PYMNTS

APRIL 16, 2018

How do business travelers book business trips that meet their needs, while staying within corporate travel policies? Business travelers can, say, turn to the world of travel agents or consumer online travel agencies (OTAs), such as Expedia. Plus, these booking methods can be frustrating for travelers as well as administrators.

Policies 100

Policies Examples Meeting Strategy 100

PYMNTS

MAY 3, 2019

To provide consumers with less expensive and more flexible booking options, eCommerce innovators are taking new approaches to hotel reservations. With that scenario, a traveler could book the first night at a non-refundable rate and the others with a rate that allows free cancellation to, say, the day before check-in. The Hotel Market.

Online 100

Online Innovation New York Marketing 100

PYMNTS

JUNE 25, 2019

When it comes to retail, general commerce and online payments, the increasingly powerful middle class in India will probably get major credit in future textbooks for shaping the global digital economy. billion worth of capital coming from the likes of SoftBank, Sequoia Capital, Lightspeed Venture Partners and Airbnb Inc.

Online 100

Online Retail Capital Marketing 100

PYMNTS

OCTOBER 25, 2019

India-based hotel and booking startup OYO has been on a tear lately, landing $1.5 billion in new funding, expanding to new markets and getting into new areas — most recently, coworking spaces. market share as this new decade looms. It’s a space in which OYO is aggressively trying gain more market share and loyalty.

Online 100

Online US Trends Operations 100

PYMNTS

MAY 14, 2018

Taking a page from Goldman Sachs’ book, Morgan Stanley is beginning to lend to FinTech startups in Brazil as it seeks more of a return on its investments. The company is also reportedly in talks with international investors about raising $50 million via an equity round that QMS Capital is handling.

Fintech 116

Fintech Marketing America Report 116

PYMNTS

OCTOBER 15, 2019

Seven Korean investors — NH Investment & Securities, IBK Capital, D3 Jubilee Partners, SB Partners and Shinhan Capital, as well as existing partners IMM Investment and HB Investment — participated in the round. “These days, rural market has significant contribution on the economic progress of the country.”

Marketing 100

Marketing Fintech Training Capital 100

PYMNTS

FEBRUARY 27, 2019

The card bridges companies in the eCommerce space, including online brands and eRetailers, to 60-day payment terms, interest-free financing and no foreign transaction fees. In October the firm closed a $125 million Series C funding round from Greenoaks Capital, DST Global and IVP, valuing the firm at $1.1

Cards 185

Cards Capital Software Meeting 185

PYMNTS

DECEMBER 30, 2020

Many enjoyed huge first-day price pops, heating up the IPO market even more — and 2021 seems poised to only continue the fireworks. Popular stock-trading app Robinhood Markets reportedly recently hired Goldman Sachs to lead a possible 2021 IPO that would value the company at more than $20 billion. Then shares soared 85.8

Marketing 198

Marketing Company Online Management 198

PYMNTS

JANUARY 21, 2021

LLC and BofA Securities are serving as joint lead book-running managers and representatives of the underwriters for the deal. Additional book-running managers for the IPO include Wells Fargo Securities, BMO Capital Markets and Deutsche Bank Securities Inc. Goldman Sachs & Co. PYMNTS research shows that 22.7

Idaho 167

Idaho New York Security Branding 167

PYMNTS

MARCH 20, 2019

Bitcoin’s share of the total cryptocurrency market is close to falling below 50 percent for the first time in over seven months. percent of the market’s total capitalization, falling to a low of 50.54 Before 2017, bitcoin held more than 70 percent of the market — but that was before new cryptos came on the scene.

blockchain 101

blockchain Bitcoin Marketing Metro 101

PYMNTS

NOVEMBER 6, 2020

based digital bank looks to fuel additional expansion in its home market while eyeing an initial public offering (IPO) down the line. In October, Starling rolled out an online banking account for customers who want to manage their accounts on their laptops and desktops, in addition to their phones. “As digital bank public.

Digital Banking 115

Digital Banking Capital Policies Management 115

PYMNTS

APRIL 27, 2016

Goldman Sachs has officially entered the world of online retail banking. The platform was reportedly inherited by Goldman Sachs after its recent acquisition of a $16 billion book of deposits from GE Capital. Pushing into mass market banking is just the latest new venture Goldman has pursued. savings bank annual yield of.06

Retail 100

Retail Online FDIC Software 100

PYMNTS

JANUARY 24, 2020

While businesses have more sources of capital than ever before, from bank loans to initial coin offerings to alternative online investments, experts are urging small to medium-sized businesses (SMBs) to take a strategic approach to their fundraising efforts — often by combining a variety of funding sources to mitigate risk.

