South State Correspondent

JANUARY 16, 2024

Barings Bank, Orange County (CA), Enron, Long-Term Capital Management, and other entities misused derivatives or didn’t understand the difference between hedging and speculating. With the development of the term SOFR market, BSBY offers no perceived advantages over SOFR, Fed Funds, or Prime. Virtually no ongoing or upfront costs.

Community Bank 195

Community Bank Community Compliance CA 195

PYMNTS

MAY 9, 2016

Bank of America, Capital One, Wells Fargo, Chase and more published their findings — sometimes to contradicting conclusions. Chase reached some optimistic conclusions regarding how small business owners feel about the year ahead, while Capital One highlighted a 9 percent decline in SME optimism. Small businesses’ top concern?

America 100

America National Capital Survey 100

PYMNTS

MARCH 29, 2020

Bigger lenders — JPMorgan Chase , Bank of America , Capital One and Santander — are pouring over various borrowing rules and making revisions, informed sources told the WSJ. Square and On Deck Capital are among the FinTechs planning to follow suit in the coming days.

America 198

America Capital Cards Lending 198

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. They have not been distributed by fiduciaries to the mass market. Selling a diversified, cheap asset allocation as your core investment is a stable market equilibrium. It is logic. It is statistics.

America 52

America Wyoming National Capital 52

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. They have not been distributed by fiduciaries to the mass market. Selling a diversified, cheap asset allocation as your core investment is a stable market equilibrium. It is logic. It is statistics.

America 52

America Wyoming National Capital 52

PYMNTS

SEPTEMBER 30, 2020

The House committee held a hearing on the idea after Acting Comptroller of the Currency Brian Brooks in July proposed a new special purpose national banking charter for payments companies. The industry claims that means payments banks wouldn’t be subject to the same capital liquidity requirements that regular banks are.

Regulation 349

Regulation National System Industry 349

South State Correspondent

JANUARY 4, 2023

Because many banks are now producing below their cost of capital, growth further exacerbates their issues and drives them out of business (likely through a sale) faster. Without the windfall of profit accrued to banks in 2022 because of faster-than-expected rate increases, banks will need to be better allocators of capital.

Community Bank 195

Community Bank Capital Training Lending 195

PYMNTS

OCTOBER 30, 2020

“Freshly is an innovative, fast-growing, food-tech startup, and adding them to the portfolio accelerates our ability to capitalize on the new realities in the U.S. food market and further positions Nestlé to win in the future,” Nestlé USA Chairman and CEO Steve Presley said in the press release.

Analytics 151

Analytics Resources America Meeting 151

PYMNTS

DECEMBER 10, 2020

is accelerating market convergence for the Santiago Exchange. and Europe the ability to send secure funds to 12 nations in Africa for a reduced charge. Volante Technologies Accelerates Market Convergence For Santiago Exchange. In today’s top payments news around the world, Xoom is now offering clients in the U.S., Canada, U.K.

Payments 178

Payments Google Technology Taxes 178

PYMNTS

NOVEMBER 15, 2018

Instacart raises new capital, Berkshire takes a stake in Chase and bitcoin has a bad day. Berkshire has around 9 percent stakes in Bank of America and Wells Fargo, and is the top investor in both companies. Berkshire has around 9 percent stakes in Bank of America and Wells Fargo, and is the top investor in both companies.

Bitcoin 185

Bitcoin Fraud America National 185

PYMNTS

APRIL 30, 2018

National Small Business Week is this week in the U.S., But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too. and global stock markets are also top concerns among entrepreneurs surveyed by the bank.

Taxes 144

Taxes America National Community 144

PYMNTS

APRIL 6, 2020

America is still the most prosperous nation the world has ever seen.”. He also had good things to say about the Fed ’s response to the financial strains in the markets. We have the resources to emerge from this crisis as a stronger country,” Dimon said in the letter. trillion a year.

Strategy 159

Strategy Resources America Cards 159

PYMNTS

JULY 6, 2020

We are always delighted to be able to use our technology to remove finance costs from a supply chain but never more so than when we can support small businesses that play such a key role in supporting our nation’s health.” trillion worldwide market for working capital finance.

