PYMNTS

AUGUST 21, 2018

Increasingly, digital strategy is in the purview of banks and non-bank lenders, who in turn are seeking pairings with FinTechs. The insurance FinTech, said the site, will seek to offer insurance contracts that are binding in real time, whereas traditionally insurance companies have finished the process. The FinTech is Finserve Africa.

Fintech 101

Fintech Lending Groups Digital Strategies 101

PYMNTS

AUGUST 13, 2019

The $2 billion was raised in 55 rounds of funding through July 31, with customers depositing more than $30 million, the FT said, referring to a report released by search firm CB Insights. Challenger banks have been hammered critically by some analysts for using bold marketing tactics to win over new customers, the FT said.

FDIC 164

FDIC Millennials Capital Fintech 164

PYMNTS

JANUARY 3, 2020

With a robust community of technological innovators, and a drive toward the digital economy, India currently stands as an exciting market in FinTech. Trust is a vital component to supporting small businesses’ digitization journeys and access to capital on demand. Building Financial Trust.

Fintech 120

Fintech blockchain Data Capital 120

PYMNTS

JANUARY 9, 2018

With big banks pulling back from small and medium-sized business (SMB) lending in the wake of the global financial crisis, the market was ripe for someone else to fill the credit gap. INTRUST Bank recently announced it is also taking part in the trend of collaborating with FinTechs. Enter: alternative lenders.

Community Bank 131

Community Bank Community Fintech Lending 131

PYMNTS

FEBRUARY 14, 2018

The firm is the holding company for an array of FinTech companies operating in supply chain finance, invoice finance and the dynamic discounting market. Its units include Distribution Finance Capital, Satago and Oxygen Finance, while it also owns a minority stake in peer-to-peer (P2P) lender Zopa. reports noted. reports noted.

Lending 122

Lending Capital Groups Financial Technology 122

PYMNTS

MARCH 10, 2020

The small business credit gap is a global issue, a problem that banks and FinTechs continue to hack away at, yet one that remains stubbornly persistent. In markets like Southeast Asia, high rates of credit-invisible, underbanked small businesses make filling the small business credit gap an even more difficult challenge.

Data 193

Data Lending Capital social media 193

PYMNTS

SEPTEMBER 16, 2016

Before we jump into the post, here are a few quick facts about Mexico and its tech scene: The country of Mexico has roughly 121 million people and is often referred as the “most populous country in LAT” due to its large population and economy. The capital city is Mexico City, which alone is home to almost 9 million.

Fintech 100

Fintech Capital Millennials Mobile 100

PYMNTS

JULY 19, 2017

“It has been a year of significant expansion, as our market impact continues to grow, we are well-placed to respond flexibly to challenges ahead, helping to increase the amount and range of finance available to smaller U.K. businesses.”. But the BBB also works with traditional players. As the U.K. There is no doubt that U.K.

Lending 138

Lending Capital Report Customer Experience 138

Bank Innovation

JUNE 15, 2017

I recently sat down with the marketing team at Anthemis for my regular weekly chat to discuss the distinction between “Digitise” and “Digitalise”, two oft conflated terms. John, you often speak about the distinction between “digitise and digitalise”, how is that they differ? Great question.

Tools 275

Tools Technology System Operations 275

PYMNTS

DECEMBER 17, 2018

Use of alternative finance (AltFin) sources among small business (SMB) owners is on the rise, but still has a long way to go before it poses a legitimate threat to traditional banks’ market dominance. “It can be a hugely time-consuming exercise researching all the traditional and alternative financing solutions on the market.”

Policies 195

Policies Data Lending Exercises 195

PYMNTS

OCTOBER 9, 2018

63 percent of small businesses applied for a working capital loan last year, data from S&P Global Market Intelligence recently found. has expanded, with the government now requiring traditional banks to refer SMBs to alternative players should they receive a rejection on their loan application. In the U.S., In the U.S.,

National 167

National Regulation Capital Industry 167

Gonzobanker

FEBRUARY 1, 2024

We can’t sleep on non-bank competition, bigger banks controlling even greater market share, or big tech and embedded finance. Oh wait, this is the new asset size, in terms of $Billions, that people reference for banks …) Deposit Dynamics Deposit funding costs pose a big risk to banks. Five Hundred? (Oh

Conference 88

Conference FDIC Arizona Industry 88

PYMNTS

DECEMBER 17, 2019

Managing cash flow can be tricky work when one is new to the market or looking to expand because cash is in short supply. CircleUp entered the market in 2012 as a data driven variation on venture capital (VC) funding to solve for part of that problem in retail and consumer packaged goods (CPG) firms. The first is focus.

