PYMNTS

JUNE 19, 2019

Disruption keeps hitting the travel industry, whether via digital payment or commerce, and the latest example of that comes from a U.K.-based As PYMNTS research has demonstrated , four out of 10 travel operators struggle to manage multiple payment service providers. based startup called Duffel.

Innovation 152

Innovation Industry United States Payments 152

PYMNTS

NOVEMBER 9, 2020

Accounts payable (AP), accounts receivable (AR) and other capital management workflows are also not immune to pandemic-related struggles. One study found that 74 percent of accounting staff reported pain points when manually processing invoice data, for example, with 68 percent citing manual invoice routing as their top concern.

Analytics 130

Analytics Company Innovation Capital 130

PYMNTS

NOVEMBER 12, 2019

Innovation in the accounts payable (AP) space continues to expand, with FinTechs looking to capture their piece of a growing market driven by businesses’ desire to digitize their operations. Below, PYMNTS rounds up the latest examples of how AP innovators pull suppliers’ accounts receivable processes into the fold.

Innovation 124

Innovation Digital Strategies Payments Tools 124

South State Correspondent

JULY 30, 2023

There are various models investors may use to assess return and risk, but the most widely used is a risk premium model called CAPM (capital asset pricing model). The relationship between actual returns and cost of capital for banks is shown in the graph below. These intangible factors can also lower the bank’s cost of capital.

Community Bank 195

Community Bank Community Capital Policies 195

CB Insights

NOVEMBER 19, 2020

As blockchain tech gains commercial traction, a growing number of companies want to use it to reimagine the capital markets infrastructure that powers the trade of stocks, bonds, and other securities. The chart above shows the core blockchain tech being used by projects and corporates working on DLT applications for capital markets.

Capital 101

Capital blockchain Marketing San Francisco 101

PYMNTS

SEPTEMBER 14, 2017

One of the key reasons for the complicated relationship – the term “frenemies” comes to mind – is that FinTech newcomers are demonstrating innovative approaches to traditional banking practices, including financial management services and money transfers, while older banks tend to be wedded to older systems.

Innovation 191

Innovation Lending Fintech Bitcoin 191

PYMNTS

OCTOBER 2, 2020

Scan recent headlines and you’ll see that Equifax bought Ansonia Credit Data; Corsair Capital bought B2B payments solution provider MSTS, and OnDeck was bought out. For example, over the summer, integrated payments and eCommerce technology provider Paya merged with FinTech Acquisition Corp. to go public.

Payments 277

Payments Innovation Capital Fintech 277

PYMNTS

NOVEMBER 25, 2020

Female FinTech entrepreneurs are getting left out of funding even as record venture capital money is being pumped into startups. We’re operating at this intersection of finance and technology, which are both industries that are woefully underrepresented by women in the first place,” Alaina Sparks , a managing director and the U.S.

Fintech 288

Fintech New York Innovation Industry 288

Insights on Business

JULY 31, 2018

IBM RegTech Innovations. We caught up with Peter Chirlian, CEO of Armanta, an IBM Company, to tell us more about Armanta’s innovative approach to aggregation and risk analytics. We caught up with Peter Chirlian, CEO of Armanta, an IBM Company, to tell us more about Armanta’s innovative approach to aggregation and risk analytics.

Innovation 133

Innovation Analysis Analytics Risk Management 133

Abrigo

APRIL 14, 2017

A credit risk manager at one bank with $900 million in total assets estimated that her team received approximately 8,220 tax returns in the 2015 calendar year. Considering the example of the bank mentioned above, the amount of data entry required is significant. Enter Sageworks.

Innovation 150

Innovation Taxes Analysis Lending 150

South State Correspondent

JANUARY 23, 2023

Our innovation working group, called Spark, has been playing with the tool for the past several months, and this article details how we use it to jump our productivity by 20%. Here are some recent examples: Create bullet point notes on employee retention credits. What Is ChatGPT? W rite Java code to create a poll for our website.

Tools 370

Tools Examples Analysis Data 370

Perficient

DECEMBER 14, 2020

If your organization is looking to capitalize on cloud technology in 2021, here are a few trends to keep in mind. For example, software-as-a-service (SaaS) enables applications to run on the provider’s servers over the internet, and it will likely remain the largest segment of the cloud market. The Public Cloud Market Will Surge.

