South State Correspondent

FEBRUARY 23, 2022

In this article, we look at the elements of excellent bank product design and provide some hacks on how to improve your current product offerings. Many of these products provide a sense of community (Facebook). These emotional attributes can usually stem from a bank’s brand. in loan balances, $46B in deposits, $1.5B

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South State Correspondent

MARCH 15, 2023

It turns out that confidence is more valuable than capital. This article highlights ten not-so-evident lessons of the banking crisis that every banker must consider going forward. The ratio would provide a bank’s current core capital position to risk-adjusted assets. 9) Brand Matters: SVB had one of the best brands in banking.

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social media FDIC Branding Management 195

South State Correspondent

SEPTEMBER 20, 2022

Most banks will target around 6% of revenues next year for their marketing budget, and banks with strong brands and marketing programs target above 7%. We brought back tons of bank input on budget allocations, so look for a future article on how banks plan to spend their marketing budgets next year.

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Conference Marketing social media Data 195

South State Correspondent

AUGUST 8, 2022

In this article, we put some data behind the trends and provide optimal targets to help you run your bank more successfully. Insight #1 – Deposit & Margin Management: Deposit runoff has started and will make it to community banks by October. For 2Q, larger community banks lost about 0.3% Methodology.

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Trends Community Bank Community Retail 195

The Financial Brand

FEBRUARY 29, 2024

This article Is Being a ’Regional Bank‘ Now a Reputational Liability? appeared first on The Financial Brand. This article Is Being a ’Regional Bank‘ Now a Reputational Liability? appeared first on The Financial Brand. A few high-profile failures have tarnished the category. How can regionals regain their shine?

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Regional Branding New York Banking Trends 33

South State Correspondent

DECEMBER 8, 2023

In two days, you can hear from Chase, US Bank, Capital One, BMO, M&T, PNC, Citizens, Truist, Huntington, and more, a feat that can only be done at a conference of this caliber. A bank can build a brand that will slow margin shrinkage down, but it will not stop it. We sat through almost every presentation and took pages of notes.

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Conference Retail Community Bank Technology 195

South State Correspondent

OCTOBER 28, 2022

Almost every bank and brand we spoke with will increase their investment in these two areas for 2023. Any community bank that believes it can keep up and thwart millions of attacks per second is fooling itself. Once the intent is discovered, banks and brands then deliver a micro-targeted promotion or process. Big Idea – Trends.

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Conference Technology Las Vegas Trends 195

South State Correspondent

MAY 31, 2023

In this article, we look at cell phone tracking data for about 1,000 branches across the industry to derive insights to help banks increase branch engagement and boost branch profitability. Banks should have a clear and stated set of measurable objectives for their branches and then allocate capital accordingly.

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Data Branch Strategies Strategy Mobile 195

Gonzobanker

MAY 4, 2020

All the capital flowing into the digital fintech space is helping to solve banking industry challenges. As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. Neocova: The startup core provider completed a $9.5

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Social Assurance

JANUARY 11, 2021

In speaking with financial marketers across the country, many struggle with shifting the mindset from crisis communicator to strategic marketer. In a recent article from Social Media Today , they shared their social media marketing predictions for 2021. This is important for financial brands to pay attention to for two primary reasons.

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social media Branding Trends Tools 15

Social Assurance

JANUARY 11, 2021

In speaking with financial marketers across the country, many struggle with shifting the mindset from crisis communicator to strategic marketer. In a recent article from Social Media Today , they shared their social media marketing predictions for 2021. This is important for financial brands to pay attention to for two primary reasons.

social media 15

social media Branding Trends Tools 15

Jeff For Banks

JULY 2, 2015

The expansion would take him into the red for the next two years and his seed capital, taken from his personal savings and a home equity loan was not enough to fund the expansion. So to grow revenue, perhaps your bank should be a little more creative in getting capital to businesses of the future. He leased his office space.

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Lending Capital Wisconsin Community 60

FICO

OCTOBER 26, 2021

This COVID pandemic aftershock is about to hit the financial services industry, which means that credit unions need to pay close attention to their capital, asset quality, earnings, and liquidity. As a result, brands are unable to connect with them in a way that feels tailored and authentic.”. What makes you exceptional and distinct?

