PYMNTS

SEPTEMBER 19, 2018

Small businesses, while they may struggle to have the resources to invest in the tools they want, can be more agile and flexible to handle changing markets. Where does the middle market fit in this spectrum? “Do middle-market companies feel vulnerable to disruption? ” Surveying 300 U.S. ” Surveying 300 U.S.

Capital 134

Capital Marketing Mobile Payments 134

PYMNTS

OCTOBER 23, 2019

That technology promises to play a bigger role this holiday shopping season, according to an analysis. By being more transparent with in-store technology, brands can help dispel some of the negative connotations around ‘push marketing.’ The market is growing and will reach some $10.2 Related Innovation.

Innovation 101

Innovation Mobile Retail Regional 101

FICO

OCTOBER 12, 2022

Risk-Aware Marketing to Personalize Telco Customer Engagement. Innovators are shoring up their market share by opting for cloud-hosted platform technology more typically favoured by banks. Here's how technology from the banking space can help telcos compete with aggressively competitive sales and retention tactics. FICO Admin.

Marketing 96

Marketing Analytics Customer Experience Data 96

PYMNTS

MAY 30, 2019

“Part of the preventative care equation that 5G has the potential to unlock will be the increasing ubiquity of sensor data,” and that include wearables, reads one recent analysis of 5G and healthcare. percent until 2013.

Innovation 163

Innovation Payments Trends Technology 163

South State Correspondent

FEBRUARY 20, 2023

Understanding the competitive banking landscape helps community banks set proper pricing, respond to rival marketing, and compete more effectively. The largest 100 banks dominate the industry with almost 75% of the market share. The number of banks that control the domestic loan market is summarized in the table below.

National 195

National Lending How To Community Bank 195

PYMNTS

FEBRUARY 8, 2018

B2B payments are an instrumental component of global trade and of setting the stage for currencies to operate as global instruments of cross-border trade. Separate analysis from Atradius published last September concluded that China is shifting its economic strategic away from global trade toward consumption. RMB usage made up 1.61

Innovation 111

Innovation Payments blockchain Analysis 111

PYMNTS

JUNE 27, 2017

He also offers advice for how to innovate in the field. Here is an excerpt of the conversation: PYMNTS: How would you define your company’s approach to innovation? We knew that our background in mobile capture and our expertise in using artificial intelligence for image recognition and analysis could be applied to solve this need.

Innovation 145

Innovation System Mobile Trends 145

Independent Banker

FEBRUARY 28, 2023

But beyond its analysis to help you in your product journey, data can help transform your marketing efforts, offering insights into customer interests and behaviors to better align your offerings with their expectations. Data analysis and performance marketing do not have to be in-house skillsets. The results?

Data 133

Data How To Community Bank Community 133

South State Correspondent

MARCH 21, 2023

This article breaks down how you can use the ERC Assist product to generate deposits in an innovative way. ERC Assist provides clients with a technology platform that showcases bank innovation and demonstrates the bank is forward-thinking. The IRS processes quarter-by-quarter and refunds once each quarter analysis is complete.

Taxes 195

Taxes Community Bank Community Operations 195

PYMNTS

JANUARY 26, 2017

B2B payments have a reputation for being slow to innovate , though the last couple years has challenged that notoriety. Still, according to the latest Mercator Advisory Group report on FinTech disruption, B2B payments will have to wait a bit longer to see true change from these innovations. B2B Payments Outlook.

Innovation 100

Innovation Payments Regulation Fraud 100

PYMNTS

APRIL 27, 2018

There’s a rule of thumb at fast food and quick-serve restaurants (QSR): a seven-second reduction in customer wait time results in an average 1 percent gain in market share. The latest Restaurant Readiness Index revealed that kiosks are seeing the strongest growth among the nine in-store technologies surveyed by PYMNTS’ analysis.

Innovation 105

Innovation Study Google Survey 105

South State Correspondent

JANUARY 23, 2023

Our innovation working group, called Spark, has been playing with the tool for the past several months, and this article details how we use it to jump our productivity by 20%. How Bankers Will Use This Amazing Tool Bankers can use ChatGPT in various ways to improve their productivity, operations, and customer experience.

