Independent Banker

DECEMBER 31, 2021

They share tips for how community banks can get started. Social media has made it easier for community banks to nurture connections with prospects, customers and the community. Depending on a community bank’s in-house resources, however, creating a paid social campaign might feel daunting. “A

Marketing Strategies 91

Marketing Strategies Strategy Marketing social media 91

South State Correspondent

DECEMBER 8, 2023

The need to reduce cost, the move to instant payments, and the need to deliver more unique products and services are all driving this effort at credit unions, community banks, and mid-sized banks. Helping small businesses with their cash flow is currently the most significant arms race in banking.

Conference 195

Conference Retail Community Bank Technology 195

Independent Banker

OCTOBER 31, 2021

Measuring the success of your community bank’s campaigns can lead to greater ROI, increased conversion rates and a game plan for future initiatives. From mailers and e-newsletters to social media posts and events, there are countless ways to spread the word about your community bank and its offerings. By Taylor Hugo.

Marketing 91

Marketing social media Video Community 91

Cisco

JANUARY 10, 2023

Whether a community bank or a credit union, regional insurer, or multi-national financial institution, cross-functional engagement with champions, key influencers and ultimate decision-makers also helps to eliminate silos inherent in the financial services industry. Cybersecurity Readiness Assessment.

Digital Strategies 174

Digital Strategies Strategy America Innovation 174

PYMNTS

OCTOBER 8, 2018

Information Commissioner’s Office, as Cambridge Analytics had harvested Facebook’s data tied to as many as 87 million users internationally. Also in Europe, the European financial markets regulator has said that it wants to spend one million euros to promote market stability in the region as pertains to cryptocurrencies and FinTechs.

United States 174

United States Regulation cryptocurrency Cleveland 174

South State Correspondent

MAY 3, 2023

Fundamentally, FTP divides a bank’s overall NIM into two major sub-margins (one for deposits and one for asset origination). Banks can then measure the economic value obtained from each action taken separately. FTP can be extended to provide other analytical tools, as shown in the graph below.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Fundamentally, FTP divides a bank’s overall NIM into two major sub-margins (one for deposits and one for asset origination). Banks can then measure the economic value obtained from each action taken separately. FTP can be extended to provide other analytical tools, as shown in the graph below.

Lending 195

Lending Capital Management Tools 195

South State Correspondent

MAY 2, 2023

Fundamentally, FTP divides a bank’s overall NIM into two major sub-margins (one for deposits and one for asset origination). Banks can then measure the economic value obtained from each action taken separately. FTP can be extended to provide other analytical tools, as shown in the graph below.

Lending 195

Lending Capital Management Tools 195

Gonzobanker

FEBRUARY 8, 2022

Maybe instead of Acquire or Be Acquired, this conference should be called Evolve or Be Acquired,” observed Eric Sprink, CEO of Coastal Community Bank in Everett, Wash., and a trailblazer in the world of banking as a service (BaaS). The difference could be seen in what alpha bankers bragged about. price/book multiple.

Fintech 167

Fintech Customer Experience Conference Technology 167

PYMNTS

JANUARY 8, 2019

Loyalty and rewards are indeed “table stakes at this point,” but consumers increasingly want something more — and that includes not only larger global financial institutions (FIs), but credit unions as well as community and regional banks. It’s not just about analytics,” Vaduvur said. Cigar Experience. Middleware Need.

Cards 140

Cards Software Regional Data 140

American Banker

SEPTEMBER 9, 2016

Overseers of banks' data analytics strategies share their thoughts on what other industries do a good job with data, how banks should approach analytics and how they explain their job to mom and dad.

Analytics 28

Analytics Data Strategy Industry 28

Gonzobanker

MARCH 9, 2022

While both firms have strong underlying technology and development shops, neither Finxact nor Technisys has the functional requirements to service all consumer and commercial account types for most regional and community banks. Let’s be clear Gonzobankers, these deals are NOT about massive numbers of bank core replacements.

