South State Correspondent

AUGUST 16, 2023

Even if your bank has limited consumer exposure, given that the consumer composes approximately 66% of the US economy, and, according to the yield curve and market pundits, we are all staring into a recession, paying close attention to consumer trends is critical. This bankruptcy profile is a new trend not previously seen.

Trends 195

Trends Cards Capital Data 195

South State Correspondent

AUGUST 8, 2022

With 100+ public banks reporting, we have more than a representative sample to see 2Q 2022 bank earnings trends and derive some operational insights on bank performance. In this article, we put some data behind the trends and provide optimal targets to help you run your bank more successfully. Insights Based on 2Q Bank Earnings.

Trends 195

Trends Community Bank Community Retail 195

South State Correspondent

MARCH 5, 2024

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

Community Bank 195

Community Bank Community National Lending 195

South State Correspondent

MARCH 5, 2024

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

Community Bank 195

Community Bank Community National Lending 195

PYMNTS

SEPTEMBER 29, 2020

They’re not equipped to manage the operational risks associated with these smaller businesses,” Shoihet told PYMNTS, especially when it comes to extending short duration credit lines, debt products or factoring. But, as Shoihet said, these firms account for roughly 50 percent of trade volume in the LATAM region.

United States 286

United States Regional America Trends 286

PYMNTS

JULY 13, 2020

But there’s another driving motivator behind the growth of the global freelancing economy, according to Payoneer Vice President Americas, Regional Head, SMB Iain McNicoll , and Vice President, Regional Head, South East Asia Miguel Warren. It’s a global trend, though, and one McNicoll said has likely been aided by the global pandemic.

Payments 273

Payments Regional Community Trends 273

CB Insights

JULY 18, 2018

Investors from around the globe are flocking to Latin America — within the first half of 2018, deep-pocketed investors like Andreessen Horowitz, Sequoia Capital, and DST Global have backed startups in the region. Since 2012, investments into the region have nearly tripled. GIC, Tiger Global Management, ICONIQ Capital.

Regional 50

Regional America Capital United States 50

PYMNTS

JUNE 29, 2020

But some analysis suggests supplier payment strategies are in flux to better support the working capital positions of corporates. Analysis of more than 1,400 companies in the region found a whopping 40 percent increase in the portion of businesses that are being paid late, compared to 2019 research. ” $1.3

Payments 256

Payments Analysis Capital Strategy 256

South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). Another 1,305 community/regional banks were driven into the hands of competitors through M&A ( HERE ). This article explores the risk and what to do about it.

Community Bank 195

Community Bank Community Los Angeles Regional 195

PYMNTS

AUGUST 15, 2019

Smaller trading businesses, in particular, are struggling to manage the sudden costs of tariffs, as well as the unexpected volatility of supply chains’ geographic adjustments to avoid those fees. The brewing of global trade wars has importers and exporters reeling. Beyond the U.S.-China

Marketing 108

Marketing Regional Fintech Capital 108

PYMNTS

NOVEMBER 16, 2020

Four years and $35 million in venture capital funding later, Taylor’s company is expanding and simplifying the ability for eCommerce companies to build sophisticated yet simple web stores. It enables companies like Leesa to import their product data during an expansion to a new region. A new Shogun was born.

Retail 226

Retail Regional Branding Tools 226

PYMNTS

MARCH 12, 2020

This week, Bectran, which provides a B2B credit management solution, announced enhancements to its Cash Application automation capabilities. Equiniti Eyes APIs for Risk Management. The integration means banks can purchase SMBs’ outstanding receivables at a discount to provide them with faster working capital.

Lending 194

Lending Risk Management Fintech Community 194

Abrigo

JULY 14, 2023

Staff producing the reports must communicate with management and inquire what management wants to glean or achieve from the data insights. Analysis should be performed on concentrations, as a percentage of capital, in terms of: (1) Collateral type such as multifamily, retail, office, etc. (2) Industry borrower data.

Strategy 195

Strategy Data Analytics Analysis 195

PYMNTS

SEPTEMBER 6, 2019

landed on the board, too, as alternative lending, small business banking, back-office financial management and accounts receivable technology enticed backers. Challenger bank Yelo, operating in India, raised an undisclosed sum from Matrix Partners India, Omidyar Network, Flourish VC and Better Capital, Inc 42 reports said this week.

