Gonzobanker

AUGUST 17, 2022

Lending Tech With Almost Steady Grades (Even With Rough Semesters). Mortgage services provider ICE acquired mortgage services provider Black Knight bringing together the two largest providers in the space.

Fintech 195

Fintech Lending Software Compliance 195

PYMNTS

AUGUST 21, 2020

JPMorgan Chase plans to launch a digital bank in the United Kingdom early next year, Sky News reported Friday (Aug. The move “will enable it to capitalize on the accelerating transition of millions of bank customers from branch-based activity to digital services during the COVID-19 pandemic,” the news outlet said.

Report 173

Report Digital Banking Lending Technology 173

PYMNTS

JUNE 13, 2018

Holdaway, who has an MBA from Harvard Business School, joins Barclays after 15 years at Capital One , where he held a variety of senior leadership roles in new business initiatives, internet acquisitions and partnership finance. across credit cards, online savings and loans,” said Rodrigues.

Capital 100

Capital Cards Delaware Payments 100

PYMNTS

JANUARY 19, 2021

Portugal’s largest bank, Caixa Geral de Depósitos (CGD), is working with Backbase to implement the FinTech’s engagement solution, according to an announcement. The FI aims to wield Backbase tools to create digital banking channels across its operations, with its focus first landing on SMBs. ní banka Taps Temenos.

Fintech 341

Fintech National Groups Tools 341

PYMNTS

JANUARY 2, 2020

Gaming company Razer is going after a Singapore digital banking license, along with China’s largest online monetary platform Ant Financial , according to reports on Wednesday (Jan. Razer FinTech will own a 60 percent majority stake Razer Youth Bank, which will be headquartered in Singapore. .

Digital Banking 130

Digital Banking Capital Google Cards 130

PYMNTS

FEBRUARY 27, 2020

Small businesses continue to embrace digital banking. At the same time, digital banks are looking to capitalize on their growing small and medium-sized business (SMB) customer base, with open banking and bank-FinTech collaborations an important part of that strategy. As part of the U.K.’s

Fintech 192

Fintech Fraud Data Lending 192

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online 98

Online Company Retail Payments 98

PYMNTS

APRIL 16, 2020

It didn’t help that the SBA’s online loan platform couldn’t handle the lending software the companies used. Luke Voiles, vice president and business leader of Intuit’s lending arm, QuickBooks Capital, told the paper they are doing their best. PayPal and Square. . PayPal and Square. .

Fintech 160

Fintech Lending Software Training 160

PYMNTS

SEPTEMBER 20, 2020

Many SMEs, he said, will fail because of a lack of access to working capital or other support in the current economy, which will lead to those companies’ “ambition, energy & creativity extinguished, along with reduced consumer choice and countless jobs,” AltFi wrote. Common plans offer four-installment payments as ways to buy items.

Cards 254

Cards Fintech Management Lending 254

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

Chris Skinner

JULY 21, 2017

These companies include firms like Stripe, a six-year-old start-up that is the preferred code for building online checkout services. The reason why they have gained such a valuation is that they have taken something the banks make difficult – setting up online payment services – and made it incredibly easy.

Fintech 361

Fintech System Apple Technology 361

PYMNTS

OCTOBER 1, 2020

In the inaugural edition of the Banking As A Service Playbook: Powering The Next Generation of FinTech Innovation series, PYMNTS examines the trends and technologies that are helping banks, FinTechs and corporations capitalize on the shift to digital banking and payments. Around The BaaS World.

Payments 169

Payments Fintech Trends United States 169

PYMNTS

AUGUST 25, 2019

Chinese social eCommerce platform Wanwu Xinxuan has raised $20 million in a Series B round of financing led by Fresh Capital, with participation from Redpoint China Ventures, according to Deal Street Asia. Launched in August 2018, Wanwu Xinxuan is an online retail platform selling children’s apparel, shoes and accessories.

Data 109

Data Fintech Lending Regional 109

PYMNTS

SEPTEMBER 27, 2019

A summer lull in B2B venture capital appears to have given way to an impressive start to the fall season. Colombian alternative small business lending platform Sempli announced $8 million in funding this week from Oikocredit and Incofin CVSO, according to a press release. said this week. ZenBusiness.

Payments 149

Payments Capital Taxes Lending 149

PYMNTS

OCTOBER 14, 2020

But we remain strong, with our capital and liquidity levels well above regulatory minimums.”. The firm also reported an uptick in digital-banking activity during the quarter, with 32 million active digital customers (online and mobile), including 25.9 Debit card point-of-sale purchase volume hit $102.9 billion. “We

Cards 206

Cards Operations Report Mobile 206

Gonzobanker

MAY 4, 2020

All the capital flowing into the digital fintech space is helping to solve banking industry challenges. As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. customer impact.

Fintech 109

Fintech FDIC Capital Community Bank 109

CB Insights

AUGUST 3, 2017

Our analysis delves into companies that focus on the financial services industry, including commercial banking and credit offerings, insurance, asset management, accounting, business management, personal finance, and regulatory & compliance services. Payments : Companies offering online, mobile and point-of-sale payments solutions.

Company 65

Company Fintech Comparison Marketing 65

PYMNTS

SEPTEMBER 23, 2020

based early growth, FinTech-focused venture capital firm. The cash will be used to grow its online mortgage, consumer loan and deposit accounts, the company said. Underpinning it all is a data-driven approach that shortens pre-approval processes to minutes, leveraging the data to which the banks already have access to.