Fintech 198

Fintech Capital San Francisco Georgia 198

CB Insights

NOVEMBER 21, 2019

The 2019 Canadian fintech market map. The startups selected for inclusion in the market map below are all Canada-headquartered, VC-backed fintech companies that have at least US $1M in equity funding, and have obtained equity funding since the start of 2015. Navigating the Canadian fintech market map. Data is as of 10/8/2019.

Fintech 93

Fintech Marketing US Technology 93

PYMNTS

DECEMBER 18, 2020

Fandom had always had a place online, but truly thrived at in-person events and local retailers that catered to collectors and enthusiasts’ interest in one-of-a-kind and holy grail items,” Logan Head, co-founder and chief technology officer of Whatnot, said in a press release on Friday (Dec.

Community 215

Community Video Retail Trends 215

PYMNTS

JANUARY 29, 2021

Online gaming and entertainment platform Roblox is holding off on a public listing after the U.S. The company registered for a direct listing , following the path of companies such as Slack and Spotify that went straight to the broader market. Security and Exchange Commission (SEC) raised concerns, Reuters reported on Friday (Jan.

San Francisco 205

San Francisco New York Groups California 205

PYMNTS

JANUARY 24, 2020

WEX is purchasing the Australian eNett from Travelport and its owners, partnered with Siris Capital Group and Elliot Management Corporation’s private equity affiliate, Evergreen Coast Capital Corp. The move positions WEX to establish a leadership position in the growing global travel market.

Payments 132

Payments Leadership Capital Management 132

PYMNTS

MAY 7, 2020

But revisiting management commentary and specific sub-segments of the reported data — specifically Square Capital and Cash App — shed additional light on where merchants see opportunity and challenge right now. Square itself started to offer curbside pickup and delivery options in its Square Online Store. The Great Pivot.

Maine 141

Maine Online Capital Retail 141

PYMNTS

SEPTEMBER 18, 2020

On a day that saw a stock market rout – particularly on the tech-heavy NASDAQ, which was down a percent – in at least some areas of finance, investors remain sanguine. Perhaps “overly optimistic” might be the mindset that marks private markets. Regional players like BankUnited have even smaller market caps (at about $2 billion).

Los Angeles 231

Los Angeles UX Cards FDIC 231

PYMNTS

MARCH 27, 2020

It’s too soon to tell how coronavirus will impact the venture capital ecosystem, but some analysts are turning to the economic crisis of 2008 to make some educated guesses. In a recent report, CrunchBase looked back at how VC investors reacted to the market downturn over a decade ago.

Cards 181

Cards Fintech Capital California 181

PYMNTS

NOVEMBER 9, 2018

With artificial intelligence (AI), Fraugster has developed a software solution that prevents fraud for online retailers, analyzing data from multiple sources and cross-checking information to determine whether a transaction is fraudulent or not. Asia and broader European markets. SESAMi/Capital Match. quantilope.

Software 158

Software North Carolina Capital San Francisco 158

PYMNTS

JULY 26, 2018

And BMW is hardly alone: Cadillac launched a car subscription concierge service of cars and SUVs last year called BOOK. Beyond BMW and Cadillac , the subscription market is growing as consumers and brands take note: Software vendors, too, are turning to subscriptions, according to the PYMNTS Subscription Commerce Tracker.

Marketing 110

Marketing Software Nashville Tennessee 110

South State Correspondent

APRIL 6, 2022

Change 1: Cost of Capital and Capital Allocation. Back in 2020, banks’ capital cost was at a record low as it averaged a little under 6% for the industry. Now, the cost of capital has been up 44% since then. Below is our current weighted cost of capital for different-sized banks.

Capital 195

Capital Training Management Atlanta 195

PYMNTS

JANUARY 15, 2021

Despite a slowdown in corporate travel, expense management and travel booking technology provider SalesTrip still managed to impress investors, which pumped $1.4 Reports in e27 said MAA Group provided the investment, which microLEAP plans to use for marketing, new staff hires and technological enhancements. Reports said the U.K.