Tools 370

Tools Examples Analysis Data 370

PYMNTS

APRIL 19, 2019

payroll processing company Payescape , said this area of the back office may have a larger influence on how accountants operate than some may believe. However, Steven Jones, business development manager of U.K. Payroll and tax-related regulations are also a strategic focus for accountants handling payroll for their customers. In the U.K.,

Innovation 154

Innovation Compliance Technology Resources 154

Bank Innovation

FEBRUARY 20, 2019

candidates in Quantitative Marketing at Stanford Graduate School of Business, to find out. We conducted an analysis of consumer behavior patterns and […]. We wanted to know the answer to that critical question, so Credit Sesame partnered with Megan Hunter Antill and Jessica Yu, Ph.D.,

Study 284

Study Analysis Marketing Operations 284

PYMNTS

JUNE 19, 2020

Merchants looking to expand their operations at home and abroad must be able to support their customers’ preferred payment methods, but doing so is no easy feat. eBay On The Importance Of Streamlining International Payments Operations. Around The Payments Orchestration Ecosystem. About The Playbook.

Payments 188

Payments Compliance Resources Fraud 188

PYMNTS

JUNE 6, 2019

Built on Azure, IoT and intelligent cloud and edge technologies, the solutions will include building system monitoring, analysis and predictive maintenance, building occupancy and space utilization analytics, as well as enhanced owner, operator, and tenant experiences.”. We are energized by this new collaboration with Infosys.

Analytics 134

Analytics Innovation User Experience Operations 134

PYMNTS

JANUARY 26, 2021

marked its third anniversary of adopting its open banking framework, making it the leading market to drive the concept of unlocking customers’ bank account data for integration with third-party solution providers. Last week, the U.K. where there is no open banking regulatory mandate. Temenos Targets Banks With Digital Transformation Tools.

blockchain 355

blockchain Data Fintech Tools 355

PYMNTS

DECEMBER 5, 2018

The funding will be used to hire staff, “build out our infrastructure and secure the appropriate steps are taken to develop a regulated market for digital assets,” said ErisX Chief Executive Officer Thomas Chippas, according to Reuters. A new document shows that the U.S.

blockchain 166

blockchain Bitcoin cryptocurrency Analysis 166

PYMNTS

DECEMBER 29, 2020

There's an opportunity for banks to think about innovation, to modernize current workflows and to leverage some of the innovation that is happening within the FinTech community," he said, noting that the cost of such collaborations should be only one of several factors when considering whether to collaborate, and with whom.

Fintech 308

Fintech Data User Experience Innovation 308

CFPB Monitor

JUNE 14, 2022

After the CFPB requested additional time to review the changes to Upstart’s model, Upstart submitted an application to modify the NAL to shorten its term to 18 months (with an expiration date of May 30, 2022) so that, in response to market changes, it would be able to make the changes promptly.

Innovation 148

Innovation Analysis Resources Compliance 148

PYMNTS

JUNE 22, 2017

A new report from Vesta Corporation finds fraud positions itself in the way of innovation and growth, even compliance. Separate analysis by LexisNexis Risk Solutions cited in the report found fraud is 1.58 There’s another way, though, in which the fear of fraud bears down on the enterprise. cents per every $100 transacted.

Fraud 108

Fraud Innovation Survey eBook 108

PYMNTS

NOVEMBER 10, 2020

With open banking technologies making their way beyond the world of consumer finance and into the business banking market, new use cases are emerging from the legislation that opens up bank account data and offers FinTechs opportunities for new functionalities via deeper data integrations. Bringing Order To Bank Data.

Data 189

Data Management Resources Operations 189

PYMNTS

APRIL 17, 2020

Firms will look to reassess not only how many branches they operate, but also how activities within the physical setting can be streamlined and made relevant to tech-savvy consumers. As Brown said, digital marketing efforts can help spur consumers to become aware of, and use, features like “skip a payment” across platforms such as NCR’s.

Analytics 285

Analytics Community Bank Analysis Operations 285

PYMNTS

JANUARY 27, 2020

The recently released Mobile Order-Ahead Tracker , a Kount and PYMNTS collaboration, digs deep into how the consumer experience and consumer engagement are guiding the pizza chain’s newest efforts to innovate in the QSR space. First, a few broad points — data that helps define the context in which Domino’s is operating and innovating.