Financial Technology 149

Financial Technology Technology Fintech Community 149

Gonzobanker

JANUARY 17, 2020

California CCPA), it’s hard to imagine just how far techies will be able to upend the nuts and bolts of the banking industry. Community banks and credit unions do not fear each other. Here’s a great question for community bank executives: What would it take for your local competitors to fear you as much as a Top 5 player?

Customer Experience 127

Customer Experience Fintech Regional Cards 127

William Mills

JANUARY 24, 2017

based Infusion , a company that helps regional and community banks produce profitable growth through data analysis and data-driven direct marketing campaigns through their proprietary ProfitGenerator® process.

Marketing 40

Marketing Data Analysis Regional 40

Gonzobanker

APRIL 14, 2015

Looking around online, the closest competing offers I found were $300 from a couple of regional banks, but none from community banks or credit unions. I also noticed online that OnDeck was alongside Wells Fargo and Bank of America in the Top 5 search rankings for business loans.

Marketing 60

Marketing Community Bank Branding Community 60

FICO

OCTOBER 2, 2019

I would like to examine what I think ‘small banks’ (community banks, regional banks, and credit unions) can do to capture more market share of the small business lending market. Small banks are increasingly utilizing analytics for mitigating the risk of small business loans. by David Smith.

Lending 40

Lending Marketing Community Bank Online 40

Gonzobanker

DECEMBER 17, 2021

The merger of equals activity in 2021 was sky high, primarily because banks with pinched margins from low rates worked to grabbed scale. From nowhere, sizable regional players are being created. Bank Merger of the Year. Performance and multiples continue to be solid, outperforming most regional banks. You tell us.

Fintech 147

Fintech Strategy Leadership Lending 147

Independent Banker

MARCH 31, 2022

We asked community banks how they’re dealing with the resulting shifts in their employment models. Before remote work was an emergency measure to keep employees safe from a devastating virus, it was a perk some community banks offered to retain and attract talent. One bank that is not turning back. WesBanco, Inc.

Missouri 142

Missouri Community Bank Community Management 142

South State Correspondent

JANUARY 20, 2023

2022 will go down as one of the worst years for community bank loan mispricing when viewed on a spread basis. Rapidly rising rates crushed performance as many banks held a fixed rate constant and/or booked a fixed rate loan at a misguided level. The result is a credit-skewed portfolio to the negative.

Lending 195

Lending Community Bank Community Data 195

American Banker

SEPTEMBER 25, 2016

An analytical mind; a drive to improve; a sense of humility; a leadership gene. Nandita Bakhshi identified these four traits as key in her move up to CEO.

Leadership 28

Leadership Analytics Community Bank Regional 28

Fintech Labs Insights

JULY 14, 2016

“Buzz Insight will enable community banks and credit unions to better comprehend how their customers and members are interacting within their communities,” Buzz Points CEO Dwayne Spradlin said. One month after picking up a $1.8

Online 12

Online Austin Texas Community 12

Banking 2020

AUGUST 24, 2015

For community banks or credit unions who are thinking about search, what would you say is the easiest way for someone to get started with a program? A financial institution’s goals should be something that’s really going to show engagement with a product that they offer or with the bank overall. Sabrina : That makes sense.

Industry 40

Industry Pennsylvania Marketing Mobile 40

Banking 2020

AUGUST 18, 2015

For community banks or credit unions who are thinking about search, what would you say is the easiest way for someone to get started with a program? A financial institution’s goals should be something that’s really going to show engagement with a product that they offer or with the bank overall. Sabrina: That makes sense.

Industry 40

Industry Pennsylvania Marketing Mobile 40

Fintech Labs Insights

AUGUST 1, 2016

Directed at regional and community banks and credit unions, the solution gives them the kind of the technology customers are increasingly expecting – and getting – from larger FIs. This is in addition to the role the solution provides in helping customers become better banking consumers.

