PYMNTS

JULY 16, 2020

RetailMeNot , the Texas-based company that operates coupon websites, announced “Rebound with RetailMeNot,” a four-day event featuring deals from a variety of popular stores. Some brands will offer as much as 20 percent cash back, RetailMeNot said.

Retail 131

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PYMNTS

DECEMBER 24, 2019

However, after almost 50 years, it began to fade in the 1980s, disrupted by the emergence of store-branded credit cards. Yet, instead of offering the option to pay now and buy later, the credit cards reversed the order of operation and allowed customers to buy now and pay later over time. Big Brands.

Millennials 139

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PYMNTS

MARCH 25, 2019

card network in 1985 by turning a merchant’s cardholder base – 25 million Sears customers – into Discover cardholders by letting them use those cards at other merchants. There was the same talk then about retailers not letting consumers use a payment card owned by their largest rival. Guess what? Because Everyone Has to Eat.

Payments 198

Payments Innovation Branding Operations 198

Perficient

NOVEMBER 8, 2021

I have a lot of experience with core systems, credit cards, and rewards programs. How do you think it will change the way financial services organizations operate? MM: Favorite book? MM: Favorite brands? Also, Prince (yes, I consider it a brand!), MM: Let’s go back to crypto. Rapid-Fire Questions. MM: Hobbies?

Industry 539

Industry cryptocurrency New Mexico Los Angeles 539

PYMNTS

MAY 11, 2020

billion in April and brought in $920 million in additional liquidity via amendments to its co-brand credit card agreements in May. As the coronavirus pandemic moved throughout the world, Marriott International Inc. reported that revenue per available room (RevPAR) plummeted by 22.5 percent globally.

Trends 178

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PYMNTS

SEPTEMBER 12, 2018

However, unless one happens to work in a big company and have their travel booked through a managed travel department, chances are they’ve never heard of the network. The savings that airlines enjoy from corporates booking via UATP’s rails are used to create tailored offers for their corporate customers.

Payments 101

Payments Cards United States Management 101

PYMNTS

APRIL 16, 2020

Elsewhere in the statement, the firm said that net credit losses on its Citi-branded cards were $795 million, or 3.5 percent of the total average card loans, up from 3.3 billion was tied to its consumer banking operations. Citi’s financial supplements show that net credit losses were $2.1 billion and the reserve was $4.3

America 141

America Cards Conference Maine 141

PYMNTS

APRIL 23, 2019

Those headaches could become a thing of the past, as new solutions integrate spend management solutions directly into company operations. The Zeno solution provides customers with access to actionable insights, and category managers that can be used to aid decision-makers in making more informed travel-related booking decisions.

Management 100

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PYMNTS

JANUARY 28, 2019

Never mind the people who start rummaging around in their purse or wallet to pull out their cards after stepping up to the checkout counter. Yes, I know that for many of you, especially in California, this is old news and standard operating procedure – but hear me out. The ability for merchants to surcharge in the U.S. is nothing new.

Regulation 181

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PYMNTS

JUNE 19, 2019

million in fresh funding, capital that will go toward “a B2B offering (that allows) individual travel agents at large online travel management companies and tour operators to offer a ‘seamless travel experience’ to their end customers, making the booking experience simpler, faster and cheaper.”. Multiple Payment Struggles.

Innovation 152

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PYMNTS

FEBRUARY 7, 2020

The loans themselves would reportedly be co-branded. In 2019, Goldman partners with Apple on the launch of the Apple Card , which the bank’s executives have stated was the “most successful credit card launch ever.” Big News of the Week: The Central Operations Restructuring. The move is on-trend for both firms.

Austin 131

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PYMNTS

SEPTEMBER 3, 2019

The most transformative innovations in payments and commerce over the last decade are mostly the result of innovators making what was once visible, invisible: payments, stores, merchants, brands, issuers, even card networks. The Invisible Innovators . In 2009, Uber made payments disappear. I just take it for granted that it all works.

Innovation 223

Innovation Payments Branding Cards 223

PYMNTS

AUGUST 8, 2017

million, gives the startup a £200 million loan book and £300 million in deposits. We will continue developing and rolling out our app and credit card as planned, [now] with a little more spring in our step. When the deal is finalized, we’ll operate the whole business under the Tandem brand.”