Technology 348

Technology Trends Software Resources 348

Perficient

MARCH 8, 2023

Fortunately, most societies today don’t legally bar women from partaking in these tasks, but the ancient history of shutting doors on women seeking greater financial control has left an undeniable gender gap in the world of financial services and a lingering, detrimental attitude that money management is a man’s job. households.

Innovation Strategies 275

Innovation Strategies Study Marketing Leadership 275

PYMNTS

JANUARY 30, 2017

Used to be that managing a company’s liquidity and cash position was a matter of reconciling disparate bank accounts at the end of the day. Trade finance, they said, could help boost efficiency in cash management and supply chain (via dynamic discounting on invoices).

Management 100

Management Lending Capital Survey 100

Celent Banking

FEBRUARY 24, 2017

This particular article is focused on innovations in small business and corporate banking: two critical market segments for financial institutions as they seek revenue growth and relevance in the evolving digital B2B marketplace. Legacy Transformation / IT Platform Innovations. Emerging Innovation. Operations and Risk.

Innovation 114

Innovation Boston Technology Meeting 114

PYMNTS

NOVEMBER 27, 2019

Restaurants that are driving food innovation with carefully chosen ingredients focused on health are seeking funding to help power their growth. True Food Kitchen , in one case, has created its menu around recipes that Dr. Andrew Weil inspired with anti-inflammatory ingredients and is mulling raising new private capital, Bloomberg reported.

Retail 101

Retail Innovation Las Vegas United States 101

PYMNTS

OCTOBER 9, 2020

Despite wide-ranging economic uncertainties and a challenging investment environment, venture capital (VC) firms and special purpose acquisition companies (SPACs) are actively raising or seeking fresh funds for investment in the payments space. He pointed to the rise of remote working as one example. The SPAC Attack.

San Francisco 196

San Francisco Capital United States Big Data 196

South State Correspondent

JANUARY 4, 2023

Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Without the windfall of profit accrued to banks in 2022 because of faster-than-expected rate increases, banks will need to be better allocators of capital.

Community Bank 195

Community Bank Capital Training Lending 195

Insights on Business

MARCH 12, 2019

review of the capital requirements for market risk regulations, namely the Fundamental Review of the Trading Book (FRTB). It becomes effective in 2022, but banks should now, more than ever, implement the proposed changes in order to meet the deadline for reporting their Pillar I capital under the new methodologies.

Capital 79

Capital Regulation Strategy Operations 79

PYMNTS

JANUARY 31, 2018

That’s a metaphor, of sorts, and a caution for treasury management professionals as they navigate their swivel chairs, swiveling between spreadsheets on their desks, computer screens on desktops and even apps on their phones and tablets. When it comes to data, beware the swivel chair. But embrace integration. Why the disconnect?

Management 116

Management Data social media System 116

PYMNTS

DECEMBER 28, 2020

While 2020 has been a monumental year for B2B payments digitization and innovation, plenty of friction still exists in the way corporate buyers pay their suppliers. Solutions like commercial and virtual card products, for instance, assure buyers the ability to extend capital float while accelerating payment to vendors.

Payments 203

Payments Fintech Innovation Cards 203

PYMNTS

SEPTEMBER 9, 2020

In this week's Commercial Card Innovation Tracker, PYMNTS rounds up the latest innovations that showcase how industry players are looking beyond the card itself — and toward API integrations and value-added features — to encourage corporate card use. Mastercard Streamlines Amazon Expense Management.

Cards 235

Cards CA Management Fintech 235

Insights on Business

OCTOBER 16, 2018

Reengineering core banking systems that have been developed over decades while innovating fast enough to stay competitive would be like trying to change your tires while speeding down the freeway. With the IBM Open Banking Platform , financial institutions can innovate faster, reduce risk and protect core banking applications.

Capital 157

Capital Tools System blockchain 157

PYMNTS

JUNE 15, 2017

Supply chain management company APEX Analytix is adding artificial intelligence (AI) into its mix of offerings to help companies optimize their global supply chains and the money that flows through it. trillion in corporate spend across the globe for its SME clients.

