PYMNTS

SEPTEMBER 6, 2016

ACI will be powering EBH’s updated electronic payment options using ACI’s UP Retail Payments solution. ACI’s UP Retail Payments solution will focus on payment type, channel, currency or network and also intends to help EBH to protect the bank’s existing infrastructure regarding its investments and payments.

Payments 100

Payments Risk Management Retail America 100

Abrigo

MARCH 6, 2017

9) @ICBA – The Twitter account for the Independent Community Bankers of America, @ICBA often has videos and breaking news about community banks. 11) @FinancialBrand – The Financial Brand is a digital publication focused on marketing and strategy issues affecting retail banks and credit unions. Learn more here.

social media 150

social media Lending Community Community Bank 150

Gonzobanker

MARCH 22, 2023

At this crossroads moment, every banking and credit union leader in America needs to recognize that the institutional TRUST built over decades is on the ropes. Enterprise Risk Management – Bankers should expect that the regulatory pendulum will swing quickly to a highly strident tone.

social media 78

social media Capital Risk Management Strategy 78

FICO

APRIL 27, 2021

Grupo Monge, one of the largest multinational retail companies in Central America, has used analytic decisioning to improve the way it evaluates and grants credit to its customers, especially those previously excluded from being able to access loans. Loans That Improve Lives.

Analytics 52

Analytics Analysis Management Risk Management 52

Celent Banking

APRIL 18, 2016

This year we received a record number of submissions – well over 100 – that came from all over the world; the nominations were spread equally between North America, EMEA and APAC. Bank of America Merrill Lynch, US. Cash Management and Trade Finance. Security, Fraud, and Risk Management. RBC, Canada.

US 100

US Case Study Risk Management America 100

South State Correspondent

JANUARY 4, 2023

Sectors like office, retail, and hospitality, are even worse. For 2023, banks need to prioritize interest rate risk management and credit accuracy as a top priority. Consider that in 2021, Chase and Bank of America controlled approximately 33.9% Develop a more innovative process.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

NOVEMBER 8, 2017

Other banks and FIs, including well-known commercial savings banks like Bank of America and HSBC , are using the technology to cut down on the risks associated with large transfers. These FIs often team up to tackle risk management evaluations and other operations. But it isn’t just about a need for speed.

blockchain 216

blockchain Technology Payments Risk Management 216

PYMNTS

JULY 16, 2018

Macy’s is, of course, just the latest retailer in a long string to be hit with such a breach. In April, retailer Hudson’s Bay disclosed that customers at Saks and Lord & Taylor stores in North America have had their payment cards compromised. A lot of big buys — and according to its CEO, it is just getting started.

Cards 100

Cards Data Digital Banking Retail 100

PYMNTS

JUNE 9, 2016

If the wisdom of a retail age before the internet is to be believed, summer is the season when consumers can’t help but get into their cars and head out on the roads to splurge in whatever way strikes their fancy. Bankruptcies. have been picked up and deposited on the shoulders of brands in Merry Old England.

Vermont 100

Vermont Retail Branding Seattle 100

PYMNTS

NOVEMBER 30, 2018

Eko said it will focus on the geographic expansion of its solution across Europe and North America. With $81 million in new funding, Deputy will continue to build out its hourly paid workforce management technologies. Cybersecurity risk management enterprise CloudSEK announced a $1.97

Capital 156

Capital Management Technology Operations 156

FICO

MAY 27, 2021

Decision Management Innovation. eDriving , a leading global provider of digital driver risk management programs, partnered with FICO to create a score based on telematic driving data. Conductor , the leading banking-as-a-service platform in Latin America, increased fraud detection by 25 percent. Financial Inclusion.

Analytics 52

Analytics Fraud Management America 52

Gonzobanker

DECEMBER 22, 2020

Whether this turns out great or a bubble that pops, Chime has jolted the staid banking industry into thinking about who will acquire future retail customers and where value creation may emerge. It will be a different world in retail delivery post-COVID, and a great deal of test and learn is under way regarding virtual customer interactions.

Idaho 172

Idaho Community Industry Strategy 172

Gonzobanker

APRIL 23, 2020

The impending credit storm was evident when large banks like Chase, Wells Fargo and Bank of America added billions to their loan loss provisions. As banks and credit unions look at their loan portfolios, they will be smart to begin assessing whether they have all the coding necessary to identify the highest risk segments.

