PYMNTS

NOVEMBER 12, 2020

European tech firm SIA is forming a technological partnership with German software innovator INFORM to launch a digital service to speed up the authentication process for online payments across Europe. Boni added that the solution was integrated in SIA's infrastructures and will launch quickly to “ensure PSD2 compliance.” .

Payments 130

Payments Compliance Fraud User Experience 130

PYMNTS

NOVEMBER 23, 2020

That’s a silly simplification of the very serious matter of what AI is doing for the restaurant sector, among others, as online ordering becomes a way of life and not just a lockdown relic. Businesses rapidly embraced digital solutions in 2020 as shopping (and eating) moved online while everyone hid out indoors.

Mobile 289

Mobile Boston Fraud Colorado 289

PYMNTS

OCTOBER 19, 2018

The organization wants to allow merchants, payment networks and card issuers, among other payment industry participants, to contribute to version 1.0, 3DS is a messaging protocol that allows consumers to authenticate themselves with their card issuer when making card-not-present eCommerce purchases.

Security 176

Security User Experience Cards Industry 176

PYMNTS

JULY 17, 2019

The deadline is looming for merchants and payments providers to comply with new requirements for authenticating online payments in Europe. Firms must soon put more stringent fraud decisioning processes in place, and strong customer authentication (SCA) protocols must be built into checkout flows for online transactions that begin in Europe.

Retail 162

Retail User Experience Compliance Regulation 162

PYMNTS

DECEMBER 12, 2016

The holiday shopping season is well upon us, and the eternal question remains: How does a gift giver make sure that the gift receiver feels as though they have received the perfect gift? Gift cards may seem a logical answer. They can be picked up in a hurry and can be used at the recipient’s choosing in terms of time and place.

Cards 100

Cards Mobile Branding Retail 100

PYMNTS

APRIL 12, 2017

Zeta noted that with RBL Bank as its banking partner, Zeta’s prepaid card, called the Zeta Super Card, will now also be available on the RuPay platform. The Zeta Super Card includes anti-fraud security measures that lets users make payments across 12 lakh+ outlets across India as well as online stores. “We

Taxes 100

Taxes User Experience Cards Payments 100

PYMNTS

JULY 16, 2020

Business professionals are seeking to purchase goods and services via the same workflows and interfaces they use in their personal lives, and a focus on user experience can be valuable in the B2B space. “Today, most of us prefer to order from Amazon or Walmart,” he said. “We’re Driving Digitization.

Strategy 148

Strategy Resources Online Payments 148

PYMNTS

JUNE 9, 2020

He added that there remains heightened sensitivity around security as fraudsters have trained their sights on card-not-present (CNP) fraud, although security concerns have not derailed any projects. Data, of course, is critical in making sure such online activity runs smoothly. The Importance Of Data.

Data 151

Data Security Online User Experience 151

South State Correspondent

AUGUST 31, 2022

Various Other Use Cases. Most applications are already trained with pre-built “parsers” that can read and interpret forms like a W-9, 1040 (with all schedules), 1099s, bank statements from all US banks, HOA statements, payroll stubs, investment statements, financial statements, and more.

Training 448

Training Data Examples Taxes 448

PYMNTS

MAY 20, 2020

For merchants and financial institutions (FIs), the “new normal” of commerce — done increasingly online — means that battling fraud is a bit like feeling an elephant. A vast majority of us, of course, are working from home — perhaps not even our homes, but via shelter-in-place locations with family and friends. Permanently.

Fraud 208

Fraud Examples Data Tools 208

PYMNTS

DECEMBER 4, 2018

Services offered include price protection and free food delivery, once users reach certain spending thresholds. For many consumers, perks are a key driver of their credit card choice, whether it’s airline miles, cash-back or points that can be redeemed for a variety of items. It’s time to shop – and shopping takes time.

Payments 191

Payments Millennials Cards Course 191

PYMNTS

NOVEMBER 18, 2019

I can decide I want to pay my credit card bill at a particular time — maybe at the last possible moment.”. Looking at the two types of merchants — online or physical stores — he said real-time payments are less likely to gain traction in a brick-and-mortar setting, at least on the consumer side of the equation.

