South State Correspondent

MARCH 15, 2023

Some form of this ratio will likely be applied to the national and regional banks, which means larger community banks will also be judged by this ratio. 9) Brand Matters: SVB had one of the best brands in banking. Unfortunately, in this case, the brand couldn’t overcome the sizable liquidity risk on the balance sheet.

social media 195

social media FDIC Branding Management 195

PYMNTS

AUGUST 3, 2018

Millennials, on average, are less brand-loyal than their parents or older siblings. They tend to like quality, have a strong preference for shopping online and enjoy a good bargain – but when it comes to buying from a specific brand? Not so much. They are packaged to limit waste and labeled for maximum transparency.

Branding 103

Branding Millennials Taxes Seattle 103

PYMNTS

FEBRUARY 11, 2020

For its three years in operation, Brandless generated no shortage of buzz with its concept of “private label for less” and the idea that the best brand is no brand at all. Under his leadership, the plan for the brand was to pivot into higher-margin, bigger ticket products such as CBD oil and move Brandless onto store shelves.

Branding 150

Branding Operations Leadership Millennials 150

PYMNTS

FEBRUARY 2, 2018

tax laws had on other firms recently reporting results, Mastercard put up numbers Thursday (Feb. Excluding the aforementioned tax impact, earnings per share came in at $1.14, two pennies better than Wall Street expectations. billion Mastercard and Maestro-branded cards issued globally as of year-end. Absent the same impact U.S.

Taxes 100

Taxes cryptocurrency Regional Branding 100

South State Correspondent

MAY 31, 2023

Likely, it might be a combination of the above, but setting a branching strategy should dictate capital allocation, branch layout, marketing, and staffing. If you want to make your branch marketing almost twice as effective, use your marketing dollars to highlight the people in the branch.

Data 195

Data Branch Strategies Strategy Mobile 195

PYMNTS

JANUARY 29, 2020

Will future generations perhaps end up associating the Atari brand with hotels? When creating this brand-new hotel concept, we knew that Atari would be the perfect way to give guests the ‘nostalgic and retro meets modern’ look and feel we were going for,” said Smith. Yeah, that’s a real question. Can Nostalgia Carry the Day?

Georgia 131

Georgia Las Vegas Video San Jose 131

Independent Banker

OCTOBER 31, 2021

Community bankers tell us why. In early 2021, the $490 million-asset community bank launched its Finastra Consumerbot product, which offers online applications for consumer loans for items like boats and vehicles. Community bankers are increasingly recognizing that the future of digital lending is here. By Beth Mattson-Teig.

Lending 91

Lending Community Bank Community North Dakota 91

PYMNTS

DECEMBER 21, 2016

Germany- and Boston-based Spreadshirt uses data, analytics and even social media information to build a product and spread news among communities while printing more than 3.6 Founded in 2002, the goal of Spreadshirt’s platform is to eliminate headaches and hurdles when bringing great ideas to market. million items last year. “[Our

Data 100

Data Boston Community social media 100

PYMNTS

MAY 8, 2020

The poll was conducted by a San Francisco-based advocacy group called Small Business Majority, and its CEO John Arensmeyer has been a proponent of community grants that exist outside of the formal banking system that has controlled government aid up to this point. There is no shortage of other larger scale ideas.

Maine 142

Maine Groups San Francisco Lending 142

PYMNTS

SEPTEMBER 26, 2018

Reports in CNBC said Davidson described the existing legislative framework in the cryptocurrency market as “sloppy,” and invited industry stakeholders to participate in the roundtable in an effort to “preempt a heavy-handed regulatory approach that could stall innovation and kill the U.S. ICO market.”

Management 164

Management cryptocurrency blockchain Regulation 164

Abrigo

JANUARY 11, 2017

You don’t have to be a tax or accounting expert, in other words, to run the firm. An entrepreneur is a builder, always looking forward and creating something, taking appropriate risks and finding brand new value that can be priced to address specific solutions. As an entrepreneur, your goal is knowing how to deliver value to people.

Taxes 150

Taxes Compliance How To Innovation 150

Social Assurance

JANUARY 27, 2020

There’s no question that a lot of the work that these Fintechs do helps us both as consumers and financial marketers. What are we to do, then, as marketers trying to grab customers’ attention? It’s possible to find niches in your community that you can solve. Here are a few things to keep in mind. Find a Niche.

