NCR

MARCH 4, 2016

EMV cards are spreading and now account for one in three card-present transactions globally, according to latest data from EMVCo. Leading the way is Western Europe, where there is close to full market EMV chip deployment. Between July 2014 and June 2015, 97 percent of all card-present payments used EMV technology.

Cards 40

Cards Technology Payments US 40

PYMNTS

JUNE 27, 2017

Cross-border payments platform Currencycloud and Hyundai Card, South Korea’s digital pioneer company, recently announced an exclusive partnership to enable the launch of Korea’s first mobile remittance service provided by a credit company. The service launches soon and will be available through Hyundai Card’s Global Remittance application.

Cards 100

Cards Mobile Digital Strategies Fintech 100

PYMNTS

JUNE 1, 2016

A year after its creation, France-based Spendesk has launched its corporate expense management solution to the EU market, reports said Monday (May 31). “We reinvent corporate cards, as they should be, so that teams can be fully focused on making their company successful,” the executive continued.

Software 100

Software Cards Management Maine 100

South State Correspondent

AUGUST 16, 2023

Even if your bank has limited consumer exposure, given that the consumer composes approximately 66% of the US economy, and, according to the yield curve and market pundits, we are all staring into a recession, paying close attention to consumer trends is critical. This data is consistent across regions.

Trends 195

Trends Cards Capital Data 195

PYMNTS

FEBRUARY 14, 2018

Beyond the stereotype of the piña colada on the beach and tropical climates, the Caribbean beckons as a hot spot for B2B payments through virtual commercial cards. Leavitt continued, “Most people think of a Caribbean island as a strip of hotels on a beach, but each market is a meaningful economy that can be the size of a state in the U.S.”.

Marketing 100

Marketing Cards Regional Payments 100

PYMNTS

JUNE 24, 2020

Businesses are digitizing more rapidly these days, often tapping into new overseas markets and expansion opportunities created by COVID-19. The result is more successful transactions across multiple markets and better customer experiences.”. Analysis, Compliance, Speed. Getting a Piece of $19 Trillion.

Payments 130

Payments Regional Analysis Compliance 130

PYMNTS

MAY 10, 2016

The only way to predict what the emerging payments trends are for today is to seek out the one group of people who has the power to control the entire market: consumers. But, of course, no two consumers are exactly alike – especially when comparing consumers across different regions of the world. ” The Highlights.

Regional 100

Regional Payments Study Cards 100

PYMNTS

JUNE 17, 2020

Different MIFs apply to different transaction types, which can span contactless or card not present payments. MIFs can also vary according to whether acquirers and issuers are based in different regions or states. The court also upheld findings that the payments firms had not established that the U.K.

Cards 150

Cards Retail Regional Marketing 150

PYMNTS

JANUARY 18, 2017

This can become increasingly difficult in emerging markets, where Kunal Patel, global head of product strategy and mobile payments at GoSwiff , explained that merchants are focused on operating in cash-driven economies. KW: How do you get the consumers — who, in many of these markets, are very cash-centric — on board?

Marketing 100

Marketing Regional Mobile Regulation 100

PYMNTS

NOVEMBER 9, 2020

With the global pandemic creating a market of volatility, corporate spend is down as businesses look to safeguard their bottom lines against macroeconomic headwinds. What's more, the market lull may offer a moment to focus on innovation for the future as commercial payment habits shift — perhaps permanently.

Innovation 255

Innovation Fintech Payments Mobile 255

The Paypers

FEBRUARY 12, 2018

(The Paypers) Verifi , a US-based end-to-end payment protection and management solutions company has entered the Australian and New Zealand markets.

Regional 28

Regional Fraud Cards US 28

PYMNTS

NOVEMBER 8, 2018

Logistics and shipping conglomerate FedEx is planning to introduce its QR (Quick Response) Pay solution for small and medium-sized businesses (SMBs) in several Asia-Pacific (APAC) markets. Small businesses can scan the FedEx-provided QR code presented by couriers or on invoices. Reports in Enterprise Innovation on Wednesday (Nov.

