Independent Banker

JANUARY 31, 2022

ICBA has a growing network of people and resources community banks can tap into as they continue their innovation journeys. The ThinkTECH Accelerator is one of several initiatives underway this year to foster community bank-enabled fintech partnerships. By Charles Potts, ICBA.

Community Bank 143

Community Bank Georgia Community Resources 143

Independent Banker

OCTOBER 31, 2021

Working with a community bank is like being welcomed into the fold, and that’s why we choose our partners with care. But when I think about what makes this time of year special, it’s the sense of community it creates. I guess it’s no wonder that I’ve been drawn to community banking, where connectedness drives that all we do.

Community Bank 152

Community Bank Community Austin Texas 152

Abrigo

MAY 5, 2022

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. We have webinars , whitepapers , and other resources to make your job easier. Main Street Banking: A Podcast for Community Bankers 8. or largely focused on the domestic banking market.

Community 195

Community Lending Maine Resources 195

Independent Banker

JUNE 30, 2022

Demand for digital solutions continues to accelerate, making innovation an imperative for community banks looking to excel in today’s evolving market. That’s why ICBA makes innovation a priority and provides community banks with the information and tools necessary to grow and succeed in today’s competitive landscape.

Innovation 134

Innovation Rhode Island Community Bank Community 134

Abrigo

FEBRUARY 25, 2022

Nearly 90 of 100 bankers surveyed during a recent Abrigo webinar said their institutions plan to increase the volume of small business lending or commercial lending this year. It is the backbone of what many community financial institutions do, and they do it well. You’re in good company. Streamlined, Quick. PPP Proved Technology.

Lending 195

Lending St. Louis Community Survey 195

Abrigo

FEBRUARY 12, 2020

Despite the painful evolution in retail, many experts expect another year of growth for commercial real estate – and for commercial real estate lenders, including community financial institutions. Community financial institution lenders, however, will want to “pick their spots” for CRE loans this year. Watching for CRE red flags.

Lending 195

Lending Trends FDIC Survey 195

Independent Banker

DECEMBER 31, 2021

By investing in small businesses and creating jobs, community banks are helping support local economies throughout our nation. As prudent lenders, community bankers make every effort to mitigate risk. All too often, community banks fall prey to the we’ve-always-done-it-that-way mindset. By Charles Potts, ICBA.

Community Bank 91

Community Bank Community Innovation Leadership 91

William Mills

NOVEMBER 21, 2019

WMA president Scott Mills spoke at the Sawyers & Jacobs 2019 Bank Tech Summit in Memphis, Tennessee about how fintech accelerators and incubators can be of service to community financial institutions. In his presentation, Scott discussed how accelerators and incubators are providing a path for these partnerships.

Memphis 60

Memphis Tennessee Community Community Bank 60

Abrigo

SEPTEMBER 6, 2017

In a world filled with digital loan applications, growing fintechs and booming small businesses, credit unions need to continually evaluate their borrower experience. When it comes to borrower experience, 78 percent of community financial institution borrowers reported overall satisfaction as opposed to 46 percent of fintech borrowers.

Survey 150

Survey Taxes Comparison Fintech 150

Abrigo

APRIL 7, 2022

You might also like this webinar, "Mergers & Acquisitions in a CECL Environment." Today’s financial marketplace is challenged by increasing regulation, high expectations for fast and mobile financial services, and new fintech companies joining the already competitive arena. CECL Accounting. Portfolio Risk & CECL. Learn More.

Compliance 195

Compliance Policies Fraud Analysis 195

Abrigo

FEBRUARY 27, 2020

Many community bankers expect a recession will start by at least mid-2021, according to the most recent Community Bank Sentiment Index. Return on Tech Investment – Measuring and Achieving Value from Fintech. Return on Tech Investment – Measuring and Achieving Value from Fintech. Lending & Credit Risk.

Lending 243

Lending Survey Data System 243

Abrigo

FEBRUARY 23, 2022

Loan Decisioning Allows Small Business Lending to Grow Community financial institutions can leverage automated loan underwriting to increase small business lending and achieve consistency. . Furthermore, given the rise of fintech firms chasing the SMB segment, borrowers have alternative sources of funding. Market Trend.

