Perficient

JULY 11, 2022

Buy now, pay later (BNPL) is a type of point-of-sale installment loan that partners with retailers to allow consumers to pay for their purchases in multiple equal payments. When online shopping, if a retailer has a partnership with a BNPL platform, the customer can choose it as their payment method when placing their order at checkout.

Fintech 474

Fintech Trends South Dakota Apple 474

Payments Source

JANUARY 3, 2017

Engage Financial Technology, a provider of prepaid card programs for banks, healthcare providers, retailers and other organizations, has partnered with software provider Ensenta for a cloud-based approach to loading funds to prepaid cards.

Cards 60

Cards Mobile Financial Technology Software 60

Bank Innovation

MARCH 20, 2018

EXCLUSIVE—Greenlight Financial Technology Inc., a PFM that provides “smart debit cards” to more than 100,000 users to begin financial literacy conversations with their children, is launching a credit product.

Financial Technology 207

Financial Technology Cards Innovation Technology 207

PYMNTS

DECEMBER 5, 2018

The holiday shopping season is here — and to capture profits, retailers need to ensure that customers’ payment experiences are as smooth as possible. In one recent move, for example, financial technology provider Payscape partnered with CardFlight to bring the latter’s SwipeSimple mPOS solution to more merchants.

cryptocurrency 149

cryptocurrency Retail Cards Mobile 149

PYMNTS

MAY 21, 2019

Bundesbank, Germany’s central bank, said increased use of financial technology in the country could present regulators with their biggest hurdle since the financial crisis, according to a report by Bloomberg. “We A survey by EHI Retail Institute showed that last year, card payments made up 48.6

Digital Strategies 122

Digital Strategies Cards Technology Regulation 122

PYMNTS

JULY 30, 2020

The Salt Lake City payment processing platform has joined with Plaid, a Visa subsidiary based in San Francisco, that builds financial technology platforms to connect bank accounts and initiate automated clearing house (ACH) transfers. Plaid is connected to more than 11,000 financial institutions. “ACH

San Francisco 159

San Francisco User Experience Cards Customer Experience 159

PYMNTS

JULY 7, 2020

The company calls its strategy “smart bank transfers,” referring to the way the tech can handle the entire cannabis supply chain from grow ops and suppliers to retailers and drivers. Clients will be able to provide customers with a contactless digital option as well.

Payments 185

Payments Survey Industry US 185

Payments Source

MARCH 8, 2016

Financial technology and marketing provider Kasasa has launched a Credit Card As A Qualifier option for its community financial institution customers.

Community 60

Community Community Bank Cards Financial Technology 60

PYMNTS

JUNE 23, 2020

Braun faces charges of accounting fraud and market manipulation designed to artificially inflate the financial technology company’s balance sheet to make it look more appealing to investors and customers. Verizon Debuts Visa Credit Card With Rewards. Airbnb CEO Sees Potential For 2020 IPO Amid Bookings Rebound.

Payments 159

Payments Survey Innovation Fraud 159

PYMNTS

JANUARY 8, 2020

The collaboration will let consumers of UnionPay’s popular QuickPass app make financial payments utilizing the same technology (QR codes) that Tencent’s WeChat Pay platform also uses. Ant Financial’s Alipay and other brands owned by Tencent currently dominate China’s mobile financial payment digital market.

Mobile 112

Mobile Payments Regional Software 112

NCR

FEBRUARY 14, 2017

But in industries like retail banking, where technology is at the heart of change, staying still is more likely to be one of the biggest risks a financial institution (FI) could take, such is the anticipated pace of change in the next few years. Some businesses might view investing in modernization and innovation as a risk.

Retail 75

Retail ATM Innovation Security 75

Bank Innovation

FEBRUARY 8, 2019

Fresh off its January announcement to acquire payments processor First Data Corporation, financial technology vendor Fiserv seems to be banking on a breakout year for the bank-backed P2P payment service Zelle.

Financial Technology 170

Financial Technology Data Payments Technology 170

The Paypers

JUNE 5, 2018

(The Paypers) Wirecard , a digital financial technology provider, and Visa have signed a partnership agreement to collaborate on new solutions in the field of digital financial technology.

