FICO

DECEMBER 8, 2022

Credit risk management veterans who responsible for consumer loan portfolio risk management through the Great Recession can recall managing the challenge of responding to swiftly changing borrower payment behavior and the resulting portfolio delinquency and default rate volatility during that time. FICO Admin.

Risk Management 52

Risk Management Strategy Management Analytics 52

PYMNTS

SEPTEMBER 6, 2017

In a survey of treasurers across more than 200 companies in various parts of the globe, Deloitte found that the corporate treasurer continues to be positioned as a risk-management function of organizations: 97 percent said that the treasurers’ role in liquidity risk management is important.

Risk Management 108

Risk Management Survey Management System 108

Abrigo

AUGUST 6, 2021

Takeaway 2 Community banks are at a crossroads: innovate or be left behind (or acquired). 1 Today, community banks are at a critical crossroads: innovate or be left behind (or acquired). . Technology can help streamline and automate many manual lending processes, reduce compliance costs, and enhance risk management.

Community Bank 195

Community Bank Community Kansas City Lending 195

FICO

JUNE 26, 2020

Analysis of FICO® Resilience Index data by Tom Parrent, former chief risk officer for Genworth Financial, shows that from 2010 to 2015, nearly 600,000 additional mortgages could have been originated to consumers with FICO® Scores between 680 and 699, had the FICO® Resilience Index been available to lenders at the time.

Analytics 98

Analytics Analysis Tools Capital 98

CFPB Monitor

JUNE 11, 2019

Regulatory sandboxes are laboratories for the development of innovative technologies in an environment that is free from onerous government restrictions. Under the Utah law, applicants must have a physical location in Utah, and must develop and perform all testing of the innovative product or service from that location.

Utah 60

Utah Arizona Regulation Innovation 60

CFPB Monitor

OCTOBER 11, 2018

For an analysis of the DFS lawsuit, click here.). Gardineer raised concerns about the application of bespoke capital, liquidity, and risk management requirements for SPNB charter applicants. In her remarks and responses to questions, Ms. Questions directed at Ms.

Policies 60

Policies Lending Data Online 60

PYMNTS

FEBRUARY 14, 2018

2017 was the year of experimentation as enterprises realized both the benefits and challenges of blockchain,” said IDC Customer Insights and Analysis Research Manager Stacey Soohoo in a statement, according to Cryptovest reports this week. As a leader in blockchain innovation and integration, the U.S. percent from 2016 to 2021.

blockchain 111

blockchain Compliance Mobile Technology 111

Insights on Business

APRIL 23, 2018

Starting in 1954 with the “ Electronic Brain ” project that “reduced the time required for a cost-benefit analysis from 1,000 man-hours to nine and a half minutes,” the relationship between these two American institutions continues producing innovative solutions in the finance and banking industries.

Security 87

Security Data Analytics Industry 87

Abrigo

APRIL 22, 2024

Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets. Louis Fed economist noted, small businesses “frequently encounter obstacles to accessing capital because banks face challenges in lending to them.” At the same time, 59% pursued credit to meet operating expenses.

Lending 244

Lending St. Louis Community Marketing 244

Abrigo

MAY 22, 2024

Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets. Louis Fed economist noted, small businesses “frequently encounter obstacles to accessing capital because banks face challenges in lending to them.” At the same time, 59% pursued credit to meet operating expenses.

Lending 195

Lending St. Louis Community Marketing 195

CB Insights

NOVEMBER 2, 2017

This briefing with cover financing trends for startups, corporate activity in the space, and innovative approaches to dealing with new regulatory complexities. In this analysis, we dive into the drivers behind the rise of regtech and spotlight companies creating regtech solutions to meet specific regulatory challenges. Key takeaways.

Compliance 72

Compliance Regulation blockchain Software 72

Independent Banker

AUGUST 26, 2015

For the coming year, for instance, one focus is to build out its business intelligence platform to give employees more advanced reporting and quantitative analysis tools. Nonetheless, the bank’s management tries to be flexible when things come up that haven’t been budgeted for. It’s all about prioritization,” Cline says.

