PYMNTS

JULY 2, 2018

This consumerization of the enterprise has emerged as a heavyweight behind corporates’ digital transformations – but businesses aren’t consumers, and emerging technologies must address unique needs while still providing a positive user experience. Take mobile banking , for instance. One, of course, is the physical token.

America 117

America Mobile Security Technology 117

PYMNTS

MAY 30, 2018

What will it take to make Latin America more digital — in payments, commerce, FinTech or even healthcare? Cash remains king in the region, with about two-thirds of consumers in Latin America preferring that payment method over credit, according to estimates. Healthcare seems likely to play a role.

America 109

America Regional Mobile Pennsylvania 109

American Banker

AUGUST 31, 2020

The bank is making continuous improvements, including integrating Merrill Lynch accounts into its banking app and adding a security feature to Zelle.

America 79

America Digital Banking Security Banking 2020 79

PYMNTS

JULY 3, 2019

Digital challenger banking startup Airfox has announced a partnership with Mastercard Brazil to expand the availability of low-cost banking solutions, according to a release by the company. Airfox’s push toward inclusion is apparent in its Brazilian banking service called banQi, which is free. .

Digital Banking 100

Digital Banking ATM America Security 100

CB Insights

JANUARY 5, 2021

In the past few years, the burgeoning popularity of digital banks has only underscored the severity of these problems, with upstarts like Chime and SoFi offering cheaper, faster, and more convenient banking experiences. . get the state of challenger banks report. Source: PwC. The unbanked/underbanked. Globally, 1.7B

Digital Banking 98

Digital Banking US Online FDIC 98

PYMNTS

JULY 21, 2020

The European Union’s financial authorities are monitoring how the pandemic may be affecting banks’ and FinTechs’ compliance with rules such as the General Data Protection Regulation (GDPR) and the revised Payment Services Directive (PSD2), for example. How The Pandemic Is Highlighting Open Banking Challenges In Latin America.

Mobile 229

Mobile Report America Regulation 229

PYMNTS

MAY 14, 2020

EMQ has, for its part, recently increased network growth throughout North America, Africa and Asia Pacific, with access to more than 80 important international markets. The SCB payment platform would work with the EMQ network to reportedly provide secure and cost-effective cross-border offerings.

System 255

System Payments America Security 255

Bank Innovation

AUGUST 23, 2018

Consumers want banks to do more than just hold their money, they want their banks to help them meet their financial goals. In fact, a new consumer report by CSI shows that 83% of American consumers agree with that statement. That number jumped to 87% for consumers with an annual household income of $100,000 or […].

Digital Banking 236

Digital Banking Meeting Report America 236

PYMNTS

MARCH 20, 2018

Bank of America announced news on Tuesday (March 20) that customers can now add multiple credit and debit cards to their PayPal account without having to use a laptop or desktop computer. According to Bank of America , its customers have been adopting digital payments at record rates.

Mobile 124

Mobile Cards Ohio Indianapolis 124

PYMNTS

NOVEMBER 12, 2020

Payments processor Galileo will be powering Dave Banking , a banking startup that services people without long credit histories, the company announced in a press release Thursday (Nov. Dave’s digital bank account and debit card have no minimum balance requirement, no overdraft fees and access to 32,000 MoneyPass ATMs, fee-free.

Utah 143

Utah ATM America Digital Banking 143

PYMNTS

SEPTEMBER 6, 2016

In a world where payments become more invisible the more digital they become, there’s never been a better opportunity to consider new ways to enable the digital transformation of financial services in a secure and compliant way. Or watch its digital disruption. Payments Security As A Digital Business Enabler.

Security 100

Security CA Payments Big Data 100

PYMNTS

JULY 23, 2020

Open banking has been picking up steam in Latin America for more than two years. Brazilian lawmakers have been developing open banking plans since 2019, for example, outlining rough guidelines to be enacted late this year. The creation of open banking initiatives in the E.U.

America 165

America Regulation Regional Tools 165

PYMNTS

AUGUST 9, 2017

Bank of America is reportedly launching a pilot of Samsung Electronics technology that will enable customers to access the mobile banking app via a photo of their eye. The reported noted that of its mobile banking app users, half use fingerprint authentication.

