CFPB Monitor

JUNE 25, 2020

The OCC has issued an Advance Notice of Proposed Rulemaking (ANPR) seeking comments in connection with a comprehensive review of its regulations on electronic activities of national banks ( 12 CFR part 7, subpart E ) and federal savings associations ( 12 CFR part 155 ). Comments on the ANPR must be received by August 3, 2020.

National 103

National Regulation Innovation Technology 103

PYMNTS

DECEMBER 28, 2020

Plus, PYMNTS looks back on direct-to-consumer (D2C) brands, which came in two flavors in 2020. 28) that it closed its acquisition of ShopRunner, which will operate as a part of a new group inside of FedEx Services named FedEx Dataworks. The service connects more than 100 brands and retailers to shoppers.

Tampa 188

Tampa Retail Florida Branding 188

PYMNTS

SEPTEMBER 23, 2019

As PYMNTS readers know, the QSR industry is undergoing historic innovation and disruption — and the latest financials from one of the largest and most successful QSR operators show where the trends are headed for late 2019 and the 2020s. But digital arguably provided an even better story for the brand. Customer Patience.

Innovation 155

Innovation Mobile Trends Operations 155

Bank Innovation

MAY 17, 2019

As the mobile-first generation starts to earn more money, the arms race to earn market share is heating up as large banks look to grow their digital-only brands and earn lifelong customers. Indeed, Wells Fargo is stepping up its digital-only banking game with a plan to launch its Greenhouse app nationwide by the end of the […].

National 170

National Branding Mobile Marketing 170

PYMNTS

AUGUST 16, 2019

Kohl’s , for instance, will bring emerging brands to over 50 physical retail locations and online starting in the fall through Curated By Kohl’s. The retailer also plans to team with Facebook on brand curation starting next year — “identifying and engaging with brands that have built a strong online community on the social media platform.”.

Branding 101

Branding Retail social media Houston 101

Bank Innovation

JULY 27, 2018

You might not expect the nation’s leading mobile bank, with north of 31 million users, to be in a hurry to build a digital bank under a new brand, but that’s just what JPMorgan Chase did last October with Finn.

Fintech 170

Fintech National Innovation Digital Banking 170

PYMNTS

SEPTEMBER 23, 2019

As PYMNTS readers know, the QSR industry is undergoing historic innovation and disruption — and the latest financials from one of the largest and most successful QSR operators show where the trends are headed for late 2019 and the 2020s. But digital arguably provided an even better story for the brand. Customer Patience.

Innovation 100

Innovation Mobile Trends Operations 100

PYMNTS

SEPTEMBER 23, 2019

As PYMNTS readers know, the QSR industry is undergoing historic innovation and disruption — and the latest financials from one of the largest and most successful QSR operators show where the trends are headed for late 2019 and the 2020s. But digital arguably provided an even better story for the brand. Customer Patience.

Innovation 100

Innovation Mobile Trends Operations 100

PYMNTS

MAY 4, 2019

The realm of quick service restaurants (QSRs) is and actually always has been a pretty innovative space. The drive-thru window, for example, first met the market in 1947 when it was introduced to the world by Sheldon “Red” Chaney, operator of Red’s Giant Hamburg in Springfield, Missouri. The Rocky Mountain High Cheeseburger.

Innovation 134

Innovation Los Angeles New York City Course 134

Bobsguide

FEBRUARY 22, 2022

Through focused, innovative products, services, and a redefined operating model, BDB has been stimulating and driving entrepreneurial activity in the country. Furthering the government’s vision of moving operations and infrastructure to the cloud, BDB wanted to host the entire core banking platform on a public cloud.

Innovation 78

Innovation Customer Experience Strategy Operations 78

PYMNTS

FEBRUARY 25, 2016

Visa has struck a new deal with China UnionPay through a memorandum of understanding to collaborate on three key areas in the financial ecosystem: payments security, innovation and financial inclusion. Innovation will also play an important role in our joint efforts to expand access to financial services for the underserved.

Innovation 100

Innovation Payments Industry Cards 100

South State Correspondent

MARCH 21, 2023

The need for a known, reliable brand creates an excellent opportunity for community banks to help small business customers while building deposit balances. This article breaks down how you can use the ERC Assist product to generate deposits in an innovative way. This will raise public and regulatory questions about ERC operations.

