PYMNTS

NOVEMBER 16, 2017

Membership could be obtained by spending five dollars on a share of capital stock. It operated out of its first volunteer president’s home for its first five years before moving to a rented office in 1913, later relocating to its own building in 1930. From Mill Workers to Millennials. Mary’s Bank,” as it is currently known.

Millennials 101

Millennials US New Hampshire Resources 101

PYMNTS

MAY 30, 2016

And to make sure that everyone starts off 2016, Part II on the same footing, we thought we would bring you a few of the top trending stories, as well as hot data/research topics, that will give you a head start on that all-important planning for 2016 and beyond. Store Front Business Index: Main Street USA, A-OK? Are SMBs Ready For EMV?

Trends 100

Trends Retail Fraud Mobile 100

PYMNTS

JANUARY 8, 2020

Sustainable commerce is having a moment — well, two or three of them given how millennials and even younger consumers champion the trend — and that applies to food waste and commerce involving meat and plants. Larger Trends and Investments. The next step is gaining more capital as the technology proves itself. “We

Trends 131

Trends Maine Technology Capital 131

PYMNTS

AUGUST 17, 2017

With more consumers moving to mobile transactions over visits to branches, some banks are considering closing brick-and-mortar locations to reduce operational costs. The price of real estate is prompting even the largest players in the banking world to scale back their branch operations. Getting in Front of Change.

Millennials 132

Millennials Digital Banking San Francisco Fintech 132

PYMNTS

JUNE 27, 2019

For instance, New Orleans is the site of one of the most significant and ongoing backlashes against the sharing economy, a global trend that probably won’t kill off Airbnb and other major players, but could create more hassles and pressures for some companies struggling to make it in this big, crowded market.

Puerto Rico 109

Puerto Rico Los Angeles San Francisco Millennials 109

PYMNTS

AUGUST 15, 2017

The growing popularity of mobile order-ahead is hardly news in the restaurant industry, where customers — especially millennials — crave the convenience, speed and personalization of a mobile ordering experience both in quick-service restaurants (QSRs), coffee shops and fast-casual dining environments.

Mobile 193

Mobile Millennials Survey Technology 193

PYMNTS

JANUARY 30, 2020

30) from the Columbia Spectator , which covers news important to students at Columbia University and Barnard College in the global fashion capital of New York City. The bankruptcy filing was a dim commentary on a trend that largely appealed to young women, and which has sat high in the world of retail for a good decade or more.

Retail 142

Retail New York City New York social media 142

PYMNTS

JANUARY 22, 2020

Personalization is among the trends gaining fuel in the DTC world, reflecting larger changes in the retail world. They are not only Representing a $50 billion annual global industry, the product appeals to millennial consumers who are moving toward their peak earning years, according to Otherland Founder Abigail Stone. “I

Los Angeles 131

Los Angeles Analytics Retail Survey 131

Abrigo

MAY 5, 2022

In many cases, the podcasts or hosts have sizable social media followings, and all release a new episode at least once per month so you can stay up to date with the latest trends in the finance world. It also examines how community banks are different than other types of financial institutions, along with strategies for optimal operations.

Community 195

Community Lending Maine Resources 195

Gonzobanker

AUGUST 10, 2023

This summer in strategic planning meetings across the country, bankers will need to deal with some critical realities: Reality #1: There’s no turning back from the hybrid workplace According to Build Remote, 77% of the Fortune 100 companies are operated under a hybrid working model.

Leadership 147

Leadership Training Meeting Michigan 147

PYMNTS

SEPTEMBER 6, 2019

There are worse ways to start a business than what happened when John Tabis was getting direct-to-consumer and subscription flower operation The Bouqs off the ground. Many consumers may scoff at the idea of wanting to know where your flowers come from and being assured that those items are the product of sustainable agriculture operations.

Millennials 108

Millennials Course Industry Operations 108

CB Insights

SEPTEMBER 24, 2018

Modern-day “wellness” refers to holistic healthy living characterized by physical, mental, social, and spiritual well-being — and the buzzy trend is gaining traction across multiple industries. The wellness trends is affecting everything from the way gyms operate to how retailers design clothing to how smart cities are designed.

Trends 76

Trends Branding Examples Industry 76

PYMNTS

DECEMBER 14, 2020

The billions of dollars in extra market capitalization that Airbnb and DoorDash saw on their first trading days didn’t go to those firms at all. Millennial-friendly investing platform Robinhood has grown by leaps and bounds during the pandemic, making it easy for consumers with little or no investing experience to jump into the market.

