PYMNTS

MARCH 30, 2020

And the pandemic appears to be accelerating the shift from paper checks and direct deposit to more flexible electronic payments such as PayPal and DailyPay, CNBC reported. And while direct deposit remains the dominant form of payment at 80 percent, nontraditional payment methods have been making inroads.

Cards 132

Cards New Jersey Case Study New York 132

PYMNTS

NOVEMBER 23, 2020

Retailers, too, had to respond and revise their checkout experiences when fears over the new coronavirus lingering on surfaces led to consumers becoming reluctant to exchange cash with store clerks or insert payment cards into point-of-sale (POS) terminals. Around The New Merchant Business Models Ecosystem. About The Playbook.

Report 192

Report Case Study Payments Strategy 192

PYMNTS

AUGUST 7, 2020

The scenario of frazzled buyers negotiating extended payment terms — in many cases having to choose who gets paid and who doesn’t — has made the whole “invoice to check to envelope to swirling vortex of the unknown” thing absurd. A Case Study In Digital Journeys. Who has the time for this anymore?

Case Study 182

Case Study Study Survey Cards 182

PYMNTS

JULY 22, 2019

Instant payments are becoming crucial to consumers participating in the platform economy. To meet this need, platforms are searching for new ways to bring instant payments onto their marketplaces. Around the Payments And the Platform Economy. Why TickPick Is Betting On Instant Payments, Fee Transparency.

Payments 165

Payments Case Study Google Mobile 165

PYMNTS

JANUARY 9, 2020

Consumers have always influenced how payment methods evolve – stretching back centuries to the barter system, and extending, now, into the digital age. And as payments are done in bits and bytes, across all manner of use cases, consumers prize convenience and personalization. In the webinar scheduled for Jan.

Payments 151

Payments Case Study User Experience Millennials 151

PYMNTS

DECEMBER 8, 2017

Talk is growing of the potential for virtual card technology to address several key points of friction in business payments, especially in corporate travel. But as the virtual card hype builds, some shortcomings have surfaced too. Overall, virtual cards — indeed, commercial cards as a whole — still face adoption barriers.

Cards 108

Cards Payments Management Security 108

PYMNTS

SEPTEMBER 15, 2020

The new "Instant Payments" offering lets employers fund payroll in close to real time, eliminating the lag between when funds leave an employer's account and when those funds arrive in employees' accounts, which Square says can stretch to as much as four business days. Square Inc. NYSE:SQ) on Tuesday (Sept.

West Virginia 256

West Virginia San Diego Case Study Virginia 256

PYMNTS

AUGUST 3, 2020

Some accounts say Roman soldiers were periodically paid for their labors in salt, and while compensation methods have evolved considerably since then, the concept of lump periodic payments has endured. Digital tools like pay cards and apps allow workers to receive earned wages the same day they request them. as W-2 employees.

Payments 211

Payments Taxes Case Study Examples 211

Payments Source

OCTOBER 25, 2016

Card Forum is the only event built exclusively for card and payment executives at the industry’s leading issuers, networks and retailers. The 2017 program features in-depth case studies and networking to ensure that you’re making the most of your time away from the office and coming back with actionable strategies.

Cards 60

Cards Case Study America Study 60

PYMNTS

MARCH 27, 2019

In the March edition of the Payments and the Platform Economy Playbook , PYMNTS focuses on how sellers use digital platforms to reach new customers, and how those platforms help suppliers and buyers build a sense of mutual trust in the ever-expanding sharing economy. Around the Payments and Platform Economy World. About the Playbook.

Payments 145

Payments Case Study Lending Study 145

South State Correspondent

OCTOBER 26, 2023

As can be seen, the conference largely revolved around payments, artificial intelligence, fintech partnerships/management, regulation, and fraud/identity in its various forms. The topics were perfect, and there were some great case studies, but the substance was standard, bordering on underwhelming.

Conference 221

Conference Las Vegas Fraud Case Study 221

PYMNTS

MARCH 11, 2016

In talking about global payment technology, emerging markets are an area of keen interest. As Schrimpff notes, PayU — which also has a presence in India, Eastern Europe, and some parts of Africa — was “the first to see the need [for electronic payments] in Latin America,” where the offering had not previously existed.

