Independent Banker

APRIL 30, 2022

Community bankers are embracing innovation like never before—with impressive results. But with so much emphasis placed on customer-facing products and technologies, innovating back-office operations can fall to the bottom of the priority list. Unbundle your end-to-end operations and conduct a SWOT analysis.

Innovation 91

Innovation Community Bank New York City Community 91

PYMNTS

MARCH 17, 2020

The 2020 Credit Union Innovation Index , conducted in partnership with PSCU , found that over 20 percent of members would drop their current CU over lack of innovation. The share of CU members reporting they were willing to change primary FIs over insufficient innovation increased by 4.6 percent to 21.9 Competitive Threats.

Innovation 159

Innovation Study Operations Examples 159

PYMNTS

FEBRUARY 13, 2020

Banco Santander announced that it has hired Trish Burgess, formerly of Apple, to head up its peer-to-peer (P2P) payments department, according to a release. We know that innovation is powered by the most talented people, and we welcome Trish’s wealth of payment experience.

Apple 150

Apple Payments Customer Experience America 150

PYMNTS

APRIL 23, 2019

In technology, especially when it comes to consumer-focused technology, Apple is viewed as a disruptive force. but Apple has made itself indispensable across many verticals. The digital card will be linked to Apple Pay. Apple Card is set to be available starting this summer. A New Normal?

Apple 200

Apple Cards Payments Course 200

PYMNTS

JANUARY 30, 2019

Healthcare is becoming more important to major players in digital commerce and payments, with companies such as Amazon , Apple and Google trying to build their own ecosystems to capture more of the spending in that massive and global industry. That’s not the only factor that could work in Apple’s favor when it comes to healthcare.

Apple 134

Apple Course Conference Analysis 134

PYMNTS

MAY 5, 2016

Now that Apple’s less-than-stellar earnings report has had time to propagate throughout the industry, the commonsense takeaway is that the company has lost a piece of the innovation mojo that has defined the brand for so long. Haters beware — Apple isn’t taking that criticism laying down.

Apple 100

Apple Google Innovation Branding 100

PYMNTS

FEBRUARY 11, 2019

Amid great technological change, health and beauty retailers are developing strategies to drive innovation. And many retailers are heeding the call: According to the PYMNTS Retail Innovation Readiness Index , 60 percent of health and beauty merchants are focusing on innovation. About the same share — or 60.9

Innovation 166

Innovation Retail social media Apple 166

PYMNTS

JANUARY 28, 2021

The use of Apple Pay, Google Pay and other digital wallets has also been on the upswing since the start of the pandemic. The following Deep Dive examines the interest in contactless payments among credit union members and the opportunity for the CU space to meet members’ changing payment needs through digital innovation.

Innovation 187

Innovation Millennials Payments Mobile 187

PYMNTS

JANUARY 30, 2019

Healthcare is becoming more important to major players in digital commerce and payments, with companies such as Amazon , Apple and Google trying to build their own ecosystems to capture more of the spending in that massive and global industry. That’s not the only factor that could work in Apple’s favor when it comes to healthcare.

Apple 100

Apple Course Conference Analysis 100

PYMNTS

MAY 15, 2019

To help improve their operations, consumer services companies appear to have some very specific ideas about digital technology. The report also noted that many firms believe technology could also bolster their back-office operations. And tech companies are already working with retailers on payments innovation.

Innovation 112

Innovation Company Apple San Francisco 112

PYMNTS

MAY 2, 2017

Mastercard today announced the appointment of CIO Ed McLaughlin to president, Operations and Technology. Everyone likes to talk about the T in operations and technology,” McLaughlin said. That’s how it lives every day, everywhere — the consumer experience is the operation.”. And likewise, knowing when to hold back.

Operations 109

Operations Technology Examples Mobile 109

PYMNTS

MARCH 2, 2020

It’s really difficult, the banking ecosystem is not fast and that’s just reality,” Jim McCarthy, industry expert and former innovation head for Visa, told Karen Webster in a recent conversation. The Headwinds Creating The Innovations Gap . According to the latest edition of the Innovation Readiness report, only 22.3

Innovation 222

Innovation Data System Mobile 222

PYMNTS

SEPTEMBER 25, 2019

But as time passes and a new decade approaches – one that promises even higher levels of digital innovation and disruption – it’s becoming ever more clear that 5G mobile network technology will help power the so-called Industrial Revolution 4.0. Smart Factory Plans. Images and Robots. also doing the same. Other Areas for 5G.

