PYMNTS

JANUARY 24, 2019

However, there may be an opportunity to get more contactless cards into the hands of consumers — an opportunity that involves community banks and is backed by financial incentives. million payment cards, Giorgio said. She noted that, ever since EMV chip cards were introduced in the U.S., Australia and Canada.

Community Bank 156

Community Bank Community Cards United States 156

PYMNTS

SEPTEMBER 13, 2016

Product hysteria is not the sort of thing that normally attaches itself to credit cards — but as scores of message boards and YouTube unboxing videos will attest, consumers are having a rather atypical reaction to the Chase Sapphire Reserve Card. It’s the best time in years to shop for a rewards card.”. ”

Cards 100

Cards Millennials Comparison Video 100

PYMNTS

NOVEMBER 27, 2019

The retailer is also planning events based on popular culture, with Pokémon, Frozen and Star Wars on the roster. Millennials plan to spend more money this holiday season, and will use their mobile devices to do the majority of their shopping. Gift Finder. It also said “ uncertainty over trade ” could potentially harm sales.

Trends 130

Trends Millennials Retail Study 130

PYMNTS

JUNE 1, 2020

Capturing and then enabling card-on-file payments when consumers buy the products or services they consume in the physical world. Part of that includes reminding consumers to use their contactless cards when they check out in their stores (if they have one) or their mobile wallets (if they choose). Uber and Starbucks pioneered it.

Cards 147

Cards Study Maine Payments 147

PYMNTS

SEPTEMBER 21, 2018

Restaurant reservations are not new to American Express: The company has long offered them, along with hotel and special event bookings, via its Platinum Concierge. That offering enables both Platinum and Centurion clients to access reservations at well-known restaurants and events.

Millennials 170

Millennials Conference Cards US 170

PYMNTS

JULY 28, 2016

Credit cards come in all sorts of flavors, from low interest ones to cards that reward you for shopping or traveling. But while variety is the spice of life, a new survey by Citi finds new credit card shoppers largely care about one thing: the rewards. The survey found only 20 percent of survey respondents use a digital wallet.

Cards 100

Cards Survey Millennials Study 100

PYMNTS

JUNE 6, 2019

Pride events can draw hundreds of thousands of people, and many merchants turn out to meet them, but providing goods in such populated settings can be complicated for those that do not have the right mobile point-of-sale (mPOS) setups to make purchasing quick and convenient. Skirting Cash Shortages at Boston Pride.

San Diego 137

San Diego Boston Cards New York 137

PYMNTS

JANUARY 27, 2020

Millennials have been at home in the global workforce for about a decade now, but Generation Z is starting to filter into offices, warehouses and work floors and bringing their fast payments expectations with them. Why Deft Spend Management Is Crucial To Successful Event Planning.

Management 160

Management Taxes Tools Metro 160

PYMNTS

APRIL 4, 2018

For the 47 percent of Americans with prime credit scores, getting and using a credit card isn’t much of a problem. The problem, Petal co-founder and CEO Jason Gross told Karen Webster, is that it leaves around half of all Americans with only a few options: a credit card with expensive strings or no credit at all. Who Petal Serves.

Cards 133

Cards Regulation Groups Branding 133

PYMNTS

JANUARY 1, 2021

For the purposes of this exercise, we’re going to describe the “typical” grocery shopper – a bridge millennial, a 36-year-old mom of 1.93 Her typical shopping journey has changed in a way that is increasingly looking like a permanent shift, as opposed to a transient event in response to unusual circumstances. How She Sees Herself.

Study 362

Study Survey Exercises Cards 362

South State Correspondent

AUGUST 16, 2023

Home equity lines of credit (HELOCs) and bank card usage are up 24% and 17%, respectively. Refinanced loans will finish at 6% of volume and scream adverse selection (if you exclude life events). Consumer Credit – Cards There is a shift of capital occurring to the prime tiers of cardholders. restaging their wallet”).

Trends 195

Trends Cards Capital Data 195

PYMNTS

FEBRUARY 14, 2020

That didn’t mean the process wasn’t incredibly stressful, he noted, because in 2016, the buy now, pay later (BNPL) concept Afterpay was selling was still very new, and the millennial demographic the firm was anticipating to carry it forward weren’t quite into their significant spending years yet.