San Francisco 180

San Francisco Washington Survey Data 180

PYMNTS

MAY 2, 2016

Reuters reported Monday that the giant bank, known for its super-wealthy clients and inside track to the highest echelons of power in finance and government, may look to link up with smaller brokerages and smaller wealth management outfits in an effort to lend money to their clients. and possibly outside the U.S.)

Lending 100

Lending Capital Branding Course 100

PYMNTS

APRIL 21, 2020

The coronavirus pandemic — which has forced all of us online — is exposing just who in financial services has embraced digitization, and who is truly digital native. We now must bank entirely online, by necessity. In times of turmoil, you go toward whom you trust.

Branding 232

Branding Innovation Regional Fintech 232

CB Insights

DECEMBER 10, 2020

Bank of America, for one, saw profits drop 16% year-over-year (YoY) in Q3’20 to $4.9B. The pandemic has also accelerated recent trends in banking, especially among the millennial demographic, which tends to favor digital banking and online brands over traditional banks. SMB lending . Phone number.

America 101

America Lending Cards San Francisco 101

PYMNTS

JULY 21, 2017

“Our new small business mobile lending experience delivers a convenient, on-the-go solution to meet the needs of today’s busy entrepreneurs,” said Sharon Miller, the bank’s head of small business banking, in a statement.

Mobile 100

Mobile America Lending Meeting 100

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. Note: These are the rankings from 10 years ago.

Innovation 15

Innovation Fintech Online Mobile 15

CB Insights

JUNE 3, 2020

Banking & Lending. Wealth & Capital Markets. This shift is driving transaction volume to the payments companies behind online retailers and taking market share away from those serving physical retailers. Distribution will continue to trend towards direct and digital. Banking and Lending.

Lending 75

Lending Capital Online Marketing 75

American Banker

APRIL 2, 2020

Lenders can offer deferred payments and capitalize on digital banking to help small businesses and consumers get back on their feet.

Digital Banking 70

Digital Banking Capital Payments Community Bank 70

Bank Innovation

JANUARY 26, 2018

launched its Marcus digital bank in late 2016, the conventional wisdom was the investment bank wanted to expand into retail banking. EXCLUSIVE— When Goldman Sachs & Co. But, apparently, that’s not the whole story. Marcus, it seems, is an asset pricing play, Goldman’s CEO implied yesterday.

Retail 262

Retail Video Digital Banking Bitcoin 262

Bank Innovation

OCTOBER 18, 2018

Banks need not fear large technology companies like Google or Apple taking their business. Digital banking continues to be the most convenient option for simple daily transactions, but branches are still necessary for the more complex ones And yet banks should not ignore the shift in banking habits brought on by non-bank technology companies.

Google 225

Google Apple Survey Digital Banking 225

American Banker

APRIL 17, 2020

Square Capital and other online lenders joined the Paycheck Protection Program just before it ran out of money. Now, they’re ready and waiting for Congress to reload funds that could be better aimed at the smallest companies.

Capital 68

Capital Online Company Digital Banking 68

Bank Innovation

FEBRUARY 11, 2019

Cambr, a cloud-based platform powered by investment firm StoneCastle and digital banking software provider Q2 Holdings, is helping neo-banks and fintechs launch and scale up through a network of 850 community banks.

Community Bank 170

Community Bank Community Software Innovation 170

American Banker

APRIL 12, 2016

Following months of behind-the-scenes work with OnDeck Capital, JPMorgan Chase has quietly started offering online loans to its existing small-business customers.

Online 28

Online Capital Regional National 28

CB Insights

NOVEMBER 21, 2019

Qualifying top five venture capital investors (e.g. venture capital, growth equity, and super angel) and corporates (e.g. corporations and corporate venture capital) must have made equity investments into fintech companies listed on this market map. digital collectibles”). Capital markets. Wealth management.

Fintech 93

Fintech Marketing US Technology 93

PYMNTS

FEBRUARY 21, 2019

. “It’s not for banks to advise their customers on their business strategy,” he said, adding that he has not seen evidence of the trend of small businesses expecting more advisory services from their banks. Indeed, that relationship remains critical, even if it is migrating online.

Operations 135

Operations Strategy Industry Lending 135

CB Insights

AUGUST 26, 2021

SoftBank’s capital firepower has helped it become the #2 unicorn investor in the world. More recently, as remote workout options have grown in usage, the firm has backed digital fitness brands like fitness community Keep and at-home gym Tempo. Konfio , for instance, provides business credit and lending. Digital banking.

Regional 94

Regional Fintech Analysis Company 94

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. You know that dog either has Capital One or Delta Amex.

Idaho 181

Idaho Community Industry Strategy 181

American Banker

NOVEMBER 3, 2016

OnDeck Capital reported its fourth consecutive quarterly loss on Thursday as investors bought fewer loans and the firm was forced to make costly adjustments to its business.

Report 28

Report Online Capital Digital Banking 28

PYMNTS

APRIL 30, 2018

Fifty-two percent of SMBs predict business payments will be digital within the next five years , said Bank of America, while mobile phones are used by nearly all small business owners today – 89 percent say they use smartphones and other mobile devices to manage their business and operations like basic tasks, digital banking and digital payments.

Taxes 144

Taxes America National Community 144

PYMNTS

FEBRUARY 14, 2020

The wholesale bank will be divided into a separate investment bank that has a capital markets focus and a commercial bank providing back-end services for companies. The consumer bank will be divided into one section focused on consumer lending, and the other on branches and small businesses.

Retail 141

Retail Cards Millennials Fraud 141