Books Capital Regional Retail 
PYMNTS
NOVEMBER 16, 2020
He needed a name for the company and liked the book. Four years and $35 million in venture capital funding later, Taylor’s company is expanding and simplifying the ability for eCommerce companies to build sophisticated yet simple web stores. Both have been key developments to helping retailers participate in the digital-first economy.
South State Correspondent
APRIL 6, 2022
Change 1: Cost of Capital and Capital Allocation. Back in 2020, banks’ capital cost was at a record low as it averaged a little under 6% for the industry. Now, the cost of capital has been up 44% since then. Below is our current weighted cost of capital for different-sized banks.
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South State Correspondent
JANUARY 3, 2023
Despite reaching the highest profitability in over a decade in 2022, US banks overall trade at a discount to other sectors as measured by P/E or P/Book, and approximately 53% of US banks have earned less than their cost of equity over the last five years. Banks in rapidly growing counties, states, and regions tend to outperform the industry.
South State Correspondent
JANUARY 20, 2023
Rapidly rising rates crushed performance as many banks held a fixed rate constant and/or booked a fixed rate loan at a misguided level. What ends up happening is that banks lose more of the higher quality credits to regional and national banks and then get adversely selected for the riskier credits.
PYMNTS
JUNE 25, 2019
When it comes to retail, general commerce and online payments, the increasingly powerful middle class in India will probably get major credit in future textbooks for shaping the global digital economy. billion worth of capital coming from the likes of SoftBank, Sequoia Capital, Lightspeed Venture Partners and Airbnb Inc.
South State Correspondent
JANUARY 4, 2023
Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Without the windfall of profit accrued to banks in 2022 because of faster-than-expected rate increases, banks will need to be better allocators of capital.
PYMNTS
MAY 4, 2020
We’re going to feel the implications of this for a very long time,” said Galit, who has particular insight into cross-border activity in China and the surrounding region. . One is the acceleration of online commerce — but it’s actually accelerating the decline of physical retail,” he said. . The Cross-Border Opportunity. .
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