Payments 150

Payments Analytics America Fintech 150

PYMNTS

DECEMBER 15, 2017

By now, the alternative lending market is hardly new, and investor appetite for startups in the space seems to have waned. This week, alternative finance companies raised more than $77 million in venture capital funding, accounting for nearly 70 percent of total funds raised by B2B FinTech startups this week. Enterprise Security.

Fraud 115

Fraud Capital New York City Lending 115

PYMNTS

OCTOBER 9, 2020

13-14, online merchants in America and beyond are preparing for the earliest, most aggressive selling season ever. centric events, that’s no longer the case because global sellers and fierce competition have blurred national boundaries. With the holiday shopping season set to kick into high gear with Amazon Prime Day on Oct.

social media 295

social media America Online Branding 295

PYMNTS

NOVEMBER 26, 2019

As a licensed exchange, BitBay has to follow the market standards. Compliance with market standards and regulations allows us to provide our clients with legal security and convenience of using the exchange, with the participation of a friendly banking system and the availability of payment operators,” BitBay said.

Bitcoin 141

Bitcoin ATM Risk Management Compliance 141

PYMNTS

JUNE 21, 2018

Sources say Robinhood Markets is in talks with regulators about offering banking services to its more than 4 million users. billion in a new round of funding, with investors including Sequoia Capital , Kleiner Perkins Caufield & Byers , Iconiq Capital and Alphabet Inc.’s In May, the company received a valuation of $5.6

Regulation 123

Regulation Millennials California Capital 123

PYMNTS

NOVEMBER 13, 2018

HSBC Global Banking and Markets, Americas COO Matthew J. Flanigan said in a press release , “distributed ledger technology will clearly be important in modernizing the shared infrastructure of capital markets. In 2019 we will look at ARA barges, waterborne markets, and U.S. crude pipelines.”.

blockchain 169

blockchain Bitcoin Software Industry 169

PYMNTS

JANUARY 25, 2021

The National Retail Federation ’s annual convention may have come and gone but the sentiments, strategies and lessons learned from facing nearly a year of pandemic-led changes by some of the world’s largest merchants are going nowhere fast — especially when it comes to their embrace of increased digitalization.

Community 269

Community Retail Strategy National 269

PYMNTS

NOVEMBER 4, 2016

This time, the industry saw modest gains — a couple million in funding here, another million there — with just three venture capital funding rounds. million in venture capital. Also targeting SaaS businesses is UserIQ, which announced its own $2 million Series A funding round this week, led by BIP Capital. i2B Capital.

Capital 100

Capital Software America Security 100

PYMNTS

OCTOBER 23, 2018

have capitalized on a sea change in how we pay. Dig even deeper than that, and you’ll find that eCommerce is growing by 18 percent in Africa, 28 percent in Asia and 25 percent in Latin America. To capitalize on that aforementioned eCommerce growth in emerging markets and log sales in those regions, U.S. Though the U.S.

Payments 164

Payments Regional Online America 164

PYMNTS

SEPTEMBER 22, 2017

Once again, the world’s alternative SMB lending industry regained the spotlight, with key deals in Asia and South America placing the industry in the top spot for this week’s B2B FinTech roundup. Blue Lotus Capital. This week, the company secured $477,000 from venture capitalists at KK Fund, based in Singapore. Honorable Mentions.

Capital 152

Capital America Lending Industry 152

Bobsguide

FEBRUARY 22, 2022

Ashvini Saxena, Head – Americas for TCS BaNCS said, “The successful deployment of TCS BaNCS at Zions is testimony to the commitment from both Zions and TCS to make this happen. It’s a significant landmark not just for TCS and for Zions, but for the banking industry in North America.

Software 78

Software Wyoming Idaho Nevada 78

PYMNTS

JUNE 17, 2019

The dispute over the Office of the Comptroller of the Currency ‘s (OCC’s) national bank charter, which became available to FinTech firms last year, has reportedly caused technology conglomerates to shy away from a tool that aims to provide nonbank firms with a more streamlined way to operate on a national level.

Google 142

Google National Fintech Regulation 142

PYMNTS

APRIL 27, 2020

As Bank of America CEO Brian Moynihan said on “Face the Nation” this past week, “It’s clear that between Congress, the administration and the American people, we need to get all these funded and not make this a foot race. Banks’ websites went down, and so did the Small Business Administration (SBA’s) sites.

