PYMNTS

JULY 22, 2019

They grilled execs from Google, Amazon and Facebook over claims of their size and power, which is said to be driving smaller companies out of business, reducing opportunities for new innovators to emerge and tilting the competitive playing field too far in their direction. Stranger Things and Retail. Even 100 years later.

Innovation 170

Innovation US Maine Google 170

NCR

MARCH 7, 2018

Over the last few years, a range of new competitors have emerged looking to take on legacy financial institutions by offering more agile, innovative banking solutions to consumers. However, these firms have long been barred from offering full financial services in the US due to regulations mandating the separation of commerce and banking.

Regulation 53

Regulation Retail Community Bank Community 53

Bank Innovation

JUNE 5, 2016

Equity Crowdfunding is in the cambrian explosion phase, with three drivers being a) the change in regulation in USA (Jobs Act) and b) the lack of high growth tech public stocks to invest in and c) the push by central banks globally to incentivise us all to take more risk with our investments.

Retail 150

Retail Regulation US Capital 150

PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. They saw a greenfield waiting to be planted. The list goes on.

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

JULY 11, 2017

The basis of innovation is not the desire to create something new or even the inspiration to do so. Innovation occurs where there is a problem and a person with the tools to solve it. Anyone can have a good idea,” Lowthers said; innovation is about what you do with it. PYMNTS: Where do you look for innovative ideas, and why?

Innovation 101

Innovation social media Security Leadership 101

Gonzobanker

MARCH 21, 2024

Of small business owners who applied for a business loan in early 2023, 6 in 10 found it difficult to find affordable financing, and overall, 77% are concerned about their access to capital according to a survey from Goldman Sachs. According to Randi Zeller, senior advisor to Community Reinvestment Fund, USA: “There is no lack of capital.

Lending 78

Lending How To Capital Data 78

PYMNTS

AUGUST 14, 2017

You will observe grocery, as a retail category, is very fragmented. The regulators in Europe piled a $2.7 billion fine onto Google, claiming that their product carousel ads created an unfair advantage to small guy retailers who didn’t have the money to advertise. This one is particularly amusing. Survival of the Fittest.

Innovation 109

Innovation Online Google Millennials 109

PYMNTS

JANUARY 16, 2017

While alternative SME lenders have noted that they are less concerned about regulation — some noting that regulators are likely to go after consumer lending players first — the EY executives said this industry shouldn’t ignore potential regulation. “I I think this area will also come under regulation.”. ”

Regulation 100

Regulation Lending Industry Management 100

PYMNTS

NOVEMBER 22, 2019

We see tremendous potential to work with Amazon and other partners on future innovations, continuing to improve consumer experiences and the payments landscape in Japan,” said Paidy Founder and Executive Chairman Russell Cummer. Earlier this year , Amazon Japan’s offices were raided by the country’s fair trade regulator.

Payments 181

Payments Capital Innovation Management 181

PYMNTS

NOVEMBER 18, 2018

Visa , American Express and Mastercard are among the payment companies that are the subject of an inquiry by Brazilian regulators. Bloomberg reported that Visa said it was cooperating with the Brazilian regulators that launched the inquiry in October.

Regulation 173

Regulation Payments Meeting Strategy 173

PYMNTS

JANUARY 1, 2021

This year, the PYMNTS data and analytics team published 252 reports that tracked the data, innovations and disruptive thinking that are reshaping the payments and commerce business. The Trackers use a number of creative methodologies and frameworks that measure and benchmark an ever-changing landscape. Buy Now, Pay Later.

Trends 259

Trends Video Retail Payments 259

PYMNTS

JANUARY 7, 2019

Government Accountability Office (GAO) said that financial regulators should look more closely at the role of non-bank tech companies in the small business (SMB) lending and consumer lending markets. Included in that movement toward tech in capital markets, he said that could include blockchain and artificial intelligence (AI).

Lending 150

Lending Fintech Data Wyoming 150

PYMNTS

JUNE 3, 2020

The coronavirus outbreak is likely to alter business plans of players and the regulator will be keen to understand changes in their strategy before making a shortlist,” said a source. We welcome firms with innovative value propositions to apply for the digital bank licenses, even if they have not yet established a track record in banking.”.

