South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure.

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Community Bank Community Los Angeles Regional 195

Independent Banker

MARCH 31, 2022

This Community Banking Month, I invite you to try something new to spread your story. Share a new development, community project or initiative. As community bankers, we know relationships matter. I’m headed to Memphis to meet with our state and regional partners, and then I’ll be engaging with the team at CRA Partners.

Oklahoma City 161

Oklahoma City social media Memphis Community 161

PYMNTS

MARCH 26, 2020

To regain some of that ground, Connie Davis, senior vice president at FIS , told PYMNTS in a recent interview, FIs — particularly credit unions (CUs) and community banks — must transform the way they think about digital offerings and connected experiences. That means they can compete more effectively against digital-only competitors.

Community 247

Community Community Bank Mobile Cards 247

Independent Banker

DECEMBER 31, 2021

They share tips for how community banks can get started. Social media has made it easier for community banks to nurture connections with prospects, customers and the community. Depending on a community bank’s in-house resources, however, creating a paid social campaign might feel daunting. “A

Marketing Strategies 91

Marketing Strategies Strategy Marketing social media 91

PYMNTS

APRIL 16, 2019

The MOU dictates that the banks will train FinTech startups with an eye on cross-border transactions. Deputy Managing Director of MAS Jacqueline Loh said the relationship demonstrates a FinTech that may extend to other countries in the ASEAN region.

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Fintech San Francisco National Innovation 211

South State Correspondent

MARCH 16, 2022

If banking had an Olympics, creating loan value would be an event. One element that many commercial banks attempt to differentiate with borrowers is the prepayment provision (or sometimes the lack of one). We want to share his strategy so that community banks can manage their marketing more effectively.

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How To Community Bank Community National 195

Independent Banker

JULY 31, 2022

Fallout from recent global events presents an obstacle to generating revenue for community banks. It’s certainly an interesting time to be a community bank, but there are still plenty of ways to make efficiencies with an eye on profitability. ? If there were no risk, there would be no banks.”.

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Strategy Community Bank Louisville Community 135

Independent Banker

OCTOBER 31, 2021

Measuring the success of your community bank’s campaigns can lead to greater ROI, increased conversion rates and a game plan for future initiatives. From mailers and e-newsletters to social media posts and events, there are countless ways to spread the word about your community bank and its offerings.

Marketing 91

Marketing social media Video Community 91

PYMNTS

MAY 22, 2018

A bill that would give regional banks a break on regulation was before the U.S. Groshans said that such financial institutions as Zions, Regions Financial, Citizens Financial, Huntington, American Express and Keycorp would benefit from the law. The Economic Growth, Regulatory Relief, and Consumer Protection Act , S.

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Regulation Regional Community Community Bank 100

South State Correspondent

JANUARY 4, 2023

Now that deposits are back to generating more value than loans, every bank is refocused on keeping deposit volume high, beta low, and cost of funds benign. Bankers have never seen this confluence of events, and as a result, it is creating new challenges. As a result, national banks are eroding the customer base of the community bank.

Community Bank 195

Community Bank Capital Training Lending 195

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

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Fintech Community Regional Technology 195

Independent Banker

JULY 2, 2022

In 2019, the community bank was a partial sponsor of the $2.25 In return, the facility was renamed First National Bank Field, according to Jerry Glidewell, Fort Smith Boys & Girls Club executive director. “Our Our relationship with the bank goes back several years,” he says. A lasting connection.

Arkansas 91

Arkansas Community Community Bank National 91

Independent Banker

JULY 30, 2015

With a consultative approach, I ensure members’ needs are being met through our eight regional offices,” he says. Community Bank Career Center. The ICBA Community Bank Career Center is the community banking industry’s resource for online employment connections. Community Bank Locator.

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Resources Tools Community Bank Community 70

Gonzobanker

FEBRUARY 8, 2022

Maybe instead of Acquire or Be Acquired, this conference should be called Evolve or Be Acquired,” observed Eric Sprink, CEO of Coastal Community Bank in Everett, Wash., and a trailblazer in the world of banking as a service (BaaS). The difference could be seen in what alpha bankers bragged about. price/book multiple.

