PYMNTS

JANUARY 9, 2020

For merchants, it’s imperative to take stock of the existing (and evolving) payment preferences that can be markedly different across generations – but delivering a seamless experience is a way to cement loyalty and drive repeat purchases. Bringing consumers and merchants together used to be a fairly straightforward process.

Payments 151

Payments Case Study User Experience Millennials 151

PYMNTS

JANUARY 19, 2018

Fifty dollars, a paper check or a gift card stuffed into a greeting card feels very impersonal, and is largely saved by the fact that it can be delivered in person. The Chinese have a tradition of presenting cash in a red envelope to make it feel a little more special. which is a win for both parties.

Cards 121

Cards Millennials User Experience Video 121

PYMNTS

JUNE 22, 2020

Expanding into a new market — even one as geographically close as Mexico, for example — would present a number of logistical hurdles that many businesses may not be equipped to handle. Credit and debit card penetration in markets like Mexico is still low compared to the U.S.

Strategy 230

Strategy Payments America Examples 230

PYMNTS

NOVEMBER 18, 2019

To that end, according to Craig Ramsey, head of real-time payments at ACI Worldwide , the real-time payments focus in the United States through the present day has been on consumer propositions — sending money instantly between parties for groceries, restaurant bills and other expenses. In the U.S.,

Course 124

Course Payments Cards Examples 124

Gonzobanker

JULY 6, 2021

As information technology departments move from being the provider of all technology services to orchestrator of technology innovation, chief information officers are rightfully asking, “How do we reinvent ourselves in this digital age when we’re saddled with legacy tech debt of 30-year-old, difficult-to-integrate, flat-file-based core systems?”.

Strategy 158

Strategy System Risk Management Technology 158

PYMNTS

AUGUST 20, 2020

The New Samsung Pay Card . As digital payments and digital commerce have expanded their penetration among consumers and merchants alike, the greater usage is pushing the pace of innovation in the segment. In a typical digital-wallet offering, one registers their card credentials into the wallet directly.

Samsung 238

Samsung Cards Payments Innovation 238

PYMNTS

APRIL 18, 2017

“We feel we have found experiences that are best when they are delivered [via Messenger] since there’s something coming out of it that one doesn’t get in other contexts,” James Anderson, group executive emerging payments, told Karen Webster in an interview on the eve of 2017’s F8 conference.

Groups 104

Groups Conference Exercises Meeting 104

PYMNTS

NOVEMBER 2, 2018

Risk And User Experience. This business presents a different risk profile, and a very different potential outcome when it is onboarded and given the ability to process payments. That merchant has a business history, and data about its cash flow and financials that comes from the accounting system integration.

Payments 162

Payments Data Software Fraud 162

PYMNTS

JUNE 24, 2016

By the time the mid-2000s rolled around, Netflix’s stock price had plateaued, and innovation was needed to take its business to another level. On the back end, they also want to be able to make payments using the method that is most convenient to them, whether that be paper checks, ACH transactions or even using credit cards.

Cards 109

Cards System Payments Technology 109

NCR

SEPTEMBER 1, 2017

Financial services providers today should always be looking for fresh, innovative ways to solve problems and overcome challenges. Those challenges could relate directly to the experience of the customer , to the performance of the business, or both. She explained that the process begins with empathy.

Customer Experience 100

Customer Experience Strategy Innovation Virginia 100

Banking 2020

AUGUST 27, 2015

According to a recent article in ATMMarketplace.com, card skimming accounted for more than $2 billion in losses. But the question remains: can smartphones solve the growing problem of skimming or do they have their own particular vulnerabilities that might present a new avenue for hackers? Perhaps the biggest problem is perception.

ATM 40

ATM User Experience Fraud UX 40

Fintech Labs Insights

AUGUST 4, 2016

IdentityX allows FIs to move away from passwords by authenticating the person with biometrics for a fast and frictionless user experience that enables customers to securely bank and shop online. Conor White, President, Americas.

User Experience 12

User Experience Customer Experience America Security 12

Fintech Labs Insights

AUGUST 4, 2016

IdentityX allows FIs to move away from passwords by authenticating the person with biometrics for a fast and frictionless user experience that enables customers to securely bank and shop online. Conor White, President, Americas.