America 100

America Payments Fraud Case Study 100

FICO

NOVEMBER 24, 2020

As many of us who have long been in the industry know, fraud remains a top challenge for debit cards. billion in gross (attempted) debit card fraud and ultimately incurred losses of over $1 billion on debit and ATM transactions; the need for an effective solution to this problem has never been greater. In 2019 issuers faced $4.2

Fraud 52

Fraud Cards ATM Case Study 52

Chris Skinner

JULY 5, 2017

If nothing else, I love Turkey for their cheesy adverts: In this latest update BKM, the ACH for most of the retail banks, provides the story of Troy, the first and only national payments scheme of Turkey. In this growing and dynamic market, payments have been one of the major drivers of growth and innovation.

National 300

National Cards Innovation Payments 300

PYMNTS

MARCH 10, 2020

Consumers love the delayed payment options and so do retailers, but the BNPL players themselves are loving their business model, too. For an important BNPL case study, we look to Australia, where Sydney-based market leader Afterpay has made such a splash that it’s changing the economy (sort of). It’s a bona fide phenomenon.

Case Study 135

Case Study Retail Millennials Branding 135

Celent Banking

SEPTEMBER 17, 2015

As one year anniversary of Apple Pay approaches, banks have to make more decisions about their mobile payments strategy. Should a bank just stick with Apple Pay or enable their cards with all the “pays”? The answer is that banks have to view their mobile payments strategy holistically. in-store, in-app, P2P, etc.)

Strategy 100

Strategy Mobile Samsung Payments 100

PYMNTS

JANUARY 30, 2020

Another improvement is what BMO calls “easy PIN authentication,” in which customers use their debit cards — rather than driver’s licenses or state-issued IDs — to verify their identities. One more major component of BMO’s digital transformation was enabled earlier, however: an instant-issue debit card. “If

Operations 152

Operations ATM Cards Case Study 152

Chris Skinner

MAY 30, 2017

In order to load funds to your account, you need to buy a scratch card from an agent or at a telco branch (agents are people, whom you can find near almost any bus stop or shopping centre). Fintech development in Rwanda is driven by Telcos. Furthermore you can also withdraw money from these agents, so basically they are the “ATMs” of Africa.

Mobile 334

Mobile ATM Fintech Conference 334

Chris Skinner

MARCH 23, 2017

I’ve been working closely with BKM, the Turkish retail payments clearing company, for a few years now. They manage the Fintech Istanbul program, and are the powerhouse behind many of the innovations we’ve seen in Turkey from mobile wallets to contactless payments. million credit cards, 118.3 debit cards and 1.7

Innovation 196

Innovation Cards Trends System 196

FICO

JUNE 5, 2019

Credit Card Growth - Response Rates Up, Costs Down. China Minsheng Bank Credit Card Center has used FICO® Blaze Advisor® decision rules management system to help grow its business by creating an intelligent, automated marketing system that delivers targeted offers, which have seen a 10 to 15 percent jump in response rates.

Management 40

Management Cards Case Study Marketing 40

PYMNTS

FEBRUARY 19, 2019

Account takeovers are becoming bigger business for criminals — or, at least, the business of preventing account takeovers in the digital retail and payments realm is becoming an increasing focus of companies and security experts. Fraud Case Study. Account Takeover Growth. Fraud Prevention Innovation.

Retail 118

Retail Fraud Case Study San Francisco 118

PYMNTS

SEPTEMBER 13, 2016

Along with that growth in card numbers, said the firm, purchase transactions and volumes are also on the upswing. million EMV-enabled payment cards issued across the platform in the U.S. million EMV-enabled payment cards issued across the platform in the U.S. in the past year. in the past year.

Case Study 100

Case Study United States Analysis National 100

Celent Banking

JULY 22, 2016

As someone who closely follows the developments in digital payments, one of the questions following the acquisition to me is what happens with Zapp , a solution that VocaLink has been working on for the last few years to bring "mobile payments straight from your bank app."

Cards 100

Cards Case Study Payments Mobile 100

Chris Skinner

JULY 17, 2017

At this time, most Chinese people lived in poverty, had zero access to bank services, no credit or debit cards and no hope. I present my card for payment, and the people at the kiosks look at me in bemusement. I realised this as I tried my card with the Bank of Ningbo and Huaxin Bank. That’s a tough call.

Cards 185

Cards ATM Mobile Maine 185

PYMNTS

MARCH 10, 2017

An announcement Thursday (March 9) said H&M group will encourage suppliers to pay workers using mobile or other digital payment technologies in an effort to heighten transparency and reduce costs throughout the supply chain.

