Abrigo

AUGUST 30, 2022

Expanding the commercial loan portfolio in today's market With the right strategies, banks and credit unions can expand their commercial loan portfolios successfully. You might also like this webinar on commercial lending strategy. Market conditions. Current rate and market conditions.

Strategy 195

Strategy Lending Risk Management Analysis 195

PYMNTS

APRIL 2, 2020

Of that sum, $250 million will be invested by the government into the Judo Bank lending warehouse, through the Australian Office of Financial Management’s (AOFM) Australian Business Securitisation Fund. Hornery said the bank’s demand was high and their deposit book currently sits at $1.4

Security 167

Security Lending Fintech Management 167

PYMNTS

SEPTEMBER 5, 2016

China has worked to curb the rise of so-called “shadow banking” in an effort to stave off risky borrowing, but government efforts aren’t making headway in all areas of the market. Reports late last week said the nation’s mid-sized lenders continue to push into the shadow lending segment. Huaxia Bank Co.

Lending 100

Lending National Report Marketing 100

PYMNTS

AUGUST 4, 2017

Alternative lending was the golden child among investors around 2015, but lately, the industry seems to have fallen out of favor thanks to regulatory uncertainty and questions over the viability of some business models. Alternative Lending. 3) that it secured $250 million in equity funding from a subsidiary of SoftBank Group.

Lending 109

Lending Capital Fintech Data 109

South State Correspondent

APRIL 23, 2023

Fair Value versus Amortized Cost The amortized cost of assets is the accounting treatment applied to securities known as held-to-maturity, or HTM. In the case of SVB, the bank’s HTM securities portfolio was $91.3Bn at the end of 2022, and the bank did not need to provide the fair value of these securities on its balance sheet.

Management 195

Management Security Risk Management social media 195

Jeff For Banks

APRIL 14, 2022

That's the number of books in John Maxfield's banking book library. Doesn't your bank have a bank book library? Two hundred and forty three books. Books are in author last-name order. Because it's a library's worth of books! Two hundred and forty three. How do I know? He sent me his list. Interesting idea.

America 78

America National Denver United States 78

South State Correspondent

OCTOBER 31, 2023

We argued that a proper strategy and a well-crafted loan proposal letter could help lenders close loans quicker, eliminate more competitors, secure better pricing, and obtain the desired credit structure. Lender : The bank has costs to underwrite, book, and fund the loan. This is a suboptimal outcome for the bank.

Strategy 195

Strategy Examples Exercises Marketing 195

PYMNTS

MAY 10, 2016

Renaud Laplanche , Former CEO of Lending Club, in a 2013 interview. Those were the good old days of Lending Club, a Silicon Valley darling that was the next big thing in lending. Lending Club was the poster child of that alt lending movement. I want to create something new and innovative.” He was far from alone.

Lending 100

Lending Capital Compliance Operations 100

PYMNTS

OCTOBER 15, 2019

Seven Korean investors — NH Investment & Securities, IBK Capital, D3 Jubilee Partners, SB Partners and Shinhan Capital, as well as existing partners IMM Investment and HB Investment — participated in the round. “These days, rural market has significant contribution on the economic progress of the country.”

Marketing 100

Marketing Fintech Training Capital 100

Gonzobanker

DECEMBER 8, 2021

Hot embers continue to glow in the fintech market that GonzoBanker mothership Cornerstone Advisors serves. Some perspective on how fast this fintech market is moving: Fintech Labs tracks 269 $1B+ valued fintech unicorns that have been founded in just the past two decades. According to CB Insights, US fintechs raised $14.6B

Fintech 210

Fintech Los Angeles Lending Analytics 210

PYMNTS

MARCH 23, 2020

Peer-to-peer (P2P) lending platforms in the U.K. are asking the government for help to continue lending after the coronavirus has ravaged markets around the world, according to a report by the Financial Times. RateSetter , has over 800 million pounds ($924 million) on its loan book.

Lending 143

Lending Capital Regulation Industry 143

Abrigo

NOVEMBER 9, 2020

Sound loan administration software or systems will generate accurate, timely information in a secure environment. Loan administration is a basic and yet far-reaching process of lending. Find out about upcoming free lending/credit webinars. Lending & Credit Risk. Member Business Lending. stay informed.