Fintech 15

Fintech Marketing social media Community 15

Lars Markull

JULY 19, 2022

A business banking solution aimed at freelancers, for example, is likely to support tax savings, whereas a solution aimed at construction companies may support invoice financing or insurance. Such a solution will distinguish itself not only through a feature or functionality, but also through different messaging and branding.

Examples 92

Examples Groups Community Branding 92

Jeff For Banks

FEBRUARY 21, 2014

As I read through it, I began to think how a community financial institution would turn what EY learned into action. New World Adopters - Young and highly educated, they are indifferent to using either a bank or a new market entrant (non-bank). But that is not the way community financial institutions were built.

Survey 97

Survey Strategy Resources Community 97

PYMNTS

JULY 15, 2016

beer market is worth nearly $106 billion. New brewery openings now outnumber closings 10 to one as consumers look to small, independent brands to quench their thirst. Long first got the idea for Brew Export while studying international marketing at Michigan State University. Beer City’ And Beyond.

Puerto Rico 100

Puerto Rico Michigan Branding Marketing 100

Gonzobanker

OCTOBER 26, 2021

Cornerstone Advisors estimates $145 billion of pre-tax revenue has disappeared for bankers via margin compression in only the past two years. It must be what pours out from the culture, the leadership, the brand, and the operations of a modern banking institution. Banker in the Middle. Earning the Trust of the Stakeholders.

Leadership 97

Leadership Compliance Strategy Branding 97

NCR

APRIL 13, 2016

In the following Q&A, Pango Financial CEO William Keenan offers insights on the cyclical nature of the lending market and advice for small business owners just starting out. Banks tighten up underwriting criteria in tough times, loosen it to gain market share and to grow their balance sheet as economies improve.

Capital 40

Capital Marketing How To Lending 40

PYMNTS

NOVEMBER 11, 2016

The election came and went and, with it, brought some stock market shock. International markets opened Wednesday (Nov. International markets opened Wednesday (Nov. But as markets saw their prices fall, bitcoin’s numbers went up. 9) morning on a down note: Stocks in London dropped 4.3 Way up, way fast.

Bitcoin 192

Bitcoin cryptocurrency Security Taxes 192

Social Assurance

OCTOBER 24, 2017

The community bank series continues! Building upon what was already outlined with sponsorships and events, the next step towards further solidifying your position in the community comes in the form of donations. Altruistic giving works because it creates a superordinate goal for the community. Connect with Community.

Community Bank 12

Community Bank Community social media Taxes 12

Social Assurance

OCTOBER 24, 2017

The community bank series continues! Building upon what was already outlined with sponsorships and events, the next step towards further solidifying your position in the community comes in the form of donations. Altruistic giving works because it creates a superordinate goal for the community. Connect with Community.

Community Bank 12

Community Bank Community social media Taxes 12

PYMNTS

SEPTEMBER 13, 2017

Enter PingPong Global , which makes it easier for SMBs, manufacturers and global brands to collect cross-border payments from customers across eCommerce marketplaces as ubiquitous as Amazon, Wish and NewEgg. PingPong Global maintains that it has solved that complex part of the SMB business for its marketplace partners in the Chinese economy.

San Francisco 101

San Francisco Compliance Regulation Branding 101

PYMNTS

NOVEMBER 23, 2018

But those illegal marketplaces — often called the “Dark Web” — also present a juicy opportunity for those fighting fraud to detect and even preempt criminal activities than cost businesses revenue and, often, parts of their brand reputation. First, let’s get some terms straight, at least for use among the payments and commerce communities.

Fraud 184

Fraud Cards Data Maine 184

BankBazaar

MAY 13, 2020

Another way banks can truly deliver value post COVID-19 is by offering services that go beyond basic banking services like offering sound financial advice and other services like tax calculation and accounting for consumers. A great way for banks to stand out in an overcrowded market. Responsible Banking.

Policies 148

Policies Branding Online Cards 148

William Mills

DECEMBER 1, 2016

But credit unions are often a great untapped resource for expertise on financial topics for their community. How can you share your insights while simultaneously expanding your brand presence and reputation? It sounds obvious, but the key to a great op-ed is to pick a topic that impacts your community. Then take a stance.

Guidelines 40

Guidelines Taxes Community Resources 40

PYMNTS

JULY 7, 2018

From concept to its launch in January of 2018, Amazon Go took five years to make it to market with its first location, found on the ground floor of the firm’s new headquarters. The company noted that the goal of adding bikes was to continue to develop the “best possible experience for all members of the Lyft community.”

