PYMNTS

APRIL 1, 2019

When it comes to online shopping, one of the greatest frustrations for consumers — and friction points for merchants — is having to manually enter credit or debit card information for each purchase. In the latest Mobile Card Services Playbook , a collaboration with Ondot , PYMNTS surveyed more than 9,500 U.S. It’s no wonder that 78.9

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Online Cards Mobile Maine 212

PYMNTS

APRIL 1, 2020

will allow its Apple Card users to defer April payments without interest or penalties to ease financial pressures of the COVID-19 pandemic. Bloomberg reported that the credit card, backed by the Goldman Sachs Group Inc., Our online stores are open at www.apple.com , or you can download the Apple Store app on the App Store.

Apple 142

Apple Cards Payments Branding 142

PYMNTS

DECEMBER 22, 2020

Italian consumers are embracing a new government program aimed at boosting retail sales while tamping down on tax evasion that allows buyers to receive a 10% refund on card payments made in stores. At the same time, commercial credit cards’ cash advances dropped 14 percent last year. The program, which began on Dec.

Cards 188

Cards Payments Taxes Study 188

PYMNTS

JANUARY 15, 2021

In the inaugural QR Code Payments Tracker® , PYMNTS explores the latest in the world of QR codes, including new implementations at retailers and payment providers, the security concerns facing this payment method, and the pandemic’s effect on the development and rollout of QR code-enabled payment options. Retail Environment.

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Retail Security Payments United States 207

PYMNTS

JULY 28, 2020

Consumers are also changing how they pay for their purchases, with a recent study finding that debit card spend was up 11.7 Consumers today are especially likely to use their debit cards for their eCommerce purchases or to make in-store purchases with mobile wallets, and card-not-present (CNP) transactions represented 43.1

Cards 212

Cards Rhode Island Payments Online 212

PYMNTS

OCTOBER 15, 2020

Herrick expects that ReplyBuy and Airship will create a holistic ecosystem, allowing retailers to use its engagement technology to acquire customers and then use conversational commerce to retain them and grow their value. The retailer attributes much of its success to highly personalized, targeted mobile messages using push notifications.

Retail 188

Retail Technology Branding Mobile 188

PYMNTS

JULY 25, 2019

Recent days have brought new evidence of the importance of robust loyalty and rewards problems in retail, an areas of ongoing innovation, and a way for merchants of all types to stand apart in a fiercely competitive industry. Retail Card Programs. The move adds to Trax’s stable of retail tech. Value of Location.

Retail 132

Retail Cards Mobile Video 132

PYMNTS

JANUARY 18, 2020

What makes the story stand out among the reams of local retail crime reporting is that the crime was actually committed. Botched crimes in local retail are common. It would be easier, more lucrative and carry no risk of jail time to download the Uber app and drive for a weekend. Organized Crime’s Physical Retail Expansion .

Retail 147

Retail Colorado Cards Report 147

PYMNTS

OCTOBER 15, 2019

Data from more than 26 million credit and debit cards was stolen from BriansClub, an underground marketplace for stolen credit card information, KrebsOnSecurity reported Tuesday (Oct. The hacked records were lifted from online portals as well as brick-and-mortar retailers over the past four years. million card records for sale.

Cards 122

Cards New York City New York Data 122

PYMNTS

JUNE 1, 2020

Capturing and then enabling card-on-file payments when consumers buy the products or services they consume in the physical world. Not surprisingly, to make consumers more comfortable shopping and checking out in their stores, retailers have rushed to enable a “ contactless ” payment experience. Uber and Starbucks pioneered it.

Cards 147

Cards Study Maine Payments 147

PYMNTS

JUNE 25, 2018

Wells Fargo announced Monday (June 25) an overhaul of its Propel Card, its no-annual-fee rewards cards. The credit card also has no limits on points that customers can earn and no point expiration as long as the credit card is open. The card will be accepting applications in July, Wells Fargo said.

Cards 101

Cards Retail Industry Payments 101

PYMNTS

AUGUST 5, 2019

The App Store and the Google Play Store collectively offer more than 5 million mobile apps offering every type of service imaginable — ridesharing apps, music and video streaming apps, aggregator apps, banking apps, quick-service restaurant (QSR) apps and retail merchant apps, among countless others. When asked, 51.8 When asked, 51.8

Report 143

Report Payments Mobile Retail 143

PYMNTS

MARCH 4, 2020

That’s one of the conclusions drawn from a new report on customer loyalty from Merkle, and it holds some clues for retailers looking to improve the recency and frequency of customer visits and purchases. “To What keeps a consumer loyal isn’t a loyalty program or even a store-branded card offering goodies or rewards.

