South State Correspondent

APRIL 30, 2024

An inverted yield curve, continued bank failures, and the desire to manage risk and offer clients higher service are all factors that are driving more community banks to adopt a loan hedge program. Community banks’ main goals are to diligently support their local communities and make an acceptable return on capital in these challenging times.

Community Bank 195

Community Bank FDIC Community National 195

PYMNTS

JANUARY 31, 2019

is set to see its first new community bank in decades, as the Federal Deposit Insurance Corporation (FDIC) lent its approval for MOXY Bank to launch in Washington, D.C. With clearance to move forward with its plans, the community banking landscape will see its first new industry player in years. have emerged to do.

Community Bank 122

Community Bank Community FDIC Marketing 122

American Banker

APRIL 11, 2024

New York Community Bancorp took a massive loan-loss provision and slashed its dividend to meet tougher capital and liquidity requirements after rocketing by that asset mark. A half dozen regionals face tough questions about whether they're better prepared than NYCB, which had to be rescued.

New York 74

New York Regional Community Meeting 74

Perficient

MARCH 1, 2021

As a company known to treasure talent, embrace effort, and reward results, Perficient’s goal is to extend a number of qualified cohort graduates a full-time job in the software engineering and development field, where they will partner with one of the world’s biggest brands in the Detroit metro region. .

Detroit 520

Detroit Training Community Metro 520

PYMNTS

JANUARY 9, 2018

Community banks approved 49 percent of SMB loan applications in November, according to the latest data from the Biz2Credit Small Business Lending Index. Here, again, lies another opportunity for community banks to fill the void. We urge you to make such legislation a priority.”.

Community Bank 131

Community Bank Community Fintech Lending 131

PopularBank

OCTOBER 2, 2020

When we first opened our doors, we did so with a great sense of purpose and a vision to make a difference within our communities. I am proud to share that Popular’s commitment to meeting the diverse and growing needs of our customers and communities across all our regions is stronger than ever before.

Community 98

Community New York New Jersey Meeting 98

South State Correspondent

APRIL 18, 2023

Top-performing community banks deploy relationship banking. Many community banks state that they embrace and promote relationship banking, but the model is not easy to deliver effectively, and its implementation is not as intuitive as some bankers may believe. Today, we look at the value of concentric relationship building.

Strategy 195

Strategy Regional Industry Community Bank 195

Perficient

MARCH 10, 2022

The Acquia Partner Awards recognize 17 outstanding partners across four global regions. The awards acknowledge excellence in overall revenue performance, growth with Acquia’s Open Digital Experience Platform (DXP), outstanding contributions to Acquia product innovation, and impact on their communities.

Customer Experience 474

Customer Experience Innovation Regional Community 474

Abrigo

FEBRUARY 23, 2023

Relationship focus helps CFIs Small banks can leapfrog competitors and better serve their communities by combining their unique advantages with smart management and partnerships. How can community financial institution leaders manage their challenges and seize their opportunities at the same time?

Community Bank 195

Community Bank Kansas City Community Lending 195

PopularBank

OCTOBER 28, 2020

Popular is committed to meeting the needs of our customers and communities, guided by our 127-year legacy. We are confident that this repositioning will improve the performance of Popular Bank as we continue to meet the growing and diverse needs of our customers, employees and communities throughout our markets.”.

Puerto Rico 52

Puerto Rico New York Metro Community 52

Independent Banker

MARCH 31, 2022

This Community Banking Month, I invite you to try something new to spread your story. Share a new development, community project or initiative. As community bankers, we know relationships matter. I’m headed to Memphis to meet with our state and regional partners, and then I’ll be engaging with the team at CRA Partners.

Oklahoma City 161

Oklahoma City social media Memphis Community 161

South State Correspondent

FEBRUARY 27, 2024

Community bankers need to practice realistic loan pricing discipline. However, we need to understand the meaning of pricing discipline and its effect on community bank performance. This is strong evidence that community banks are pricing to an arbitrary minimum credit spread in this set of loans.

How To 195

How To Community Bank Community Management 195

South State Correspondent

MARCH 28, 2024

By partnering with community leaders, state and federal agencies, local commissions, and commercial customers, banks can be an effective conduit to leverage this public capital better while making sure the funds are fully utilized effectively in the communities we serve.