Marketing 161

Marketing Millennials Company Report 161

PYMNTS

DECEMBER 28, 2018

Capital One and Discover have both announced that they will be tightening their underwriting standards in the new year, and Goldman Sachs has gone from plans of expanding its online consumer credit product Marcus to plans of reining it in somewhat next year. Resetting Mortgage Services. They are becoming homebuyers.”

Millennials 145

Millennials Lending System Data 145

CB Insights

DECEMBER 10, 2020

The pandemic has also accelerated recent trends in banking, especially among the millennial demographic, which tends to favor digital banking and online brands over traditional banks. Sales and trading operations within banks can be lucrative. The banking industry has not been spared from the impact of Covid-19.

America 101

America Lending Cards San Francisco 101

PYMNTS

SEPTEMBER 16, 2016

The capital city is Mexico City, which alone is home to almost 9 million. The nation’s capital is also one of the world’s largest cities. Everyone is talking about FinTech,” René Lomelî, operations director for 500 Startups , told Mexico IT. Companies are teaming up to bring Internet of Things coverage to the capital city.

Fintech 100

Fintech Capital Millennials Mobile 100

PYMNTS

DECEMBER 27, 2019

Among the common themes to emerge: Change will come to the point of sale (POS), moved by the continued pivot to contactless ways to pay — and the demographic change that will bring the mighty millennial more buying power. Payments Flash-Forward: Why December 2020 Will Be One To Remember. Colombia Blocks Uber From Using Its Ride-Hailing App.

Taxes 101

Taxes Mobile Management blockchain 101

CB Insights

DECEMBER 15, 2020

Get the free 64-page download to learn how industries are using tech to reimagine nearly every facet of their operations. Below, we dig into emerging trends in the wealth tech industry. As with numerous other industries, the Covid-19 crisis has propelled digitization in the space — with fintechs and financial services incumbents alike.

Management 87

Management Fintech Industry Trends 87

CB Insights

JUNE 3, 2020

Wealth & Capital Markets. Digitizing key value chain operations (like underwriting and claims management) will be essential to improve operational efficiency as insurers look to cut costs. Distribution will continue to trend towards direct and digital. Wealth & Capital Markets. Banking & Lending.

Lending 75

Lending Capital Online Marketing 75

PYMNTS

NOVEMBER 21, 2016

“The communities and local economies that they serve rely on this capital to succeed and thrive.” “Right now, business owners have a different set of expectations when it comes to accessing capital and interacting with traditional lenders,” he explained. and other markets. .

Lending 100

Lending Meeting National Community 100

Independent Banker

NOVEMBER 25, 2015

The conference’s sponsor, the World Savings Banks Institute, calls digitization the biggest challenge facing savings and retail banks in the near future but also recognizes the trend as “an unparalleled opportunity to fulfill our mission even more effectively.”. Now it has a small-business financing program, Square Capital.

Community Bank 70

Community Bank Community Analytics Lending 70

CB Insights

OCTOBER 10, 2018

One of the biggest challenges these companies face is that many operate without a bank charter or license. Both have access to significant financial capital to scale far beyond what’s available to even well-funded startup challengers. Millennials. why profitability won’t come easy. savings accounts.

Retail 78

Retail Cards Millennials Mobile 78

CB Insights

JANUARY 5, 2018

Jet.com founder Marc Lore ascended to CEO of Walmart’s US e-commerce operations, and since joining has taken the company on an e-commerce/apparel acquisition spree. Select investors: General Catalyst, Collaborative Fund, Forerunner Ventures, Mickey Drexler, Gwenyth Paltrow, Burch Creative Capital. Walmart’s $3.3B

Company 57

Company Branding Millennials Retail 57

CB Insights

JULY 11, 2019

Latest to launch: Dave was founded in October 2016, and its first reported capital raise was a $3M seed round in April 2017, making it one of the youngest companies in this cohort to cross 1M+ customers. Coinbase and Circle , for example, were 2 of the earliest players to capitalize. Series A in 2007.

