PYMNTS

JULY 14, 2020

When consumers fled to online shopping options in Q2, many businesses weren’t set up for digital-first commerce, but quickly figured it out. If you are an offline business that isn’t figuring out how to develop an online offering, you will likely be left behind by competitors.”.

Innovation 337

Innovation Online User Experience Resources 337

PYMNTS

JULY 30, 2020

And in banking, credit unions are taking another look at their use of innovative tools and digital channels, as shifts in these strategies are vital for them to compete with challenger banks. All this, Today in Data. Data: 50K: Minimum number of users who attended the Shopify Reunite virtual event.

Online 192

Online Data Tools Strategy 192

PYMNTS

SEPTEMBER 29, 2020

New payment rails are once again in the spotlight as real-time payments and cryptocurrency emerge as the top focuses for innovators. In this week’s look at payment rails innovation, the European Union begins paving the way for greater crypto adoption, while Mastercard expands its own crypto accelerator initiative.

Innovation 323

Innovation Payments cryptocurrency blockchain 323

PYMNTS

OCTOBER 10, 2018

That means being able to use features, like online and mobile app ordering and self-service kiosks, that make ordering faster and more convenient. In fact, 62 percent of customers said innovations would make them more inclined to visit QSRs in the future, according to the latest PYMNTS Restaurant Readiness Index.

Innovation 152

Innovation Customer Experience Data America 152

PYMNTS

FEBRUARY 5, 2020

Retailers that sell products and services online have been steadily removing payment frictions from their online checkout processes, adopting checkout features like refund policies and free shipping. And, in grocery, innovators are connecting retailers with shoppers to help sell surplus food that might otherwise go unsold.

Retail 130

Retail Innovation Policies Data 130

PYMNTS

OCTOBER 1, 2020

In merchant innovation, many retailers are in the middle of a journey to digitize operations and bolster sales. And in payment methods, a number of luxury merchants are turning to flexible payment solutions like buy now, pay later (BNPL) , as greater numbers of consumers move online. All this, Today in Data.

Innovation 131

Innovation Retail Data Online 131

PYMNTS

SEPTEMBER 17, 2018

But sometimes, innovators get the process backwards, and find they have a great solution, but not a problem to go with it. as consumers struggle to find a reason to use them, as online and omnichannel purchases are growing worldwide. 14 percent: Share of global retail sales expected to be powered by online payments by 2021. .

Innovation 133

Innovation Data cryptocurrency Google 133

PYMNTS

FEBRUARY 5, 2020

How that will affect merchants’ online promotional activity hangs in the balance. As we know, mostly anonymous corporations have been collecting consumer data online for years, usually without explicit permission, selling it or using it for ad retargeting and personalization. That’s a bad moon rising for some Big Data operators.

Google 288

Google Data Regulation social media 288

PYMNTS

MARCH 27, 2020

While the advancement of open banking regulations may be seeing a small skip due to the spread of the coronavirus , many countries saw business and typical banking operations halted right after deciding upon new online privacy rules. Around The Data Protection And Security World. The virus is sweeping through the U.S. Security .

Data 199

Data Retail US California 199

PYMNTS

APRIL 24, 2020

In-person payments of transactions like parking violation fines or sanitation fees is no longer possible, leaving government entities to accelerate their electronic and online payment acceptance capabilities. ” Accelerating ACH Innovation. “There is a great emphasis on data security,” he said.

Innovation 161

Innovation Payments System Data 161

PYMNTS

MAY 5, 2020

With the launch of the new Trust over IP (ToIP) Foundation, the Linux Foundation wants to establish a common trust online for everyone to know that the information they’re dealing with is valid and sourced.

Online 130

Online Data blockchain Industry 130

PYMNTS

SEPTEMBER 14, 2020

But the one thing that might work is taking a page from the innovation playbook that Netflix seems to have written and followed over the last 22 years. A combination of forces — Netflix’s own content and technology innovations and advances in hardware and software — helped them consistently attract more eyeballs.

Innovation 245

Innovation Video Course Meeting 245

PYMNTS

JULY 18, 2019

Data is where it’s at, and more credit unions (CUs) are waking up to the fact that without sophisticated analysis of customer data, they risk being left behind as financial institutions continue to adopt innovative digital technologies to please the modern consumer. But the opportunity is real.