Innovation 160

Innovation Texas Video Mobile 160

PYMNTS

SEPTEMBER 12, 2018

After a few weeks of hard speculation, the Apple Device event is finally happening. The focus for most viewers is the coming of the new iPhone — an expected outcome given the the flagship product remains the business’s cash engine, representing both about 66 percent of its revenue and the natural entry point to the Apple ecosystem.

Apple 100

Apple Survey Trends Strategy 100

PYMNTS

JULY 19, 2017

Apple recently announced it named a new managing director for Greater China. Isabel Ge Mahe, who previously worked for more than nine years in wireless technology at Apple, will step into the newly created role. Apple confirmed it will not include backdoors that allow third party access to said data.

Apple 100

Apple Management Leadership Compliance 100

Bank Innovation

APRIL 5, 2016

but it’s adding significant innovation staff to its New York office. Job ads for more than a dozen positions in the Big Apple were recently posted, and quite a few of them directly relate to the bank’s innovation effort. Capital One Financial Corp. may be based in McLean, Va., Here are just a Read More.

New York 150

New York Capital Innovation Apple 150

PYMNTS

JUNE 27, 2016

At launch, the service was positioned as an innovative replacement for a well-entrenched standard considered not well-suited for a mobile and digital world. This, everyone, is the Apple Pay story, 20 months post-launch. . We now have observations every quarter since the launch of Apple Pay.

Apple 165

Apple Mobile Cards Payments 165

Bussman Advisory

MAY 15, 2021

The latest edition of the FinTech Ecosystem Newsletter is here : The post Big banks move into crypto services | Facebook Diem shifts operations from Switzerland to US | Where Facebook, Amazon, Microsoft & Apple are investing appeared first on Bussmann Advisory AG.

Apple 52

Apple Operations US Google 52

PYMNTS

NOVEMBER 12, 2018

Find out how retailers are enabling purchases in stores as well as through apps, smart speakers and smart watches with new and innovative payment methods: A little more than eight in 10 — or 81 percent — of consumers travel to a store to make a purchase. One of the retailers to tap into this technology?

Innovation 186

Innovation Samsung Apple Mobile 186

PYMNTS

MAY 6, 2019

Apple’s Worldwide Developers Conference ( WWDC ), where the company introduces new products and services and an operating system upgrade, is slated for June 3. The company is planning to release updates for all of its products, including the Apple Watch and Apple TV, noted the report. That’s how it should be.

Apple 108

Apple Conference System Operations 108

PYMNTS

APRIL 21, 2017

Apple looks to have joined the race to develop self-driving technology. Though, as is typical with Apple projects, details are vague at best. At the time, “future stuff” was widely thought to be a reference to augmented reality technology. With self-driving technology to boot? Everyone’s talking about it.

Apple 115

Apple California Software Technology 115

Bussman Advisory

JUNE 10, 2023

Gain insights into disruptive technologies, industry updates, and success stories from our portfolio companies. Why Apple’s VR headset could succeed where every similar product has failed 2. JPMorgan Chase cut about 500 jobs this week, including technology and operations roles 3.

Apple 52

Apple US Fintech Leadership 52

PYMNTS

OCTOBER 21, 2019

However, most people assumed that was survivable, and that the new millennia — powered by the emerging, mysterious technology known as “the internet” — was going to be a great place to live. As Nan Siler, head of payment and financial operations at Kabbage, noted, it’s been a pretty wild ride, thus far. The list goes on.

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

MAY 30, 2019

As 5G deployments start, the people who run hospitals and medical offices, along with companies that supply healthcare devices and payment services, are starting to figure out what the quicker speed and other features of the new mobile network technology will do for them. 5G and Hospitals. 5G Payments Impact.

Innovation 163

Innovation Payments Trends Technology 163

PYMNTS

JANUARY 21, 2021

In the bid to hasten their digital transformation, when it comes to innovation , financial institutions (FIs) may benefit from an “app store” approach as they weigh existing and new solutions. In a nutshell: If banks don’t innovate in a way that is imaginative and proactive, they will lose customers. Cohen asked. It’s unthinkable.”.