Regional 151

Regional Mobile Innovation Survey 151

NCR

AUGUST 29, 2016

The number of EMV payment cards in global circulation had rocketed more than 40 per cent year on year by the end of 2015, new statistics from EMVCo have revealed. billion ‘chip-and-pin’ cards when the data was collected, and 35.8 The region’s chip card adoption rate jumped to 52.3 There were 4.8

Cards 75

Cards Regional National America 75

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

AUGUST 7, 2019

For Mastercard, the acquisition furthers the continued strategy to move well beyond cards and deepen its presence in account-to-account activity and extend its position beyond credit and debit cards. Stoddart told Webster the pan-European roadmap comes as there are pain points common across markets and across borders.

Payments 192

Payments Examples System Marketing 192

PYMNTS

DECEMBER 2, 2019

China has implemented a new policy requiring citizens who want new phone service to scan their faces to verify identities instead of simply presenting ID cards, according to a report in The Wall Street Journal. 1), and it was ostensibly put into place to tamp down on fraud and stop the illegal sales of mobile phone cards.

Policies 130

Policies Mobile Maine Fraud 130

PYMNTS

OCTOBER 28, 2020

Drilling down a bit into regional activity, the company said the U.S. Card-not-present spending was up between 20 to 30 percent into the weeks subsequent to the end of the quarter, while card present activity slumped close to 80 percent, supplemental materials showed. percent to $1.6 Purchase volume was up 2.3

Regional 111

Regional Trends Conference Survey 111

PYMNTS

JULY 8, 2020

That includes paying for everything from clothes to restaurant deliveries through online and card-not-present transactions. But in an interview with PYMNTS, Scott Anderson , director of software product management and go-to-market, banking at Diebold Nixdorf , said that predictions of cash’s imminent demise are premature.

ATM 214

ATM Regional Mobile Payments 214

PYMNTS

JUNE 27, 2019

Due to this explosive growth, industry experts have predicted that the mobile order-ahead market will reach $38 billion by next year. This move follows the 2018 launch of the Starbucks Delivers program in the region. Card-not-present (CNP) fraud is a particular nemesis, as digital ordering leaves few means for physical verification.

Analytics 122

Analytics Data Los Angeles Mobile 122

PYMNTS

DECEMBER 9, 2019

However, transporting shipments from coast to coast presents a host of challenges. Drivers can take out cash advances on their paychecks to make work-related transactions, and they are allowed to have $200 of their weekly wages delivered in advance to business spending cards. Trucking is a major American job sector, as 3.5

Cards 163

Cards Tools Operations Payments 163

PYMNTS

FEBRUARY 1, 2019

billion cards issued, with 7 percent growth, the bulk of which — at more than 2 billion — were Mastercard cards. The remaining 496 million were Maestro cards. In terms of international regions that bear watching, he mentioned declines in consumer confidence in countries like France, Spain and the Netherlands.

United States 174

United States Cards Trends Regional 174

PYMNTS

DECEMBER 11, 2019

And while that addition to the market has made many things possible for consumers in formerly cash-locked economies, there has been a persistent problem of limitations for users once they want to transact outside their home environment. Since the rise of M-Pesa in 2007, mobile money wallets have become prevalent across Africa.

Mobile 143

Mobile Cards Payments Regional 143

PYMNTS

NOVEMBER 19, 2020

This represents 59 percent growth over the past 10 years, much of it buoyed by a surge in sign-ups across the Oceania region. CU members stand to benefit greatly from such solutions, as the study reported that 51 percent them of them have had their identities stolen and 68 percent have been targeted by debit or credit card fraud.

Alabama 228

Alabama Meeting Fraud Trends 228

PYMNTS

NOVEMBER 11, 2020

And for players in eCommerce — especially larger ones in markets that are booming — the Amazon threat is real and ever present. Nobody's serving the entire Latin America region, probably because of the complexity and scope of the products we serve.". And mPOS has also been gaining traction.

America 178

America Operations Regional Survey 178

FICO

FEBRUARY 9, 2022

The payments market in Brazil is undergoing radical change as the country moves from a traditionally cash-based society to new flexible payment products and services. Most Latin American card networks rely on chip and PIN fraud detection technology. Expansion Brings Fraud Challenges.