Taxes 106

Taxes US Cards Branding 106

PYMNTS

MARCH 27, 2019

Online retail giant Amazon is also making a similar push to ensure the reliability of its brand. However, while Lime is using its more than $300 million investment from Google parent Alphabet , among others, to upgrade its services, it’s facing more competition than ever from brands like Bird, Spin and Juice Bike.

Payments 145

Payments Case Study Lending Study 145

PYMNTS

MARCH 14, 2018

That acquisition gave Tandem a £200 million loan book and £300 million in deposits. We will continue developing and rolling out our app and credit card as planned, [now] with a little more spring in our step. “We When the deal is finalized, we’ll operate the whole business under the Tandem brand.”.

Management 100

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PYMNTS

JANUARY 22, 2019

We all remember cramming — all that coffee and/or soda, all those books, notes and ink stains. Maybe one day, quick-service restaurant ( QSR ) operators will look back upon 2019 as their cramming experience when it comes to digital security and fraud prevention. Heck, yeah!”. Digital Progress. The progress is easy to see.

How To 144

How To Fraud Online Mobile 144

PYMNTS

FEBRUARY 11, 2019

Consumers won’t be walking up to a cashier after standing in a checkout line to swipe a card when they visit a store. In a world where, as the Census says, 90 percent of retail sales still happen in the physical store, cards rule. Amazon, of course, owns Whole Foods and operates its own branded book stores and convenience stores.

Online 197

Online Retail Mobile Branding 197

PYMNTS

JANUARY 6, 2020

ISOs sold terminals and card processing, mostly to brick-and-mortar merchants. Most people were still paying taxi drivers with cash, and if those drivers had POS terminals, they – hmm – weren’t working when you wanted to use a card to fund the ride. Chip cards didn’t exist in the U.S.

Innovation 176

Innovation Mobile Software San Francisco 176

PYMNTS

AUGUST 1, 2019

Stitch Fix Kids , for example, sends out a selection of kids’ clothing each month, while GiftLit focuses on curated children’s books. Such boxes represent a small segment of the broader subscription market, but they face the same challenges, including fraud attempts like card-and-wallet tests and account takeovers (ATOs).

Security 108

Security Cards Fraud Survey 108

PYMNTS

OCTOBER 18, 2016

According to a report , which cited findings from the Payment Card Industry Security Standards Council (PCI), the eyeopening fines would be part of new European Union legislation that will set penalties for security breaches at 4 percent of global turnover to a maximum of £18 million. Cybersecurity breaches could result in U.K.

Security 100

Security Report Regulation Branding 100

PYMNTS

MARCH 21, 2019

The site also has a secure messaging platform that allows users to communicate and book an item. The site operates similarly to eBay from a lender’s perspective. A user who wants to rent an item can submit a request to book the item, and the owner has 48 hours to accept or decline. The Fashion Lending Platform.

Retail 130

Retail Millennials Company Security 130

PYMNTS

FEBRUARY 18, 2019

I hosted a digital discussion last week with an executive from Sift with more than 15 years of experience building trust and safety organizations for some of the biggest digital brands in the world – including Google , Facebook and Square. Consumers today can use Alexa to order food, book an Uber and do their banking – and they do.

Cards 169

Cards Course Study New York 169

PYMNTS

JANUARY 22, 2019

We all remember cramming — all that coffee and/or soda, all those books, notes and ink stains. Maybe one day, quick-service restaurant ( QSR ) operators will look back upon 2019 as their cramming experience when it comes to digital security and fraud prevention. Heck, yeah!”. Digital Progress. The progress is easy to see.

How To 108

How To Fraud Mobile Online 108

Gonzobanker

DECEMBER 14, 2023

Under Stuart’s leadership over the past 17 years, OnPoint has gone from under $2 billion in assets to knocking on the door of $10 billion, all while becoming the most recognized financial brand in the Portland market and achieving some of the industry’s best profitability in 2023. Oh, and along the way, OnPoint will provide an amazing $2.5

Fintech 195

Fintech Community Regional Technology 195

PYMNTS

JULY 26, 2017

Whether its finding and keeping loyal customers or keeping the books and sending invoices, digital tools are giving businesses new ways to solve their biggest problems, whether its accounting, customer service or anything else. . Sometimes, even the best businesses, big and small, need a little help from software.