Course 124

Course Payments Cards Examples 124

Celent Banking

SEPTEMBER 10, 2014

Our report also discussed that Apple was going to make use of its relevant assets, namely access to card details registered at iTunes, Passbook app, Touch ID and biometric customer authentication, iCloud keychain, AirDrop and iBeacon. We thought that Apple would start with payments facilitation online before entering physical stores.

Apple 180

Apple Payments Mobile Cards 180

PYMNTS

SEPTEMBER 22, 2017

The Equifax breach lingers like the remnants of a bad lunch, making us all feel queasy about which data has been compromised and who just might be developing new ways to trick us out of money or privacy — now and in the future. The second and overlooked area of innovation is in the area of user experience.

Innovation 140

Innovation Knowledge Base Online Mobile 140

PYMNTS

JANUARY 12, 2017

PYMNTS: Please provide us with a high-level overview of your business and the customers you serve. We primarily sell products through our Mi.com online platform but also through partner sites, such as Amazon, Flipkart and Snapdeal. A lot of optimizations have been made around the product sites to improve the user experience.

Payments 100

Payments Mobile US Cards 100

PYMNTS

APRIL 3, 2018

Ideally, those actions should run the gamut of transactions and financial services, across payments and cards. Fiserv has been designing its voice-oriented Alexa offerings in tandem with financial institutions – not based on size, but with a focus on serving the needs of FIs of all stripes that want to bring innovation to end users.

Mobile 124

Mobile Fraud New Mexico Examples 124

PYMNTS

JULY 23, 2019

Keeping prices transparent in an instant payments ecosystem is crucial to competing in the increasingly saturated online ticket sales market, said Brett Goldberg, CEO of digital ticket platform TickPick. Instant Payments and Fees in Online Ticketing. Personalization and the Future of the Digital Marketplace Experience.

Payments 122

Payments Mobile Apple User Experience 122

PYMNTS

JANUARY 28, 2019

It is also, according to reports, a favored new method by thieves, who will access someone else’s credit card information, use it to create a Fortnite account and then buy V-bucks, the game’s currency. Capital One ’s further reprots domestic card loans increased 8 percent or $5.8 Credit card loans increased 5 percent to $116.4

Video 128

Video Data Google Cards 128

PYMNTS

OCTOBER 31, 2018

Customers who’ve been with eBay for relatively long periods have tended to stick with PayPal, eBay CFO Scott Schenkel said during the call, with newer customers preferring credit cards. Schenkel told investors that with eBay-owned StubHub , 90 percent of transactions are done with credit cards.). 58, another beat.

Management 134

Management Report Payments Apple 134

PYMNTS

OCTOBER 13, 2016

I think it was a real advantage to us to start during an economic downturn,” says Kathryn Petralia, a co-founder and Head of Operations at Kabbage. “It It gave us the ability to handle adversity and deal with change and I think it allowed us to really focus on being nimble and flexible.”.

Regulation 100

Regulation Lending US FDIC 100

PYMNTS

OCTOBER 25, 2017

What tools do you use to understand what consumers want and need? Our team’s backgrounds are [in] Facebook, EA Mobile, Ubisoft and Snapchat, so that has given us a lot of insight [into] how to engage people on mobile. That has potential to replace the entire gift card business as we know it. In the e-transfer world, it’s WeChat.

Mobile 100

Mobile User Experience Examples Millennials 100

PYMNTS

NOVEMBER 2, 2018

Risk And User Experience. It also gives the firm an opportunity to build an online reputation on review sites like Yelp. That is obviously the ideal experience from the merchant side — to have access to funds immediately in your account. However], that should be of concern to anyone who works in risk management.

Payments 162

Payments Data Software Fraud 162

PYMNTS

AUGUST 15, 2019

And insofar as they shopped online, cards (credit and debit) were preferred by nearly three-quarters of respondents. Mobile wallets register — with a little over 3 percent of consumers reporting use, decisively beaten out by cash-on-delivery ordering (12.5 credit card and 10 percent with other types of credit cards.

Mobile 154

Mobile Payments National Marketing 154

PYMNTS

DECEMBER 21, 2016

It does that by making it possible for them to connect with consumers via the online and mobile channels that are out of the reach of these small, and very localized, merchants. JK: Back when I started my career, there wasn’t a propensity to put credit card information online to the extent that it is today.

