Remove Analytics Remove Community Bank Remove Regional Remove Risk Management
article thumbnail

If You Are Tired of Being Transactional, You Need A Hedge Program

South State Correspondent

An inverted yield curve, continued bank failures, and the desire to manage risk and offer clients higher service are all factors that are driving more community banks to adopt a loan hedge program. Community banks do this profitably by turning transactional accounts into relationships.

article thumbnail

If You Are Tired of Being Transactional, You Need A Hedge Program

South State Correspondent

An inverted yield curve, continued bank failures, and the desire to manage risk and offer clients higher service are all factors that are driving more community banks to adopt a loan hedge program. Community banks do this profitably by turning transactional accounts into relationships.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Why You Need To Use Funds Transfer Pricing in Banking

South State Correspondent

All domestic systemically important banking organizations and most large regional banks engage in some form of FTP practices and building blocks. However, over the years, there has been considerable debate at community banks on how to implement the principles of FTP to various balance sheet accounts like loans and deposits.

article thumbnail

FTP – Another Bank Failure and Another Learning Opportunity

South State Correspondent

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. FTP may have prevented the demise of First Republic Bank.

Lending 195
article thumbnail

FTP – Another Bank Failure and Another Learning Opportunity

South State Correspondent

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. FTP may have prevented the demise of First Republic Bank.

Lending 195
article thumbnail

FTP – Another Bank Failure and Another Learning Opportunity

South State Correspondent

Bank executives that measure and manage the balance sheet based on the fair value of assets and liabilities invariable will change risk behavior, compensation structures, and capital allocation for the long-term benefit of shareholders. FTP may have prevented the demise of First Republic Bank.

Lending 195
article thumbnail

The 2019 GonzoBanker Awards

Gonzobanker

. ————————————————————————— The ‘En Vogue’ Trend of the Year – Credit unions buying community banks. The NextGen Analytics Award Delivered Today – Goes to Incorta. Well done, sir!

Idaho 148