Gonzobanker

JULY 7, 2015

Yet while the demos and screen shots at events like Finovate have provided fascinating fodder regarding the future of digital banking, the FACTS show that these buzz-worthy players have had infinitesimal impact on market share. Ally Bank $23,212,768 $60,709,382 $37,496,614. Capital One* 29,565,607 54,374,989 24,809,382.

Digital Banking 60

Digital Banking Industry Capital Strategy 60

Gonzobanker

JUNE 11, 2018

Attendance at American Banker’s Digital Banking conference has grown significantly since I was here in 2016, reflecting the obvious interest levels in digital, yet the vibe remained largely the same as two years ago…. See you can align your business and digital strategy. And yes, you can humanize digital banking.

Conference 72

Conference Digital Banking Austin Digital Strategies 72

PYMNTS

APRIL 21, 2020

The stage is being set, then, for consumers to pivot away from legacy banking toward trusted brands that, increasingly, are building out financial services. It’s supermarkets too,” Verdon noted, drilling down into a vertical that might not be immediately synonymous with launching digital financial products.

Branding 232

Branding Innovation Regional Fintech 232

Chris Skinner

JULY 21, 2017

The reason why they have gained such a valuation is that they have taken something the banks make difficult – setting up online payment services – and made it incredibly easy. Similarly, there are companies that do similar things in lending, savings, investments and other specific areas of financial services based upon internet technologies.

Fintech 361

Fintech System Apple Technology 361

PYMNTS

AUGUST 31, 2020

“Numerous CUs are also working to support microbusinesses and small to mid-sized businesses (SMBs) during the ongoing health crisis by providing swift, digitally focused access to much-needed funding.”. Advanced Banking Tech for Small Operators. Leaning Into Community-First Lending.

Community 152

Community Lending Community Bank Innovation 152

PYMNTS

SEPTEMBER 23, 2020

based early growth, FinTech-focused venture capital firm. Blend said an upcoming survey it commissioned from Forrester Consulting revealed 65 percent of bank customers have financial products with several different institutions. The round brought the company’s value to nearly $1.7

San Francisco 180

San Francisco Washington Survey Data 180

Gonzobanker

FEBRUARY 29, 2024

Well folks, they’re back—the cries from the rooftops, in the media and at conferences that “Scale Matters” in our consolidating and technically transforming banking industry. A recent round of bank merger announcements and the marquee Capital One/Discover deal illustrate this mantra’s popularity. Why is this important?

Tools 163

Tools Analytics Data System 163

Gonzobanker

DECEMBER 14, 2023

GonzoBanker of the Year (Mid-Size Bank) – goes to David Findlay, CEO of Lakeland Financial. Anyone who follows the industry knows this focused institution led by Findlay is all about executing the timeless principles of capital management, credit quality, efficiency and customer service. Paul Murphy, founder of Murphy & Co.

Fintech 195

Fintech Community Regional Technology 195

Gonzobanker

MAY 4, 2020

All the capital flowing into the digital fintech space is helping to solve banking industry challenges. As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. customer impact.

Fintech 109

Fintech FDIC Capital Community Bank 109

PYMNTS

MAY 2, 2016

In its search for a boost to its return on equity, Goldman Sachs may be bringing its brand to the masses. The plan, which is still nascent, would look to put to work some of the billions of dollars Goldman has on its balance sheet, and which has swelled by $17 billion in online deposits that it garnered from GE Capital Bank.

Lending 100

Lending Capital Branding Course 100

Gonzobanker

DECEMBER 19, 2022

2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Seacoast Bank is at it again… and this time it is blowing past $10B in a big way.

Community 216

Community Fintech Industry Innovation 216

South State Correspondent

OCTOBER 28, 2022

Almost every bank and brand we spoke with will increase their investment in these two areas for 2023. This was followed by a focus on banking-as-a-service, embedded finance, open banking, Web 3.0, For banks, this means creating products that accomplish a task and then integrating banking in the background.

