BankUnderground
JULY 20, 2022
In a recent paper we explore the effect on bank lending by combining data on exposure to negative rates with banks’ balance sheets, the Spanish credit register and firms’ balance sheets. This effect was especially strong for undercapitalised banks and lending to risky firms. Why might negative rates work differently?
PYMNTS
MARCH 27, 2019
It’s what makes sellers feel comfortable with lending their personal properties to buyers whom they have never met. The Outdoorsy platform enables America’s approximate 18 million RV owners to lend their vehicles during the 97 percent of the time that they sit unused on the front lawn. Trust keeps the sharing economy afloat.
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South State Correspondent
FEBRUARY 12, 2023
Lending Habitats Banks’ cost of funding is best correlated to shorter-term rates, and banks generally want to generate loans with shorter interest rate duration – fixed rates of up to one to two years. We want to highlight this option with a case study. Our bank showed the borrower a term sheet that had the options below.
South State Correspondent
JANUARY 16, 2024
Unfortunately, some banks adopted BSBY as one of their preferred indexes and in doing so created risk in derivatives and operations. Conclusion The BSBY case study highlights one of the often-overlooked risks of derivatives. Comerica Bank announced a $91mm charge, and Bank of America announced a $1.6B
South State Correspondent
JANUARY 30, 2024
Unfortunately, this strategy has all the underpinnings of a credit problem case study, and we do not have to search for a hypothetical example. Regardless of how the loan is priced, we do not know the lending environment in two years, never mind in five years.
BankUnderground
FEBRUARY 11, 2021
Our case study of French banks operating in London – part of a broader international initiative – suggests prudential policies have a much bigger offsetting effect on French banks’ lending out of the UK’s financial centre than on their lending out of headquarters in France. Our findings suggest it does.
Independent Banker
AUGUST 25, 2016
This month Independent Banker focuses on information and trends, processes and strategies, and case studies. Higher-volume lending has become more important to profitability. Higher-volume lending has become more important to profitability. Calculated Lending. on profitability in community banking. Rolling Along.
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