Fintech 155

Fintech Capital Lending Operations 155

PYMNTS

DECEMBER 7, 2020

The pandemic, after all, has obliterated “normal” business trends and caution reigns. operations to PNC Bank , creating the fifth-largest regional player in the U.S. Firms with strong balance sheets, he said, have been in a position of strength to capitalize on select opportunities. Gearing Up For Disruption.

Google 282

Google Examples Regional Lending 282

CB Insights

JULY 19, 2022

In line with this trend, $100M+ mega-rounds also accounted for a smaller percentage of total deals (4%) and funding (47%) than they did at any quarterly point last year. While Europe fintech funding sank across most fintech sectors, wealth tech startups in the region saw funding increase.

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Fintech Report Comparison Trends 100

CB Insights

MARCH 14, 2022

The round drew participation from Wing Venture Capital, Quarry Capital Management, and Four Rivers Group. <span Download the free report to get all the trends.</div> Download the free report to get all the trends. Findem , an AI-driven recruiting platform, has raised $30M in a Series B.

Software 60

Software Regional Trends Capital 60

Gonzobanker

NOVEMBER 2, 2023

In the throes of managing balance sheets and loan portfolios and at the same time executing daily “run the bank” operations, bankers are faced with the need to continuously develop new customer experiences and scale enterprise capabilities. Once they run buzzwords and innovations through management’s “B.S.

Leadership 154

Leadership Industry Management Resources 154

PYMNTS

JANUARY 29, 2020

Management expressed confidence about continued uptake of new payment flows such as with instant payments, and contactless payments in card-present situations. Cross-border volumes were up 16 percent, continuing a trend of mid-teens percentage growth, and representing a revenue contribution of $1.4

United States 133

United States Cards Trends Conference 133

PYMNTS

MAY 30, 2016

And to make sure that everyone starts off 2016, Part II on the same footing, we thought we would bring you a few of the top trending stories, as well as hot data/research topics, that will give you a head start on that all-important planning for 2016 and beyond. Store Front Business Index: Main Street USA, A-OK? Here’s a sneak peek.

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Trends Retail Fraud Mobile 100

PYMNTS

APRIL 22, 2019

. “Our survey has shown that a significant proportion of institutions are increasingly unable to provide trade finance, due to heightened regulatory requirements, as well as several other trends,” said Joon Kim, head of global trade product and portfolio management for BNY Mellon Treasury Services, in a statement announcing the report.

Compliance 134

Compliance Regional Survey Fintech 134

PYMNTS

OCTOBER 24, 2016

PYMNTS explores newly released data from across Europe, Asia-Pacific and Africa that uncovers how SMEs and suppliers manage their cash flow amid chronic late payers. The most common challenge they cited is no surprise: a lack of access to working capital. Its 2016 Working Capital Outlook Survey revealed that 20 percent of U.K.

Payments 100

Payments National Regional Survey 100

CB Insights

JULY 25, 2017

And investors continue to place bets in the region in areas ranging from robotics to AI as funding is on track to reach $56B this year. . Among all early-stage companies examined, 4 macroscopic trends stood out. One robot manages supplies during surgeries, while another provides patient services including drug delivery.

Trends 31

Trends Training Capital Groups 31

PYMNTS

NOVEMBER 7, 2018

Management pointed to tightening credit standards even as rising rates helped boost results, trends that are likely to continue. CEO Scott Sanborn said that results benefited partly as the firm was and has been able to serve broad range of investors across the company’s platform, marked by varying cost of capital and risk appetites.

Taxes 159

Taxes Management Risk Management Capital 159

Gonzobanker

FEBRUARY 8, 2022

COVID revealed most regional banks and community banks to be woefully behind in this arena, and now these institutions are struggling with speed-to-market and finding their right vendors and fintech partners to keep their promises on transformation. experiments with a more visible move from shareholder capitalism to stakeholder capitalism.