Retail 131

Retail Branding Report Tools 131

PYMNTS

OCTOBER 18, 2019

Mastercard is collaborating with four eCommerce retailers — WHSmith.co.uk, Funky Pigeon, Cult Pens and The Card Gallery — to offer the Pay by Bank app to online shoppers, Mastercard announced in a press release on Friday (Oct. PbBa is designed to work with the security of a consumer’s own bank.

Retail 116

Retail User Experience ATM Security 116

PYMNTS

MAY 2, 2018

Synchrony , the financial services company, announced news on Wednesday (May 2) that customers can now use voice commands to manage their Amazon.com Store Card. In a press release , Synchrony said it is making this happen via a new skill for Alexa, dubbed the Store Card skill.

Cards 134

Cards Customer Experience Retail Tools 134

PYMNTS

OCTOBER 30, 2019

And the race to provide such apps – along with better mobile financial and transactional services – is heating up, with fuel coming from such products as Apple Card along with changing consumer preferences. An Apple Card-Like Experience. And there has been at least one early surprise in these infant days of Card App, he said. “We

Cards 103

Cards Mobile Apple Retail 103

PYMNTS

MARCH 11, 2020

The advance of Amazon’s cashierless technology is not a new story to the retail beat as of 2020. We’re not trying to replace them,” Cameron Janes, vice president of Amazon’s physical retail division, told CNBC. “I Shoppers enter the store using a credit card. Have other retailers signed on with the service?

Retail 130

Retail San Francisco Technology Data 130

PYMNTS

AUGUST 11, 2017

PaymentsSource reported that while Lowe’s has long offered financing through its private-label credit card programs, this option is a poor fit for construction crews that need to manage ongoing expenses. Instead, prepaid cards can enable them to deal with fragmented project timelines, employee turnover and other jobsite issues.

Cards 100

Cards Jacksonville Community Bank National 100

PYMNTS

AUGUST 3, 2020

Mobeewave specializes in letting shoppers utilize their smartphones to access a credit card and process payments. In 2014, Apple incorporated Apple Pay into its iPhone, allowing payment with just a tap in retail stores using the phones, and last year, the tech giant launched its Apple Card, a credit card.

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Apple Samsung Cards Payments 294

PYMNTS

JANUARY 9, 2018

Dynamics, a unit of telecommunications firms SoftBank and Sprint, announced what it is calling the first battery-powered payment card on Monday (Jan. T he offering, dubbed Wallet Card, was unveiled during the annual Consumer Electronics Show (CES) technology conference.

Cards 110

Cards Operations Payments Conference 110

PYMNTS

JANUARY 10, 2018

Juniper also assigned a 2022 deadline for 4 billion mobile-enabled loyalty cards being activated by 2022 — nearly doubling the 2017 rate. The lack of an in-built reader had been a hindrance, with consumers needing to download a separate QR code scanner app,” researcher Lauren Foye noted. New data released by the firm indicated that 1.3

Retail 122

Retail Apple Mobile Tools 122

PYMNTS

JULY 31, 2018

s Fa ster Payments Support Everyday Retail? retailers are looking for cheaper, faster alternatives to card-based payments, and some financial players think the Faster Payments rail could be key. For the full story, download the Tracker. Can The U.K.’s A number of U.K. Faster Payments.

Retail 148

Retail Trends Payments Regional 148

PYMNTS

NOVEMBER 22, 2019

Retailers are tapping into voice technology to help consumers order their favorite products such as restaurant takeout as they expand their artificial intelligence (AI) strategies. Diners download the Amazon Alexa app, enable the Chipotle skill, link profiles, and then reorder Chipotle meals. In Other Brick-and-Mortar News.

Retail 139

Retail Strategy United States Comparison 139

PYMNTS

OCTOBER 19, 2016

18) that it and Verifone, a player in payments and commerce solutions, have developed a solution to enable merchants using Verifone Commander Site Controller to offer their customers an electronic punch card loyalty program. Excentus said it will host a portal for merchants to join and create a digital punch card program.

Cards 100

Cards Retail Mobile Apple 100

PYMNTS

JUNE 14, 2017

Online fraud is no small problem for merchants, but a significant number of retailers do not spend enough time on the dual goals of streamlining the consumer data experience while weeding out possible fraudulent transactions. But differing consumer expectations around the issue of security present a challenge for retailers.