Community Bank 70

Community Bank Community Management Maryland 70

Gonzobanker

MAY 7, 2018

Recent analysis by Cornerstone Advisors reviewed the marginal growth of employees at mid-size banks over the past three years. Efficient and agile banks of the future will require that EVERY manager operates with a scorecard of key revenue, efficiency, service and risk management metrics. million to $6.1

Leadership 83

Leadership Operations Lending Strategy 83

Insights on Business

SEPTEMBER 28, 2018

IBM RegTech Innovations. There’s a clear trajectory from daily to intra-day calculations, and in some cases even to real-time XVA calculations to help traders and risk management teams make better operational decisions. Game-changing innovation. Innovation drives business transformation.

Innovation 79

Innovation Risk Management Maine Examples 79

Fintech Labs Insights

OCTOBER 30, 2016

My Virtual Strongbox ( F14 ) introduced the kind of secure document storage technology that can help FIs better manage customer documentation. Global Debt Registry , another F14 presenter, provides compliance and risk management solutions to the account management industry. Mobile payments gets another huge player.

blockchain 12

blockchain Trends Fintech social media 12

CB Insights

DECEMBER 5, 2017

This analysis looks at the strategic investment trends of 12 P&C insurers, listed below. XL Innovate. ” In this area, AmFam has made investments in startups including Cozy , a rent management startup, and mobile used car marketplace Instamotor. American Family Ventures. Aviva Ventures. AXA Strategic Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

CB Insights

JULY 16, 2017

This analysis looks at the strategic investment trends of 12 P&C insurers listed below. XL Innovate. ” In this area, AmFam has made investments in startups including Cozy , a rent management startup, and mobile used car marketplace Instamotor. Allianz Ventures. American Family Ventures. Aviva Ventures. Aviva Ventures.

Strategy 28

Strategy Marketing Analytics Innovation 28

PYMNTS

MAY 18, 2016

Vice President of Fraud and Debit Operations and the Vice President of Bank Analysis at Capital One. In this role, he was responsible for the fraud strategy, operations and investigations in addition to debit operations for Capital One Bank. Previously, he served as the Sr. CEO of Market Platform Dynamics.

Fraud 101

Fraud social media Operations Capital 101

Abrigo

MARCH 24, 2021

Capitalize on the momentum you gained during 2020. Digital + relationship banking = better NIM Re-evaluate how existing resources can blend digital innovations with the community financial institution’s hallmark relationship-banking practices. Lending & Credit Risk. Credit Risk Management. Risk Ratings.

Lending 221

Lending Technology Survey Examples 221

South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. Some risks occur slowly; others strike quickly and hard. Optimizing Risk. Putting Velocity of Risk into Action.

Risk Management 195

Risk Management Examples social media Management 195

Gonzobanker

DECEMBER 22, 2015

Bank Innovation named Jill one of the 10 most innovative CEOs in banking for 2015, and we doubt that Bank Innovation would know who Jill is if not for her presence on Twitter. Information Management Award. Jill’s use of Twitter is a model for any bank CEO looking to engage on social media. Can we see an actual ROI?

Community Bank 60

Community Bank Apple Community Technology 60

CB Insights

OCTOBER 6, 2017

Innovation in microprocessors — particularly Nvidia’s graphic processing units (GPUs) — have played a large role. A detailed analysis of Walmart patents can be found here ). Khosla Ventures also backed Cafe X Technologies in Q1’17, alongside The Thiel Foundation, Felicis Ventures, and Social Capital. How did we get here?

Software 69

Software Industry Retail United States 69

Fintech Labs Insights

JULY 16, 2015

After a month-long screening process, we narrowed the pile to the newest and most innovative ideas in fintech. Advisor Software uses APIs and apps in a hybrid cloud architecture to steer investment advisors away from traditional wealth management software that’s too rigid, difficult to integrate, expensive, and hard to scale.

Company 12

Company Mobile Software Big Data 12

Fintech Labs Insights

NOVEMBER 18, 2015

BankersLab’s Benchmarking is an addictive simulation game for fintech investors, regulators, and bank executives to predict which managers and lending institutions will make good decisions. ebankIT’s platform uses innovative, omnichannel solutions to create customer traction and engagement through different channels.

Company 12

Company Comparison Customer Experience Management 12

CB Insights

OCTOBER 4, 2018

At $150B, the current valuation of Ant trumps the market capitalizations of leading financial institutions around the world, from Goldman Sachs and Morgan Stanley to Banco Santander and The Royal Bank of Canada. credit cards per capital in the US. As China undergoes a cashless revolution, many view Ant as a mobile payments company.

US 78

US Fintech Mobile Regulation 78