Lending 195

Lending Community Bank Community Analysis 195

Abrigo

NOVEMBER 22, 2019

The economic environment and industry challenges facing community financial institutions mean that managing risk and driving growth are imperative for banks and credit unions, industry experts say. You cannot go forward if you don’t have the gas,” Cooley said during the webinar with banks. Soft skills are important for credit analysts.

Risk Management 195

Risk Management Lending Management Training 195

Abrigo

FEBRUARY 23, 2022

You might also like this webinar on small business lending best practices. By the very nature of it, because it’s so transactionally based, loan operations can always be improved on,” said Abrigo’s Vice President of Implementation Alison Trapp during a webinar on process improvement. Knowing Your Customer. According to a J.D

How To 195

How To Lending Software Survey 195

Independent Banker

JANUARY 31, 2022

The FedNow Service is launching in early 2023, giving community banks about a year to plan. Here’s how community bankers, payments experts and fintech vendors suggest using the time to prepare. With less than a year until the scheduled launch of the FedNow Service, community banks are still awaiting updates on specifics. “In

Community Bank 91

Community Bank Community Resources Fraud 91

Abrigo

JANUARY 25, 2022

Drivers of digital change Whether looking to enhance customer-facing aspects of the bank or credit union, improve operations, or diversify revenue and profit streams, financial institution executives everywhere are looking to buy technology or partner with fintechs. And it can be prevented with the support of your fintech vendor partner.

Management 195

Management Software Survey Fintech 195

Abrigo

MARCH 6, 2017

The ABA has a new report out on how banks are using social media, and much of the report focuses on using Twitter, Facebook, LinkedIn and the like to boost customer service, make connections in the community and recruit staff. 14) @News_CUInsight – CUInsight is an independent source of news on the credit union community.

social media 150

social media Lending Community Community Bank 150

Abrigo

SEPTEMBER 5, 2019

When a community financial institution spends a lot of money on technology, the last thing management wants is to be disappointed. There are training videos, user groups – there’s a community out there for best practices ,” Martin said. Community banks are often resource-starved,” he said. “In Credit Risk. Fraud Prevention.

Software 150

Software Resources Training Community 150

Abrigo

JULY 25, 2022

You might also like this webinar, "How to Position Yourself for High-Yielding Ag Loan Growth." I anticipate – it might not be until the first quarter next year – that loan demand will start picking up,” he said during a recent ag lending webinar hosted by Abrigo. Takeaway 1 The economic and financial outlook for U.S. Whitepaper.

Lending 195

Lending Kansas City Kansas Resources 195

Gonzobanker

APRIL 3, 2019

This could be in the form of in-depth staff training and certification, staffing smarter contact center representatives, smarter mobile apps and websites, financial education, webinars about cash management, videos or blogs. About one-third of community banks are planning to add or replace this technology.

social media 108

social media Exercises Millennials Training 108

PYMNTS

AUGUST 10, 2020

These efforts include TCH’s efforts to connect financial institutions’ (FIs’) core banking systems to the company’s Real-Time Payments (RTP) network, along with what card networks and FinTechs are doing to enable real-time push payments to receiver bank accounts. What’s going to change that are some new use cases,” Waterhouse predicted.

US 345

US Payments Maine System 345

CFPB Monitor

AUGUST 21, 2018

Treasury recommends that this section be interpreted so that “third parties properly authorized by consumers, including data aggregators and consumer fintech application providers, fall within the definition of ‘consumer’… for the purpose of obtaining access to financial account and transaction data.”. On September 20, 2018, from 12 p.m.

Data 84

Data Report Regulation Security 84

Independent Banker

AUGUST 31, 2021

This year’s winners: Left: Central Valley Community Bank, People’s Choice Award; Middle: Kennebec Savings Bank, Exceptional Community Bank Service Award; Right: Cross River Bank, Emerging Service Program Award. Exceptional Community Bank Service Award. Instead, we give those dollars to the community.”. Asset size: $1.36

Community Bank 196

Community Bank Community National Fresno 196

Abrigo

JUNE 3, 2019

From Community Advantage to the National Association of Government Guaranteed Lenders (NAGGL), there are many programs in place to make SBA lending work for your financial institution. While the SBA itself will never become a contender in the fintech space, there is a wide landscape of open architecture out there to integrate with the SBA.”