Samsung 110

Samsung Payments Seattle Google 110

PYMNTS

OCTOBER 11, 2017

Google, for instance, has its Midwest headquarters in the former Fulton Market Cold Storage building. Facebook will receive around $19 million in state tax exemptions through 2035, CNN Tech reported. Facebook said that the ability to source clean, renewable energy was a critical factor in the selection of Henrico County.

social media 100

social media San Francisco Boston Chicago 100

Gonzobanker

DECEMBER 20, 2018

PNC made a Gonzo move with a national digital expansion in 2018 with the unique idea of building a small number of branches in target metro markets like Kansas City and Dallas. Leveraging the Virtual Wallet brand it built years ago, it will be worth watching how PNC fares in 2019. CVB Financial acquires Community Bank.

Fintech 101

Fintech Conference Innovation Community 101

William Mills

OCTOBER 6, 2016

Yes, Facebook, Twitter, LinkedIn, Snap Chat, Instagram and many others are giving credit unions another avenue to use for branding. The social media space is very real and takes its marketing very seriously. This rotation will show ongoing activity without taxing one person or group.

social media 76

social media Video Branding Groups 76

Gonzobanker

DECEMBER 17, 2021

This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. For the past four-plus years, Chesler has guided Glacier through continued growth and successful acquisitions across the West, all while staying true to Glacier’s local market culture. GonzoBanker of the Year – Credit Union.

Fintech 142

Fintech Strategy Leadership Lending 142

PYMNTS

JANUARY 10, 2017

Low-income consumers are far more likely to find it difficult to secure mainstream credit sources and are thus much more likely to make use of high-cost alternative credit sources when financial emergencies hit, often in the form of a payday, title, tax refund anticipation or installment loan. And that’s just accessing money itself.

Online 100

Online Chicago New York Mississippi 100

PYMNTS

NOVEMBER 16, 2016

Dealing with the headaches of marketing rental properties, vetting renters, getting leases signed, collecting security deposits and then servicing tenants means that these part-time landlords outsource those tasks to property managers who take a pretty hefty cut of their revenues. And there are a lot of those.

Management 100

Management System Marketing Payments 100

Jeff For Banks

MARCH 27, 2015

Nearly four years ago, I tested the higher interest on deposits claim in a guest post with the exact title on The Financial Brand , an industry publication geared towards marketing executives at banks and credit unions. And the taxes. Clearly this remains an emotional issue. Yes, you read profits. Except for the shareholders.

Analysis 60

Analysis Strategy Groups Community 60

Jeff For Banks

AUGUST 22, 2014

My firm measures line of business and product profitability for dozens of community financial institutions, and hardly any of them make real money in retail investment sales, if they make any money at all. The most profitable program that we measure, on a pre-tax profit as percent of revenue basis, is one that is totally outsourced.

Retail 84

Retail Tools Management Taxes 84

William Mills

DECEMBER 12, 2017

This is good news for the job market; however, a number of decisions may be made before yearend that will change the competitive landscape for small businesses. provides turn-key digital lending technology and integrated digital marketing for financial institutions, targeted toward small business and consumer loans. www.rcgiltner.com.

Conference 40

Conference Innovation Lending Customer Experience 40

PYMNTS

MAY 24, 2019

Alexa’s reach is long and getting longer, now integrated into 100,000 smart home devices in the market. Our goal was not to extract things from the community,” he said. . The project is reportedly codenamed “Dylan,” with ongoing work toward a program for beta testing. Left Turn of the Week: Gifts Cards For Body Scans. AI Enhancement.

New York 109

New York New York City Vermont Meeting 109

Bankelele

JANUARY 20, 2016

Chevrolet is a strong brand world-wide for GM which remains the USA’s largest auto maker with 18% in 2015. And while, in Kenya, it seems that every other car is a Toyota, GMEA is actually leading supplier of new vehicles into the Kenya market with about 6,700 new vehicles (33%) supplied in 2015.

Regional 28

Regional Branding Taxes System 28

PYMNTS

APRIL 30, 2018

In this world, the only things certain are death and taxes. Mashing up OnDeck’s quick credit-decisioning tech with Chase’s risk and underwriting models and capital pools gave Chase a way to expand its community of SMB borrowers without expanding its bad debt. A penny saved is a penny earned. Honesty is the best policy.

Fintech 183

Fintech blockchain Lending Digital Banking 183