System 195

System Lending Software Risk Management 195

CB Insights

NOVEMBER 21, 2019

The 2019 Canadian fintech market map. The startups selected for inclusion in the market map below are all Canada-headquartered, VC-backed fintech companies that have at least US $1M in equity funding, and have obtained equity funding since the start of 2015. Navigating the Canadian fintech market map. Data is as of 10/8/2019.

Fintech 93

Fintech Marketing US Technology 93

PYMNTS

OCTOBER 3, 2016

Toronto-Dominion Bank is looking to strengthen its corporate lending in the U.S, and according to a top executive at the bank, the FI will do so by acquiring the outstanding loans on the books of foreign lenders looking to retreat from the U.S. Head of TD Securities Glenn Gibson in an interview with Reuters.

US 159

US Lending Strategy Report 159

PYMNTS

APRIL 13, 2018

The software company this week announced more than $40 million in funding from PeakEquity Partners, which will go toward a continued focus on growth, expanding its product offering, strengthening sales and marketing and developing the overall Xeeva brand. Tienda Pago.

Lending 129

Lending blockchain Capital Software 129

PYMNTS

APRIL 11, 2017

India-based SME lender Capital Float has added a bit of funding to its books thanks to a $2.3 The company has secured significant venture capital, too. It’s an attractive market for international players, too; last year Biz2Credit revealed plans to expand into India and tap into its 29 million small businesses.

Capital 122

Capital Lending Security Report 122

PYMNTS

NOVEMBER 16, 2018

The star of this week’s roundup is undoubtedly data: Two Robotics Process Automation (RPA) companies focusing on enterprise data analytics and automation landed a combined $565 million, while other high-value rounds were closed in the workspace sharing and asset-based lending markets. Automation Anywhere.

Lending 193

Lending Capital Analytics Fintech 193

South State Correspondent

JULY 25, 2022

Whether it is an earnings call, quarterly shareholder letter, or employee update, these are concerns the market has, and as a bank leader, you should be prepared. Uncertainty over higher rates, greater market volatility, and the threat of a looming recession, investors now suspect of growth. Top Line Revenue & Lending.

Trends 195

Trends Lending Marketing Capital 195

PYMNTS

OCTOBER 24, 2019

The company, which specialized in loans against classic cars and paintings, has an outstanding loan book worth about £80 million (more than $103 million USD), with CG Recovery saying it’s too early to know how much money FundingSecure’s 3,500 investors might get back. Despite lending £6.7

Lending 100

Lending Industry Capital Retail 100

PYMNTS

SEPTEMBER 8, 2017

and Europe, with half of its bookings coming from U.S. The funds will go to various aspects of the company, ChurnZero said, especially on tech, product and sales and marketing, as well as adding new staff members. SMB Lending. Apica said it will use the funds to expand across the U.S. The company raised $2.5 B2B eCommerce.

Capital 162

Capital Software Lending Online 162

PYMNTS

AUGUST 11, 2017

The Great Recession had a crippling effect on credit markets across the board. According to a report by the country’s 12 regional Federal Reserve banks, over half of all startups report difficulty in securing loans, and 81 percent report having had to dip into their personal funds to cover gaps in their corporate cash flow.

Lending 117

Lending Capital Video Online 117

PYMNTS

NOVEMBER 9, 2018

It was another busy week for B2B FinTech startups, with globally and vertically diverse companies securing new funding for their enterprise-targeting tools. The big news of the week comes from TripActions , a corporate travel solutions provider that secured unicorn status with its latest fundraise (the largest in this week’s breakdown).

Software 158

Software North Carolina Capital San Francisco 158

PYMNTS

JUNE 10, 2016

are shying away from alternative lending startups due to the recent controversy within the space, but investors across the pond aren’t hesitating to finance the industry. in the alternative SME lending space, while B2B startups from the Netherlands and Spain also secured impressive rounds. Alt-Lending. TravelPerk.

US 100

US Capital Lending Security 100

PYMNTS

NOVEMBER 17, 2019

The new group will provide a full suite of lending and banking products for growing technology companies at every development stage, including asset-based solutions, recurring revenue-based revolving lines of credit, treasury management, foreign exchange and more. Roberts has nearly 20 years of banking experience.

Groups 116

Groups Innovation Capital Leadership 116

PYMNTS

MAY 11, 2018

Also landing on the board this week are alternative lending, expense management, cybersecurity and blockchain players. Alternative Lending. Operating in the trade finance market, CCRManager announced $6.5 Operating in the trade finance market, CCRManager announced $6.5 Check out the latest investment rounds below.