Lending 150

Lending Resources Capital Technology 150

PYMNTS

DECEMBER 14, 2017

Karen Webster recently hosted a webinar with i2c executive vice president of global client success Peg Johnson to dig into the Index survey results and reveal what FIs can learn from the data. In addition to seeing competition from their larger peers, 50 percent view FinTechs, including PayPal, as competitors.

Innovation 162

Innovation Branding Payments Survey 162

FICO

APRIL 21, 2020

Community banks need to take these concepts and move them into reality. Most big banks have already gone digital, and community banks also need to do so to compete. Payment processing, fraud verification, and customer communication needs to be as frictionless and seamless as possible. But we can rebuild.

Community Bank 75

Community Bank Community Lending Fraud 75

Abrigo

APRIL 22, 2024

Small business lending is also a prominent line of business for many financial institutions, especially those driven by a mission to help their communities thrive. While small business loans inherently benefit business owners, they also benefit communities, according to 2021 research for the SBA. Louis Fed : [S]mall-business loans—i.e.,

Lending 243

Lending St. Louis Community Marketing 243

PYMNTS

JUNE 22, 2016

How to foster such collaboration and communication in a milieu where the technology exists but (corporate) users have been loath to use it? Within the digital community across B2B, said Williams, such data shared most effectively, vis real-time processes, is “underserved.” And when is it needed?

Payments 101

Payments Mobile Fraud Data 101

South State Correspondent

JULY 12, 2023

Some 57 financial institutions will start with FedNow, including about 42 banks (plus a handful of core systems providers and fintechs). Community bank customers will only have to agree to an irrevocable instant payment, and payment providers will route the payment to the fastest, cheapest, and most stable network.

Payments 370

Payments Management Fraud Data 370

Tech and Finance

JULY 13, 2016

Realize investment in technology is no longer optional: Regional and community banks may be underestimating the importance of a strong digital offering. The big banks are doing a pretty good job partnering with FinTech companies to turn the disruptors into collaborators. The big banks’ advantage in technology is not new.

Regional 28

Regional Mobile Millennials Study 28

PYMNTS

JUNE 22, 2020

Instead, Urrutia said it’s going to take team efforts among small businesses, FinTechs, public entities and nonprofits like the Opportunity Fund. She said two truths that unite the otherwise diverse community of SMBs are that small businesses are economically vital, but extremely fragile. I Think We Can Do It’.

Maine 246

Maine Lending Community Fintech 246

Abrigo

NOVEMBER 29, 2021

You might also like this webinar: "Is inflation the big gift to your 2022 earnings?". Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Community banks target growth. Community banks have seen less volatility in noninterest income over time.

Community Bank 195

Community Bank Community FDIC Trends 195

PYMNTS

OCTOBER 29, 2019

CUs face external challenges as well: Bank adv ocacy groups such as the American Bankers Association (ABA) and the Independent Community Bankers of America (ICBA) have been waging war against CUs in recent years, aiming to erode the public’s trust in them via negative campaigns. How CUs Leverage Member Feedback To Drive Engagement.

Data 103

Data Maine Analytics Case Study 103

William Mills

JULY 26, 2018

Videos are fast becoming an essential means of marketing for FinTech and B2B businesses as their prospects tend to have shorter attention spans and less time to gather information in general. This is the most direct way to communicate everything you want viewers to know about your business. Lead Nurturing. Email Promotion.

Video 41

Video Marketing social media Fintech 41

Abrigo

SEPTEMBER 14, 2022

You might also like this webinar: "Fortify Your Loan Policy to Effectively Manage Credit Risk." Online lenders, platform lenders, and fintechs should also consider sending feedback to the CFPB and considering the ways their operations might be affected. Proposed Rule. Prepare for change to data collection practices. If they don’t?

Lending 195

Lending Data Regulation Community 195

Abrigo

MARCH 24, 2021

The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Nearly universally, community financial institution PPP lenders have reported winning new business customers as a result of their help during the PPP. Keep me informed. C&I Loans.

Lending 221

Lending Technology Survey Examples 221

Gonzobanker

MARCH 21, 2024

According to Randi Zeller, senior advisor to Community Reinvestment Fund, USA: “There is no lack of capital. Wema Bank’s Olojede said that “there has been more use of alternative data in driving loans in Nigeria, but it’s happening largely with fintechs—banks are only slowly adopting the use of alternative data.” are ‘underserved.’”

Lending 78

Lending How To Capital Data 78