Fintech 64

Fintech cryptocurrency Examples Cards 64

CB Insights

AUGUST 16, 2017

Last quarter, the US unicorn “birth rate” ticked up significantly as 9 new VC-backed companies reached $1B+ valuations (compared to only 3 companies in Q1’17), the highest quarterly total since the close of Q3’15, according to our Q2’17 Venture Capital Funding Report with PwC. Get the PDF: Unicorn Trends Report.

Meeting 68

Meeting US Capital North Carolina 68

Independent Banker

FEBRUARY 24, 2016

This approach can serve as a powerful opportunity to reach the millennial generation of consumers and small-business owners as they reach financial maturity. Against lenders that fund loans with their own capital or with funds from large institutional investors, banks enjoy a considerably larger spread between cost of funds and loan interest.

Community Bank 70

Community Bank Community Lending FDIC 70

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. While the rules against prop trading have more recently been loosened, the restriction has still changed how investment banks operate. Table of contents. STAYING PRIVATE.

Management 78

Management Capital Company Marketing 78

CB Insights

FEBRUARY 1, 2019

Consider that: Half of Indonesia’s population is under the age of 30, with the number of millennials (aged 17-35) in Indonesia currently at 79.5M. GET THE 106-PAGE FINTECH TRENDS REPORT. Download the free report to learn about the biggest trends from fintech in 2018 and ones to watch for 2019.

Policies 61

Policies Lending Operations Examples 61

CB Insights

OCTOBER 24, 2018

tranche of Series A funding from Ribbit Capital and Xiaomi Ventures (8/27). Here’s what you should know about the POS lending trend. POS lenders are partnering with merchants to provide shoppers — both in-store and online — access to capital. Affirm appears to be growing, based on hiring trends.

Millennials 65

Millennials Lending Cards Capital 65

PYMNTS

JANUARY 16, 2020

As the travel industry shifts into higher digital gear, and increasingly responds to the needs and desires of new consumer groups — millennials and Gen Z among them — some players are getting left behind and making their way into the history books. Larger Travel Trends. That’s the general case with travel search startup Hipmunk.

Millennials 142

Millennials Meeting Innovation Mobile 142

CB Insights

AUGUST 14, 2017

This new unicorn cohort operates across industries, from fitness tech to cybersecurity to enterprise data management. Get the PDF: Unicorn Trends Report. Select Round Investors: Breyer Capital, Sutter Hill Ventures, Wildcat Venture Partners. Download the PDF for all the data behind the unicorn club. Valuation: $1.4B.

US 28

US Capital North Carolina Data 28

Lex Sokolin

JULY 19, 2019

something that a Chief Innovation Officer is hired to do in order to make the company’s story sound more promising for public investors, but that in reality has little connection to budget or operating executives managing a P&L. it shut down that neobank, perhaps understanding that Digital is a transformation, not a Millennial channel.

Training 40

Training Innovation Technology Software 40

CB Insights

DECEMBER 7, 2017

FINTECH TRENDS Q3 2017 RESEARCH BRIEFING. Using the CB Insights Trends tool , we see that the amount of media attention on digitization and technology in the mortgage industry is on the rise. Eighty percent of those customers were first-time home buyers and millennials were twice as likely to use their product as a competitor.

Millennials 69

Millennials Lending United States Technology 69

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. The Tech Award – Goes to Capital One. Best of luck in the next chapter, Chris!

Idaho 148

Idaho Conference Data Marketing 148

CB Insights

SEPTEMBER 4, 2019

Popular media coverage of millennials often fixates on the industries the generation is allegedly killing and their supposed fiscal irresponsibility. Some industries benefiting from millennials’ increased spending power, such as travel, reflect well-worn Gen Y tropes like the general preference for “experiences” over things.

Millennials 78

Millennials Industry Branding social media 78

Fintech Labs Insights

OCTOBER 31, 2016

Capital One was the first bank to go live with an Alexa integration. In a Fintech Trending post earlier this month, we highlighted Capital One’s live integration and Lloyd Bank’s proof of concept with Amazon’s Alexa. Second, it establishes the financial services company’s footing on the millennial map.

America 12

America Millennials Mobile social media 12

CB Insights

NOVEMBER 6, 2018

Google UK hosted its inaugural “Connected Beauty” event in October 2018, bringing speakers from YouTube, Sephora, indie beauty brands, and more to discuss trends across consumer beauty product discovery. Source: US-based top-volume skincare searches, Think with Google Beauty Trends 2017.

Google 72

Google Apple Industry Branding 72