Fintech 165

Fintech Customer Experience Conference Technology 165

South State Correspondent

OCTOBER 28, 2022

Big Idea – Trends. During the two weeks, there were over a hundred significant cyberattacks by nation-states on national and regional banks that you could watch unfold in near real-time (bel0w) at Gartner and Money 20/20. We also saw this trend as Wells Fargo announced at Money 20/20 their partnership with Google’s virtual assistant.

Conference 195

Conference Technology Las Vegas Trends 195

PYMNTS

OCTOBER 10, 2017

Digitization of B2B payments is on the rise, but the trend is challenged by discrepancies across geographic markets, according to the latest World Payments Report by Capgemini and BNP Paribas. Regional Trends. percent through 2020, led by growing global trade as B2B payment volumes in the region rise.

Payments 124

Payments Regional America Trends 124

Abrigo

AUGUST 9, 2017

As CEIS Review Managing Director of Special Projects Elizabeth Williams explains: “Stress testing should help management identify pockets of the portfolio that may be vulnerable to changes in short-term interest rates or deteriorating real estate market conditions.

Columbus 150

Columbus Ohio FDIC Strategy 150

PYMNTS

AUGUST 10, 2020

That’s evident across Wall Street and venture capital, where earnings reports and funding rounds show growth (and expectations for continued growth) in C2C digital-to-cash (and cash-to-digital) efforts. In June, C2C principal was up more than 20 percent, a trend that also marked July’s activity.

America 195

America Trends Washington Conference 195

PYMNTS

DECEMBER 3, 2019

“Ernest Chew, who heads the British lender’s capital goods and automotive investment banking team in the region, will join Carro as its chief financial officer in February,” the news service said, citing unnamed sources. According to the report , the deal comes as Carro raised some $30 million in fresh capital. Toyota’s Move.

Nashville 130

Nashville Tennessee Philadelphia Branding 130

PYMNTS

APRIL 21, 2020

As Verdon told Webster, embracing platforms such as the one offered by Railsbank — which enables companies to issue unique international bank account numbers (IBANs), receive and send money and issue and manage cards — means that banking becomes a service rather than a series or suite of separate products. Financial Services For Other Means.

Branding 232

Branding Innovation Regional Fintech 232

Abrigo

OCTOBER 29, 2014

” As a regulatory body, the OCC said it will focus on the following to address the increasing risk: • Execution of bank strategic plans and management of strategic risk. • Liquidity risk management and adequacy of contingency funding plans. • Vendor and third-party management processes.

Rhode Island 238

Rhode Island District of Columbia West Virginia New Jersey 238

PYMNTS

JANUARY 8, 2019

But the trend, at least for fundamentals, is certainly less sanguine than had once been in place. If that happens, cash conversion cycles become harder to manage – and “additionally, the limitation on value and time-to-pay [that are extended] for A/P can create issues for production logistics and on-time inventory supply,” said Flum.

Lending 122

Lending Capital Regional Marketing 122

PYMNTS

JUNE 19, 2019

million in fresh funding, capital that will go toward “a B2B offering (that allows) individual travel agents at large online travel management companies and tour operators to offer a ‘seamless travel experience’ to their end customers, making the booking experience simpler, faster and cheaper.”. based startup called Duffel.

Innovation 152

Innovation Industry United States Payments 152

PYMNTS

SEPTEMBER 13, 2017

To help SMBs overcome their fears and expand their global reach, Payoneer and UPS Capital have announced a new service for the latter’s SMB customers, a soluion which helps them process B2B transactions through a licensed escrow service. contact-form-7] About the Tracker.

Strategy 190

Strategy Report Lending Fintech 190

PYMNTS

JANUARY 11, 2019

Here’s the news: On-demand delivery provider Postmates raised that $100 million worth of fresh capital in a funding round led by BlackRock, Glynn Capital and Tiger Global. It raised $250 million last year in a growth round co-led by Coatue Management and DST Global. Postmates Funding. billion valuation. Core Business.

Online 176

Online San Francisco Capital Operations 176

CB Insights

SEPTEMBER 8, 2017

Southeast Asia has an assortment of extremely wealthy families that have dominated its investing landscape for years — and a few are taking particular interest in the region’s growing tech scene. The regions wealthiest families and individuals are competing for deals alongside venture capital firms, Chinese tech investors, and others.

Capital 71

Capital Groups Regional Management 71