Analytics 28

Analytics Retail Financial Technology Cards 28

PYMNTS

AUGUST 12, 2019

Simply put, that means consumers’ retail experiences tend to inform their expectations for financial services, said Jim Johnson, executive vice president of FI payments and wealth for FIS , in a new PYMNTS interview with Karen Webster. It sometimes requires working with other financial technology companies.”.

Payments 188

Payments Fintech US Innovation 188

Chris Skinner

MARCH 11, 2017

Their third-party payments processor had an outage at the weekend so the cards couldn’t be used. Seven years ago, the first new retail bank in almost a century got its licence to open: Metro Bank. It sheds light on where challenger banks and financial technology (fintech) firms can make ground on the established banks.

Metro 186

Metro Bitcoin New York cryptocurrency 186

PYMNTS

SEPTEMBER 5, 2018

The Yardi payment processing solution will now enable its corporate customers to pay vendors using a virtual card, with the services provided by Fifth Third. However, he noted that the stock would not see a steep crash, as it has already fallen sharply this year. Yardi Digitizes Real Estate Vendor Payments. Instagram Working o n Shopping App.

social media 100

social media Financial Technology Technology Payments 100

Bank Innovation

FEBRUARY 6, 2017

INV Fintech, the sister accelerator to this site, is pleased to announce its inaugural episode of INV Unfiltered — a new monthly podcast series, which will cover current trends and intriguing topics in financial technology and beyond.

Fintech 150

Fintech Financial Technology Trends Technology 150

PYMNTS

OCTOBER 18, 2019

Other investors, meanwhile, decided to place their investments with technology that provides analysis of the purchasing and spending behavior, or tools that help companies finance their spend. Designed for the manufactured house industry, Purchasing Platform ‘s technology combines spend management and eProcurement.

Analytics 101

Analytics Capital Fintech Technology 101

PYMNTS

MAY 28, 2019

Indonesian ride-hailing and online payment company GO-JEK , for instance, is expanding its financial technology services through partnerships with peer-to-peer (P2P) lending firms Dana Cita, Aktivaku and Findaya. billion – of funds were lost to card fraud in 2018, up from $1.4 Just under $3 billion – or $2.7 billion in 2017.

Apple 159

Apple Mobile Fraud Branding 159

FICO

SEPTEMBER 30, 2022

FICO has announced its panel of independent judges for the 2023 FICO® Decisions Awards , which honor businesses achieving outstanding results using analytics and decision management technology to grow their business, manage risk and reduce costs. Neeti Aggarwal manages the financial technology and innovation research at The Asian Banker.

Meeting 52

Meeting Analytics Management Strategy 52

Gonzobanker

AUGUST 17, 2022

Then, bad grades came in right as summer party season kicked off, mom and dad took away the car and credit card, and the Venmo transfers came to a screeching halt. First, there was the drama leading up to the breakup with the rich hottie. Thankfully, there was still a smartphone and social media to commiserate.

Fintech 184

Fintech Lending Software Compliance 184

PYMNTS

JULY 11, 2019

The news comes as reports surfaced last year that the Indonesian ride-hailing and online payment company was growing its financial technology services via partnerships with three peer-to-peer (P2P) lending firms. Go-Jek’s Go-Pay payment system rolled out in 2017, accounting for over half of the startup’s transactions.

Lending 100

Lending Financial Technology Online Community 100

PYMNTS

JULY 26, 2017

Developers platforms have quickly gone from being cutting edge to being something like table stakes for serious financial technology players, as Karen Webster observed in a recent conversation with Vantiv’s Head of Developer Integration’s Matt Ozvat — “it feels a bit like everyone out there has their own version of a platform for the developer.”.

Innovation 116

Innovation Cards Compliance Community 116

Gonzobanker

DECEMBER 19, 2022

Financial institutions that relied on mortgage banking fee income as a key earnings component have been left to make big adjustments. As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Goes to MVB Financial.

Community 216

Community Fintech Industry Innovation 216

Independent Banker

OCTOBER 29, 2014

Large banks and nonbanks, merchants and technology companies are pressing to solidify their inroads into the financial transaction business. Research and everyday observation show how consumers are increasingly using mobile technologies. It’s become a familiar story, usually with a new splash. Ed Bachelder, payments consultant.