Millennials 159

Millennials Retail Management US 159

PYMNTS

DECEMBER 22, 2020

In a year marked by unpredictable events, high unemployment, business closures and, of course, a global pandemic, the U.S. Fagan noted that payment networks such as Visa and Mastercard have been recording steep dips in credit card activity, where the shift has favored debit payments. A year like no other draws to a weary close.

Cards 308

Cards Maine Millennials Course 308

PYMNTS

FEBRUARY 28, 2019

Digital marketplaces are zeroing in on customers looking to score last-minutes ticket to events. Gametime , a platform that connects buyers and sellers, has started building a mobile experience for ticket sales to sports games, concerts and other events. They pay using Apple Pay, Google Pay , Venmo, a credit card or a debit card.

Trends 109

Trends Millennials Apple Google 109

PYMNTS

SEPTEMBER 14, 2018

Last month, the financial institution (FI) announced it was expanding the Sapphire credit card brand into new areas of personal finance, including checking accounts. With the new checking accounts, customers will get access to sporting events and other entertainment, just as Sapphire Reserve credit card customers do.

Cards 123

Cards Millennials ATM Branding 123

PYMNTS

APRIL 7, 2020

These range from extreme sports events like Spartan Races and triathlons to high-end luxury classes like SoulCycle — or simply having a bench press in one’s garage. Millennials could be the most fitness-oriented generation the world has seen, with 76 percent of them reporting that they exercise at least once a week.

Exercises 141

Exercises Millennials Study Guidelines 141

PYMNTS

FEBRUARY 5, 2020

During the Black Friday and Cyber Monday shopping events and beyond, consumers were increasingly turning to buy now, pay later (BNPL) solutions in the U.S. And, Garg noted, as millennials and Gen Z consumers are aging into their prime spending years, he believes it will push them to an ever-greater global scale going forward.

Cards 143

Cards Millennials Regulation United States 143

PYMNTS

AUGUST 22, 2018

is expanding the Sapphire credit card brand into new areas of personal finance, including checking accounts. With the new checking accounts, customers will get access to sporting events and other entertainment, just as Sapphire Reserve credit card customers do. JPMorgan Chase & Co.

Branding 100

Branding Samsung United States Cards 100

PYMNTS

SEPTEMBER 3, 2020

with cash — and consumers are even starting to ditch plastic cards. For members of the millennial or Generation Z cohorts who are comfortable in the app world, payment preferences boil down to choice and control. Cash will always have a place among consumers — but its use is dwindling. Security Is Top Of Mind .

Payments 262

Payments Security Millennials Retail 262

PYMNTS

AUGUST 11, 2017

Over-the-top (OTT) media services started as an alternative for millennials who didn’t want to (and often couldn’t) pay $150 per month for a bloated cable package full of channels they didn’t want just so they could watch a few shows they cared about. Therefore, platforms need to keep the momentum going between live events.

Millennials 100

Millennials Fraud Video Company 100

PYMNTS

FEBRUARY 10, 2020

The concept was mainly for music festivals and events – places where lots of younger, open-minded people are traveling on the same dates. Travelers start by visiting the Roost site, which displays events and cities. The company’s target market includes Gen Z and millennials. The Platform.

Las Vegas 142

Las Vegas San Francisco Nashville Chicago 142

PYMNTS

JULY 8, 2020

Nadji said that in COVID-wracked Seattle and New York City, more than 60 percent of millennials have reached their 30s and are embracing life changes like marriage and having children. However, the CEO said an eventual rebound seems in the cards for central business districts given U.S. There’s also a demographic tailwind at work here.

New York City 144

New York City San Jose New York Seattle 144

PYMNTS

JANUARY 14, 2017

The world would be Google-less without Sergey and Larry maxxing out their credit cards to buy more space on servers. It could be that people — particularly millennials — are confident they are going to die debt-free because they are equally confident they are about to live their entire adult lives without ever once being credit-worthy.

Millennials 100

Millennials Data Cards Study 100

PYMNTS

MAY 18, 2016

What’s a millennial to do? Well, now, they can have their experience now and pay for it later, without the pesky nuisance of credit card debt. One major concern, as the app shifts from purely goods into the experiential realm, is whether users will follow through on payment plans after a trip or event has ended.

Payments 101

Payments Millennials Lending Course 101

PYMNTS

OCTOBER 21, 2020

To expand gently used gear to more members across the country, REI launched its online reCommerce business in 2018, supplementing its members-only Garage Sale events in its stores. Beginning this month, REI members can trade in their own used gear through the co-op's online, member-only trade-in program to receive REI gift card credit.