Mobile 104

Mobile Case Study Groups Study 104

PYMNTS

FEBRUARY 28, 2020

Mobile order-ahead is one humongous case study in adaptation, and the February 2020 Mobile Order-Ahead Tracker ® shows how some of the most delectable brands in food have been successful at it. Cooking Up a Good Program. The latest Tracker profiles P.F. “We

Mobile 130

Mobile Case Study Customer Experience Study 130

PYMNTS

OCTOBER 23, 2018

As the benefits of bringing more digital power to medical billing become clearer, there are other issues and concerns rising that underscore just what a massive — and vital — task it will be to move one of the most important sectors of the payments world away from analog. billion in annual improper Medicare payments. Payments Boost.

blockchain 173

blockchain Study Case Study Fraud 173

PYMNTS

AUGUST 30, 2018

All of which are true, Byrne said, so long as one has pounds in their pocket – because many of the merchants in markets don’t take cards, and will politely direct customers to the nearest ATM when they try to pay with one. For a long time, the foundational problem for SMB and digital payments in the U.K. Minding the Gap.

ATM 105

ATM Cards Payments Case Study 105

PYMNTS

JUNE 12, 2019

One example in retail and payments is tech incubators — specifically, those run by specific companies and brands, a trend that shows signs of growing even more in the 2020s (which, let us remind you, are only a few months away). LISNR Case Study. Science and invention are collective pursuits. Customer Journey.

Innovation 192

Innovation Retail Metro Case Study 192

Chris Skinner

JULY 19, 2017

Penny, the New Mint Penny is an app that examines behaviour around your bank accounts and credit cards to alert you of any issues, such as data breaches. You can link your credit cards, bank accounts (more than 10,000 institutions are supported), or even Venmo or PayPal into this app, which is available on iOS and Android.

Innovation 298

Innovation Capital Conference Customer Experience 298

FICO

FEBRUARY 9, 2022

The payments market in Brazil is undergoing radical change as the country moves from a traditionally cash-based society to new flexible payment products and services. Most Latin American card networks rely on chip and PIN fraud detection technology.

Fraud 52

Fraud Cards Analytics System 52

South State Correspondent

MARCH 23, 2022

If your bank struggles to create a clear value proposition and brand differentiation, then we have a case study for you. Nubank started with a credit card offering, followed by deposit accounts, then lending, and then payments, investing, and insurance. The latest example of that was real-time payments (RTP).

Branding 221

Branding social media Strategy Data 221

PYMNTS

AUGUST 2, 2018

“Apple Pay is now live in 24 markets worldwide with over 4,900 bank partners, and we look forward to adding Germany later this year,” he said, adding that recent retail deals involving eBay, CVS and 7-Eleven promise to make the payments tool attractive to more consumers. Visit a major U.S. OK, that might be an exaggeration. transit systems.

Apple 101

Apple Chicago New York City Training 101

FICO

DECEMBER 12, 2022

With FICO Falcon Fraud Manager, Network International uses AI and machine learning technology to score transactions across a rapidly expanding array of payment options. The old adage ‘cash is king’ was never more apt than when it came to describe the payments market in the Middle East and Africa. FICO Admin. Thu, 12/19/2019 - 16:29.

Fraud 52

Fraud Regional CA America 52

Fintech Labs Insights

MARCH 15, 2024

The event is organized by industry veteran Bruce Burke who first landed on the events radar with his well-timed Social Mobile Payments conference launched in 2011. . – But there is another event debuting this year that I completely get, Fin + AI 2024 It could easily become a fixture on the fintech conference circuit.

Conference 15

Conference Las Vegas Fintech Case Study 15

Banking 2020

OCTOBER 14, 2015

As payment fraud continues to rise, particularly in the card-not-present (CNP) space, this approach is proving an effective fraud detection technique. Kelvin Chan and Jay Leibowitz outlined some of the key methodology for SNA in their 2006 paper “The synergy of social network analysis and knowledge mapping: A case study”.

Analysis 40

Analysis Fraud Payments Case Study 40

FICO

MARCH 1, 2022

Fiserv, a leading global provider of payments and financial services technology solutions, has developed a new fraud mitigation service that has reduced fraud losses, which were already low by industry standards, by 10 to 15% for its small to midsize credit union and bank clients. You can read more about this story in the full media release.

Fraud 52

Fraud Analytics Cards Tools 52