PYMNTS

NOVEMBER 30, 2020

At a time when surging coronavirus counts are once again muddying the outlook for consumers and business owners, MerchantE Chief Financial Officer Shim Steinmetz says the crisis has also provided a silver lining of sorts to nimble FinTechs that can solve merchants’ cash crunch problems. Don’t Put Too Much Faith In Credit.

Fintech 211

Fintech Innovation Analytics Seattle 211

Independent Banker

NOVEMBER 1, 2021

Community banks who are considering entering the small business lending space are already challenged by several barriers to entry: Inefficiency of traditional loan processing. Lack of quality lending opportunities to put their deposits to work. New competition from emerging categories (Fintechs, Challenger Banks, Neobanks).

Lending 91

Lending Community Community Bank Analytics 91

PYMNTS

SEPTEMBER 7, 2020

MarketFinance , a FinTech business lender, has secured a £50 million ($65.8 million) loan investment from Viola Credit , the Israeli asset manager, to go toward lending for the U.K.

Fintech 175

Fintech Tools Lending Security 175

Jeff For Banks

MARCH 23, 2021

Imagine a fintech, with off-the-chart valuations such as 2.6x book value and 51x EBITDA, buying a bank. For 1.85x book. It was one of my most read posts and is a chapter in my upcoming book, Squared Away (soon to be available in your favorite bookstore). book and over 6x tangible book. million in 2020.

Fintech 88

Fintech Community Bank Taxes Lending 88

PYMNTS

JANUARY 22, 2021

While 2021 has kicked off with a bang in the venture capital arena — with several high-value investments on the books — this week's B2B VC roundup is all about the seed rounds. Young B2B FinTechs secured some of their first investments in areas that include small business accounting, alternative lending and financial management.

Security 204

Security Fintech Capital Management 204

CB Insights

JANUARY 26, 2023

The fintech industry took a hard hit in 2022 as investors scaled back their investments amid market turmoil. Fintech is central to a16z’s investment strategy. Of the 206 deals a16z participated in last year, almost a quarter went to fintech companies — more than any other industry. appeared first on CB Insights Research.

Strategy 101

Strategy Fintech blockchain Lending 101

PYMNTS

JULY 3, 2019

Large financial institutions (FIs) are increasingly turning to FinTech firms and alternative lenders to augment their small business (SMB) offerings, but community banks are beginning to get on board with the partnership strategy , too. According to the publication, the partnership is not only noteworthy for the FI’s work with a FinTech.

Community Bank 116

Community Bank Community Fintech New Jersey 116

Independent Banker

JANUARY 31, 2022

With consumer expectations seeming to evolve faster every year, community banks could consider partnering with a fintech to keep up with technological innovation. of bankers are either strongly interested in or already working with fintechs in digital account opening. The benefits of fintechs. By Elizabeth Judd. Quick Stat.

Community Bank 159

Community Bank Community Fintech Risk Management 159

Perficient

JANUARY 12, 2021

Until businesses receive forgiveness confirmation, they are stuck with loans on the books that prevent additional loans from being approved. In these times of economic crises and lending restrictions, FinTech will disrupt and fill the gap. Banks understand that the PPP is not a typical loan, but it still must be treated as one.

Trends 332

Trends Fintech Customer Experience Innovation 332

PYMNTS

AUGUST 4, 2017

Alternative lending was the golden child among investors around 2015, but lately, the industry seems to have fallen out of favor thanks to regulatory uncertainty and questions over the viability of some business models. Alternative Lending. This week alone saw two examples of those concerns in action: One U.S. lawmaker, Rep.

Lending 109

Lending Capital Fintech Data 109

PYMNTS

MAY 14, 2018

Taking a page from Goldman Sachs’ book, Morgan Stanley is beginning to lend to FinTech startups in Brazil as it seeks more of a return on its investments. Morgan Stanley’s move comes at a time when the Brazil FinTech market is exploding. Fortress Investment Group also took part in that deal.