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Analytics Community Branding Data 52

Jeff For Banks

FEBRUARY 27, 2016

According to a recent American Banker article , WSFS Financial Corporation struck a deal with Zenbanx, a Silicon Valley-based neobank, mobile only player. So its brand didn't blow away its buyer, Capital One, either. If Moven driven deposits keep coming in, CBW may have to raise capital to support the balance sheet.

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Fintech Kansas Community Bank Capital 60

South State Correspondent

JUNE 8, 2022

This article looks at five ways to use customer lifetime value data to make an immediate difference in bank performance. Some companies are law firms in state capitals that handle political money, some are franchises, while others are businesses that grow revenue and hire in lock step over multiple years.

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Data Marketing Strategy Examples 195

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. It was always clear how much Jones loves his credit union, his team and his community. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank.

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South State Correspondent

OCTOBER 4, 2023

In this article, we will show you 15 proven deposit marketing campaigns that will rack up deposit-gathering wins while building a high-performing bank in the process. Consider that many banks have one person in their marketing department, and then they task that person with managing events, merchandise, and brand building.

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Marketing Taxes Training Management 195

Abrigo

JULY 13, 2015

The use of Webinars, email marketing and social media can help position your brand for growth in this digital world. Newsletters can be send monthly, bimonthly or weekly to update clients and potential clients about your services, industry news and your community involvement.

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Technology social media Groups Industry 150

Gonzobanker

JUNE 11, 2018

But what’s concerning me more than the gulf between big banks’ and community/regional banks’ digital adoption is the growing disconnect between bank strategy and digital strategy in community and regional banks. Austin is home to Malauzai , Q2, 22 fintech startups and FinTech supporter Austin Capital Bank , so it’s a great choice.

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Conference Digital Banking Austin Digital Strategies 70

Lex Sokolin

AUGUST 6, 2020

I’ve written before how the shock of opening up to capitalism in the USSR led to a 45% GDP collapse over half a decade , resulting in life expectancy decreasing by 10 years for the average Russian due to alcoholism and violence. I often reread this article describing the Shenzhen manufacturing hub as “open source manufacturing”.

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Community social media Branding Software 52

Jeff For Banks

JULY 14, 2021

Ajit Kambil of the consulting firm Deloitte, in one of their Perspectives articles , asked seven essential questions to determine if the reader was or has a strategic CFO. And the true strategic CFO will bring ideas to the executive table that efficiently leverages capital to deliver the greatest risk-adjusted return on capital (RAROC).

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Capital Strategy Management Company 78

PYMNTS

JUNE 9, 2018

One might be forgiven if, before reading this article, they had no idea that the World Cup is starting a week from now. That has left an opening that Chinese brands are planning to spend — $832 million to fill on advertising — during the World Cup. Even in a “good year” for the U.S. and the World Cup (like in 2014, when the U.S.

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Regional Retail Branding Marketing 109

Lex Sokolin

SEPTEMBER 10, 2020

For example, let’s consider this compelling article: Disruptors PayPal and Square surpass Wall Street giants including Goldman Sachs in market cap. What does it mean to have a market capitalization? Why is it important whether the market capitalization is high or low? Signalling is constantly arbitraged. a gamma squeeze ).

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Capital Marketing Strategy Bitcoin 52

Lex Sokolin

AUGUST 25, 2020

And banks and fintechs are realizing that packaging their products into APIs and opening up to digital brands is a life-saving growth strategy. corporations, companies, communities) are making markets for value exchange. When billionaire Ray Dalio begins to promote the idea that capitalism needs to be reformed , it is time to listen.

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Gonzobanker

DECEMBER 20, 2018

Leveraging the Virtual Wallet brand it built years ago, it will be worth watching how PNC fares in 2019. CVB Financial acquires Community Bank. With active investment and community engagement, Hispanic membership growth at ICCU is now more than twice the rate of other household segments. Capital One quit mortgage late in 2017.