Analytics 109

Analytics blockchain California Lending 109

PYMNTS

MARCH 27, 2019

It’s what makes sellers feel comfortable with lending their personal properties to buyers whom they have never met. For more on the latest in sharing economy market trends, download the Playbook. While car owners may be eager to cash in on the sharing economy, they don’t want to lend their cars to people they can’t trust.

Payments 145

Payments Case Study Lending Study 145

South State Correspondent

JANUARY 22, 2023

We believe any prepayment provision is better than none, but we acknowledge that banks are challenged in the market to obtain borrower acceptance of some of these provisions. One of the easiest ways to increase loan profitability is to recognize (not just book) longer credits. This cost to the bank is shown in the graph below.

Community Bank 195

Community Bank Community Capital Maine 195

PYMNTS

MARCH 21, 2019

“We want to be a peer-to-peer marketplace,” adding that she wants to make it easy and secure to share clothes. The site also has a secure messaging platform that allows users to communicate and book an item. The Fashion Lending Platform. From a renter’s perspective, the platform has a geotagging functionality.

Retail 130

Retail Millennials Company Security 130

Independent Banker

NOVEMBER 30, 2021

The Coronavirus Aid, Relief, and Economic Security (CARES) Act provided an important backstop for Small Business Administration (SBA) 7(a) loan holders, as it required the SBA to take care of loan payments for about six months in 2020 and make partial payments in 2021. Hospitality lending is a natural fit for the State Bank of Texas.

Community Bank 209

Community Bank Community Texas Dallas 209

PYMNTS

JUNE 28, 2019

It wasn’t the only corporate T&E firm that secured new funding, though, nor was it the only B2B FinTech that raised venture capital. The $1 million in Seed funding for India-based Recko will help the firm grow its payments reconciliation solution for companies in the banking, lending, insurance, eCommerce and telecom industries.

Capital 108

Capital Analytics San Francisco Lending 108

PYMNTS

JUNE 24, 2016

Meanwhile, Australia and Ireland revealed their continuing support of the alternative SME lending space, even as the U.S. market struggles with investor doubt and regulatory scrutiny. An online platform for the procurement of office supplies in India secured new funding from one of its peers. Alt-Lending. But the U.S.

National 100

National Trends Lending Capital 100

PYMNTS

JULY 14, 2017

Citigroup results came in better than expected for the second quarter, the firm said Friday, buoyed by growth in emerging markets and its overall loan portfolio. The overall revenue growth came as North America’s top line was up five percent and emerging markets were up 10 percent. billion, versus $17.5 billion expected.

Cards 109

Cards America Marketing Branding 109

Gonzobanker

DECEMBER 19, 2022

TD has been a player that maintained its acquired market share so we are hoping this one doesn’t get messed up like other Canadian banks that have struggled in the Southwest. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Look for her just-released book Suits and Skirts.).

Community 216

Community Fintech Industry Innovation 216

PYMNTS

APRIL 30, 2018

Marketplace lending. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk. trillion; on security-related hardware, software and services at 10 percent a year from a 2018 base of $91.4

Fintech 183

Fintech blockchain Lending Digital Banking 183

Abrigo

AUGUST 28, 2022

Develop better ag lending workflows before demand picks up. A better ag lending process makes applying smoother for borrowers and can allow efficient ag loan growth without adding a lot of staff. Takeaway 1 Now is the time to plant the seeds for harvesting growth in the ag loan portfolio by creating a better ag lending process.

Lending 195

Lending Analysis System Data 195

PYMNTS

JULY 4, 2016

Corporate debt is putting pressure on some of the world’s largest markets. This week’s Data Digest examines the latest data on corporate debt, bad and good, across geographical markets and across company size. $70 and other western governments that prevent banks from lending. months, according to data from May.

Puerto Rico 100

Puerto Rico Millennials National Lending 100

PYMNTS

JUNE 17, 2016

A few days later, one of the founding fathers of FinTech, Renaud Laplanche , was forced out of Lending Club, the peer-to-peer lender he founded in 2006, following scandals over loan disclosures and conflicts of interest. The really interesting, though less juicy, story is what got Lending Club into trouble.

Bitcoin 100

Bitcoin Lending blockchain Fintech 100