User Experience 12

User Experience Customer Experience America Security 12

Fintech Labs Insights

DECEMBER 17, 2015

Features: Simplifies remittances by using payment cards. Tokenizes card data in demand for social-based transfers. Presenter: Daniel Gusev, Co-founder, User Experience and Product Engineering. Leverages global partnership network for decreased cost of sending money.

User Experience 12

User Experience Fintech Meeting Cards 12

Fintech Labs Insights

MAY 1, 2016

Features: User experience – double or triple customer engagement compared to bill pay. Offer credit/debit card bill pay for instant payment to increase customer loyalty. Presenters: Purna Pareek, Founder and CEO. Designed for banks, Finovera brings simplicity, convenience and control to your customers.

User Experience 12

User Experience Software Management Innovation 12

Fintech Labs Insights

MAY 12, 2015

Then, MoneyAmigo showed how its serves underserved markets: “MoneyAmigo fuses a simple user experience, with innovative and sophisticated “in-chat” peer-to-peer payments – crossing any boarder in 3 clicks; 3 seconds. ” Presenting Kim Norland (Founder & CEO) and Cristian Serrato (IT Director).

Las Vegas 12

Las Vegas NV User Experience Innovation 12

Filene

MAY 11, 2016

As one of the presenters pointed out, if you were playing bingo, this last paragraph probably did it for most. This platform is basically a credit/debit card updater intended to eliminate the pain to replace and transfer payments from credit card to credit card. Sounds a bit like back to the future, right?

Cards 28

Cards Analytics Data Strategy 28

Lars Markull

JUNE 30, 2020

Plaid built its $5bn data aggregation business on the back of these two technologies, while newer competitors like Tink and Teller have raised lots of money to innovate on reverse engineering of APIs. In similar fashion, the central banks of Brazil and Australia are also enacting innovative and progressive open banking reforms.

Data 52

Data Regulation Mobile Security 52

Lars Markull

JUNE 30, 2020

Plaid built its $5bn data aggregation business on the back of these two technologies, while newer competitors like Tink and Teller have raised lots of money to innovate on reverse engineering of APIs. In similar fashion, the central banks of Brazil and Australia are also enacting innovative and progressive open banking reforms.

Data 52

Data Regulation Mobile Security 52

Lars Markull

JUNE 30, 2020

Plaid built its $5bn data aggregation business on the back of these two technologies, while newer competitors like Tink and Teller have raised lots of money to innovate on reverse engineering of APIs. In similar fashion, the central banks of Brazil and Australia are also enacting innovative and progressive open banking reforms.

Data 52

Data Regulation Mobile Security 52

Fintech Labs Insights

MARCH 30, 2017

. “For nearly a decade, we’ve worked to develop innovative solutions to help transform the way banks and merchants digitally interact with consumers,” NuData Security CEO Michel Giasson said. Last December, NuData announced that Arvato Financial Solutions would deploy its behavioral biometric solution.

Security 12

Security User Experience Conference Analytics 12

William Mills

MAY 11, 2016

11:37 am William Mills, CEO of William Mills Agency, and Stephen Ramirez, CEO of Beyond the Arc, discuss major trends presented at this year’s Finovate and highlight key companies such as Malauzai Software, PayActiv and many more! Credit cards offer rewards but over 60% of payments are made on debit cards.

Video 40

Video Mobile social media Analytics 40

Fintech Labs Insights

FEBRUARY 22, 2016

Whether in service of greater security or lesser friction in e-commerce – or both – companies are busy leveraging sound and voice to improve the user experience in fintech. With SwipeSonic, consumers do not need to have credit card information on hand or wait for confirmation codes to be exchanged.

San Jose 12

San Jose Payments User Experience Online 12

PYMNTS

JULY 23, 2020

But what we see in our data over and over is that it is the experience of when, where and how it is [that] products are presented to the consumer that they actually become a lot more successful. The experience of the products in the right way is what is really crucial to the consumer.”. Perfecting The Card Relationship.

UX 165

UX Cards Google User Experience 165

PYMNTS

JULY 13, 2017

It’s often declared dead, innovators of all stripes are constantly declaring war on it and it is so out of style that even technologies relating to it are considered doomed to the ranks of historical obscurity. What’s Next in Idea Bank’s Innovation Calendar. Which, in turn, he said, means bringing better access to it.

