PYMNTS

DECEMBER 30, 2020

Many enjoyed huge first-day price pops, heating up the IPO market even more — and 2021 seems poised to only continue the fireworks. Popular stock-trading app Robinhood Markets reportedly recently hired Goldman Sachs to lead a possible 2021 IPO that would value the company at more than $20 billion. Then shares soared 85.8

Marketing 198

Marketing Company Online Management 198

Chris Skinner

MARCH 15, 2017

Building on my challenger bank discussions, there’s some interesting points coming out of a new report by Price Waterhouse Coopers (or Playing the Wrong Cards as they’re now called, after the Oscars) on challenger banking. It’s well worth a read, especially as they found that having branches is more important than mobile apps.

Regulation 291

Regulation Retail Survey Mobile 291

PYMNTS

MAY 3, 2020

Instead, RBS said Friday (May 1) that it would “wind down Bó as a customer-facing brand” in only a half-year since the neo bank was rolled out to the public. RBS is looking to focus resources on Mettle, the second of its two digital-only challenger brands.

Branding 181

Branding Resources Digital Banking Regulation 181

PYMNTS

JULY 29, 2019

The Financial Industry Regulatory Authority (FINRA) has fined Citigroup’s global markets business $1.25 FINRA’s regulations state that most employees at the firms it oversees must be screened for criminal history as well as fingerprinted, regardless of whether the employee is registered with FINRA or involved with investment decisions.

Branding 108

Branding Cards Regulation Report 108

PYMNTS

JANUARY 28, 2019

Never mind the people who start rummaging around in their purse or wallet to pull out their cards after stepping up to the checkout counter. The specific issue that I’m referring to is merchant surcharging – a fancy term to describe the fee charged by merchants when consumers use network-branded card products to pay for their purchases.

Regulation 181

Regulation Boston Cards Innovation 181

PYMNTS

OCTOBER 20, 2016

On Wednesday, November 2nd at 1:00 PM (EST) join ecommerce advisors James Rendell, CA Technologies ; Paul Baker, Mastercard ; and Karen Webster, Market Platform Dynamics for a live digital discussion surrounding 3D Secure 2.0. CEO, Market Platform Dynamics. But, what are the choices and consequences of migration? Karen Webster.

Security 100

Security CA Cards Strategy 100

Tomorrow's Transactions

JUNE 3, 2016

I’m in Frankfurt for the annual PayComm MEETS Europe, my chance to catch up with practitioners from the continental card markets. It’s really hard to keep up with all of the change in the market, driven primarily because of the regulation rather than new technology. The pace of regulatory change seems relentless.

Cards 30

Cards Marketing Regulation Course 30

Gonzobanker

MAY 14, 2021

The Fed’s proposed change to the Durbin Amendment could mean big losses in payment card interchange income for financial institutions. This week marks the 10 th anniversary of the Durbin Amendment (Regulation II) to the Dodd-Frank law that went into effect on Oct. for card present (CP) volume. versus $32.65 for CP transactions.

Cards 146

Cards Regulation Conference Online 146

PYMNTS

AUGUST 9, 2017

Some question whether the card-payment network operator will be able to overcome the struggle to “remain relevant” in a market that is quickly changing — and where consumers may soon be leaving card-based payments behind entirely. Literally every business and brand in China is plugged into this ecosystem.”.

Payments 116

Payments Apple Cards Mobile 116

PYMNTS

JANUARY 20, 2020

Wall Street being Wall Street was focused, at least in part, on trading and asset management revenues, which rebounded strongly in the fourth quarter, up double-digit percentages in most cases amid record high stock markets. credit and debit cards. In the U.S., billion cross U.S.

Cards 134

Cards America Course Mobile 134

PYMNTS

JULY 24, 2020

The July Payments Powering the Platform Economy Report examines how international eCommerce platforms work to create transaction experiences that are compelling and secure for users in each market they serve. The collaboration is expected to give Visa’s global merchant and card network access to M-Pesa’s financial services network.

Compliance 152

Compliance Report Payments Security 152

PYMNTS

JANUARY 22, 2019

Last year brought the General Data Protection Regulation (GDPR) deadline, Europe’s attempt to boost online privacy and security for consumers — a law that just resulted in a $57 million fine against Google , which was accused of not doing enough to gain the consent of users when collecting data meant for targeted advertising. 70 percent.