Capital 141

Capital Examples Management Technology 141

PYMNTS

OCTOBER 17, 2017

The cross-border payments space presents a whole host of challenges for FinTech innovators to try to solve, with new solutions targeting everything from global eCommerce to international tuition payments. B2B payments, according to management consultant company McKinsey & Co.,

Innovation 104

Innovation Payments Fintech Survey 104

CB Insights

SEPTEMBER 10, 2020

Our recent webinar — The State of Fintech Q2 2020: Funding Rebound Reveals the Next Leg of Fintech Innovation — highlighted key fintech trends and deals from the second quarter of 2020, including the rise of embedded fintech applications and demand for digital banking services. Free Download: State of Fintech q2’20.

Fintech 46

Fintech Innovation Lending Regional 46

PYMNTS

MARCH 17, 2017

Financial service providers must balance “process complexity with funding and risk management,” the executive said. “In But according to Singh-Jarrold, banks deploying the latest and brightest of FinTech innovation isn’t going to solve this problem. In reality, corporate banking is fragmented,” Singh-Jarrold continued.

Fintech 195

Fintech Innovation Lending Management 195

South State Correspondent

NOVEMBER 14, 2023

Bank B is sacrificing efficiency for effectiveness and innovating new products to capture new markets. Statistically, which bank business model gives managers the best chance to achieve their goals? It is essential to point out that both models can achieve above-average results and create happy employees and shareholders.

Strategy 195

Strategy Technology Compliance Marketing 195

PYMNTS

MAY 28, 2018

To make sure they can compete with the United States and China, France and Germany want an EU-wide initiative that will fund innovation and research in tech startup projects across the region. With that in mind, France and Germany have called for the European Innovation Council to fund “ambitious” tech startups. “A billion euros ($1.75

US 108

US United States Samsung Innovation 108

PYMNTS

JANUARY 17, 2019

As innovative technologies move down stream, small and medium-sized businesses are poised to benefit significantly from being able to customize a flexible payroll and human capital management (HCM) program. Most brokers said they are able to recommend identity theft service providers to their employer clients, for example.

Capital 173

Capital Tools Survey Management 173

PYMNTS

MARCH 1, 2019

According to Financial Times , Ant Financial joins existing investor Tiger Global Management in Danke’s third round of fundraising, bringing its total valuation to more than $2 billion. In turn, tenants are burdened by the loan interest , essentially giving the operators free growth capital.

Groups 141

Groups Capital Lending Operations 141

PYMNTS

OCTOBER 23, 2020

To that end, as reported this week, DPCM Capital became only one of the latest special purpose acquisition companies (SPACs) to go public — continuing a “hot” trend that shows no signs of abating. Success attracts investors: In only one example, billionaire hedge fund titan Bill Ackman broke records by raising $4 billion for his own SPAC.

Capital 159

Capital Company Management Trends 159

South State Correspondent

FEBRUARY 22, 2023

Non-Expert Deposit Pricing Management – How To Destroy Bank Franchise Value The best way to quickly destroy value is to peg a deposit product to an index such as SOFR, Prime, Fed Funds, or Treasuries. However, this doesn’t tell the whole story when it comes to deposit management.

Management 195

Management Marketing Branding Strategy 195

PYMNTS

MARCH 11, 2020

In Asia, venture capitalists have backed two commercial card startups — one in China, targeting employee expense management, and one in India, with a focus on linking startups to credit without the need for a personal guarantee. Below, PYMNTS rounds up the latest in commercial card innovation. QuickBooks Adds Card Payment Support.

Cards 130

Cards Capital Fintech Tools 130

PYMNTS

JULY 10, 2020

percent in May, for example, indicating that interest within the real estate industry is on a tentative upward swing. Many landlords have used such channels to coordinate tenants’ rent payments or repairs, for example, and safety-conscious owners have sought to partner with property management services that offer remote onboarding.

Tools 131

Tools Management Industry Online 131

PYMNTS

JANUARY 2, 2019

While commercial card innovation certainly accelerated in 2018, progress can always continue. Morgan Managing Director and Head of Commercial Card Product Management Naney Pandit says should be a focus this year is in mobilizing the corporate card. One area of development that J.P. ” Providing Convenience.

Mobile 211

Mobile Cards Samsung America 211

PYMNTS

DECEMBER 4, 2019

These are the firms that spur innovation, create jobs, pay wages, and, by extension, keep consumers’ pocketbooks full. Cash flow is critical for businesses of all sizes, but especially for small businesses, because they struggle to have access to capital, and they also struggle to build and maintain cash reserves,” she told Webster.

Study 166

Study Capital Examples Payments 166