Jeff For Banks

FEBRUARY 12, 2024

References to "I" means Perry. 2/25 Past actions/decisions give the best insights into a management team's acumen, capabilities, willpower, and its pursuit of excellence.effort lol. Management did not prioritize how things were or what certain people "might like". 14/25 Capital priorities for banks: 1. shareholder value.

Columbus 108

Columbus Indianapolis Capital Community Bank 108

Independent Banker

FEBRUARY 28, 2022

Kathy Strasser of IncredibleBank is evaluating marketing campaign management platforms. Customized, well-thought-out interactions—especially in the online banking space—are integral to wooing new customers and retaining existing ones. MainStreet Bank in Fairfax, Va., Photo by Janimal Photography. By Katie Kuehner-Hebert.

Fintech 136

Fintech Marketing Community Bank Community 136

Independent Banker

JANUARY 31, 2023

With technology upgrades and customer experience consistently ranking as chief priorities for community banks, there’s no question that innovation serves as a strategic imperative. Lean on those references and reach out to peers who are using the solution. But the best tactical implementation approach remains uncertain.

Fintech 139

Fintech Innovation Community Community Bank 139

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions. the Community Bank Leverage Ratio (CBLR) and the minimum Tier 1 leverage ratio).

Report 195

Report Risk Management Capital Data 195

Independent Banker

DECEMBER 31, 2022

The skills needed to succeed in the workplace are changing, with companies placing greater value on soft skills like communication and leadership. In response, community banks have an opportunity to revisit hiring policies and training programs. Being a community bank, our customers are our neighbors.

Training 98

Training Community Bank Community Knowledge Base 98

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success.

Community Bank 172

Community Bank Community Montana Taxes 172

Independent Banker

JANUARY 31, 2022

Ken Finley, president of Johnson City Bank, in downtown Johnson City with Shannon Sultemeier, executive vice president (left); and Brenda Haynes, vice president/cashier (right). Here’s how four community banks are thriving in this environment. These include family-owned businesses, community businesses and operating companies.

Texas 182

Texas San Antonio Community Bank Community 182

Jeff For Banks

APRIL 4, 2024

And, according to some EDP students that are lenders, are turning to the shadow banking market that do not have deposit demands. Shadow Banking refers to banking-like operations that take place outside of the mainstream banking industry. and 53% indirect costs: operations, IT, human resources, etc.

Banking Trends 115

Banking Trends Trends Millennials Oregon 115

Independent Banker

MAY 31, 2022

Ted Whitehurst, Providence Bank president and CEO, led the charge to open a new brick-and-mortar location of the Raleigh, N.C., community bank during the pandemic. Providence Bank chose to open a new brick-and-mortar site during the pandemic, when many other businesses were ceasing operations or shutting down altogether.

Raleigh 91

Raleigh Community Community Bank Lending 91

PYMNTS

JULY 24, 2019

In banking, “too big to fail” has become shorthand for financial firms of scale and reach so significant that any operational or financial difficulties may have ripple effects on the economy at large. Executives from the two banks appeared Wednesday (July 24) before the House Committee on Financial Services, where Chairwoman Rep.

Community 130

Community Massachusetts United States California 130

Jeff For Banks

DECEMBER 16, 2022

The first bank to crack the Top 5 over $50 billion did so in 2020. As a reference, the best SIFI bank in five-year total return this year was JPMorgan Chase at 82nd overall. My method was to search for the best banks based on total return to shareholders over the past five years. I would call that stakeholder alignment.

Puerto Rico 78

Puerto Rico Virgin Islands Community Community Bank 78

Independent Banker

SEPTEMBER 25, 2014

Saving money by conducting inside risk management and compliance reviews. As a group, community banks spend substantial funds hiring outside consultants to help with various management functions, and a substantial share of dollars are spent to help oversee their risk management and compliance activities.

Community Bank 70

Community Bank Compliance Risk Management Community 70

CFPB Monitor

OCTOBER 9, 2018

Department of Treasury’s Financial Crimes Enforcement Network (“FinCEN”)—released on October 3, 2018 an Interagency Statement on Sharing Bank Secrecy Act Resources (“Statement”). Such resource sharing contemplates reducing costs and increasing efficiencies in the ways banks manage their BSA and AML obligations.