Taxes 195

Taxes Community Bank Community Operations 195

PYMNTS

DECEMBER 22, 2020

This pressure to innovate is affecting QSRs of all sizes, from independent eateries serving loyal local followings to national or even international behemoths reaching millions of customers each year. The past year has proved to be challenging and at times perilous for QSRs as they work to take all facets of their operations digital.

Customer Experience 162

Customer Experience Tools New York Strategy 162

South State Correspondent

MAY 1, 2024

For inspiration in banking innovation, we often look to other industries. Honkook Kim and his Gentle Monster Brand is a perfect example. Instead of thinking traditionally, Gentle Monster pursued a strategy of innovation and creativity to become the hottest sunglass company globally, creating a company currently valued at $900 million.

Innovation 195

Innovation social media Branding Marketing 195

NCR

APRIL 27, 2018

Many in the banking industry have recently highlighted Africa as a part of the world that has huge untapped potential for the development of innovative financial services products. Keeping up with the pace of innovation. However, other nations still ban the practice. Tanzania, for example, has permitted this for three years.

Innovation 56

Innovation Regional Regulation Mobile 56

PYMNTS

MAY 27, 2020

In addition, Stripe announced a partnership with JCB, Japan’s only international payment brand. We’re obsessed about helping businesses innovate faster and we believe now is not the time to pull back, but to invest even more heavily in Stripe’s presence in Japan,” Aranami said in a statement.

San Francisco 130

San Francisco Online Innovation Apple 130

PYMNTS

NOVEMBER 26, 2019

Amazon is constantly testing and launching new offerings to innovate on behalf of customers,” an Amazon spokesperson said. “At A brand that wanted to take part in the program paid about $2 for each sample, in addition to the cost of the product. . However, the program raised privacy flags about how data was being collected and used.

Delaware 140

Delaware Oregon Maryland Video 140

PYMNTS

NOVEMBER 26, 2019

Amazon is constantly testing and launching new offerings to innovate on behalf of customers,” an Amazon spokesperson said. “At A brand that wanted to take part in the program paid about $2 for each sample, in addition to the cost of the product. . However, the program raised privacy flags about how data was being collected and used.

Delaware 130

Delaware Oregon Maryland Video 130

PYMNTS

DECEMBER 5, 2018

In a press release , the two companies said the concept will offer 2,3000 Our Brands and national products such as meat, dairy, grocery and meal kits. “We We are redefining the customer experience in a variety of ways through Restock Kroger, including innovative partnerships like our test-and-learn pilot with Walgreens.

Kentucky 116

Kentucky Chicago Branding Customer Experience 116

PYMNTS

AUGUST 20, 2019

Also, Walgreens’ branded beauty and health products will be sold in 17 Kroger grocery stores, Supermarket News reported. The 35 Knoxville Walgreens locations will provide customers with a selection of Kroger’s Our Brand items, such as its Simple Truth, in addition to national brand products.

Retail 113

Retail Tennessee Customer Experience Branding 113

PYMNTS

FEBRUARY 23, 2020

To offer expanded services as it pursues a digital innovation strategy of harnessing partnerships to provide an enhanced customer experience, Fifth Third is teaming with Fundation for small business loans. Companies that lack access to capital are not able to grow their operations or have had to cut their headcounts.

Customer Experience 130

Customer Experience Innovation Strategies Guidelines Meeting 130

PYMNTS

MARCH 29, 2019

Foot Locker has become the latest big brand to embrace the concept of retail incubators, joining such companies as Walmart and Target in hopes of fostering innovation that will translate into more sales and customer loyalty. Its tech incubator has given birth to tech innovations and entrepreneurial efforts, as PYMNTS has covered.

Retail 108

Retail Detroit Michigan Branding 108

PYMNTS

APRIL 28, 2020

That would be a major reversal for the coffee chain and digital services innovator. And, given the rocky road the brand has traveled in Q2, a turnaround is likely exactly what Starbucks would like to see and as soon as possible. “We are leveraging our experience in China to inform our actions in other markets, including the U.S.

Innovation 159

Innovation Operations Customer Experience Community 159

PYMNTS

JUNE 26, 2020

Financial institutions (FIs) worked quickly to ensure they could operate smoothly as the pandemic kept consumers at home and closed brick-and-mortar branches in Europe, the United Kingdom and the United States. How N26 Is Using Cloud Core Banking for Nimble Mobile Innovation. The FI officially opened the digital platform to U.S.