Mobile 105

Mobile Community Bank Community Technology 105

PYMNTS

JANUARY 2, 2017

It was a busy year throughout the world of payments, with plenty of new technology making headlines along the way. From using virtual reality to overhauling the retail industry to shifting trends in cross-border payments, here are some of the highlights from our 2016 Trackers. DEVELOPER TRACKER.

Retail 123

Retail Millennials blockchain Mobile 123

Fintech Labs Insights

AUGUST 10, 2015

Digital Retail Apps is C$1 million (US$770,000) closer to its goal of going global. Digital Retail Apps is the company behind SelfPay , the mobile payments technology that alleviates the most overlooked pain point of the in-person payment process: the queue.

Texas 12

Texas San Jose Retail Mobile 12

PYMNTS

MAY 17, 2017

We got the inside scoop of what the ballpark of the future might look like from FIS’s Bob Legters, chief product officer of FIS Global Retail Payments, and David Wright, Minor League Baseball’s chief commercial officer — and what brought two such different organizations together to build it. One ball park and customer experience at a time.

Payments 101

Payments Community Jacksonville Community Bank 101

PYMNTS

AUGUST 19, 2016

Japan’s Financial Services Agency (FSA) announced its own plan to boost the FinTech market by making it easier for companies to collaborate with the financial technology industry. The Future Of FinTech? The aim is that a framework will be established that enables IT companies to act as liaisons between banks and consumers.

Fintech 100

Fintech Mobile Guidelines System 100

PYMNTS

JULY 11, 2017

In the latest PYMNTS Commanders in Chief series, Bruce Lowthers, executive vice president of FIS Global, a financial technology solutions provider , and president of the company’s Payments Division , didn’t set out to be an innovator. It’s something that consumers love, retailers love and financial institutions love.

Innovation 101

Innovation social media Security Leadership 101

PYMNTS

MAY 27, 2016

With the convenience of digital and card-based payments comes a higher risk of overspending. This digital financial technology, which allows users to link their bank accounts with various smart devices, is at the forefront of financial interconnectivity. A shocking rollout.

Technology 101

Technology Data Examples Security 101

PYMNTS

SEPTEMBER 7, 2018

After all, it’s not like most theaters are located in the middle of empty fields — they’re in malls or alongside other retail buildings and entertainment providers. This is a financial technology business.”. The average person in the U.S. per month for one ticket each month to $14.99 Ticketing App.

United States 118

United States Maine Mobile Financial Technology 118

CFPB Monitor

NOVEMBER 22, 2022

That Order directed the Secretary of the Treasury to issue a report assessing how the entry of large technology firms and other non-banks into consumer finance markets has affected competition. The report was issued in response to President Biden’s July 2021 Executive Order on promoting competition.

Fintech 78

Fintech Report Data Lending 78

Insights on Business

JULY 20, 2017

A traditional retail bank has its own distribution channels (such as branches, contact centers, and digital channels). The emergence of financial technology (fintech) and the push of regulators for more competition are disaggregating and open this closed value chain.

Fintech 181

Fintech Mobile Examples Data 181

Banking 2020

JANUARY 28, 2016

It’s a question that’s beginning to be asked as the explosion of new technology in the payments industry means consumers and businesses are left with an endless stream of channels to use. Clearly cutting across the physical and online retail sectors is not as easy as it looks. Omnichannel trouble.

Industry 40

Industry Payments System Online 40

CB Insights

MAY 15, 2019

DBS launched its Singapore innovation lab to break out of its “traditional banking mindset to think, behave, and deliver more like a technology company,” according to Neal Cross, chief innovation officer. Fidelity — Fidelity Center for Applied Technology (FCAT) and Fidelity Labs. JP Morgan Chase — Financial solutions Lab.

Innovation 78

Innovation blockchain Technology Groups 78

Banking 2020

JANUARY 20, 2016

Consumer and technology trends. Cash and checks have taken a backseat to faster, more efficient payment methods like credit and debit cards. This affinity for technology has created a culture of convenience, so it’s no surprise that mobile payments are increasing in popularity. Bringing it all together. About the author.

Mobile 40

Mobile Millennials Bitcoin Security 40