Samsung 118

Samsung America Mobile US 118

FICO

MAY 28, 2021

At a country or regional level, you can find out what the top trends for each were by downloading the e-books: North America – Covering Canada and USA. Using biometric security to protect accounts is accepted and even expected. South Africa. Colombia and Mexico. Australia and New Zealand. Philippines. in Brazil to 18.8% in Australia.

Survey 52

Survey Digital Banking Trends Comparison 52

Cisco

APRIL 12, 2022

I fondly recall in the not-too-distant past, Bank of America radio commercials boasting about its branch network. In the lighthearted radio commercial, the person was giving directions and using the location of Bank of America branches as where to turn. This is where Cisco technology can help. Empower the branch.

America 105

America Customer Experience Operations Survey 105

PYMNTS

JUNE 25, 2019

Bank of America (BofA) announced on Tuesday (June 25) that it’s launching a digital debit card, according to a release by the company. It’s also making other additions to its banking app to help customers handle their finances while they’re on the move.

Cards 132

Cards America Mobile ATM 132

PYMNTS

JANUARY 27, 2021

The new features include a biometric voice authentication system intended to reduce the time spent waiting on hold and fortify security. The reasons to go digital, she said, were not only to make processes easier for members and staff but also to stay competitive with other FIs. We said,] ‘Why can’t we have that, too?’

New Jersey 223

New Jersey Connecticut Fraud System 223

PYMNTS

JUNE 13, 2017

Diebold Nixdorf , the connected commerce technology company and Samsung SDS America announced they are teaming up to show how integrating advanced mobile technology — such as facial recognition — and the self-service channel can result in enhanced security and an improved consumer experience.

Samsung 119

Samsung ATM Austin Security 119

PYMNTS

FEBRUARY 20, 2019

While they were once seen as novelties, challenger banking institutions are further encroaching into traditional banks’ territory, adding new responsibilities and products to their portfolios, such as lending. News From the Digital Banking Landscape. In the U.K., About the Tracker.

Digital Banking 155

Digital Banking Millennials America Lending 155

PYMNTS

JANUARY 2, 2020

In today’s top payments news, JPMorgan blocks FinTechs from accessing customers’ passwords, and Ant Financial and Razer throw their hats into the ring for one of Singapore’s five available digital banking licenses. Plus, Indonesia is planning to implement flat-rate fees for certain digital wallet transactions.

Fintech 133

Fintech Payments Digital Banking America 133

PYMNTS

DECEMBER 18, 2019

Digital payments company Payrailz is teaming with Mastercard to launch a pilot of the Mastercard Bill Pay Exchange, a real-time payment solution that works directly with digital banking apps, Payrailz said in a press release on Wednesday (Dec. Billing accounts can be securely linked so that payments can be made through Payrailz.

Payments 147

Payments Connecticut America Digital Banking 147

PYMNTS

AUGUST 5, 2019

Earlier this year InstaRem announced plans to secure a digital banking license in Singapore, describing the initiative as a “natural extension” for the company’s existing offerings in the country, where it is based. In March the company announced $41 million in new funding.

Payments 184

Payments National America Digital Banking 184

Cisco

OCTOBER 19, 2020

Various regulations, PIX, Open Banking and hundreds of innovations are completely changing the rules of the game in this industry. Today, given the healthcare reality in the world, increasingly digitized customers demand greater speed, security, and new experiences in banking services.

User Experience 71

User Experience America Security Digital Banking 71

PYMNTS

DECEMBER 17, 2019

As alt-banking matures and FinTechs mushroom, challenger banks are losing their cool “disruptor cred” and blending into the banking landscape. Their rebel veneer fading, challenger banks and FinTechs are learning the price of being just another part of the financial ecosystem. Not as cool. Recent entrants to the U.S.

San Diego 131

San Diego Fintech Fraud Digital Banking 131

PYMNTS

OCTOBER 3, 2019

That research, which is called “ The Consumer-Centric Authentication Study: Transforming The Consumer’s Digital Banking Experience ,” served as the foundation for a recent PYMNTS discussion between Karen Webster and Sherif Samy , SVP North America at Entersekt , which helped craft the report. Among the main findings?