Lending 132

Lending Data Retail Capital 132

PYMNTS

SEPTEMBER 6, 2018

South Africa -based Yoco has notched $16 million in a Series B round led by venture capital firm Partech , the company said in an announcement. With the funding, the company plans to build out its network of merchants, attract more FinTech talent and invest in developing products.

Technology 108

Technology Cards Mobile Payments 108

Celent Banking

AUGUST 9, 2016

Distributed ledger technology, often referred to as blockchain, threatens to disrupt the sector with its potential to improve visibility, lessen friction, automate reconciliation, and shorten cycle times. Both banks and Fintech firms alike are experimenting with DLT solutions for various corporate banking uses cases.

blockchain 100

blockchain Capital Management Payments 100

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! Understanding Robinhood, Derivatives, and Market Makers to see this clockwork machine in action.

Fintech 52

Fintech Bitcoin blockchain Google 52

Lex Sokolin

DECEMBER 31, 2020

A Year in Financial Models, Fintech Valuations, Super Apps, Big Tech, Decentralized Finance, the Multiverse, Pandemic, Revolution, Crypto Art, and the Nature of the Universe Hi Fintech futurists — You should be out partying! Understanding Robinhood, Derivatives, and Market Makers to see this clockwork machine in action.

Fintech 52

Fintech Bitcoin blockchain Google 52

Jeff For Banks

DECEMBER 29, 2020

As a reference, the best SIFI bank in five year total return was JPMorgan at 33rd overall. I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments.

North Carolina 147

North Carolina Capital Community Bank Wisconsin 147

PYMNTS

JANUARY 30, 2020

“We are growing our core payments business in three ways,” Kelly said on the call: Through large clients and markets, with additional progress in emerging markets (with partnerships in wallets and FinTechs) and by reducing friction in payments. Chief Financial Officer Vasant Prabhu said that through Jan.

Payments 229

Payments Conference Cards United States 229

Accenture

SEPTEMBER 22, 2019

An obvious reason is the inroads they’re making into the market, both domestically and globally: recent Accenture research finds that digital-only banks operating in the UK could amass a total of 35 million customers globally within the next 12 months, up from 13 million today. Why the intense interest in the neo-challengers? Profitability.

Innovation 150

Innovation Metro Apple Marketing 150

PYMNTS

MARCH 30, 2017

Alternative lending was supposed to be the way SMEs broke through banking barriers to gain access to capital, enabling them to boost growth opportunities, investment options, commercialization of innovations and employment. based alternative lending FinTech iWoca. and SME’s access to alternative sources of capital.

Lending 100

Lending Capital Operations Software 100

PYMNTS

APRIL 24, 2019

While the concept of selling unpaid invoices to someone who has the cash up-front has been around for centuries, modern-day financial services present companies with a slew of different options to access capital. AR financing can provide the working capital necessary to stay afloat while a company builds up revenue streams.

Capital 142

Capital Industry Strategy Company 142

Gonzobanker

DECEMBER 17, 2021

A few years ago, very few people would have guessed that tens of billions of dollars would be invested in fintech vendors and solutions annually – except it happened. 2021 fintech investments, merger activities, and overall focus were off the charts. Best Fintech Acquisition by a Bank. Fintech Acquiring Bank.

Fintech 147

Fintech Strategy Leadership Lending 147

CB Insights

AUGUST 13, 2020

The fintech industry is continuing to mature, with Q2’20 setting a new quarterly record for $100M+ mega-rounds and seeing a host of exit activity, including filings to go public from Lemonade , nCino , and Rocket Companies. Free Download: State of Fintech q2’20. Embedded fintech gains traction across applications.

Fintech 77

Fintech Trends Retail Software 77

Fintech Labs Insights

NOVEMBER 16, 2020

The startup crowdsources loans for much-needed expansion capital to main street businesses. Founder: – George Cook , CEO – Ken Martin (also VP RBC Capital Markets). Reference: George Cook of Honeycomb Credit delivers a 3-min pitch @FinovateSpring 2018 (May). A live deal on the platform (16 Nov 2020). HQ: Pittsburgh, PA.