America 195

America Strategy Taxes Community 195

South State Correspondent

AUGUST 21, 2022

Last week we wrote about loan-level vs. balance sheet hedging for community banks and provided our loan proposal generator ( HERE ). We compared and contrasted the two strategies and sized the market for community banks. A community bank may transact one or only a few balance sheet hedges over many years.

How To 195

How To Community Bank Community FDIC 195

MerhantsBanks

JUNE 9, 2021

He’s familiar with the Twin Cities region and working with businesses of various industries and sizes. There are many things that impressed me about Merchants: valuing community support […]. Rob has more than 15 years of experience in the Commercial and Business Banking field, specifically in lending and credit analysis.

Meeting 52

Meeting Regional Analysis Lending 52

Perficient

SEPTEMBER 26, 2020

Back in July, Microsoft announced Together Mode , which is a virtual conference room that reimagines the meeting experience and helps colleagues feel closer to one another even if they’re working remotely. With custom layout enhancements in Teams, you can customize how content shows up for the participants of a meeting.

Meeting 322

Meeting Conference System Community 322

Independent Banker

MARCH 31, 2022

After a historic tornado rocked western Kentucky last December, a host of community banks banded together in the spirit of generosity, using their financial power to start relief funds and bolster rescue efforts for local victims. Community banks also helped their devastated communities with much-needed financial support.

Kentucky 163

Kentucky Community Bank Community Wisconsin 163

South State Correspondent

OCTOBER 17, 2022

In a previous article ( HERE ), we discussed the concept of Funds Transfer Pricing (FTP), why systemically important banks and large regional banks incorporate FTP, and why community banks should also consider implementing FTP. Community banks can then better measure the economic value obtained from each action taken separately.

How To 195

How To Community Bank Community Capital 195

Independent Banker

APRIL 30, 2022

In the wake of the devastating Dixie Fire in northeastern California, Plumas Bank partnered with a local community foundation, forming the Dixie Fire Fund with a $50,000 bank donation. community, Plumas Bank has seen its share of wildfires, which have blighted northeastern California in recent years. billion-asset community bank. “It

Community 150

Community Nevada California Community Bank 150

Independent Banker

NOVEMBER 24, 2014

“For Ron, giving back to the community is part of the essence of who he is. With vigor and a strong commitment to service, Ron Paul leads a rapidly growing community bank in Maryland. Eastern Region Award Recipient. Ronald Paul first encountered community banking as a real estate developer in the early 1980s.

Community 70

Community Washington Community Bank Maryland 70

South State Correspondent

MAY 9, 2022

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. Community banks with larger percentages of DDA balances will fare better. Influences on Deposit Beta.

Community Bank 195

Community Bank Community Industry Online 195

PYMNTS

APRIL 27, 2020

Additionally, the Global Impact Report highlighted PayPal’s support of community relief efforts through a new employee giving program, global fundraising campaigns through PayPal’s Giving Fund and donations to relief efforts in impacted regions.

Report 168

Report Community California Regional 168

PYMNTS

FEBRUARY 20, 2020

“Technology is changing the nature of traditional finance; the non-bank sector has grown, and requires deeper understanding and coordination among the supervisory and regulatory community. G20 finance ministers said in draft conclusions of the meeting that all eCurrency risks must be scrutinized and dealt with.

cryptocurrency 194

cryptocurrency Meeting Conference Regional 194

PYMNTS

MARCH 12, 2020

The regional bank also noted growing interest among smaller FIs to embrace the bank-FinTech collaboration trend. Hawthorn River Eyes Open Banking for Community FIs. “My guess is, if you went to 100 community banks, maybe five would know how to describe open banking ,” he said. Yet maturation is low.

Lending 194

Lending Risk Management Fintech Community 194

PYMNTS

JULY 13, 2020

Today, while shutdowns have led many businesses to temporarily halt non-essential spending, many in the market actually expect the expansion of the freelancing community to accelerate as a result of market volatility. Before the pandemic hit, the global freelancing economy was expected to experience significant proliferation.