New York 100

New York US Online Marketing 100

PYMNTS

DECEMBER 30, 2016

Dan Burkhart: It was exciting for us to watch. We’ve started providing better couponing abilities and one-time, unique shareable codes and more tools to merchants to put them in a better place to offer not only promotions to specific channel partners and targeted audiences, but also gift cards now and reporting on top of that.

Community 129

Community User Experience US Company 129

PYMNTS

MAY 11, 2017

For example, some businesses are turning to APIs to offer eCommerce solutions to help them tap into the online market which, by some accounts , is expected to be worth $1.3 With such a staggering amount of money up for grabs, it’s little wonder that SMBs are seeking solutions to tap the online market’s potential. In 2015, U.S.

Innovation 143

Innovation Mobile ATM Tools 143

Lars Markull

JULY 10, 2022

Xero, on the other hand, could (at the same time) allow users to create Xero branded accounts or cards for the benefit of creating separate virtual accounts for each client for easier reconciliation or cards for a better user experience (Embedded Banking). But they do want embedded banking.

Lending 83

Lending Branding Examples Regulation 83

PYMNTS

JULY 5, 2017

We work with some of the most innovative companies in the world around payments and other technologies, enabling us to become the spear of innovation for enterprises. We also work with many emerging growth startups and SMBs, which forces us to be agile, fast and responsive, while providing continuous momentum to the market and to customers.

Innovation 121

Innovation Customer Experience Mobile Security 121

NCR

DECEMBER 5, 2017

There’s no doubt it’s a growing sector, with figures compiled by Statista suggesting that the value of the global VR and AR market will reach US$13.9 billion in 2017, before soaring to US$143.3 It has come up with a prototype payment process that uses the EMV standard and host card emulation to virtualize purchases.

Innovation 58

Innovation Technology Cleveland Security 58

Celent Banking

MAY 19, 2016

In the last month I had a couple of trips to the US – to New York and to New Orleans – and they just reminded me how diverse the US payments environment is. And I am only talking about the physical POS; I haven't really ordered anything online or in-app while I was there. First, a few observations around EMV.

US 124

US Payments Apple Cards 124

Tomorrow's Transactions

AUGUST 24, 2016

I’ve been reading a lot of comment about the US EMV migration recently and there seems to be pretty universal condemnation of the process (some of it from me). But in the US, the migration has been piecemeal, confusing and fraught with problems. From The EMV chip credit card transition in the US has been a disaster — Quartz.

Cards 30

Cards US ATM UX 30

Gonzobanker

AUGUST 31, 2015

Systems like ChexSystems, Check Order, Credit Reports, Debit Card, Online Banking Enrollment require re-entry. Most vendors promise integration and most do if you use their products and want to spend the money. Be careful that you really understand where your vendor is when it comes to the user experience of the process.

System 60

System Tools Cards User Experience 60

South State Correspondent

AUGUST 31, 2022

Various Other Use Cases. Most applications are already trained with pre-built “parsers” that can read and interpret forms like a W-9, 1040 (with all schedules), 1099s, bank statements from all US banks, HOA statements, payroll stubs, investment statements, financial statements, and more.

Training 74

Training Data Examples Taxes 74

NCR

JANUARY 17, 2017

Domestic remittances in US, UK and other mature markets have been moving towards same-day (or even real-time) transactions for the last few years, but the change in the cross-border remittance space has not been as visible. cards) and start building a more innovative mobile-drive payments infrastructure.

Fintech 40

Fintech Trends Industry Compliance 40

Tomorrow's Transactions

APRIL 29, 2015

I just had to quickly log in to my online banking service to transfer some money to someone who doesn’t have PingIt, yawn. The key is to provide enhanced security against hackers while improving the overall user experience. From Biometrics: Fighting Fraud and Protecting Identity In Banking ].

Security 30

Security Fraud User Experience Online 30

PYMNTS

JUNE 27, 2016

People who haven’t tried Apple Pay say they’re satisfied with what they’re using today – which in the day and age of EMV chip cards and dipping and waiting, is, frankly, surprising. Nearly 50 percent of those consumers say that they like other things better – cash and/or cards and/or products that offer rewards.

Apple 165

Apple Mobile Cards Payments 165

Fintech Labs Insights

MARCH 30, 2017

Bhalla added NuData Security’s combination of “session and biometric information” will better help defend against a wide variety of online and device-targeting threats, “enabling us to deliver even greater trust and peace of mind.”

Security 12

Security User Experience Conference Analytics 12