Fraud 52

Fraud Cards Analytics System 52

PYMNTS

OCTOBER 23, 2018

To capitalize on that aforementioned eCommerce growth in emerging markets and log sales in those regions, U.S. They must offer local payment methods — outside traditional card brands, such as Visa and Mastercard — that will help eCommerce cross-border efforts gain traction. Villegas noted that in markets beyond the U.S.,

Payments 164

Payments Regional Online America 164

PYMNTS

AUGUST 29, 2019

Digital fraud is particularly threatening in Southeast Asia, despite the fact that the Association of Southeast Asian Nations’ (ASEAN) eCommerce market is projected to exceed $200 billion in value by 2025. Account takeovers (ATOs), identity theft and phishing were found to be the most common methods of attack in this region.

Fraud 158

Fraud blockchain System Cards 158

Accenture

APRIL 21, 2017

European banks are in the midst of a ‘perfect storm’ of negative interest rates, regulatory pressures and market disruption, and are in search of new sources of value. The solution of choice for each bank must be qualified based on the specific characteristics of its client segments and local market considerations.

Management 200

Management Innovation Taxes Marketing 200

PYMNTS

SEPTEMBER 18, 2019

As Ufford told Webster, past may be prologue, and the future journey toward proving identities may take a hint from the card networks. “ The card networks have essentially given us the roadmap on how to solve identity when they solved card payments.”. The writing’s on the wall from the payments space,” he told Webster.

How To 158

How To Regional Data Cards 158

PYMNTS

JUNE 17, 2019

Visa is presently the only card brand providing a multiple sensory experience as part of their transactions mechanics. “As To push the reach and range of the sensory suite, Visa has been forming partnerships worldwide to see its sensory branding more fully deployed.

Branding 116

Branding Customer Experience Regional America 116

PYMNTS

JANUARY 23, 2020

This week, global luxury brands have seen their stock prices take a sharp hit as reports emerge that a coronavirus with origins in China’s Wuhan region is spreading rapidly and has made its first appearance on U.S. Burberry, LVMH, Richemont and Gucci owner Kering had all seen their shares fall by between 1.9

Cards 130

Cards Payments Branding ATM 130

Gonzobanker

FEBRUARY 8, 2022

At the same time, Michaud shared compelling data concerning just how big players like PayPal and Square have become relative to the market caps of traditional banks. An arms race in marketing and digital cannot be ignored. The grassroots of community and regional banking will no longer be vanilla operations geographically focused.

Fintech 165

Fintech Customer Experience Conference Technology 165

Celent Banking

NOVEMBER 2, 2015

The press release is here ; the executive team also held an investor call earlier today – the recording and the presentation are here. It’s true the European payments market has unique dynamics in terms of regulation and competition, both in cards and in payments more broadly.

Cards 100

Cards Regional Leadership Maine 100

South State Correspondent

JANUARY 4, 2023

For any banker looking for clarity, we present five New Year’s resolutions, no matter your size, that provide a roadmap to accomplish both the short and long-term objectives of a top-performing bank. When offering a higher money market or CD rate, the direct damage done to cost of funds is often the least of a bank’s worries.

Community Bank 195

Community Bank Capital Lending Training 195

PYMNTS

OCTOBER 11, 2019

In a PYMNTS interview with Karen Webster, Ryan Frere, vice president of global payments at Flywire , said the partnership “opens up 13 currencies across the network we can allow payers to choose when they use JCB cards to pay tuition.”. Asia is the biggest market for payment origination in terms of the number of students.

Cards 134

Cards Payments Regional Operations 134

PYMNTS

MARCH 11, 2016

In talking about global payment technology, emerging markets are an area of keen interest. Latin America is a land of opportunity, but it also presents challenges that demand an on-the-ground understanding of commerce and transacting within the various countries and cultures that it comprises. WHY GOING LOCAL MAKES A DIFFERENCE.

America 100

America Payments Fraud Case Study 100

PYMNTS

OCTOBER 22, 2019

This developing world of payments and the fierce competition offered by non-traditional providers of financial services presents big challenges to smaller and community banks – those financial institutions (FIs) with less than $10 billion in assets. Deposit Trends. Those operations manage and own 50 percent of [U.S. Services Ecosystem.

Community Bank 116

Community Bank Community Operations Leadership 116