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Fintech Customer Experience Conference Technology 167

South State Correspondent

MARCH 15, 2023

The ratio would provide a bank’s current core capital position to risk-adjusted assets. Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio. 9) Brand Matters: SVB had one of the best brands in banking.

social media 195

social media FDIC Branding Management 195

Independent Banker

JANUARY 26, 2016

ICBA has planned an educational lineup of more than 60 workshops and networking sessions for next month’s Community Banking LIVE conference in New Orleans. Community banks can beat tech-based, nontraditional competitors at their own game. billion-asset community bank in Winter Haven, Fla., Digital Jujitsu.

Community Bank 70

Community Bank Community San Diego Strategy 70

Celent Banking

MARCH 16, 2015

As expected, it was a great way to read the temperature of the banking industry. There were a couple of overarching themes throughout the event. The conference was full of community bankers discussing evolving business models and the pressures its placing on their ability to gather deposits. Presenters proposed some solutions.

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Conference Retail Community Community Bank 100

Independent Banker

APRIL 28, 2016

The Houston region has seen substantial layoffs, and the daily headlines predict more will be announced. In fact, huge expansion projects are now underway across our region. What is HomeTown Bank doing in your marketplace? IB: Do you have any discussions at the Dallas Fed on community bank regulatory burdens?

Dallas 131

Dallas Texas Houston Community 131

Independent Banker

FEBRUARY 25, 2015

Coping just fine, community banks in energy-producing regions manage the oil-price plunge. Yet community bankers serving the oil industry say they’ve been expecting a drop in the notoriously cyclical price of crude. Pat Hickman, chairman and CEO of Happy State Bank, a $2.6 New energy regions adapt.

North Dakota 70

North Dakota Texas Louisiana Community Bank 70

Independent Banker

DECEMBER 28, 2015

Racing down a luge track is exactly the image Adirondack Bank wants to associate with its new app—that its mobile banking service is fast to use, Clark says. Hamlin will appear in electronic and print ads and represent the bank at different events, such as local charity fundraisers. You will see that return come in.”.

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Nevada Regional New York Marketing Strategies 70

Independent Banker

NOVEMBER 24, 2014

We let our actions speak for the bank.” Mark Zaback, Jonah Bank of Wyoming. Under the big Montana sky, Mark Zaback helps lead a community bank with a cowboy code. Western Region Award Recipient. Mark Zaback , Jonah Bank of Wyoming. Bank assets: $280 million. We let our actions speak for the bank.”.

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Wyoming Kansas City Community Bank Community 94

Gonzobanker

JANUARY 17, 2020

California CCPA), it’s hard to imagine just how far techies will be able to upend the nuts and bolts of the banking industry. Community banks and credit unions do not fear each other. Here’s a great question for community bank executives: What would it take for your local competitors to fear you as much as a Top 5 player?

Customer Experience 127

Customer Experience Fintech Regional Cards 127

Independent Banker

FEBRUARY 24, 2016

Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. State/Regional Partners Reception*. State/Regional Affiliate Associations & Exhibitor Receptions*. Monday, March 7. Concurrent Workshops.

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Community Bank Community Innovation Customer Experience 70

Independent Banker

NOVEMBER 24, 2014

Jim Gowen, Merchants & Planters Bank. Central Region Award Recipient. Merchants & Planters Bank. Bank assets: $250 million. When Gowen first arrived at Merchants & Planters in 1983 to serve as its president and senior lending officer, the bank had two branches and $47 million in assets. Jim Gowen Sr.

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St. Louis Community Bank Community Leadership 105

South State Correspondent

MAY 31, 2023

For others, it might be fixing problems, aiding in retention, increasing customer satisfaction, gathering customer intelligence, or providing a meeting place for face-to-face interaction for events. The average community bank may have 30% to 50% on mobile, while the national banks are closer to 80%.