Management 79

Management Tampa Analytics Data 79

Fintech Labs Insights

MARCH 8, 2017

OutsideIQ teams up with Genpact to bring better risk management, KYC, and AML compliance solutions to banks. Mambu goes live in the Americas with new offices in Miami and new regional managing director. UK food retailer, The Co-operative Group chooses ACI Worldwide to run wallet service. Alumni updates.

Miami 15

Miami New York Dallas blockchain 15

Banking 2020

DECEMBER 16, 2014

A big part of this is moving from reactive to proactive talent management. Take Smart Risks: Managers generally hire people who walk and talk like everyone else on the team. Obvious examples include functions like technology, data, security, finance; and business groups like payments, fintech and retail banking.

Leadership 52

Leadership Regional America Industry 52

Independent Banker

FEBRUARY 24, 2016

Independent Community Bankers of America. Former Major League Baseball player and manager, chief baseball officer for the Arizona Diamondbacks. If you think about it, for the vast majority of retail banking institutions, they’re nearly identical. IB: Community bankers are the world’s best risk managers.

Community Bank 70

Community Bank Community Innovation Customer Experience 70

FICO

AUGUST 18, 2021

This could be due to less restrictive qualifying rules or higher spend overlimit allowed in the Americas compared to the UK, and in a COVID context, due to more liberal stimulus and longer defined payment holidays offered by the Canadian banks and mortgage companies. Lockdowns also increased online spending.

Trends 52

Trends US Cards Regional 52

PYMNTS

SEPTEMBER 3, 2018

“When we look at P2P on the domestic front, for example, what we see is that it has taken off because people want to be able to have the money put right [into] their bank account,” said Cecilia Frew, senior vice president and head of Visa’s North America Push Payments, in an interview with PYMNTS. Zelle Gains Ground On Venmo.

Branding 100

Branding Cards Fraud Marketing 100

Tomorrow's Transactions

NOVEMBER 6, 2016

Here I am engaged in a heated debate with a noted retail banker over the likely future identity and verification ecosystem. The ramifications of the shift to instant payments (of one form or another) and the switch to low cost push payments in retail remain unexplored. I decided to seek out more controversial opinions.

blockchain 52

blockchain United States Payments social media 52

Tomorrow's Transactions

NOVEMBER 6, 2016

Here I am engaged in a heated debate with a noted retail banker over the likely future identity and verification ecosystem. The ramifications of the shift to instant payments (of one form or another) and the switch to low cost push payments in retail remain unexplored. I decided to seek out more controversial opinions.

blockchain 46

blockchain United States social media Fintech 46

Celent Banking

APRIL 7, 2017

Bank of America, USA. Risk Management. I would like to offer my personal congratulations to all of our Model Bank 2017 winners: Winner. Alior Bank S.A., Emerging Technology for Consumers. Banco Original, Brazil. Consumer Digital Platform. BMO Bank of Montreal, Canada. Process Automation. Capital One, USA. CBW Bank, USA.

Case Study 189

Case Study Boston Risk Management Study 189

PYMNTS

MAY 19, 2016

When it comes to retail bankruptcies, do you want the good news or the bad news first? The good news: In a marked departure from the months preceding it, no major retailers filed for bankruptcy protection this week. Bankruptcies. Way to rub it in, TJX. According to a ruling from the U.S.

Retail 100

Retail Branding Groups Marketing 100

PYMNTS

MARCH 2, 2018

The pushback from naysayers has focused on the competition — namely, for example, that First Data, Worldpay and Bank of America are bigger, and Square and Stripe are faster. The Cayan acquisition is helping TSYS boost efforts in retail, healthcare and in the salon and wellness verticals. But we have the assets to do it.

Payments 100

Payments Software Strategy Technology 100

Abrigo

MARCH 24, 2021

Financial institutions also spent money on technology to enable accepting smaller-dollar business loans profitably or to open retail or small business deposit accounts online. Lending & Credit Risk. Credit Risk Management. Lending & Credit Risk. Risk Ratings. Learn More. Member Business Lending.

