Abrigo

MARCH 2, 2023

Experts have highlighted numerous lessons from Southwest’s experience, many of which can benefit bank and credit union executives, regardless of their institution size, as they manage competing priorities for spending and growth initiatives on banking solutions.

Technology 195

Technology Lending Community Software 195

ABA Community Banking

JUNE 7, 2018

Study finds economies of scale, and little match between spending and exam ratings Bank Performance Compliance Compliance Management Community Banking.

Community Bank 40

Community Bank Compliance Study Community 40

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. By Katie Kuehner-Hebert. Data privacy and security is a hot topic and is only getting hotter. Bob Hickok.

Data 91

Data How To Community Bank California 91

Abrigo

JANUARY 8, 2016

The GAO acknowledged that community banks, credit unions and their professional industry associations reported increased compliance burdens and reduced activity in specific business activities, such as certain mortgage lending, as a result of Dodd-Frank.

Regulation 150

Regulation FDIC Survey Community Bank 150

Abrigo

DECEMBER 17, 2021

In fact, corporate culture is more important to an innovative culture than the institution's size, level of investment, location, or regulatory environment, according to a recent study by the ? Digital Banking Report. Executives must center their communication on the vision for the technology and what employees will gain from it.

Fintech 195

Fintech How To Innovation System 195

Independent Banker

OCTOBER 31, 2021

The CARES Act extended the CECL implementation deadline for many larger community banks until the end of the COVID-19 pandemic. Community bankers tell us that while the extension is welcome, they’re already down the road to implementation. ICBA tells FASB CECL isn’t feasible for community banks. By Stephanie Vozza.

Community Bank 91

Community Bank Community Software New York City 91

Independent Banker

JULY 29, 2016

These in-depth and timely professional development programs are designed exclusively for community bankers and led by nationally recognized industry experts who know the issues community banks grapple with. Bank Director Program. It also offers online training available 24/7. Online Education Center.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

PYMNTS

SEPTEMBER 25, 2019

Innovation can be a blanket term in the banking world. Is artificial intelligence (AI) for anti-money laundering (AML) compliance innovation? The latest Innovation Readiness Playbook surveyed more than 200 bank executives to reveal the role that core processing and IT infrastructure play in innovation performance and strategy.

Innovation 171

Innovation System Compliance Payments 171

Independent Banker

SEPTEMBER 21, 2015

ICBA’s in-depth certification programs vault compliance officers to the highest standards. imberly Anderson, senior vice president and chief administrative officer of Cañon National Bank in southern Colorado, became her community bank’s loan compliance officer in 2003. By Ed Avis.

Compliance 70

Compliance Community Bank Community Training 70

Independent Banker

JULY 28, 2016

Establishing a comprehensive Compliance Management System. Does it sound like “reality compliance”? The demands of managing regulatory compliance are uncontested, and depending on the disposition of the participants inside and outside of the bank, compliance management exists with varying degrees of problems and adversity.

Compliance 70

Compliance Training Community Bank Regulation 70

CFPB Monitor

AUGUST 22, 2016

The CFPB has announced the appointment of new members to its Consumer Advisory Board, Community Bank Advisory Council, Credit Union Advisory Council, and Academic Research Council. Community Bank Advisory Council Members. Ballard, Vice President and Director, First Iowa State Bank, Albia, IA.

San Antonio 60

San Antonio Kansas City Groups CA 60

Independent Banker

MARCH 15, 2015

The ICBA and community bank campaign to improve those rules has included a comprehensive study on their impact that was released before the CFPB announcement of its proposed changes, which are expected to be formally adopted. Of course, this community bank victory is not the result of just one survey.

Washington 70

Washington Community Bank Community Survey 70

Independent Banker

FEBRUARY 24, 2015

The ICBA and community bank campaign to improve those rules has included a comprehensive study on their impact that was released before the CFPB announcement of its proposed changes, which are expected to be formally adopted. Of course, this community bank victory is not the result of just one survey.

Washington 70

Washington Community Bank Community Survey 70

Independent Banker

JULY 30, 2015

Lindsay LaNore is responsible for ICBA’s new Community Banker University. She leads a team that works to identify, develop and offer courses that meet community banks’ educational needs. Her role is to make certain that relevant education is provided in a responsive manner to all community bank members. “I

Resources 70

Resources Tools Community Bank Conference 70

Independent Banker

OCTOBER 29, 2014

Employees serve the bank’s customers. Jason Lord, Sunmark Community Bank. SunMark Community Bank. At SunMark Community Bank in Hawkinsville, Ga., There’s really no typical day for Jason Lord, an information security officer at SunMark Community Bank in Hawkinsville, Ga. By Judith Sears.

Community Bank 87

Community Bank Community Training Memphis 87

Independent Banker

DECEMBER 13, 2015

Following a three-year study on predatory lending, the U.S. 1, 2015, and compliance with the rule is required by Oct. Credit card accounts are exempt from compliance until Oct. Your community bank should review how the rule’s requirements will affect its products and services to prepare for the rule’s Oct.