Digital Banking 131

Digital Banking Groups Retail Strategy 131

PYMNTS

DECEMBER 17, 2020

FinTech GoCardless has raised $95 million in a Series F funding round led by Bain Capital Ventures. Massachusetts regulators filed a complaint against Robinhood on Wednesday (Dec. 16) alleging that the stock-trading platform failed to protect its customers and their assets, violating state laws and regulations.

Massachusetts 147

Massachusetts Bitcoin Payments System 147

Bank Innovation

MARCH 19, 2020

What is the role of innovation in response to these rapidly unfolding events? For insights into these questions, Bank Innovation and INV Fintech, its sister banking innovation services platform, will present a special Zoom meeting on […]. How will banks and startups work together?

Meeting 293

Meeting Fintech Innovation Customer Experience 293

PYMNTS

NOVEMBER 30, 2020

Kustomer said its platform will help retailers on Shopify automate 40 percent of interactions. Some fear that innovation could suffer if regulators come down on mergers and acquisitions. Shopify teamed up with Kustomer in July to advance more efficient operations.

New York 140

New York Software Capital Regulation 140

PYMNTS

DECEMBER 2, 2019

Then again, looking that far into the future may overlook some of the challenges — and opportunities — that lie in the here and now in the payments space, amid a venture capital landscape that has changed markedly over the last few years. There’s a continuous need, too, for tech innovators to find distribution.

Capital 127

Capital Innovation User Experience Payments 127

NCR

AUGUST 17, 2017

David Blumberg, founder and managing partner of Blumberg Capital, said the research indicated a “huge opportunity for fintech companies to grow and scale as more consumers begin to recognize the benefits of fintech” A separate report from KPMG , focusing on the UK market, revealed that total investment in fintech reached $1.4

Regulation 51

Regulation Fintech Exercises Capital 51

PYMNTS

JULY 16, 2019

Across a trio of hearings , Facebook was grilled about Libra , the cryptocurrency program that has been increasingly drawing scrutiny from regulators. He said there has been a “less open” environment that has become “hostile to innovation and entrepreneurship.” Cicilline noted there have not been challenges from antitrust regulators.

Rhode Island 100

Rhode Island Google Apple Regulation 100

PYMNTS

MARCH 4, 2019

The completion of the deal comes as talk abounds that the company wants to raise $250 million in fresh capital. The two will also explore other opportunities for the tokenization of other assets, working closely with regulators such as the SEC and FINRA, Circle said in the blog post.

United States 128

United States Capital blockchain cryptocurrency 128

PYMNTS

DECEMBER 26, 2018

Payments innovation in 2018 has leveled the playing field, with new entrants, the rise of the customer and cross-border connectivity all enabling real-time payments almost anywhere and at virtually any time. There’s also been a race to remove payments in retail, with 7/11 and Alibaba all trialing checkout-free in-store shopping experiences.

Innovation 128

Innovation eBook Regulation Fintech 128

PYMNTS

JULY 31, 2018

Loosening federal regulations, enacting national data breach protections and drafting “model laws” at the state level to reduce overlapping red tape, could help promote FinTech in the United States, according to report released Tuesday (July 31) by the U.S. Treasury Department. The report arrives at a time of growing optimism for U.S.

Fintech 194

Fintech Security US United States 194

PYMNTS

MARCH 5, 2018

Best Picture — Payments Innovation. By offering QR-based digital payments, smaller retailers can achieve these goals and create greater customer stickiness with little to no investment beyond the phone they already have,” said Jorn Lambert, EVP, Digital Channels and Regions, Mastercard. And the winners are….

Regulation 108

Regulation Data Regional America 108

Bank Innovation

APRIL 25, 2019

Both regulators said proving the necessary capital and profitability have been particularly difficult for […].

Fintech 186

Fintech FDIC Washington Conference 186

Gonzobanker

AUGUST 24, 2023

The Credit Card Competition Act of 2023 could negatively impact banks’ ability to generate interchange fees and reduce the amount of capital they issue, however. Every management fad has a life cycle, and the innovation fad is on its last legs. For the past five years or so, banks have obsessed over “innovating.”