Payments 195

Payments Regulation Security Data 195

PYMNTS

SEPTEMBER 14, 2020

There are more than a few mind-blowing stats about Amazon , most of them having to do with its 44 percent of the eCommerce market, or maybe the $88.9 It’s a world where the parent company has such as tight rein that one step out of the guidelines and regulations can merit a devastating suspension.

Capital 214

Capital Long Beach Branding Guidelines 214

PYMNTS

MARCH 31, 2020

Shopmatic said it helps business owners increase their sales by accessing new markets through online channels and point-of-sale solutions. MatchMove’s LightSpeed solution won top honors in the category “Best Payments Innovation of the Year” in the 4th Payments and Cards Awards 2019 held in Mumbai, India.

Fintech 168

Fintech Regional Security Lending 168

Payments Source

JULY 5, 2018

appeals court is the latest of many episodes in a battle between merchants and card brands that has influenced regulations, technology, market strategies and nearly all other aspects of the payments ecosystem. This week's ruling from a U.K.

Marketing Strategies 69

Marketing Strategies Payments Strategy Regulation 69

PYMNTS

NOVEMBER 1, 2018

In the rare instance that a new market emerges, using the blueprints that other industries have created in supply chain management, logistics, procurement and other areas may seem like the easy path to take. Take, for example, markets like the food and beverage, pharmaceutical and medical supplies space.

Taxes 122

Taxes California Regulation Innovation 122

PYMNTS

FEBRUARY 1, 2019

Though it’s been more than a year since each submitted applications to process payments in the $124 trillion market, the People’s Bank of China (PBoC) hasn’t acknowledged and accepted the applications. The failure to formally accept applications from two of the biggest credit card brands in the world seems to be proof of that.

Cards 171

Cards Regulation Branding Payments 171

PYMNTS

NOVEMBER 13, 2019

The branding will reflect the financial institutions and not Google. Technology firms are already proving to be big competitors to traditional banks, with companies like Venmo and Cash App launching debit cards. Code-named Cache, the accounts will be handled by Citigroup and a credit union at Stanford University.

Google 161

Google Fintech Apple Survey 161

PYMNTS

AUGUST 14, 2019

The cross-border payment market is thriving, and trends are expected to continue over the next few years. Nordic bank-backed initiative P27 was launched to update the region’s aging infrastructure with a platform that enables real-time payments from different markets. The service can be accessed through an API. Meanwhile, in the U.K.,

Fintech 168

Fintech Payments Cards Regional 168

CFPB Monitor

SEPTEMBER 22, 2022

The CFPB cites a 2017 study published by TransUnion which, to the surprise of the study’s authors, found that consumers with at least one active personal loan, auto loan, mortgage, and credit card prioritized personal loan payments above the other three. To explain this behavior, the CFPB offers two hypotheses.

Report 78

Report Regulation Data Cards 78

PYMNTS

JUNE 29, 2017

From credit card companies to retailers and consumers, there are many key stakeholders in the commerce process, both on and offline. Keeping in line with eCommerce’s rise, we’re seeing more companies align themselves with a particular credit card company to increase brand recognition and awareness.

Payments 143

Payments Retail Branding User Experience 143

PYMNTS

JANUARY 19, 2021

The shift to digital commerce has opened up new markets for companies across all verticals and sizes. COVID has put pressure on brands to find solutions for their direct-to-consumer [D2C] strategy,” he said. And everyone, he said, wants to crack the Chinese market. Shortening The Time To Commerce.

Branding 322

Branding Taxes Fraud Regulation 322

PYMNTS

NOVEMBER 15, 2019

Goldman Denies Discriminatory Apple Card Practices, Says It Will Reassess Limits. Goldman Sachs has promised to reevaluate how credit limits are determined for Apple Card users after being accused of gender discrimination. The branding will reflect the financial institutions and not Google. Google Dives Into DDAs.

Google 139

Google Payments Apple cryptocurrency 139

PYMNTS

FEBRUARY 12, 2018

The company is working on a separate brand that will cost less, but offer a more limited range than what’s sold at its main stores. percent in the last 12 weeks, but all four major supermarkets lost market share to Aldi and Lidl. And last month, a competition regulator approved its 3.7 billion pound ($4.95

Retail 100

Retail Maine Cards Marketing 100

Cisco

NOVEMBER 15, 2022

Venmo solved a problem of an individual wanting to pay another individual (or even small business) without having to use cash, check or even debit/credit card. The emergence of open banking has dramatically changed the way people and small businesses manage their money and interact with financial tools and brands.