Meeting 227

Meeting Mobile Digital Banking Tools 227

PYMNTS

SEPTEMBER 9, 2019

As PYMNTS readers know, the QSR space is not only an area of payments and commerce where massive innovation and disruption is taking place — much of it centered around mobile and loyalty — but a place of fierce competition. Consider the daily or near-daily coffee run to the same QSR operation for more evidence of that point.

Innovation 145

Innovation Maine Mobile Branding 145

PYMNTS

AUGUST 23, 2019

“We’re proud to deepen our relationship with Phillips 66 and to leverage its powerful market presence, which has expanded nationally over the last few years,” said Jay Collins, Senior Vice President and General Manager of Small Business and Channel Partnerships at WEX in a press release.

United States 100

United States Cards Branding Payments 100

PYMNTS

JANUARY 21, 2020

JPMorgan has created a $100 billion funding arm to expand investments in emerging markets and help the United Nations meet its sustainable development goals. Mastercard on Helping Retailers Strike the Right Innovation Balance. JPMorgan Creates $100B Funding Arm to Help UN.

Retail 130

Retail Groups Payments Innovation 130

PYMNTS

JANUARY 5, 2018

The operator of over 2,000 grocery stores nationwide, the company is the second-largest physical retailer in the U.S., according to a National Retail Federation ranking. That, according to Gil Phipps, Kroger VP of Corporate Brands , means customers are adding 1.25 However, Kroger looms large in its own right.

Branding 133

Branding Retail Innovation Metro 133

PYMNTS

JUNE 8, 2017

Hudson Riehle, senior vice president of the National Restaurant Association’s research and knowledge group, and Peter Backman, managing partner at Peter Backman FS, explored the possibilities during a joint presentation at the National Restaurant Show in Chicago. In particular, they looked at restaurant trends in the U.S.

Chicago 100

Chicago National Trends Branding 100

PYMNTS

FEBRUARY 26, 2019

Caesars Entertainment announced that it has reached an agreement to offer DraftKings , the leading sports-tech entertainment brand in the country, providing market access for its online gaming products. The access is exclusive to Caesars locations across select states where the company operates casino properties. and Australia. .

Online 108

Online Mississippi New Jersey Boston 108

PYMNTS

NOVEMBER 21, 2019

Ubisoft’s rich portfolio of world-renowned brands — including Assassin’s Creed, Just Dance and Far Cry — is a testament to their dedication to creating quality content for all, and their years-long dedication to exploring blockchain technology ensures they have the knowledge and skills to be excellent block producers.”. .

Bitcoin 130

Bitcoin blockchain Report Payments 130

PYMNTS

AUGUST 20, 2019

20) that the Amazon returns program is a significant initiative and a “great example of our innovative spirit.” (As The company began supporting the program in mid-July with a robust marketing plan that encompassed digital, print and national broadcast television. Curation and Rewards. billion and earnings of $1.55 billion and $1.53

Branding 116

Branding Retail Strategy Conference 116

PYMNTS

APRIL 13, 2017

In a press release , the companies said the combined business will operate under the GSTV brand and deliver 3.3 National and regional marketers across all industry sectors now have a way to reach valuable, attentive consumers. billion annual impressions through more than 18,000 locations in all 50 states by year’s end. “We

Detroit 100

Detroit Video United States Millennials 100

PYMNTS

SEPTEMBER 9, 2019

Think, perhaps, of all those World War II and post-war era mathematicians, physicists and computer scientists who created, via one relatively obscure innovation or another, the digital infrastructure of today’s internet, the basis for today’s payments and commerce industries. He came from a nation of some 1.4 Global Payments.

Payments 146

Payments Mobile Groups Innovation 146

PYMNTS

FEBRUARY 21, 2018

To tackle this issue, companies are looking to infuse AI with a bit of humanity, help consumers better connect with computer-operated services and offer improved insights. For example, Amazon, Westpac and National Australia Bank are teaming up to bring voice-activated AI to Australian banking customers.

Digital Banking 163

Digital Banking Fintech Software Operations 163

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. And since iPhone users skew more to the affluent, it also denied those innovators the opportunity to monetize their spend. 23-25, 2020.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

OCTOBER 5, 2020

Despite its 37 -state footprint, Werder noted that Fleet Feet thinks of itself as both a national brand and a community retailer. The company’s marketing philosophy is "hyperlocal at scale,” he said, and that concept is also reflected at a national level. The retailer’s primary communications vehicle is email.

Technology 131

Technology Retail North Carolina National 131