Conference 195

Conference Technology Las Vegas Trends 195

CB Insights

DECEMBER 10, 2020

Bank of America, for one, saw profits drop 16% year-over-year (YoY) in Q3’20 to $4.9B. The pandemic has also accelerated recent trends in banking, especially among the millennial demographic, which tends to favor digital banking and online brands over traditional banks. Investment banking.

America 101

America Lending Cards San Francisco 101

PYMNTS

MARCH 15, 2019

But then again, capital is being deployed into the sector, with more than $3 billion coming to FinTechs through the first few months of 2019, up 18 percent from last year, as Innovate Finance estimated. Thus, consumers have the ability to cover bills more easily, and companies can manage working capital more efficiently.

Apple 116

Apple social media Fintech Lending 116

PYMNTS

MARCH 15, 2019

But then again, capital is being deployed into the sector, with more than $3 billion coming to FinTechs through the first few months of 2019, up 18 percent from last year, as Innovate Finance estimated. Thus: The ability for consumers to cover bills more easily, or for companies to manage working capital more efficiently.

Apple 101

Apple social media Fintech Lending 101

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players.

Innovation 15

Innovation Fintech Online Mobile 15

Gonzobanker

DECEMBER 20, 2019

Chris Myers, President & CEO, Citizens Business Bank – During a tumultuous time for West Coast banks, Myers kept his sights on being a top commercial relationship bank. The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. You know that dog either has Capital One or Delta Amex. Nicely done!

Idaho 181

Idaho Community Industry Strategy 181

CB Insights

AUGUST 26, 2021

SoftBank’s capital firepower has helped it become the #2 unicorn investor in the world. Meanwhile, the average deal size has decreased steadily in the past few years, and the firm is cutting checks to many first-time investments as it aims to diversify its portfolio and build out a wide-sweeping ecosystem of disruptive tech brands.

Regional 94

Regional Fintech Analysis Company 94

The Financial Brand

APRIL 28, 2021

Monitoring fintech investments by venture capital firms and traditional banks provides perspective on competitive and strategic trends. The post Global Fintech Funding Explodes During First Quarter of 2021 appeared first on The Financial Brand.

Fintech 35

Fintech Trends Capital Branding 35

William Mills

SEPTEMBER 25, 2018

Cashoff enhances customer engagement with its loyalty program offering cash back by big-name brands. banks @cashoff_uk Lina Perez, Billy Leung. Demoing mobile banking app which has smart capability. Cashoff integrated with global brands. This banking app provides functions that include cashback and tailored smart advice.

Mobile 78

Mobile Customer Experience Lending Analytics 78

Gonzobanker

DECEMBER 17, 2021

Huntington and TCF merge to create the $170 billion Midwest dynamo and vault them into one of the top 10 banks in the country. This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. Goes to Larry Mazza and the crew at MVB Bank in West Virginia.

Fintech 147

Fintech Strategy Leadership Lending 147

Independent Banker

DECEMBER 31, 2022

So we’re careful when we lend out commercial real estate loans. I’m excited going into 2023, because we have the capital to do more and make a difference in the communities that we serve.”. James Sills, M&F Bank. Sills: Our bank has about $100 million in new capital. The ICBA view on… Lending.

Community Bank 91

Community Bank Community Tampa North Carolina 91

CB Insights

OCTOBER 10, 2018

What these startups share is the goal of creating customer-centric banking products that target underserved individuals and businesses. DOWNLOAD THE 61-PAGE consumer banking REPORT. See which startups are helping JPMorgan, Bank of America, and Citi build the digital banking platforms of the future. Millennials.

Retail 78

Retail Cards Millennials Mobile 78

Lex Sokolin

AUGUST 19, 2020

To a venture capital investor, the embedded option is more attractive given a portfolio structure that requires unicorns. And given the regulatory barrier that prevented neobanks from actually doing banking between 2015 and 2017, the embedded options looked like a gold pot. People just might switch phone brands for Facebook.

Comparison 52

Comparison Fintech Lending Analysis 52

Gonzobanker

MAY 30, 2017

A Couple Related Takeaways from Financial Brand Forum. At the recent Financial Brand Forum , the main stage sessions I saw focused more on experience and culture as customer interactions head in a digital direction. Even the much-vaunted Capital One tests and learns across a variety of analytics initiatives.