Innovation 156

Innovation Security Data Innovation Strategies 156

PYMNTS

JANUARY 29, 2018

Alipay is continuing its global expansion, forging new partnerships with French apparel brand Lacoste and Verifone. Meanwhile, merchants doing business in, or with, the European Union, are facing a new set of payment regulations. The past few weeks delivered several notable disruptions to the world of international payments.

blockchain 111

blockchain Trends Policies Branding 111

PYMNTS

SEPTEMBER 2, 2019

percent) express satisfaction with using virtual cards to settle invoices. Faster payment initiatives, a focus on application programming interfaces (APIs) and data integrations and efforts to elevate traditional B2B payment tools like ACH and commercial cards all made waves this summer. Elevating the Commercial Card.

Payments 186

Payments Cards Tools Technology 186

PYMNTS

MARCH 10, 2020

For an important BNPL case study, we look to Australia, where Sydney-based market leader Afterpay has made such a splash that it’s changing the economy (sort of). The timing is good for BNPL brands, as physical retail stores struggle to stay relevant and eCommerce players try to crack the checkout conversion code.

Case Study 135

Case Study Retail Millennials Branding 135

PYMNTS

OCTOBER 2, 2019

And you can bet (sorry) that this fall, more of that money is going through not only mobile channels, but via more prepaid cards and other innovative methods. in the coming years will almost certainly be the prepaid card aspect. You have enormous brands and massive amounts of consumers involved. elections.”. elections.”.

Online 134

Online Houston New Jersey Innovation 134

PYMNTS

MAY 7, 2020

Kindred Group, which also supports gambling platforms in Europe and Australia, has been operating its Unibet brand in New Jersey and Pennsylvania for about a year. the vast majority of other payouts are handled by ACH or prepaid cards, which are relatively faster but do not support instant funds access. in the next year.

Online 142

Online New Jersey Pennsylvania Regulation 142

PYMNTS

JULY 15, 2016

Brad Fauss, CEO of the National Branded Pre-Paid Card Association and MPD CEO Karen Webster dug into the potential for these rules to create the kind of inconsistencies that could very well disadvantage the very consumers that the CFPB intended to protect. Who Uses Prepaid Anyway? So far, so good.

Cards 100

Cards Millennials Regulation Cyber Security 100

PYMNTS

JANUARY 31, 2020

The actual nuts and bolts of travel — the planning, booking and paying — are now tied less to individual hotel and airline brands than to experiences, Liebman explained. A customer-focused payments strategy, he noted, includes the “Fab Four” card networks: Visa, Mastercard, American Express and Discover, of course. Closing The Gap.

Payments 110

Payments Big Data Strategy Examples 110

CB Insights

AUGUST 2, 2018

One of the biggest trends in fintech today is the rise of digital banking products like mobile checking accounts and new debit cards. From Square to Paypal, a host of fintechs are creating products that let consumers spend money directly out of digital accounts using a physical card. turning Digital p2p payments into debit cards.

Cards 71

Cards Fintech UX Strategy 71

PYMNTS

MARCH 5, 2018

Participants pitch to a panel of Visa representatives — and a few large client representatives — in what Visa’s SVP of Digital and Marketing Transformation Shiv Singh described as a “Shark Tank”-like format. And DICK’S wasn’t the only big brand looking to change its role in this story. We had a pit in our stomach,” Stack told CNN. “We

Regulation 108

Regulation Data Regional America 108

PYMNTS

OCTOBER 9, 2019

New regulation principles to govern digital currencies are in the works by the European Union’s finance commissioner after fears ignited by Facebook’s planned Libra coin launch. The EU largely rejected regulations on cryptocurrency until Libra was announced in June. Subscription Payments Meet Emerging Markets.

Payments 145

Payments cryptocurrency Operations Regulation 145

PYMNTS

AUGUST 6, 2018

Only a diamond can cut a diamond, as the adage goes, and a bit of friction can help brands sharpen up. It started with an announcement that a California Kroger subsidiary — Foods Co — would stop accepting Visa credit cards (but not debit cards) at 21 of its grocery stores and five of its gas stations, effective Aug.

Apple 100

Apple Samsung Cards Marketing 100

PYMNTS

NOVEMBER 20, 2018

In the year between Q2 2017 and Q2 2018, sub-prime consumer loan originations grew 28 percent between Q2 2017 and Q2 2018 across the categories of auto loans, mortgage loans and credit cards. In 2016, the market experienced a pullback as lenders slowed or stalled sub-prime originations,” Komos said. “The It never happened.

Lending 188

Lending Trends Cards Capital 188