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Member business lending: How to leverage MBL for credit union growth

Abrigo

Develop an MBL program while mitigating risk Credit unions looking for alternate paths to growth in today's rising rate environment may be primed to leverage member business lending. Takeaway 3 The specific policy areas outlined below should be carefully considered by credit unions engaged in member business lending.

Lending 221
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SMB Alt-Lending Gears Up For Another Industry Shakeup

PYMNTS

The level of market volatility hitting the U.S. and other nations around the world as a result of the global pandemic continues to draw comparisons to the 2008 financial crisis — so it’s only natural that analysts may turn to the past in an effort to predict what could lie ahead. ” A Banking Pullback?

Lending 171
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Optimizing Loan Duration

South State Correspondent

While every bank’s mix of deposits and loans is different, community bankers should consider some common themes in the market when optimizing their balance sheet loan portfolio. Optimizing Loan Duration – Industry Comparison. The Lending Curve. A lending curve shows borrowers’ loan coupons for different terms.

Lending 195
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Solve This Problem with Your Strategic Horizon

South State Correspondent

In comparison, investments in new technology or new business lines pale in comparison to other strategic investments due to the time and effort it takes to get a business line off the ground. Your capital is likely in it for the long why shouldn’t your strategy match? This, however, could be a mistake.

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10 Reports every bank and credit union should run NOW

Abrigo

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. Takeaway 2 Reports that assess capital, growth, and liquidity provide banking professionals data to drive decisions. Regulators review them to assess safety and soundness.

Report 195
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A step-by-step guide to financial institution strategic planning

Abrigo

Here are some sample questions: What specific insights do you have for the next year in our market? What insights have you gained from an in-market commercial real estate analysis? What impact does peer comparison have on your loan pricing? Keep questions simple in this initial planning stage. What are your loan pricing metrics?

Lending 221
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JPMorgan, Other Big Banks Front-Load $66B To Cover Bad Loans

PYMNTS

Some are more exposed to credit card debt and lending to oil and gas companies. banks have stopped lending as much to European businesses as well, showing the home bias that is expected during a financial crisis. European banks, by comparison, have earmarked $11.5 However, U.S. billion for the effort.

Lending 188