Fintech 15

Fintech Atlanta Community Community Bank 15

PYMNTS

APRIL 20, 2017

million over the course of the next three years to build up a FinTech hub in Charlotte. It’s funny, because AvidXchange is often still referred to as a startup, and we’ve been at this for over 17 years. MP: I would say that the biggest challenge facing startups in Charlotte is access to early-stage capital.

Charlotte 118

Charlotte North Carolina Community United States 118

PYMNTS

MAY 5, 2017

The digital currency’s market cap sat at just over $25.4 On Tuesday, Dubai FinTech company OneGram announced it would offer a blockchain technology-based, gold-backed digital currency called OneGramCoin with the hopes of raising over $500 million in capital. percent from Wednesday’s close.

Bitcoin 117

Bitcoin Retail Report Marketing 117

PYMNTS

NOVEMBER 16, 2017

As credit unions (CUs) face increased competition from traditional banks and new players from the FinTech crowd, many institutions ponder the same question: What can we do to keep our doors open? Membership could be obtained by spending five dollars on a share of capital stock. From Mill Workers to Millennials. Membership to St.

Millennials 101

Millennials US New Hampshire Resources 101

PYMNTS

AUGUST 20, 2018

“The FBI has obtained unspecified reporting, indicating cybercriminals are planning to conduct a global Automated Teller Machine (ATM) cash-out scheme in the coming days, likely associated with an unknown card issuer breach and commonly referred to as an ‘unlimited operation,’” the letter read, according to the report.

Data 100

Data ATM Cards Fintech 100

Lex Sokolin

DECEMBER 10, 2020

The offering is a full on banking, payments, and capital programming environment that connects to Goldman Sachs, Barclays, and Citi. The website makes multiple references to the word “platform”. But again, note that Green Dot is selling into these user aggregators to tap into their marketing footprint.

Branding 52

Branding Apple Capital US 52

Lex Sokolin

DECEMBER 10, 2020

The offering is a full on banking, payments, and capital programming environment that connects to Goldman Sachs, Barclays, and Citi. The website makes multiple references to the word “platform”. But again, note that Green Dot is selling into these user aggregators to tap into their marketing footprint.

Branding 52

Branding Apple Capital US 52

PYMNTS

OCTOBER 10, 2016

Whether it’s getting paid by corporate buyers with the sluggish paper check or facing the stamp of rejection on a bank loan application, SMEs aren’t in the easiest of spots to invest in new technology and human capital as the final quarter of 2016 commences.

Big Data 100

Big Data Analytics Data Survey 100

Fintech Labs Insights

FEBRUARY 3, 2017

It takes more than just one crystal ball to discern which trends will drive fintech innovation in 2017. Banking ‘Disappears’ and Other Fintech Predictions for ’17 – American Banker. Banking ‘Disappears’ and Other Fintech Predictions for ’17 – American Banker.

Fintech 12

Fintech Bitcoin Trends Conference 12

PYMNTS

AUGUST 20, 2018

“The FBI has obtained unspecified reporting, indicating cybercriminals are planning to conduct a global Automated Teller Machine (ATM) cash-out scheme in the coming days, likely associated with an unknown card issuer breach and commonly referred to as an ‘unlimited operation,’” the letter read, according to the report. Have a good week.

Data 100

Data ATM Cards Payments 100

CB Insights

DECEMBER 4, 2019

In parallel, Amazon has made several fintech investments, mostly focused on international markets (India and Mexico, among others) where partners can help serve Amazon’s core strategic goal. This report is a collection of everything we know about Amazon’s foray into banking, financial services, and fintech.

Cards 101

Cards Lending Strategy US 101

Fintech Labs Insights

OCTOBER 6, 2015

provides cloud-based financial market data APIs to help emerging companies and established enterprises deliver real-time and reference market data to their digital assets, such as websites and apps. Attend this session to learn about the newest financial market data API technologies on the horizon.

Technology 12

Technology Data Marketing Michigan 12

PYMNTS

OCTOBER 29, 2018

There’s a big available market with a lot of room to grow that pie – after all, Amazon “only” has about 50 percent of the online commerce market , and the U.S. But for Apple, the expanding upgrade cycle is causing its share in key markets to slip: It has lost share in China, and has slipped to third place worldwide.

Payments 196

Payments Google Apple Innovation 196