Branding 192

Branding Samsung Meeting Millennials 192

PYMNTS

AUGUST 23, 2019

A study by eMarketer shows that most people, especially millennials , prefer to chat or message instead of calling on the phone. The program’s benefits include an extra 25 percent discount on local deals, an extra 15 percent off all Groupon Goods orders plus free shipping, and an additional 10 percent off travel, tickets and live events.

Chicago 145

Chicago Millennials Tools Study 145

PYMNTS

MAY 31, 2017

Debit cards, default cards, banks both bricks-and-mortar and digital. Bank, said that cash remains the most common method of transactions and “what’s amazing about that is that millennials are the most likely users of cash. Debit card usage is habit-driven, he said, and habit has grown roots over the last several years.

ATM 100

ATM Millennials Cards Management 100

PYMNTS

AUGUST 13, 2018

For those who carry either the branded Gap card, or the Gap Mastercard (or anyone who has ever been part of a retail rewards program), the offerings are fairly familiar. Shoppers who use their Gap card get a discount (10 percent off in-store and online), accrue points and enjoy perks like free shipping, exclusive offers and events.

Fort Worth 107

Fort Worth Branding Cards Retail 107

FICO

MAY 17, 2022

Our latest commissioned research suggests that UK banks could face a potentially catastrophic customer defection event in the wake of a money laundering scandal. Millennials are the least impressed. Those in the Millennials generation – aged 25-34 - appear to be the least impressed with banks’ current approaches to fraud.

eBook 52

eBook Survey Fraud Millennials 52

PYMNTS

SEPTEMBER 15, 2017

According to Orloff, LendUp and Beneficial State came up with the idea to offer a socially responsible credit card product several years ago, but it only came to market this spring. Millennials , she noted, tend to enter the credit system with a bang once they start having families. It has a higher interest rate – 19.99 percent to 29.99

Fintech 198

Fintech System Lending Cards 198

Independent Banker

JANUARY 31, 2022

If you’re hiring millennials or Gen Zers, remember they want to work for organizations that give back to their communities. Let them represent the bank at events and allow them some input on which organizations to sponsor. If some processes just take time, be transparent about that. Values and ownership matter.

Lending 91

Lending Community Millennials Training 91

PYMNTS

MARCH 3, 2020

percent APY on any money in the account — and they will be able to spend it with a Mastercard debit card, where money can be accessed at more than 75,000 ATMs. The problem is when transparency is lacking, and trust is fragile, especially when it comes to millennials.

Course 187

Course System Millennials ATM 187

PYMNTS

JULY 24, 2019

IfOnly seeks to compete in the space by offering experiences at all scales, from luxury events to localized classes in a consumers’ own neighborhoods. And it’s not just millennials. I know that [the space often] gets lumped with millennials, but it’s really cross-generational. “An experience is truly an individualized purchase.

Case Study 110

Case Study Study Mobile Millennials 110

PYMNTS

NOVEMBER 16, 2020

Across generations, PYMNTS’ research found that 40 percent each of Gen Zs, millennials and bridge millennials (respondents born between 1979 and 1988) say that they either won’t or likely won’t get the vaccine, 25 percent more than those who say they very likely or likely will. The remainder were somewhat likely. Or something.

Study 270

Study Retail Millennials Conference 270

PYMNTS

AUGUST 12, 2019

A study by eMarketer shows that most people, especially millennials , prefer to chat or message instead of calling on the phone. The program’s benefits include an extra 25 percent discount on local deals, an extra 15 percent off all Groupon Goods orders plus free shipping, and an additional 10 percent off travel, tickets and live events.

Cards 100

Cards Online United States Chicago 100

PYMNTS

AUGUST 14, 2019

This newest P2P offering follows last year’s move by Venmo to add an option to make an instant transfer through a debit card, which would get the money to a bank account in minutes for a 1 percent fee, with a minimum of 25 cents and a maximum of $10. Zelle Trends. Venmo, of course, is not the only major P2P player in the game.

Payments 124

Payments Trends Cards Comparison 124

PYMNTS

APRIL 19, 2016

Credit cards are a way of life for consumers, for the businesses that rely on them and for small business owners dealing with the volatility of day-to-day cash flows. There’s also a disparity here, noted the report, as credit card originations to consumers with relatively high scores actually moved higher with an average of 1.3

Cards 100

Cards Regulation United States Lending 100