Fraud 151

Fraud Digital Banking Mobile Analysis 151

PYMNTS

AUGUST 5, 2016

That could mean plenty of savings for banks in the coming years, according to the latest PYMNTS.com Digital Banking Tracker. The July edition of the Tracker reports that surveys from both Bank of America and Chase indicate that consumers are planning to make more digital and mobile purchases in the years ahead.

Payments 100

Payments America Millennials Digital Banking 100

PYMNTS

MAY 28, 2020

Google’s security experts had their hands full in April, as its Threat Analysis Group (TAG) emailed 1,755 warnings to users whose accounts were targets of hacking and phishing attempts by cybercriminals. SoFi Powers Samsung Pay Mobile Banking Services. To help users manage everyday finances, Samsung Electronics America, Inc.

Google 130

Google Samsung Report Payments 130

PYMNTS

OCTOBER 1, 2020

The great digital shift is transforming credit cards into money management tools. The company said that through the expansion of its Digital-First Card Program, which was announced last Wednesday (Sept. Those processors will in turn work with issuing banks to offer near-instant issuance of cards.

Cards 249

Cards Management Tools Guidelines 249

PYMNTS

DECEMBER 17, 2019

That test is playing out in Brazil, the largest country in South America, and one of the largest emerging economies in the world. As Martins said, the country’s financial system and central bank have restrictive rules about what types of collateral — or “leverage” — businesses can offer when seeking loans.

Fintech 136

Fintech blockchain Trends America 136

PYMNTS

MARCH 18, 2020

The pressure is certainly there, Vaduvur Bharghavan (VB), president and CEO of Ondot Systems told Karen Webster — particularly for smaller and local banks, where roughly a third of consumers said they were ready to jump ship to Big Tech. And the FIs that will move along with them, he said, will be the ones that survive and thrive. “We

Cards 217

Cards Tools Mobile Google 217

PYMNTS

JULY 10, 2020

The need for both innovation and security comes at a time when open banking is gaining a foothold in the United States due in part to the pandemic. It’s been a coordinated effort — regulatory-driven, highly standardized and thrust upon the banking community. Regulation Vs. Market Forces. In the U.S., Checks And Balances.

Data 272

Data Innovation Fintech Illinois 272

PYMNTS

MAY 4, 2017

In the latest webinar series, PYMNTS’ Karen Webster jumped into the findings of the Global Cash Index, gaining a sense of the story behind the numbers in the United States and the Americas in general. Turning to the Americas — defined as the U.S., Among the core reasons for this: The perception that the use of cash was more secure.

ATM 192

ATM Millennials United States Study 192

PYMNTS

DECEMBER 16, 2019

The attended bot from Jacada securely and safely logs agents into hundreds of owner credit unions’ digital banking platforms, taking away multiple manual steps from agents and significantly decreasing member hold times. It is now in use across all PSCU contact centers, according to an announcement. “We

Training 136

Training America Digital Banking Management 136

Fintech Labs Insights

DECEMBER 5, 2016

Clicking the See popular features link delivers you to a page touting features across 3 categories: Manage Accounts, Payments & Transfers, and Security. Pay with a digital wallet. Security Center. Note: I’m surprised Bank of America’s “deals” aren’t one of the 16 features highlighted.

America 12

America Digital Banking Marketing Mobile 12

PYMNTS

DECEMBER 16, 2019

The attended bot from Jacada securely and safely logs agents into hundreds of owner credit unions’ digital banking platforms, taking away multiple manual steps from agents and significantly decreasing member hold times. It is now in use across all PSCU contact centers, according to an announcement. “We

Training 130

Training America Digital Banking Management 130

PYMNTS

FEBRUARY 26, 2019

Approximately 70 percent of people in Latin America do not have access to bank accounts, marking a significant gap in financial inclusion. That gap could soon close, however, as Latin America undergoes its financial services renaissance. Improving Digital Banking Journeys.

America 122

America Security ATM Fraud 122

PYMNTS

NOVEMBER 4, 2020

regulators acknowledge that although there is a market and demand for open banking, the current regulatory structure prioritizes consumer protection.”. That establishes strong roots for open banking demand in America, while also giving a nod to its inevitability here, and soon. One need only look to the U.K. for a foretaste. “A

US 171

US Boston Regulation Data 171