ATM 100

ATM Innovation Mobile User Experience 100

Fintech Labs Insights

APRIL 14, 2016

May 2015 demo: Avoka showed Transact for Financial Services , which combines social, cloud services, and crowdsourcing into the world’s fastest credit card application. What they’ve been up to: March 2016: Presented at FinDEVr New York. May 2015: Won “Top Innovation, Best User Experience” in Citi Mobile Challenge.

Las Vegas 12

Las Vegas San Jose Video New York 12

PYMNTS

JULY 14, 2016

Large, prominent banks typically have more resources, bigger customer bases and more experience working with consumers and financial markets. But big banks don’t hold all the cards when it comes to the new digital landscape. With our user experience, we do a much better job at the moment than most traditional banks,” Stalf said.

User Experience 100

User Experience Digital Banking Customer Experience Innovation 100

PYMNTS

SEPTEMBER 2, 2019

And with today’s technology, there are new ways to help them accomplish both, and that’s what we’re innovating to deliver. Digital was the center of Walmart’s earnings presentation , particularly in its grocery business. Doug McMillon, CEO of Walmart. Jack Dorsey, CEO of Square.

Payments 205

Payments Apple New York City Retail 205

PYMNTS

AUGUST 22, 2018

Web apps, he posited then, create richer user experiences by connecting users with more content and inspiring more collaboration. We are still working out the user experience and kinks,” he said, “but we are starting to get traction in terms of deployments.”.

Payments 129

Payments User Experience Security Online 129

PYMNTS

JANUARY 20, 2020

It was also rife with innovation that took payments to new physical and digital endpoints. The 2020s, Fabara told Webster, will see a rapid acceleration of these new digital payment flows by consumers and businesses, as innovators create new opportunities for commerce at those new touchpoints.

Security 168

Security Fraud Risk Management Payments 168

PYMNTS

JANUARY 16, 2019

Walters compared the user experience to Uber Eats or Grubhub , where consumers can create an order and check out in the app. For payment, consumers can add a card or multiple cards during the onboarding process. The app provides a receipt that consumers can present to a cashier.

Mobile 136

Mobile User Experience Marketing Cards 136

PYMNTS

NOVEMBER 2, 2017

TSYS Director of Innovation Russell Moore ’s two-year-old daughter already knows how to get Alexa to play her favorite Katy Perry song 17 times a day. At present, Moore said he has five eWallets and seven cryptocurrency wallets. Now put foundations under them.” Or something like that.

UX 111

UX blockchain cryptocurrency Technology 111

William Mills

MAY 9, 2018

Presenters: Colby Ross. Presenter Profile: How they describe themselves: Project Finance was founded on the belief that good spending and saving behavior starts with being confident in your ability to meet future obligations. Presenter: Colby Ross (CEO & Co-Founder). Presenters: Sid Probstein. Founded: August 2017.

Security 40

Security Samsung Strategy San Jose 40

PYMNTS

APRIL 25, 2016

14, 2016, any bank that issues a Visa-branded card must give cardholders the option to register for alerts related to any card and card-not-present transactions, international cross-border transactions, and transaction amounts that an authorized cardholder has specified based on some transactional limit. Effective Oct.

Fraud 100

Fraud Cards Branding User Experience 100

NCR

DECEMBER 27, 2015

As the threat of fraud continues to rise around the world, a growing number of banks are looking at innovative ways to protect themselves and their customers – and one solution that’s gaining traction is the use of dynamic CVVs in order to cut down on card not present (CNP) fraud. ” The future of card payments?

Fraud 40

Fraud Online Cards Security 40

Fintech Labs Insights

OCTOBER 7, 2015

Our range of flexible worker payment options includes local bank deposits, international wire transfers, branded prepaid & virtual cards, checks, cash pick-up services, and pay to existing card capabilities. The post FinDEVr Live: Hyperwallet Presents its RESTful API and Embedded Payout Widget appeared first on Finovate.

San Francisco 12

San Francisco User Experience Software Tools 12

PYMNTS

DECEMBER 10, 2020

As the world becomes increasingly digitized and more consumers embrace the speed and convenience of contactless purchases, Jim McCarthy , president of payment technology and innovation firm i2c , said banks have been left behind and should focus on what they do best — compliance. There’s money to be made in compliance,” he said.

Compliance 262

Compliance Innovation Apple Fintech 262