Innovation 124

Innovation Data Cards Maine 124

PYMNTS

JANUARY 19, 2021

Corporate buyers are quickly shifting their purchasing habits online, and seeking more efficient experiences from product sourcing through to checkout. According to Suchit Bachalli , CEO of Unilog , thanks to the market's acceleration as a result of COVID-19, the industry is on the cusp of some major innovation.

Online 275

Online Marketing Payments Operations 275

PYMNTS

DECEMBER 11, 2020

The pandemic is proving to be a tough loyalty test for retailers, as they are competing for customers’ attention in an environment where competition is still present in both online and in stores. One recent study found that 51.7 They are beginning to value placing more emphasis on being able to pay however they like, for example.

Online 241

Online Payments Retail United States 241

Bank Innovation

OCTOBER 18, 2017

EXCLUSIVE-Legacy: it’s a bit of dirty word when it comes to banking innovation, but some companies, like Microsoft, are set to challenge that. “At

Innovation 236

Innovation Data Industry Company 236

PYMNTS

OCTOBER 11, 2019

In restaurant technology, cloud kitchens have emerged as a new model driven by the rise of online ordering. And, in digital banking, banks are innovating with their strategies for fraud protection and anti-money laundering (AML). All this, Today in Data. 50 percent: Share of Swiss consumers who currently bank online.

Trends 122

Trends Innovation Technology Marketing 122

Bank Innovation

OCTOBER 17, 2017

EXCLUSIVE–Future banking innovations aren’t going to depend on what technology financial institutions are using, but on what data is underlying that technology, according to Dave McKay, president and CEO for the Royal Bank of Canada.

Technology 310

Technology Data Innovation Lending 310

PYMNTS

MARCH 5, 2019

How do you measure innovation? That’s a question that takes on fresh importance in today’s mobile and data age – and answers are coming, of all places, via food menus. Meanwhile, in the connected vehicle ecosystem , voice is becoming a much bigger agent for innovation. 140 million: Total number of weekly Walmart shoppers.

Innovation 134

Innovation Mobile Data Online 134

PYMNTS

OCTOBER 12, 2020

Online marketplaces are connecting retailers, consumers and nonprofits amid the pandemic. And online shopping and digital fraud are increasing simultaneously, but merchants can take steps to ensure that debit-based card-not-present (CNP) transactions are kept safe. All this, Today in Data. 92%: Portion of U.S.

Retail 146

Retail Innovation Technology Security 146

Perficient

FEBRUARY 27, 2024

Harnessing data insights for informed decision-making and actionable analytics. By breaking down operational silos and enabling seamless data flow, insurers can enhance agility, improve decision-making, and deliver personalized experiences to customers. Utilizing digital tools to break down operational silos and facilitate data flow.

Trends 221

Trends Industry Operations Customer Experience 221

Bank Innovation

JUNE 23, 2017

We live in an incredible, and incredibly connected, world with nearly half the population now online – and there is no turning back. billion connected devices through the internet of things combine with advances in artificial intelligence (AI) and other innovation to deliver personalized payments. The estimated 8.4

Data 329

Data Innovation Online Payments 329

PYMNTS

SEPTEMBER 23, 2020

But George Connors , senior vice president of gaming and sports solutions at Fiserv , told PYMNTS in a recent conversation that other things have remained the same — like online gaming. market as regulatory restrictions were lifted from online gambling in recent years. The user experience has to be good,” he said. “If

Online 221

Online Security Cards User Experience 221

PYMNTS

APRIL 21, 2020

A partnership between The University of Oxford , Saïd Business School and Mastercard will launch an online education program to teach business leaders about the strengths and perils of the modern day internet. The class, he said, was a way of ensuring that this was done with a measure of public trust.

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Course Online Leadership Analytics 246

PYMNTS

JANUARY 21, 2020

But, as Karen Webster and Michelle Carter, senior vice president global retail sales, data and services at Mastercard , discussed, the devil can very much be in the details. The latter is innovative; the former is, well, just a tweak. Testing Innovation . However, she noted, the data there is more nuanced.