Retail 146

Retail Data Fraud Cards 146

PYMNTS

FEBRUARY 6, 2019

With that need in mind, she started Return Runners to help pick up returns from consumers and bring them back to brick-and-mortar (or online) retailers. To request this service from her company, consumers download an iOS or Android app or place an order directly through the company’s website. The Retailer Side of the Equation.

Retail 116

Retail Chicago Online Company 116

PYMNTS

DECEMBER 17, 2020

Digital fraud is a long-running problem for merchants, retailers, banks and businesses of all types. One report found that there was a 54 percent increase in gift card and loyalty fraud in May compared to the previous month, making promotion fraud prevention a top priority for merchants. Developments From The World Of Digital Fraud.

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Fraud Online Retail Examples 255

PYMNTS

APRIL 28, 2020

Financial institutions (FIs) are now working to extend services into customers’ homes, for example, and consumers are making fewer credit card payments amid uncertainty over what their employment statuses and budgets might be when the bills come due. The Paytm cards can be used both in-store and online. Around the Next-Gen Debit World.

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Digital Banking Los Angeles Cards California 238

PYMNTS

FEBRUARY 24, 2017

Unattended retail is becoming a fixture of the modern-day retail experience, from grocery stores to gas stations to vending machines, and it’s attracting plenty of attention from both consumers and fraudsters. Fraudsters eager to burn unattended retailers . One recent study of U.S.

Retail 109

Retail Fraud Study System 109

PYMNTS

JANUARY 30, 2020

This payment rail’s use is going strong in the United States, with debit card penetration reaching 78 percent in 2018. Consumers also show continued interest in debit even as they adopt newer payment instruments, and a 2019 report found that 61 percent of mobile wallet users linked debit cards. Card fraud is an ever-present threat.

Security 182

Security Fraud ATM Cards 182

PYMNTS

JUNE 25, 2018

But beautiful produce, nibbles and cool playlists aside, over the course of those 17 years I’ve shopped at Whole Foods, I never downloaded their app. Since Saturday, the Whole Foods app has found a new place on my home screen, even though to get the Prime discounts, I didn’t have to download it. Priming the Pump for Convenience.

Retail 156

Retail Branding Millennials Online 156

PYMNTS

SEPTEMBER 4, 2018

In order to use the AutoX service, consumers download the company’s app, which lets them hail a vehicle and browse various grocery items, from produce to fresh perishables. Consumers can pay for goods with major credit cards, and the company has its eye on introducing more payment options in the future.

Retail 122

Retail Mobile California Technology 122

PYMNTS

JUNE 2, 2016

Just about a decade ago, the checkout process at a retail shop was pretty simple — customers would wait in line to give their purchases to the cashier, who stood at a fixed point in the store, and then pay using cash or a credit card. To download the May edition of the Payments as a Service Tracker™, click the button below.

Retail 100

Retail Software User Experience Payments 100

PYMNTS

APRIL 7, 2017

A world without checkout lines and a farewell to the fat wallet were just some of the tantalizing outcomes foreseen as mPOS devices started to make their way into retail stores years ago. Alas, consumers and merchants are still awaiting the realization of the envisioned blissful, wait-free retail utopia that was envisioned a while back.

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Mobile Retail Payments Trends 124

PYMNTS

MARCH 30, 2020

As retailers determine the best ways to reach retail customers during the coronavirus pandemic, ICICI Bank launched its banking services on Monday (March 30) on WhatsApp. . Non-ICICI Bank retail customers can access the benefits of ICICIStack by opening instant savings accounts online.

social media 146

social media Retail ATM Cards 146

PYMNTS

JULY 2, 2020

Financial institutions (FIs) are therefore expected to offer more contactless cards this year and some are also unveiling services intended to help consumers easily add cards to their digital wallets. consumers to shift as much as $100 billion in annual spending from credit to debit cards. Around the Next-Gen Debit World.

Fraud 222

Fraud Cards Florida Trends 222

PYMNTS

OCTOBER 26, 2017

Those who travel to some of the wealthier parts of the world, however, will discover the well-to-do have much more expensive unattended retail tastes. shoppers got their own taste of unattended luxury retail when vending machines dispensing caviar were installed in several Los Angeles-area malls. A few years ago, U.S.

Retail 106

Retail Los Angeles social media Policies 106