Mobile 173

Mobile Innovation Analysis Course 173

NCR

APRIL 18, 2018

One particular area of life that could be transformed by ongoing innovation in the payments space is travel. Visa is also looking into innovations to reduce the inconvenience of finding and paying for parking, as well as new approaches to journey planning, ticketing and in-flight experiences in air travel. Image: AsianDream via iStock.

Innovation 72

Innovation Payments Examples Trends 72

PYMNTS

MAY 7, 2020

A clear fraud decisioning framework with robust data gathering and analysis can power FIs, protecting them from losing billions to fraud and helping them gain customers’ trust.”. The innovation in the fraud space is really fast because the fraudsters are really innovative,” Taylor said.

Fraud 248

Fraud Tools Data Examples 248

PYMNTS

JANUARY 30, 2020

It’s not just the speed of payments that’s important, but also the data that payment operators gain as more consumers use faster forms of digital and mobile transactions. New analytics and new ways of using data will create new markets and new types of offerings.”. The market is growing,” Villarreal said.

Data 146

Data Mobile Analytics Analysis 146

PYMNTS

DECEMBER 12, 2019

Silicon Valley software innovator LeanTaaS closed a $40 million Series C3 funding round led by Goldman Sachs , LeanTaaS announced in a press release on Thursday (Dec. The money will also be used to hire of key leaders in engineering, data science, product management, sales and marketing. trillion in 2018.

Software 130

Software Analytics Resources Leadership 130

PYMNTS

MARCH 23, 2020

This presents a gap in the market and an opportunity for FinTechs to fill it with automated underwriting technologies, like an automated small business credit score. The ability to not only aggregate data for analysis, but place that analysis in the context of current macroeconomic trends, is critical. Expanding The Data Scope.

Lending 188

Lending Data Analysis Tools 188

Gonzobanker

MAY 15, 2023

It’s 2023 and innovations like AI are gaining steam, but dated systems and clunky processes continue to clog the consumer loan pipeline in most financial institutions. While all loans cannot ever be auto-decisioned, Cornerstone has seen high performers operate at twice the decision percentage of current peer medians.

Lending 157

Lending Leadership System Data 157

PYMNTS

NOVEMBER 16, 2020

While this partnership model remains popular, market volatility has once again created a need to connect more SMBs to capital as quickly and efficiently as possible. This market climate may have also opened up the doors to another wave of SMB lending competition between traditional and alternative players.

Lending 289

Lending Technology Capital Meeting 289

PYMNTS

APRIL 11, 2019

Among the many AI and machine learning systems available on the market, there is one particularly versatile type of AI, having been engineered specifically to enhance financial and payment operations: smart agents. The only question is: What learning systems will they choose to adopt?

System 185

System ATM Analysis Survey 185

PYMNTS

JANUARY 27, 2020

The recently released Mobile Order-Ahead Tracker , a Kount and PYMNTS collaboration, digs deep into how the consumer experience and consumer engagement are guiding the pizza chain’s newest efforts to innovate in the QSR space. First, a few broad points — data that helps define the context in which Domino’s is operating and innovating.

US 141

US Mobile Innovation Analysis 141

NCR

APRIL 27, 2018

Many in the banking industry have recently highlighted Africa as a part of the world that has huge untapped potential for the development of innovative financial services products. Keeping up with the pace of innovation. Tanzania, for example, has permitted this for three years. However, other nations still ban the practice.

Innovation 56

Innovation Regional Regulation Mobile 56

PYMNTS

SEPTEMBER 18, 2019

InstaReM currently holds regulatory licenses in eight markets across 40 countries, reaching 3.2 In Canada, the company is registered as a money service business (MSB) with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) to send and transfer funds. billion people in developed and developing countries. .

Fintech 164

Fintech United States Analysis Digital Banking 164

PYMNTS

APRIL 15, 2020

China is a notoriously challenging jurisdiction for foreign payment service providers to operate as the nation prioritizes local industry leaders. Strict financial regulations aren’t the only factor driving PSPs and other financial service providers to turn to M&A to enter into new markets. Correspondent Banking Disruption.

Payments 190

Payments Innovation National Marketing 190

PYMNTS

MARCH 5, 2019

“You have to look at the book seller market before Amazon,” he said. “You have to look at the book seller market before Amazon,” he said. There was no technology, big physical storefronts, a heavy inventory burden – that’s what this market is.”

Industry 148

Industry Operations Analysis Innovation 148