Technology 12

Technology San Francisco Nebraska UX 12

Gonzobanker

JULY 11, 2019

Designed as a single tenant solution, D3 has an on-premise and dedicated-hosted cloud option that has been focused on the $15 billion asset and above bank market. D3 has some cloud-based analytics infrastructure. While NCR has made some analytics acquisitions recently, they have not been banking-specific.

Atlanta 137

Atlanta Digital Banking Analytics Leadership 137

Gonzobanker

DECEMBER 20, 2019

. ————————————————————————— The ‘En Vogue’ Trend of the Year – Credit unions buying community banks. The NextGen Analytics Award Delivered Today – Goes to Incorta. Well done, sir!

Idaho 148

Idaho Conference Data Marketing 148

Celent Banking

MAY 31, 2016

By the time R17 is complete next year, T24 will have been refactored to create a series of frameworks that will facilitate customization of the platform by client banks, allow easier integration with third-party services, and make the transactional data held by T24 more accessible for data analytics.

Conference 100

Conference Community Bank Boston Technology 100

American Banker

JANUARY 2, 2017

Is your bank effectively mitigating the risk of 'managing to metrics'? The phony-account scandal at Wells Fargo illustrates how sales quotas can incent bad behavior. Or could it be in danger of becoming a 'cargo cult'?

Management 43

Management Branch Strategies CA Community Bank 43

American Banker

DECEMBER 20, 2016

Female entrepreneurs who apply for loans online and are evaluated by an automated system get a bigger share of online credits than they do traditional in-person bank loans. It could be a sign that automated credit decisions are fairer.

Lending 28

Lending Online System Community Bank 28

American Banker

SEPTEMBER 19, 2016

Banks can be more effective in connecting with customers by offering them personalized communications, rather than bombarding them with general sales pitches.

How To 28

How To Community Bank Analytics Regional 28

American Banker

SEPTEMBER 6, 2016

Who knows more about customers than banks? Banks are expected to show their customers they know them, but are held to a higher standard than, say, Netflix. With great data comes great responsibility, though.

Data 28

Data Community Bank Analytics Regional 28

American Banker

AUGUST 8, 2016

Under pressure from regulators to beef up risk management in commercial real estate lending, banks are using new software tools to improve analysis.

Big Data 28

Big Data Risk Management Data Analysis 28

PYMNTS

DECEMBER 7, 2018

Cross River Bank. Though not venture capital, the private equity raised for New Jersey-chartered community bank Cross River Bank is noteworthy not only for its impressive price tag of $100 million, but for its reflection of investors’ support for financial institutions that collaborate with the tech startup scene.

Analytics 176

Analytics Data Capital Software 176

Gonzobanker

DECEMBER 19, 2022

Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey. Bartulis, Newtown Savings Bank – For more than 20 years, SVP and CIO Bartulis has helped Newtown Savings Bank grow. She was a trailblazer and an early innovator in analytics.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 22, 2014

Bank Acquisition of the Year - BB&T Corp. Nice community bank culture fit between the two as well. Bank Merger of the Year – California United Bank and 1 st Enterprise Bank in Los Angeles. takes Susquehanna Bancshares Inc. The Big, Fat, Juicy App Award – MCX’s CurrenC app.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Gonzobanker

FEBRUARY 7, 2018

Robert Sarver of Western Alliance Bancorporation said he started his company after being “unemployed” for two years after selling a previous bank – his wife was just plain tired of him wandering the house in his PJs. Sarver grew Alliance from a small $700 million community bank acquisition to a $20 billion powerhouse in less than 15 years.

Taxes 76

Taxes Video Analytics Arkansas 76

Gonzobanker

DECEMBER 19, 2016

Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Or the need to take market share in a slowest growth region? Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. Is it in the water?

Utah 60

Utah System Community Marketing 60