Payments 273

Payments Regional Community Trends 273

PYMNTS

MARCH 9, 2020

Consumers aren’t the only ones struggling to cope with the lack of a bank presence in their communities, forcing them to use expensive non-bank financial products like money transfer and check-cashing services. Regional Banks, Credit Unions Compete. Branch Deserts.

Community Bank 188

Community Bank Community Innovation Regional 188

Independent Banker

MARCH 31, 2022

We asked community banks how they’re dealing with the resulting shifts in their employment models. Before remote work was an emergency measure to keep employees safe from a devastating virus, it was a perk some community banks offered to retain and attract talent. is among the community banks carefully navigating the new landscape.

Missouri 142

Missouri Community Bank Community Management 142

PYMNTS

JULY 31, 2019

The company revealed that David Kowach has been named head of Community Banking, while Jim Hays has come onboard as president and head of Wells Fargo Advisors. In his new role, Kowach is responsible for Regional Banking, Distribution Strategies, Customer and Branch Experience, and Regional Services.

Community Bank 147

Community Bank Lending Regional Strategy 147

Perficient

JULY 1, 2020

As noted below, the motivation of this particular approach is to identify a small segment of the user community that can act as an initial response group. Motivation (Forces): Reduce the impact of a new and potentially disruptive change to the user community. Also Known As: Limited Rollout, Feature Trial, Beta Release, Soak Deployment.

Groups 309

Groups System Community User Experience 309

PYMNTS

SEPTEMBER 11, 2019

According to the new Simplifying Cross-Border Payments Playbook , there are five key criteria that an ideal cross-border payment solution should meet: speed, security, compliance, transparency and ubiquity. Different regions have their own unique payment rails, and no two abide by the same regulatory framework. So, what’s the problem?

Payments 190

Payments Regional Operations Guidelines 190

South State Correspondent

MARCH 16, 2022

The recent Fed meeting, with its hawkish tone, makes the sport of loan value creation even more important. Many community banks will market their fixed rate loans based on the simplicity of the prepayment provision, and this starts by understanding the value that each provision creates. Step 3: Setting Term and Amortization.

How To 195

How To Community Bank Community National 195

PYMNTS

OCTOBER 10, 2017

One of the FSB’s 31 regional councils will put forward a no-confidence vote during the national council meeting this week, the publication said, as some supporters express doubt over the Federation’s plans to shake up its membership structure. Federation of Small Businesses’ board has 11 members elected every year at an annual meeting.

Regional 100

Regional Meeting National Maine 100

South State Correspondent

DECEMBER 8, 2023

Where there is no correct answer, the takeaway was that the most successful banks have a clearly communicated definition and often meet with their retail, commercial, and specialty counterparts to manage issues and conflicts. We asked ten banks how they define small business and where it reports and got different answers.

Conference 195

Conference Retail Community Bank Technology 195

PYMNTS

AUGUST 21, 2020

Community banks and credit unions are feeling the pressure to boost their digital card services or risk losing customers to megabanks and digital challengers, Ondot Systems ’ Chief Strategy Officer Todd Lesher told PYMNTS in a recent discussion. Lesher said FIs that can’t meet those expectations won’t likely survive the coming evolution.

Cards 224

Cards Mobile Community Bank Community 224

PYMNTS

JULY 31, 2017

According to the FinTech’s latest “ Performance Against Customer Expectations (PACE) Report ,” SMEs are unhappy with a lack of options for high-tech products and services, and as more small businesses switch banks, analysts say this discontent could accelerate bank-switching among the nation’s small business community.

Survey 112

Survey Community Bank Community Regional 112

PYMNTS

NOVEMBER 19, 2020

This represents 59 percent growth over the past 10 years, much of it buoyed by a surge in sign-ups across the Oceania region. The November Credit Union Tracker® examines the tools and solutions CUs can use to personalize their approaches to meeting members’ needs both now and after the pandemic has passed.

Alabama 228

Alabama Meeting Fraud Trends 228

PYMNTS

AUGUST 14, 2019

14) to introduce the social media giant’s “Playground” as a new platform for the local startup community. . The playground offers cutting-edge facilities for promising startups, including workshop spaces, meeting rooms and media production studios. The goal is to build connections, develop skills and foster innovation in the region.

social media 116

social media Community Training Video 116