Resources 68

Resources Compliance Community Bank Community 68

Independent Banker

SEPTEMBER 25, 2014

Pennsylvania community bank compliance officer, James E. Mastroianni, as vice president for Sweickley Savings Bank, leads much of the compliance efforts at the $330 million-asset community bank in Coraopolis, Pa. IB: How does technology play a role in your bank’s compliance operations? Mastroianni.

Compliance 70

Compliance Community Bank Resources Pennsylvania 70

Jeff For Banks

DECEMBER 29, 2020

The first bank to crack the Top 5 over $50 billion did so this year. As a reference, the best SIFI bank in five year total return was JPMorgan at 33rd overall. My method was to search for the best banks based on total return to shareholders over the past five years. Not so over the nine years I have been keeping track.

North Carolina 147

North Carolina Capital Community Bank Wisconsin 147

Jeff For Banks

DECEMBER 13, 2018

As a point of reference, the SNL US Bank & Thrift index total five year return was 45%. is the parent company of Willamette Valley Bank, a community bank headquartered in Salem, Oregon. The Bank operates five full service offices. It also operates 13 Home Loan Centers in Oregon and Idaho.

Oregon 101

Oregon Ohio California Community Bank 101

Independent Banker

AUGUST 27, 2015

IB: Along with its banking operations, Community National Bank manages about $250 million in personal and institutional assets through its trust and investment management department. We manage charitable and personal trusts, IRAs and, of course, settle estates. Tell us about that.

Community 70

Community Community Bank Texas US 70

Independent Banker

NOVEMBER 24, 2014

With vigor and a strong commitment to service, Ron Paul leads a rapidly growing community bank in Maryland. Bank assets: $5 billion. Ronald Paul first encountered community banking as a real estate developer in the early 1980s. He became an enthusiastic advocate of relationship-based banking. Bethesda, Md.

Community 70

Community Washington Community Bank Maryland 70

Independent Banker

JUNE 30, 2022

The latter part of this equation, inclusion, refers to the goal of every single employee feeling able to bring their whole self to work—to feel valued and accepted just as they are. So, how can community banks build truly inclusive cultures, where everyone feels like they belong? Misti Stanton, Mercantile Bank.

Community Bank 91

Community Bank Community Leadership Millennials 91

Independent Banker

FEBRUARY 3, 2016

To that end, banks are turning to the latest customer relationship management (CRM) solutions that, through integration with the core platform , gather precise data that helps them proactively anticipate customers’ product and service needs individually and pinpoint their channel preferences.

Leadership 70

Leadership Customer Experience Management Data 70

Independent Banker

FEBRUARY 25, 2015

Community banks, which will continue to face a growing number of senior customers with everyday cash needs and built-up home equity, should explore this niche lending opportunity, two community bankers providing these specialty loans suggest. The bank closes 35 to 45 reverse mortgages each month. By Howard Schneider.

Trends 70

Trends Community Lending Community Bank 70

NCR

OCTOBER 23, 2017

Increasingly over the last few years we have seen the legacy banking sector facing challenges from a variety of emerging technologies and competitors that are shaking up what it means to be a financial services provider in the digital-first era. The post Is banking’s ‘Kodak moment’ really on the horizon?

Technology 69

Technology Maine Examples Innovation 69

Gonzobanker

DECEMBER 17, 2021

Union has been a stalwart of the California marketplace since the ’50s, and this gives Andy Cecere and team a great expansion into the Golden State and also some nice wholesale banking business. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. You tell us.

Fintech 147

Fintech Strategy Leadership Lending 147

PYMNTS

APRIL 9, 2020

But while Speight agreed that sounds like a terrific way to manage the program — the reality is a bit different — at least right now since the guidance on this topic for bankers has been vague. That then limits how many PPP loans any bank can process for their SMB customers who are interested in the program.

Lending 285

Lending Capital Washington Risk Management 285

South State Correspondent

APRIL 6, 2022

If your bank doesn’t have a relationship pricing model or at least a loan pricing model that handles cost and risk – you should. Making loans is central to your bank’s operations, and lending has a compounding effect on profitability. It is the single biggest thing you can do to improve profitability.