Lending 221

Lending Technology Survey Examples 221

Gonzobanker

DECEMBER 22, 2014

Congratulations to Citi, JP Morgan, HSBC, UBS, RBS and Bank of America for truly separating yourselves from the pack. Retailer of the Year that Caused the Most Project Heartache in Bank I.T. Risk Management. ??? 4 billion dollars …. THE TECHNOLOGY AWARDS. And who can blame them? Performance Solutions. Strategic Planning.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Independent Banker

JUNE 30, 2022

But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Woori America Bank. Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. By Ed Avis. Poppy Bank.

Community Bank 172

Community Bank Community National Philadelphia 172

CB Insights

OCTOBER 6, 2017

Meanwhile, nearly 5 million retail workers are at a medium risk of automation within 10 years. With the emergence of industry-specific AI, the effects of automation — initially felt in manufacturing — are seeping into retail sales, restaurants, e-commerce, marketing, and even software development. Retail salesperson (4.6M).

Software 69

Software Industry Retail United States 69

Gonzobanker

DECEMBER 22, 2015

Check out Gleason’s stock performance vs. Wells (WFC), Chase (JPM) and Bank of America (BAC) over the past five years. To PNC , who at BAI Retail Delivery pointed to hiring a behavioral psychologist to review its origination process. Bravo OZRK! Not even close. . 2015 Executive Call-out. Dan Schulman, CEO of PayPal.

Community Bank 60

Community Bank Apple Community Technology 60

William Mills

MAY 9, 2018

Our dedicated team of 37 professionals are in North America. Fiserv is highly regarded for its leadership and innovation, and award-winning solutions for mobile and online banking, payments, risk management, data analytics and core account processing.

Security 40

Security Samsung Strategy San Jose 40

Gonzobanker

FEBRUARY 21, 2017

No person in America, particularly an unelected person, should have the power, unilaterally, to decide what credit cards should go in our wallet, whether or not we can have a mortgage, and whether or not, if we like our banker, we can keep her. Senator Elizabeth Warren. “No War game new incentive plans and consumer fee structures.

Regulation 73

Regulation Risk Management Management America 73

Gonzobanker

FEBRUARY 21, 2017

No person in America, particularly an unelected person, should have the power, unilaterally, to decide what credit cards should go in our wallet, whether or not we can have a mortgage, and whether or not, if we like our banker, we can keep her. Senator Elizabeth Warren. “No War game new incentive plans and consumer fee structures.

Regulation 60

Regulation Risk Management Management America 60

CB Insights

OCTOBER 4, 2018

This summer, Reuters reported that in 5 years, tech services (including online risk management and fraud prevention for financial institutions) will make up 65% of Ant’s revenue, compared to 34% in 2017. More recently, Ant has looked to Latin America for new partnerships.

US 78

US Fintech Mobile Regulation 78

Gonzobanker

DECEMBER 19, 2016

Best Free Market Research a Retail Banker Will Ever Get. However, we’ve gone from spotty Siri performance and playing with Amazon Alexa with our stereo system to Bank of America predicting its chatbot, Erica, will become customers’ new financial advisor. Maybe nobody can get that many retailers to agree on anything.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Best Free Market Research a Retail Banker Will Ever Get. However, we’ve gone from spotty Siri performance and playing with Amazon Alexa with our stereo system to Bank of America predicting its chatbot, Erica, will become customers’ new financial advisor. Maybe nobody can get that many retailers to agree on anything.

Utah 60

Utah System Community Marketing 60

CB Insights

AUGUST 6, 2017

Disrupting Banking: The Fintech Startups That Are Unbundling Wells Fargo, Citi and Bank of America. Lending, Investments, And Personal Finance: 102 Startups Attacking The Retail Banking Value Chain. RETAIL TECH AND NEXT-GEN COMMERCE. Don’t You Look Smart: 45 Artificial Intelligence Startups Targeting Retail In One Infographic.

Industry 78

Industry Marketing Fintech Software 78

Fintech Labs Insights

SEPTEMBER 1, 2015

Advisor Software is a Cloud provider of sophisticated wealth management and digital investment advice APIs and apps for financial services enterprises. Alfa-Bank offers a wide range of products and operates in all sectors of the financial market, including corporate and retail lending.

Company 12

Company Software Analytics Mobile 12