMNTS

DECEMBER 12, 2018

Bitwala has rolled out digital currency banking services in Germany through a partnership with a regulated FinTech firm that has a banking license, CoinDesk reported. Google Trends found that the top search definition in both the United States and the United Kingdom, according to a Bloomberg report, was “what is bitcoin?”

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Bitcoin Google United States Analysis 139

PYMNTS

JULY 24, 2020

Most recently, it resulted in a partnership with B2B cross-border payments solution provider Thunes , which enables UNFCU to implement the FinTech’s technology to streamline and accelerate cross-border payments by connecting FIs with mobile wallets. in markets like Kenya, mobile payments are the norm. As the U.S.

Innovation 201

Innovation Payments Leadership National 201

PYMNTS

JUNE 28, 2020

BNP Paribas has been one of the pilot banks involved in the SWIFT g4C working group, and it contributed to the definition of the standards for the project, according to the release. Inbound tracking will be available on both g4C and Connexis Cash, the release states.

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Payments Charlotte Cards Fraud 192

Fintech Labs Insights

FEBRUARY 22, 2022

Since cryptocurrency is such a hot sector, we created a separate offshoot of our Fintech Unicorn list tracking crypto/blockchain startups involved in financial services ( see definitions below ). Definitions will evolve, and we may include or exclude certain categories in the future. No pure-play mining companies. Value ($B).

Fintech 15

Fintech Bitcoin blockchain Lending 15

PYMNTS

DECEMBER 12, 2018

“Just to give you a sense, we have invested in a FinTech lab based on blockchain technology, just to understand how to leverage this better.” … The future is definitely digital. Reports in Invest In Blockchain on Tuesday (Dec. “Blockchain is absolutely an option we’re looking at,” he said.

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blockchain Payments Conference Technology 242