Innovation 146

Innovation United States Industry Technology 146

Bank Innovation

FEBRUARY 15, 2019

Giant technology companies are moving inexorably into the finance business and could quickly upend the banking industry, according to the financial industry’s global watchdog.

Apple 150

Apple Regulation System Industry 150

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. As a result of its product innovation efforts, Stripe has seen explosive growth in product adoption and valuation. A decade of online payments innovation.

Online 98

Online Company Retail Payments 98

PYMNTS

JULY 17, 2017

No surprise, perhaps, but the biggest news to emanate out of the payments realm in terms of regulations and legal impact, came from the Consumer Financial Protection Bureau (CFPB). In addition, the Trump administration also made moves to nominate Randal Quarles to fill the position of banking system regulator at the Federal Reserve.

Regulation 108

Regulation Course Operations Innovation 108

Bank Innovation

MARCH 11, 2020

At Royal Media, Bank Innovation‘s publisher, we take great pride in the value of our exceptional industry conferences and the effort we put into their production. We rightly view our more than a dozen annual conferences as crucial opportunities for business development in our industries.

Conference 243

Conference Innovation Industry Customer Experience 243

PYMNTS

FEBRUARY 27, 2020

Retail fraud attempts have doubled year over year, for example, while account takeover (ATO) fraud losses recently hit $14.7 Businesses of all kinds suffer from the pervasiveness of fraud, with a recent study finding that 40 percent of retailers, restaurants and insurance companies had their online expansions impeded by cybercrime.

Fraud 150

Fraud Examples Online Data 150

South State Correspondent

OCTOBER 28, 2022

cyber, infrastructure, and regulation. AI, payments, data, and other aspects of innovation are dropping behind the scenes. Small Idea – Policy and Regulations are Lagging But Are Going in Banking’s Favor. This regulation looks more onerous for everyone but seems to be in most banks’ domain and skill sets.

Conference 195

Conference Technology Las Vegas Trends 195

PYMNTS

OCTOBER 8, 2018

B2B payments innovators and Warren Buffet have something in common: They are both obsessed with rails. Today, a host of innovators are making B2B payments rails sexy again too. Over the course of an hour, six panelists debated several topics that are at the core of this B2B payments rails/innovation debate. s footsteps.

Payments 192

Payments Innovation Regulation San Francisco 192

PYMNTS

JANUARY 30, 2017

That elevated role comes as companies of all sizes must grapple with the complexities of regulation that can demand real-time insight into currency fluctuations (cited by 28 percent of respondents) and KYC mandates (cited by 32 percent of those surveyed).

Management 100

Management Lending Capital Survey 100

PYMNTS

DECEMBER 9, 2019

The regulators felt that the merger could adversely impact wireless competition, and ultimately harm consumers. The case was initiated by 14 state attorneys general, who believe the Department of Justice (DOJ) and the FCC should not have approved the deal. He added that the U.S.

US 130

US Mobile Regulation Meeting 130

PYMNTS

FEBRUARY 26, 2019

“This alliance is the latest initiative by Caesars to capitalize on our database, generate a new revenue stream in a growth market and raise our profile in sports, in part by creating new sports-themed guest experiences at our resorts across the country.” and international sports, pursuant to state rules and regulations.

Online 108

Online Mississippi New Jersey Boston 108

Bank Innovation

DECEMBER 6, 2019

In this episode, Suman Bhattacharyya, senior editor, and Angely Mercado, associate editor, discuss the following news developments: How Canadian venture capital firm Portag3 is continuing its global push with the recent close of a C$427 million […].

Video 243

Video Fintech Capital Customer Experience 243

PYMNTS

DECEMBER 17, 2019

Separate research indicates that 51 percent of holiday shoppers will hold their FIs, payment processors and retailers responsible if they experience fraud. FinTechs often market themselves as technologically savvy, claiming they have created innovative digital tools that improve upon established banks’ offerings.

Technology 142

Technology Fraud Data Security 142