Data 195

Data Branch Strategies Strategy Mobile 195

Jeff For Banks

MARCH 29, 2014

These services are provided through a variety of delivery systems including automated teller machines, private banking, telephone banking and Internet banking. We believe we can effectively compete as a community bank in our market area and the niche markets we serve. We focus our marketing efforts in three areas.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Gonzobanker

DECEMBER 19, 2022

Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey. The Smarter Bank Innovation Award. Goes to Lincoln Savings Bank – Iowa (LSBX). Provident Financial Services, Inc. merges with Lakeland Bancorp. talent market. Goes to CSI.

Community 216

Community Fintech Industry Innovation 216

Long Lasting Ideas

FEBRUARY 23, 2016

It’s a creative way to communicate the idea of building wealth more quickly and creatively. Know your community’s cultural touchstones. In regional ads in Alabama, Hyundai used bobble heads of the mascots for Auburn and Alabama as the items that would seal the deal for a new car customer. Sponsor major community events.

Branding 40

Branding Alabama Community ATM 40

NCR

JUNE 14, 2016

April kicked off Financial Literacy Month so we recently talked with Becky Stapleton, senior executive vice president and chief banking officer at S&T Bank, to learn about the various initiatives they host in order to promote financial literacy in their local community. Is there anything else you would like to add?

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Pennsylvania Community Regional Indiana 40

Jeff For Banks

DECEMBER 12, 2017

billion in asset company headquartered in West Virginia, providing community banking services primarily in the Eastern Panhandle and South Central regions of the state, and the Northern and Shenandoah Valley regions of Virginia. is the holding company for Parke Bank, a $1.1 million on assets of $1.4

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

Jeff For Banks

NOVEMBER 16, 2020

The Ongoing Pandemic & The Economy Strict lockdowns in our area were lifted in June, but there are still restrictions on many segments of the economy, such as bars, restaurants, the travel industry, entertainment, sporting events, and the like. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 78

Marketing National New York City Taxes 78

Gonzobanker

FEBRUARY 7, 2018

Robert Sarver of Western Alliance Bancorporation said he started his company after being “unemployed” for two years after selling a previous bank – his wife was just plain tired of him wandering the house in his PJs. Sarver grew Alliance from a small $700 million community bank acquisition to a $20 billion powerhouse in less than 15 years.

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Taxes Video Analytics Arkansas 76

Jeff For Banks

JANUARY 16, 2016

In our region, the Philly Fed indices of business activity all turned negative in December, but, hey, higher rates will help, right? In any event, it is an unexpected result of the particle collisions now occurring at up to 13 teraelectronvolts, or “TeVs,” which is up from the 8 TeVs between 2009 and 2013.

Community Bank 60

Community Bank Atlanta Data Marketing 60

American Banker

APRIL 26, 2016

Here are a few tips to maximize the time and money you invest in such events. Otherwise, there will be more failed efforts, like this one from a new banker in town who surely thinks he "networked" at a recent golf tournament.

How To 28

How To Community Bank Regional National 28

Fintech Labs Insights

AUGUST 21, 2015

Probably the best example of growing a franchise using branching (at least in the United States over the past 20 years), is Umpqua Bank. It grew from a small community bank to a west coast regional on the back of its innovative branching strategy (Warning! Do not try to copy this, it’s not 1995 any more).

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Branch Strategies Seattle United States ATM 12

Gonzobanker

DECEMBER 22, 2014

It’s been a busy year integrating recent acquisitions, purchasing $1 billion+ in Banco Popular deposits, hiring former Los Angeles Mayor Antonio Villaraigosa to advise on community relations, and having former President Bill Clinton speak at a major financial literacy event. Bank Acquisition of the Year - BB&T Corp.

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Los Angeles Apple Risk Management California 101

PYMNTS

JULY 3, 2017

As always, Sullivan said, the event was popular for NACHA’s member institutions, since its outcomes directly affect every large, medium, or small bank and credit union in the nation. The CHOICE Act rolls back regulations that Sullivan said can pin down a community bank and prevent it from serving its function.

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Payments Bitcoin Compliance Community Bank 113