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How To Talk To Commercial Borrowers After The Future Path of Interest Rates

South State Correspondent

In this article, we would like to share best practices of how lenders advise borrowers on planning for the future path of interest rates and how borrowers should structure their balance sheets to better manage future cash flows. As community bankers, we are foremost trusted advisors to our customers. Conclusion.

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Use Our ERC Assist Program to Raise Deposits

South State Correspondent

The need for a known, reliable brand creates an excellent opportunity for community banks to help small business customers while building deposit balances. ERC gave eligible businesses a refundable tax credit of up to 50% of $10,000 for qualified wages paid per employee. In 2020, the U.S.

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3 Inefficiencies in loan origination and how to solve them

Abrigo

As community banks and credit unions look toward 2017, many will be focusing on small business lending for loan portfolio growth, according to a recent Sageworks poll. By leveraging an online loan origination software banks and credit unions can receive documentation from the borrower via a secure online upload.

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Jim Reber: Inversion investing

Independent Banker

By Jim Reber, ICBA Securities. This isn’t any idle talk among Fed watchers and other pundits this time around, nor is it peripheral to the management of financial institutions, including community banks. Rates fall and the curve steepens, and bankers need reminding how to lock in yield and harvest gains. Quick Stat.

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How to Invest in Bonds: Predictable Returns With Low Risk

MyBankTracker

Overall, though, bonds are a great fixed-income security to include in your investment portfolio. The best part: You don’t pay taxes on the interest. This includes both federal and state taxes. This money is then used to buy securities. Invest in your community. bank account, and a Social Security number.

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The Life And Times Of A Most-Wanted Fraudster

PYMNTS

Account takeover fraud , card-not-present (CNP) fraud, tax fraud, selling stolen financials, selling fake bank accounts, the Dark Web: If security experts are fighting it today, chances are that Brett Johnson was there when it started. The dark web communities allow people to network.”. Wait, why does that sound familiar…?

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The top-performing community banks of 2021

Independent Banker

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.