Capital 195

Capital Training Management Atlanta 195

Independent Banker

NOVEMBER 30, 2021

State Bank of Texas, led by president Sushil Patel (center), has a niche working with hospitality customers like Reena and Arun Patel, who own and operate a La Quinta hotel in Dallas. Between the [Trump] administration and Congress and the regulators, they did a terrific job of allowing banks to work with their borrowers,” says Jeff W.

Community Bank 209

Community Bank Community Texas Dallas 209

Independent Banker

OCTOBER 29, 2014

an advanced data management company in Akron, Ohio, that periodically studies how companies’ emails are read. Patti Renner, Knotice’s director of marketing, points out that this news should concern any community bank that is not sending out mobile optimized emails, or emails that “render well on a mobile device.”

San Diego 88

San Diego Ohio Community Bank Mobile 88

Abrigo

OCTOBER 20, 2016

Technological innovation has enabled FinTech start-ups to compete in a field previously dominated by banks and credit unions. At the same time, early adopters of new technologies, like mega banks, are edging out community banks and credit unions in the fight for customers and creating a rapidly consolidating industry.

Software 150

Software Lending Community Bank Taxes 150

Abrigo

JULY 28, 2021

Community financial institutions required to complete the current expected credit loss (CECL) standard implementation by 2023 are undoubtedly busy managing record-low net interest margins, pandemic-related uncertainties, and operational issues, as well as their own strategic initiatives. Get auditors involved early,” she said.

Resources 195

Resources San Antonio Data Regulation 195

Independent Banker

NOVEMBER 13, 2014

TaaS refers to the outsourcing and centralizing a bank’s computer hardware and software needs to a single specialty company. In theory, TaaS would allow community banks to rent all of their technology from one company for a fixed contracted fee. Technology as a Service. Local intelligence.

ATM 70

ATM social media System Technology 70

South State Correspondent

APRIL 15, 2024

As usual, it was full of insight that every community banker should consider. Our focus is on information that pertains to the community banking industry. Lesson 2: Leadership Matters Jamie Dimon cites military decision making referring to the term OODA loop (observe, orient, decide, act) that we have written about HERE.

Community 195

Community Community Bank Leadership America 195

Gonzobanker

DECEMBER 22, 2014

Bank Acquisition of the Year - BB&T Corp. Nice community bank culture fit between the two as well. Bank Merger of the Year – California United Bank and 1 st Enterprise Bank in Los Angeles. Loan numbers are still managed with Excel spreadsheets and assigned at document prep time.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Fintech Labs Insights

JULY 22, 2015

Advisor Software will provide an overview of its wealth management cloud platform – an end-to-end suite of APIs, apps and widgets that power digital investment advice and financial planning applications. Why it’s a must-see: It has nearly 120 APIs that will power the next generation of digital wealth management applications.

San Francisco 12

San Francisco Video Fintech Data 12

Gonzobanker

DECEMBER 19, 2016

Since Richman and about 100 other bankers from LaSalle Bank in Chicago joined PrivateBancorp nearly a decade ago, the bank has grown to an $18 billion solid niche player with $10 billion in assets under management. From Hancock Bank’s Jennifer Wilson at FIS Connect. Hats off to a decade of strong leadership and hard work.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Since Richman and about 100 other bankers from LaSalle Bank in Chicago joined PrivateBancorp nearly a decade ago, the bank has grown to an $18 billion solid niche player with $10 billion in assets under management. From Hancock Bank’s Jennifer Wilson at FIS Connect. Hats off to a decade of strong leadership and hard work.

Utah 60

Utah System Community Marketing 60

Fintech Labs Insights

SEPTEMBER 1, 2015

Market segments include insurance, banks, telecom, utilities, and property management. Advisor Software is a Cloud provider of sophisticated wealth management and digital investment advice APIs and apps for financial services enterprises. Adobe is changing the world through digital experiences. Blockstack.io

Company 12

Company Software Analytics Mobile 12

Abrigo

JULY 23, 2021

It is a concept that we have all heard of, however, the concept remains somewhat of a mystery in the community bank world. Below are terms and definitions that will be referred to in this article. Now that there are new requirements in this area it’s time to unravel some of the mystery. Foreign proliferation threats.

National 195

National Training United States Regulation 195