Fintech 116

Fintech Marketing America Report 116

PYMNTS

NOVEMBER 4, 2020

Officials in Beijing were concerned about explosive investor interest in the planned $37 billion IPO by the world’s largest FinTech and how it might impact the public markets, according to the news outlet. Chinese regulators are also growing concerned about the breakneck growth of Ant Group’s lending business. A collective $2.7

Lending 240

Lending Groups Regulation Marketing 240

PYMNTS

DECEMBER 23, 2020

I think there are some really unique lending opportunities that would be interesting within our demographic,” he said. Obviously, we're not going to lend to a 15-year-old, but when a 17-year-old turns 18 and they go off to college, they need books for school or a computer.

Fintech 322

Fintech Cards FDIC Lending 322

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Marketplace lending. Marketplace Lending.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

OCTOBER 15, 2019

The company will use this latest funding to bring in additional customers by adding more features to the app before the end of the fiscal year, including access to purchasing bus and train tickets, digital gold and book cooking gas cylinders.

Marketing 100

Marketing Fintech Training Capital 100

TheGuardian

JULY 21, 2022

‘Landmark’ for eight-year-old British enterprise as it turns £14m loss into £32m annual profit helped by Covid loans Starling Bank has reported its first annual profit thanks to a surge in lending, though executives played down the impact that a controversial boom in Covid loans had on its path to profit.

Digital Banking 60

Digital Banking Report Lending Fintech 60

PYMNTS

JUNE 7, 2019

Europe’s Financial Stability Board ( FSB ) said on Friday (June 7) that higher bank capital requirements, which were put on the books during the financial crisis, will remain. Reuters , citing the regulator, reported it found the negative impact on small business lending was short in nature, and that there is no need to change the rule.

Capital 108

Capital Lending Regulation Meeting 108

PYMNTS

NOVEMBER 27, 2018

Business Insider Australia said Monday (November 26) that Credit Suisse has provided the credit facility worth AUS$350 million to fuel Judo’s small business lending operations. It is very well positioned as a disruptor for traditional [SMB] business lending and our strategy is to back entrepreneurs to help them grow.”.

Lending 134

Lending Capital Fintech National 134

PYMNTS

JANUARY 27, 2017

is no longer the world’s largest market for FinTech investment, according to the latest report from Citigroup, released this week. Analysts found that, in the first nine months of 2016, China held the top spot for FinTech investment, with funding raised for that period doubling compared to the same period in 2015. France and India.

Fintech 100

Fintech Cards Mobile Capital 100

CB Insights

NOVEMBER 21, 2019

Finally, looking at Canadian “fintech” (financial technology) specifically, funding was up substantially in the first half of the year. Canadian fintech companies raised $251M through the end of H1’19, nearly double the $133M raised in H1’18. The 2019 Canadian fintech market map. Navigating the Canadian fintech market map.

Fintech 93

Fintech Marketing US Technology 93

Abrigo

AUGUST 9, 2019

The shifting shape and effect of fintechs on banking. Dealing with change is difficult, but dealing with change when you don’t feel like you have enough time feels impossible,” says Dave Crenshaw, author of a best-selling time management book and the keynote speaker of the 2019 ThinkBIG Conference in Orlando, Fla.,

Management 150

Management Conference Lending Training 150

Bank Innovation

MARCH 21, 2019

The San Francisco-based fintech startup also announced it has surpassed $1 billion in bookings through its platform, which enables small businesses and freelancers to streamline processes from capturing leads and delivering proposals to sending invoices and […].

San Francisco 170

San Francisco Management Fintech Company 170

Tom Groenfeldt

FEBRUARY 24, 2020

Dan Simon has written a book about the people who created the technology firms that have been changing finance, such as Venmo and Braintree, Credit Karma, Lending Club, Kabbage, Yodlee, Clarity Money and Betterment.

Lending 55

Lending Fintech Technology 55

PYMNTS

JULY 4, 2019

based iwoca is integrating its lending platform with marketplace lenders Funding Options and Funding Xchange to accelerate and further automate access to capital for small and medium-sized businesses, while connecting borrowers to price transparency. said Colin Goldstein, iwoca commercial growth director.

Lending 161

Lending Comparison Examples Capital 161

PYMNTS

APRIL 13, 2018

This week’s VC Investment Roundup demonstrates investors’ varied appetite for B2B FinTech. The Spanish company provides Software as a Service to enterprises with an integrated rewards program to help businesses remain on budget when booking business travel.