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Fintech Conference Innovation Community 102

PYMNTS

AUGUST 14, 2017

Shortly after that meeting, the article says they were told by Facebook that talks would proceed no further. But two short years ago, article after article was piling onto Whole Foods as basically the biggest loser in the grocery sector. And the once-adoring tech and analyst community have turned ugly. 08 percent share.

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Innovation Online Google Millennials 109

PYMNTS

APRIL 30, 2018

According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. Consider the money being poured into it. Take Goldman Sachs and Marcus.

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Fintech blockchain Lending Digital Banking 183

Gonzobanker

NOVEMBER 29, 2016

ITMs require a significant capital investment, and investing in these machines has become a popular and controversial topic. Allow branch staff (who we no longer call tellers) to focus more on providing financial advice, community involvement, and driving brand awareness than on counting and handling cash. THE CASE AGAINST.

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Video Strategy Branch Strategies ATM 60

Gonzobanker

NOVEMBER 29, 2016

ITMs require a significant capital investment, and investing in these machines has become a popular and controversial topic. Allow branch staff (who we no longer call tellers) to focus more on providing financial advice, community involvement, and driving brand awareness than on counting and handling cash. THE CASE AGAINST.

Video 60

Video Strategy Branch Strategies ATM 60

Lex Sokolin

OCTOBER 14, 2020

The clearest formulation on this topic comes in the article The Fifth Era of Recorded Music , from Bill Rosenblatt. So you need sufficient aggregation, correlated with heavy customer acquisition and branding costs, in order to create the asset class of reasonable credit exposure. Maybe sell them downstream into fixed income funds.

Lending 52

Lending User Experience Google United States 52

Gonzobanker

DECEMBER 22, 2015

To those community bankers claiming their growing Compliance departments say no to everything. Community bank marketing resources. Two very strong and focused community banks unite to combine big bank reach with community bank style and make the bet that it can scale to $15 billion and beyond. Did we hear a whaaaa?

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Community Bank Apple Community Technology 60

Gonzobanker

OCTOBER 6, 2015

While bankers may be a bit fatigued this year by articles about payments, the more enlightened Gonzo bankers are paying close strategic attention to the single most impactful payments trend in our industry: the shift from a plastic card to a “card-not-present” world. RBC Capital Markets analyst Mark Mahaney recently estimated that U.S.

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Cards Fraud Apple Google 60

CB Insights

DECEMBER 19, 2017

Big food companies faced a variety of challenges in 2016, as smaller companies gained market share, consumers sought out healthy options, and direct-to-consumer distribution models — including Amazon’s new private-label food and beverage brands — moved onto the scene. low-carb diets). Q1’16. Califia Farms. Growth Equity.

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Trends Branding blockchain Capital 31

CB Insights

DECEMBER 19, 2017

Big food companies faced a variety of challenges in 2016, as smaller companies gained market share, consumers sought out healthy options, and direct-to-consumer distribution models — including Amazon’s new private-label food and beverage brands — moved onto the scene. low-carb diets). Q1’16. Califia Farms. Growth Equity.

Trends 31

Trends Branding blockchain Capital 31

CB Insights

DECEMBER 19, 2017

Big food companies faced a variety of challenges in 2016, as smaller companies gained market share, consumers sought out healthy options, and direct-to-consumer distribution models — including Amazon’s new private-label food and beverage brands — moved onto the scene. low-carb diets). Q1’16. Califia Farms. Growth Equity.

Trends 31

Trends Branding blockchain Capital 31

CB Insights

DECEMBER 19, 2017

Big food companies faced a variety of challenges in 2016, as smaller companies gained market share, consumers sought out healthy options, and direct-to-consumer distribution models — including Amazon’s new private-label food and beverage brands — moved onto the scene. low-carb diets). Q1’16. Califia Farms. Growth Equity.

Trends 31

Trends Branding blockchain Capital 31

CB Insights

SEPTEMBER 10, 2018

Big pharma’s AI re-branding . Similarly, nearly 10,000 people use the mPower app, which provides exercises like finger tapping and gait analysis to study patients with Parkinson’s disease who have consented to share their data with the broader research community. . Big pharma’s AI re-branding. AI needs doctors.

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Industry Trends Apple Study 28