Software 109

Software Report Tools How To 109

PYMNTS

AUGUST 6, 2018

And before there was Chase, there was LevelUp, the branded mobile payments platform that used those same cube-shaped readers to enable QR code payments at the physical POS for consumers with the LevelUp app. Brands franchisees who are now being asked to get on board the Grubhub delivery platform. In February of 2018, Yum!

Online 125

Online Branding Mobile Millennials 125

PYMNTS

SEPTEMBER 24, 2018

Despite the thousands of articles and books written by self-help experts over the years extolling the benefits of embracing change and incorporating more variety into one’s life, the truth is that trying new things can be a hard thing to motivate people or businesses to do. Banking And Gift Cards And Certified Partners (Oh My).

Data 143

Data Cards San Francisco Online 143

PYMNTS

JULY 18, 2018

The firm reported operating expenses rose 14 percent to $6.13 Apple is teaming up with Goldman Sachs to launch a new Apple-Pay-branded credit card by 2019, replacing Barclays , which has been Apple’s main partner on such initiatives. The firm reported a 19 percent net-revenue increase to $9.4 billion in the year-ago quarter.

Apple 100

Apple Conference Maine Lending 100

PYMNTS

APRIL 13, 2019

Miller clarified that she has no problem with predicting the future for commercial purposes – she herself has been known to write horoscope-influenced gift guides for brands like Tory Burch – but she takes the work seriously and actually tries to focus her expertise into those commercial works, something she does not feel Amazon has done.

Millennials 136

Millennials Retail New York City Branding 136

PYMNTS

DECEMBER 27, 2016

If history is any indication, corporate travel and entertainment expense management technology is poised to drive even greater operational efficiency across the enterprise in the year ahead. It used to be that an integrated travel booking solution for air, hotel and car rental was the apex of convenience and control.

Trends 111

Trends Management System Resources 111

PYMNTS

JUNE 14, 2019

According to reports, as of June 24th the service is officially shutting down after four years in operation in over 20 U.S. New To The Market: A Secure Credit Card And A Sneak Peak Theatrical Release. Amazon also officially called it quits with its Amazon Restaurants food delivery service. cities as well as in London.

Retail 100

Retail Cards Marketing Tools 100

PYMNTS

JANUARY 22, 2019

Those two regulations — already having an impact on the planning and operations of players in the payments, commerce and digital spaces — promise to significantly shape those worlds in the coming years, no doubt in ways that can barely be predicted now, as is the case with many laws and regulations. The market will target [3DS 2.0]

Payments 195

Payments Regulation Security Data 195

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Acronym of the Year – CCCA (Credit Card Competition Act). Look for her just-released book Suits and Skirts.). 2008 called and wants its headlines back.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

MAY 30, 2018

Heal’s idea was to “rewrite the back office entirely, from booking to billing – and automating all of that with software, so that doctors can be doctors.”. Heal accepts all the major forms of insurance in the markets in which they operate, which today is 70 percent of California, Washington, D.C. and Northern Virginia.

System 139

System Metro Virginia Washington 139

PYMNTS

DECEMBER 31, 2019

However, Amazon’s most eye-catching grocery announcement this year was the news that it intends to open a new Amazon-branded grocery store in the near (but unspecified) future in California. SNAP is the federal program, formerly known as foods stamps, that provides financial assistance via an EBT card to help consumers buy food.

Retail 136

Retail Online Georgia North Carolina 136

PYMNTS

SEPTEMBER 6, 2019

The system works by scanning a consumer’s handprint at distance (it is not a contact scan that requires the customer to lay their hand on a device) and using a combination of computer vision and depth geometry to identify them and connect to their card on file. By comparison, paying with a card takes 4 seconds.

El Paso 139

El Paso Georgia Dallas Alaska 139

Gonzobanker

DECEMBER 22, 2020

times tangible book for the attractive geographic footprint of BBVA weeks before the COVID vaccine starts to ship should spell accretion and strong future strategic positioning for PNC, especially in Texas where a brain drain from California led by Elon Musk will continue. The Best Card Loyalty Reward Goes to ugh… CASH! Nicely done!

Idaho 181

Idaho Community Industry Strategy 181