Lending 70

Lending Compliance Regulation Virginia 70

Independent Banker

OCTOBER 14, 2014

According to a statistic released as part of the ICBA 2014 Top 50 Community Bank Leaders in Social Media, nearly 2,500 banks have a Facebook or Twitter presence, and the numbers continue to exponentially grow. It is apparent everywhere you turn that social media is one of the hottest new communications tools in our society.

social media 88

social media Risk Management Compliance Community Bank 88

Jeff For Banks

FEBRUARY 26, 2023

and Ciaran McMullan , former CEO of Suncrest Bank CA extolled the benefits of OTC listing, particularly OTCQX market listing in a session titled How to Maximize Your Stock as Currency. Having Ciaran onstage with Laura as a case study added credibility to the presentation. And at AOBA, Laura Hamilton of OTC Markets Group, Inc.,

Conference 78

Conference CA Arizona Case Study 78

Independent Banker

SEPTEMBER 26, 2014

In ICBA’s war on overregulation, we are working to ensure the banking agencies use every available opportunity to roll back regulatory excess. That is why we are calling on regulators to make the most of the latest mandatory review of federal banking rules. Community Bankers Chosen as CFPB Advisors. in Lowell, Mass.;

Washington 70

Washington Fort Worth Regulation Community Bank 70

Gonzobanker

JANUARY 17, 2020

Banks are most afraid of big tech, just when these players face regulation. California CCPA), it’s hard to imagine just how far techies will be able to upend the nuts and bolts of the banking industry. Community banks and credit unions do not fear each other. Banking organizations remain over-managed and under-led.

Customer Experience 126

Customer Experience Fintech Regional Cards 126

American Banker

JANUARY 16, 2020

Lenders grew more optimistic that Congress will undo or narrow the loan-loss accounting standard after members of a House subcommittee assailed Russell Golden for approving the rule without studying its impact on credit availability.

Study 56

Study DC Washington Community Bank 56

Gonzobanker

APRIL 28, 2016

According to Cornerstone Advisors research , roughly six in 10 community bank and credit union CEOs are concerned with the regulatory burden. My colleagues (shout out to Vincent Hui and Kaleb Seymour ) and I conducted a study for the credit union industry to determine the impact of regulation. Everyone go search “BSA” on Google!

Regulation 60

Regulation Management Community Bank System 60

Independent Banker

MAY 25, 2016

Worse yet, the idea of making a gut-feel decision and taking a risk seems to have disappeared with the culture of compliance that surrounds us. Identify the biggest threats to your community bank five years out. Then respond to the trends, opportunities and challenges that will define your bank’s future. So do something.

Innovation 70

Innovation Community Bank Resources Study 70

Social Assurance

JANUARY 11, 2021

When banks continue to feel the pinch of margins and minimal deposit growth, as well as with the impact of COVID-19 too, many financial brands are increasing discussions on payment strategies. A recent study by Accenture predicts that a total of 2.7 This is a formidable challenge for community banks.

social media 15

social media Branding Trends Tools 15

Social Assurance

JANUARY 11, 2021

When banks continue to feel the pinch of margins and minimal deposit growth, as well as with the impact of COVID-19 too, many financial brands are increasing discussions on payment strategies. A recent study by Accenture predicts that a total of 2.7 This is a formidable challenge for community banks.

social media 15

social media Branding Trends Tools 15

Social Assurance

JULY 1, 2014

recently did a study where we looked into how many banks & credit unions were on social media. What we found was that there were 1,776 banks/1,947 credit unions on Facebook while there were 706 banks/995 CU’s on Twitter. Don’t wait for the pain to make a change in your bank. Data doesn’t lie.

social media 22

social media Handbook Community Tools 22

Abrigo

APRIL 7, 2022

At recent Abrigo CECL Kickstart webinars, consultants demonstrated CECL implementation practices with an emphasis on the needs of community banks and credit unions. Instead, remember that if your institution’s process is reasonable, defensible, and based on accurate and available data , compliance will not be an issue.

Policies 195

Policies Data Examples Lending 195

PYMNTS

JULY 3, 2017

The CHOICE Act rolls back regulations that Sullivan said can pin down a community bank and prevent it from serving its function. Community banks are spending more money and resources on hiring compliance people than they are on lending to their community,” he said.

Payments 113

Payments Bitcoin Compliance Community Bank 113

Gonzobanker

DECEMBER 22, 2015

To those community bankers claiming their growing Compliance departments say no to everything. How about fighting harder with better examples and holding compliance officers as accountable as everybody else. Community bank marketing resources. Popular Community Bank in Miami. Did we hear a whaaaa?

Community Bank 60

Community Bank Apple Community Technology 60

CFPB Monitor

MARCH 17, 2016

When a Committee member took issue with Director Cordray’s view, noting that Inclusive Communities involved the Fair Housing Act and not the ECOA and that the ECOA and FHA use different statutory language, Director Cordray responded that the two statutes “are applied hand in glove.” ”

Study 60

Study Community Cards Report 60

Gonzobanker

SEPTEMBER 5, 2017

Under the DFA, banks that cross over $10 billion in assets face costly regulations such as DFA stress testing, Consumer Financial Protection Bureau oversight and Durbin Amendment compliance, which caps banks’ interchange income. Have regulatory compliance costs skyrocketed as feared? ERM/COMPLIANCE COSTS.

Risk Management 60

Risk Management Compliance Survey Cards 60

CB Insights

MAY 15, 2019

Working with FCAT, the charity searched for third-party vendors and iterated testing on compliance with legal and regulatory requirements to be able to accept Bitcoin. Notable projects: Eye-tracking solution Eyevido was discovered by the Deutsche Bank Berlin Lab as a very early-stage startup. FIS Global — FIS Innovation Lab.

Innovation 78

Innovation blockchain Technology Groups 78

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio), two lawmakers tapped to lead the Senate Banking Committee for their respective parties, are both independent-minded senators who hold positive views on several priority community banking issues. Richard Shelby (R-Ala.) So I would say he’s open to things we are concerned about.”.

Community Bank 70

Community Bank Alabama Ohio Community 70