Capital 167

Capital Fintech Operations Technology 167

PYMNTS

NOVEMBER 16, 2020

He needed a name for the company and liked the book. Four years and $35 million in venture capital funding later, Taylor’s company is expanding and simplifying the ability for eCommerce companies to build sophisticated yet simple web stores. A new Shogun was born.

Retail 226

Retail Regional Branding Tools 226

PYMNTS

AUGUST 28, 2017

still manage their bookings with pen and paper,” Shedul co-founder and CEO William Zeqiri said in an interview. But Shedul is actively trying to solve that particular friction but offering a “totally subscription-free platform” that allows users from any device connected to the internet to find and book a salon or spa appointment.

San Francisco 119

San Francisco Software Capital Maine 119

South State Correspondent

JANUARY 4, 2023

Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Without the windfall of profit accrued to banks in 2022 because of faster-than-expected rate increases, banks will need to be better allocators of capital.

Community Bank 195

Community Bank Capital Training Lending 195

South State Correspondent

JANUARY 20, 2023

Rapidly rising rates crushed performance as many banks held a fixed rate constant and/or booked a fixed rate loan at a misguided level. Here, banks are still pricing lending opportunities ultra-competitively despite a massive amount of new supply coming online in many markets. This lost banks a considerable amount of value.

Lending 195

Lending Community Bank Community Data 195

Abrigo

OCTOBER 10, 2023

Looking at how industries in your area perform allows you to see trends and assess potential market opportunities. By gauging an industry’s health as a whole, you could decide that the restaurant market in your area has remained stagnant while the technology industry is booming. Are there high capital or technological costs?

Analysis 195

Analysis Industry Risk Management Lending 195

PYMNTS

SEPTEMBER 30, 2019

The luxury travel market is booming: The PYMNTS Luxury Travel Study found that luxury travelers from the United States spent $1.1 From home-sharing platforms to experiential marketplaces and hotel reservation sites, digital innovators are making it easier for consumers to book luxury travel and pay for their trips. trillion market.

Payments 125

Payments Los Angeles Innovation Millennials 125

PYMNTS

JANUARY 31, 2019

“We are moving forward with eCommerce and logistics…We are going to enter online travel, (with) Booking and Agoda,” the CEO said. The deal comes as the ride-hailing market in Southeast Asia is predicted to see huge growth. billion in 2018. Overall it has raised more than $6 billion since its inception.

Groups 108

Groups Capital Conference Retail 108

PYMNTS

AUGUST 14, 2017

There seems to be an awful lot of piling on these days on the big online platforms. Take a look at this chart, which lays out grocery chain market share. Walmart has the largest market share at 14.2 When Amazon was just about selling books online, its competition was the physical bookstore. It’s Not Easy Being Big.

Innovation 109

Innovation Online Google Millennials 109

PYMNTS

SEPTEMBER 25, 2019

And earlier this year the company raised €25 million in equity financing in a Series B round led by Valar Ventures, with participation from Acton Capital Partners and Atlantic Labs. The car is booked online or via the Cluno app, and after a minimum term of six months, subscribers can return or switch their car with three months’ notice.

Capital 108

Capital Resources Fintech Innovation 108

PYMNTS

OCTOBER 18, 2018

Macy’s , for example, is testing out pop-up stores in 10 cities in a concept called “The Market @ Macy’s.” With the small store concept, shoppers can access personal stylists and on-site tailoring, and customers can tap into omnichannel features such as buy online, pick up in-store.

Innovation 145

Innovation Retail Online Branding 145

Jeff For Banks

DECEMBER 10, 2023

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance more than those that make those investments. Total return includes two components: capital appreciation and dividends. The Bancorp, Inc.

Fresno 107

Fresno North Carolina Raleigh FDIC 107

Gonzobanker

FEBRUARY 8, 2022

While the term “accretive to book value” is still the best bet for buzzword bingo at AOBA, the real talk centered around digital transformation and fintech disruption. At the same time, Michaud shared compelling data concerning just how big players like PayPal and Square have become relative to the market caps of traditional banks.

Fintech 167

Fintech Customer Experience Conference Technology 167

Chris Skinner

APRIL 20, 2017

The interview is now online so I thought I would share it here … BANK: In your book, The Future of Banking in a Globalised World, you explore the impact of regulatory change on the banking industry. almost guaranteed in the coming years, how should banks capitalize on this opportunity in the most effective and responsible way?

Innovation 278

Innovation Regulation Fintech Course 278