Analytics 79

Analytics Data System social media 79

CB Insights

AUGUST 23, 2018

Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. Today, JPMorgan (JPM) is using its capital and scale to build an entirely digital bank. JPM’s evolving suite of digital banking apps. Branded cards. First Name. Table of Contents.

Cards 76

Cards Mobile Strategy Branding 76

Tefkin

JANUARY 5, 2016

In Europe especially, a crop of new banks and alternative banks will push strongly into the market. Alternative solutions based on prepaid born in various european countries are also expanding beyond borders, with SEPA as a core foundation to propose bank like services. Artificial Intelligence and omnipresent data.

Fintech 31

Fintech Marketing Maine Trends 31

PYMNTS

SEPTEMBER 23, 2016

Nine years after the introduction of the iPhone to the market — and the subsequent great mobile leap forward — the verdict is pretty much in on mobile banking applications: Consumers like it, verging on loving it, and are eager for more of it. Double-Edged Digital Banking Sword.

Mobile 100

Mobile Community Bank Tools Community 100

Gonzobanker

DECEMBER 22, 2015

It’s been almost 20 years since the IPO but this team keeps delivering growth and outstanding financial performance while keeping the values of the hometown bank that started it all. Department Whose Brand Isn’t Improving Award. Bank project management offices. Financial Brand Forum. Bravo OZRK! Colonel Klink Award.

Community Bank 60

Community Bank Apple Community Technology 60

William Mills

SEPTEMBER 9, 2016

Now showing how Avoka can integrate with a ton of apps in a matter of days with your company’s brand. Franchises – Americas greatest brands” They have a list view function where investors can investigate franchises near and far. It’s seems better to invest in a brand you are more comfortable with an established presence.

social media 40

social media ATM Mobile Customer Experience 40

PYMNTS

APRIL 23, 2018

And digital wallets face new risks to their model on the heels of the card brands’ recent embrace of browser-based, EMVCo-based online standards (Secure Remote Commerce, or SRC) that deliver a robust card-on-file solution experience for their issuers’ products inside a single “Pay” button. What’s an Intermediary to Do?

Retail 117

Retail Maine Lending Software 117

PYMNTS

FEBRUARY 4, 2020

The move will re-brand Bento as GrabInvest from here on out as products are launched via the Grab app in 2020 and beyond. Grab’s financial services sector currently operates in Southeast Asia, with services like payments offered by GrabPay, rewards with GrabRewards, lending with GrabFinance, and insurance with GrabInsure.

Regional 131

Regional Risk Management Digital Banking Management 131

Fintech Labs Insights

NOVEMBER 18, 2015

BankersLab’s Benchmarking is an addictive simulation game for fintech investors, regulators, and bank executives to predict which managers and lending institutions will make good decisions. Nexmo’s Chat App API offers a single platform for financial and banking brands to stay connected with their users.

Company 12

Company Comparison Customer Experience Management 12

Fintech Labs Insights

AUGUST 1, 2016

brandCrowder has developed an alternative investment platform focusing on branded franchises. LendingFront’s lending platform leverages a cloud-based system that furnishes small businesses with capital using their cashflow data.

How To 12

How To Analytics Millennials Data 12

CB Insights

MAY 15, 2019

Key people: Chris Curtin, Chief Brand & Innovation Marketing Officer; Shiv Singh, Senior Vice President of Innovation & Strategic Partnerships. Capital One — Capital One Labs. Key people: James Patterson, Managing VP & Head of Capital One Labs at Capital One. Visa — One Market Center. Founded: 2013.

Innovation 78

Innovation blockchain Technology Groups 78

PYMNTS

APRIL 6, 2016

The same innovations that have given banking customers greater flexibility have put the banks in the position to service their clientele in a more customized fashion, thus expanding the institutions’ appeal and opportunity for growth. How Banks Are Capitalizing.

Technology 100

Technology Innovation Course Security 100