Lending 129

Lending blockchain Capital Software 129

PYMNTS

JUNE 7, 2019

Europe’s Financial Stability Board said Friday (June 7) that higher bank capital requirements put on the books during the financial crisis will remain. When the banks were required to increase their capital back in 2010 they argued it would hurt their ability to keep up their lending pace. In January the U.K. In January the U.K.

Capital 100

Capital Lending Regulation Meeting 100

PYMNTS

MARCH 23, 2020

In today’s top news, state-owned financial institutions in China are offering incentives to boost consumer lending, and economists at Goldman Sachs and Morgan Stanley predict the coronavirus will be economically devastating. Also, banking FinTech Finastra was hacked. Bookings were down year on year by 50 percent in the U.S.,

Fort Worth 140

Fort Worth Dallas Lending Groups 140

PYMNTS

JANUARY 13, 2021

“I was surprised by the opportunity of monetization in 2020 during the pandemic, not just by our wealth accounts but also by lending.”. It also provides lending services such as merchant cash loans, personal loans, and credit cards.

Digital Banking 156

Digital Banking Conference Lending Payments 156

PYMNTS

NOVEMBER 16, 2018

In a week of multiple nine-figure venture capital funding rounds, B2B FinTech has proved it plans to end the year on a high note. Below, PYMNTS breaks down the more than $912 million raised by B2B FinTech firms this week. Indonesia-based AwanTunai , also operating in the small business lending market, announced $4.3

Lending 193

Lending Capital Analytics Fintech 193

PYMNTS

APRIL 2, 2020

Of that sum, $250 million will be invested by the government into the Judo Bank lending warehouse, through the Australian Office of Financial Management’s (AOFM) Australian Business Securitisation Fund. Hornery said the bank’s demand was high and their deposit book currently sits at $1.4

Security 167

Security Lending Fintech Management 167

FICO

APRIL 21, 2023

A: I think players in the non-prime and near-prime space are trying to get the most complete picture of credit worthiness for any potential borrower, so it’s becoming a “must have” in a lot of ways to stay competitive against new Fintechs in the space and not run into adverse selection. I’m a big believer in testing different data sources.

Data 52

Data Lending Trends Branding 52

Fintech Labs Insights

MARCH 6, 2024

Take a close look now at our curated list of top fintech, banktech, payment tech and investech global conferences for 2024. These are the biggest and best events in the financial services space for technologists, product managers, developers, marketers and C-Suite execs at both financial institutions and fintech firms.

Conference 15

Conference Fintech San Francisco Lending 15

PYMNTS

MAY 12, 2017

B2B FinTech startups across the U.S., OnTruck provides on-demand road freight services, offering businesses with a digital platform to gain an instant price quote and a way to book destinations, dates and truck specifications with their reservation. based InterNex revealed this week it raised $3.85 million in seed funding.

Fintech 108

Fintech Capital Report Management 108

PYMNTS

SEPTEMBER 15, 2019

The company is currently in talks with FinTechs about a joint application for one of the licenses, said President Ang Tang Chor, adding that Hong Leong would like to attract more millennials and newly established firms to its customer base. The FinTechs have one advantage: they lend against data,” Ang said.

social media 116

social media Fintech Millennials Lending 116

Abrigo

JANUARY 13, 2020

Book profitable loans more quickly. With fintechs , specialty companies like Rocket Mortgage, and even tech companies like Apple and Amazon adding to the competitive scene these days, your institution needs to be top of mind to prevent hidden defections from increasing. Lending & Credit Risk. Lending & Credit Risk.

Lending 150

Lending Study Survey Community 150

Fintech Labs Insights

MARCH 14, 2024

While dedicated financial marketing events are limited, there are many other wide-ranging fintech and banking events that have numerous sessions on marketing and product topics. See below for links to our financial services calendars, including fintech, banktech, insurtech, general banking events, and more.

Conference 15

Conference Fintech Marketing Las Vegas 15

South State Correspondent

JUNE 9, 2022

Most fee income generated by larger banks is not related to investment banking, wealth management, cryptocurrency, or Fintech. We also looked at fee income from investment in Fintech, securitization, and other sources, and none of these business lines showed significant divergence in fee income.

Community Bank 195

Community Bank Community Comparison Fintech 195