Retail 168

Retail Innovation Data New York 168

Bank Innovation

MAY 24, 2017

Sure, artificial intelligence is great for data—but the majority of executives also think the technology could be used to create an innovative atmosphere within their enterprises.

Innovation 276

Innovation Technology Data Online 276

Perficient

APRIL 3, 2024

The report explores the potential of innovative technologies with “…particular emphasis on generative AI (Artificial Intelligence), as it not only delivers benefits now but also underpins technologies such as autonomous workplace assistants, embedded AI, and edge intelligence.”

Technology 221

Technology Report social media Industry 221

PYMNTS

JANUARY 22, 2019

Financial Innovation Now (FIN) submitted a public letter in December, contending that the Fed was best-positioned to operate a ubiquitous, interoperable real-time payments network. Innovation, flexibility and agility helped drive WEX ’s acquisition of Discovery Benefits, Inc. All this, Today in Data. DBI) in 2018.

Data 167

Data Payments Innovation Study 167

PYMNTS

JULY 8, 2020

Mastercard has introduced new tools designed to help small businesses drive online commerce, the company announced Wednesday (June 8). Last month, Mastercard debuted its Recovery Insights tool that promises to help businesses and governments assess data during the pandemic to make smarter decisions. and Canada.

Tools 149

Tools Online US Atlanta 149

PYMNTS

OCTOBER 7, 2019

Digital platforms are driving innovation in the health and wellness space. In other digital innovation news, Amazon is growing its 4-star store footprint , showcasing items rated four stars or higher by online shoppers. All this, Today in Data. 187: Number of store locations Forever 21 plans to close.

Innovation 102

Innovation Data Operations Retail 102

Bank Innovation

MARCH 6, 2017

The conversational AI company today announced KAI Insights, a data-driven service that will be integrated into its KAI for Banking platform, during the Bank Innovation 2017 event taking place in San Jose, Calif. Kasisto wants to make proactivity the norm when it comes to banking.

San Jose 253

San Jose Innovation Data Company 253

PYMNTS

SEPTEMBER 28, 2020

Banks, businesses and consumers fundamentally altered how they interacted with each other in the early months of the COVID-19 pandemic — and regulators tasked with making sure their data and payments are kept safe took notice. Regulators in countries like Egypt have only recently rolled out their data protection rules.

Online 151

Online Report Payments Regulation 151

PYMNTS

JULY 24, 2018

It’s easy to imagine the appeal: Transferring loyalty program data from one grocer to another, moving image data from a social media site to an online photo-printing service, retaining access to music playlists after leaving a website with weak privacy protections or other flaws. Data Control. DTP Development.

Online 101

Online Data Industry social media 101

PYMNTS

JANUARY 18, 2021

A Year of Innovation in the Face of Adversity Digital and omnichannel consumer journeys have accelerated during 2020, as click and collect, buy online pick up in-store (BOPIS), and contactless payments and touch-free shopping have all seen an enormous boost this year. Challenges And Opportunities Ahead In 2021.

Innovation 205

Innovation Payments Retail America 205

Independent Banker

FEBRUARY 28, 2023

Illustration by The Laundry Room/Stocksy Customer data fuels efficient and effective marketing these days. Community banks own an enviable amount of data, but not all are leveraging it to its fullest extent. By Mindy Charski People share important data about themselves with their community bank in myriad ways.

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Community Bank Community Marketing Data 129

PYMNTS

MAY 28, 2020

Businesses that did not have online shopping channels were unable to sell their products, and restaurants that did not offer online ordering for pickup or delivery could not serve their customers. Confronted with the option, most SMBs chose to innovate. Our study finds that 33.4 Meanwhile, 16.9 percent and 13.9

Maine 182

Maine Data Innovation United States 182

PYMNTS

MAY 13, 2019

With Uber and Lyft IPOs now solidly in the rearview mirror, the question for many watching the market is what’s next – and what will the the next round of innovations in retail and payments look like? Data: $82 million: Uber’s pre-IPO valuation. And how inclusive will they be? million: Number of unbanked U.S. households.

Innovation 139

Innovation ATM Data Retail 139