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Management User Experience Innovation Fintech 303

PYMNTS

SEPTEMBER 3, 2019

Two hundred and seventy-four years later, those words are the perfect framework for understanding what will define the next decade of innovation in payments and any ecosystem that touches it. Sometimes those innovations disrupted old models and players; other times they made them better and more efficient. The Invisible Innovators .

Innovation 223

Innovation Payments Branding Cards 223

BankInovation

MAY 5, 2020

Last week, the team at INV Fintech, Bank Innovation’s sister innovation platform, met with the innovation team at a large bank — by Zoom, of course.

Innovation 69

Innovation Course Operations Fintech 69

PYMNTS

SEPTEMBER 29, 2017

As predicted, Amazon has a new Echo coming out in time for the holidays – and here’s how it plans to compete with Apple’s HomePod. This may have been in response to Apple’s challenge with the HomePod, billed as the highest-quality audio experience on the market – but which critics said fell short in many other areas.

Google 116

Google Apple Video Retail 116

PYMNTS

SEPTEMBER 8, 2020

Here’s the latest news for Big Tech’s Google , Amazon , Apple and Facebook , which are coming under increasing scrutiny from legislators and regulators the world over. In addition, the legislation would make sellers pay a third of commissions to a dedicated training fund for technology specialists each quarter. Regulation.

Taxes 131

Taxes Google Apple social media 131

PYMNTS

JUNE 27, 2017

As mobile devices continue to be a pervasive force in the technology arena, so does the need for forward thinkers in the field. He also offers advice for how to innovate in the field. Here is an excerpt of the conversation: PYMNTS: How would you define your company’s approach to innovation? How could we make this better?”.

Innovation 145

Innovation System Mobile Trends 145

Perficient

JULY 11, 2022

Since Square purchased Afterpay, customers can get an Afterpay card to use with participating retailers that operate with Square, which lets customers use Afterpay for in-store purchases. Fintech enthusiasts should also keep a close watch on Apple’s newly unveiled BNPL system, Apple Pay Later. According to Kristen E.

Fintech 474

Fintech Trends South Dakota Apple 474

Perficient

SEPTEMBER 26, 2022

Data and analytics remain key investment areas for insurance operations. This was evident with innovative applications for underwriting, customer service, and claims management. Breakout sessions on the topic and embedded platform technologies abound.

Data 275

Data Conference Analytics Industry 275

PYMNTS

SEPTEMBER 18, 2020

Often written off as a technological solution in desperate search of an actual problem, the QR code fell by the wayside development-wise. consumers could have learned to pay with QR codes, but the technology hit two major roadblocks. Second, U.S. consumer interest in adopting mobile payments had been pretty consistently low.

Apple 292

Apple Jacksonville Study Mobile 292

PYMNTS

OCTOBER 3, 2019

It’s a remarkable acceleration of a technology that is still relatively young, and for which the use cases for commerce are both nascent and very much evolving. In fact, the eCommerce operator is itself facing more competition for the smart home market. And that’s not all. IKEA Steps Up.

Apple 110

Apple Innovation Retail Examples 110

PYMNTS

OCTOBER 20, 2017

As Apple’s iPhone X continues to battle production issues, Terry Gou, the chairman of Foxconn Technology Group , and Apple Chief Operating Officer Jeff Williams plan to meet later this month in Taiwan. the sole core processor supplier for the iPhone line this year.

Apple 109

Apple Meeting Groups Technology 109

PYMNTS

DECEMBER 20, 2016

As documented in the December edition of the Unattended Retail Tracker™ , the results of a six-month long study conducted by USA Technologies show that just informing customers that a merchant or vendor accepts Apple Pay and other mobile wallets can boost overall sales by more than 36 percent. A taste of new technology.

Report 100

Report Innovation Payments Apple 100

PYMNTS

SEPTEMBER 5, 2016

We suspect that the team at Apple this year is hoping for the latter but worrying a lot about the former. But temperate climates aside — after almost a decade of nearly bulletproof results, Apple has had a taste of the dog days of summer. Seems like the hardware-first/everything else-second lessons of Apple Pay remain unlearned.

Apple 100

Apple Taxes Conference Innovation 100