Columbus 149

Columbus Ohio Capital New York 149

South State Correspondent

MARCH 16, 2022

In a competitive market for commercial loans, every feature that can preserve credit quality or maintain pricing can be valuable to the lender. Many community banks will market their fixed rate loans based on the simplicity of the prepayment provision, and this starts by understanding the value that each provision creates.

How To 195

How To Community Bank Community National 195

PYMNTS

AUGUST 8, 2017

-educated entrepreneurs met while working abroad at Renaissance Capital and Deutsche Bank. And so, in 2012, with only a few hundred thousand of their own dollars to get up and running, ID Finance launched in one of those underserved markets — their home market of Russia. A New $200 Million Fund.

Lending 105

Lending Capital Fintech Marketing 105

PYMNTS

JUNE 8, 2016

Across the Northern Hemisphere, markets have taken a gradual approach to implementing digital invoicing and B2B billing tools. In these markets, paper invoices continue to reign. This slow-and-steady movement towards automated procure-to-pay processes may no longer suffice in today’s market. A Faster Way.

America 100

America Taxes Tools National 100

PYMNTS

OCTOBER 9, 2019

In other news, the SIX Digital Exchange (SDX) announced that it is joining forces with the Swiss National Bank (SNB) on a proof of concept to look into how digital central bank money could be used in the settlement of tokenized assets between market participants. “As We are starting to see more demand pick up in the market,” Lim said.

Bitcoin 116

Bitcoin San Francisco Taxes Compliance 116

PYMNTS

NOVEMBER 13, 2018

ParkWhiz announced it has received an additional $5 million in equity to its recently-announced Series D financing, bringing the total funding round led by NewSpring Capital to $25 million. The money will be used to expand the company’s parking network, Arrive, which provides friction-free access to parking lots in select markets.

Chicago 123

Chicago Branding Groups Apple 123

Abrigo

MAY 1, 2017

As he developed our product and expanded our markets , I managed the books. The SBA has 68 district offices and an extensive network of resource partners across America, including Puerto Rico, the U.S. Many entrepreneurs need capital to start or expand their small business, combining what they have with other sources of financing.

Puerto Rico 150

Puerto Rico Virgin Islands Guam Resources 150

PYMNTS

NOVEMBER 27, 2018

So, access to capital isn’t just essential for these companies to survive — it’s critical for the economy to thrive. “We all know banks are a key source of capital for small and medium businesses,” Phelan told PYMNTS in a recent interview. Yet, the small business lending gap remains.

Lending 159

Lending Fintech Capital Report 159

PYMNTS

NOVEMBER 12, 2019

In Latin America, Colombia is a bright spot for innovation and growth within the small business ecosystem. An Oxford Business Group report on the nation pointed to an estimated 2.5 An Oxford Business Group report on the nation pointed to an estimated 2.5

Lending 102

Lending Analysis America Strategy 102

Gonzobanker

FEBRUARY 29, 2024

A recent round of bank merger announcements and the marquee Capital One/Discover deal illustrate this mantra’s popularity. Without this push, traditional banks may lose a terminal amount of future market share. It appears nothing else matters but the urgency to get big and get there fast.

Tools 163

Tools Analytics Data System 163

PYMNTS

DECEMBER 19, 2019

According to the report, Glovo figures that it’s only the second privately held company in the nation to reach that level of valuation. Glovo ’s market focus is still fixed on the core regions where it already has operations, including South West Europe, South America and Eastern Europe and Africa.

Regional 130

Regional America National Report 130

PYMNTS

JANUARY 28, 2019

There was also participation by all of Finxact’s existing investors, including Live Oak Ventures, First Data, Woodforest National Bank and T.N. We have multiple customer implementations currently underway and have raised capital to expand our capacity to go to market on a broader scale. The core banking market in the U.S.

Digital Banking 108

Digital Banking System Innovation America 108

South State Correspondent

DECEMBER 8, 2023

The real reason that this conference makes our favorites list is that this is one of the few conferences where we can learn what the largest and most progressive banks are doing in the market. Whole Banking is a Function of Team Banking Selling, servicing, and marketing small business banking is expensive because of the complexity.

Conference 195

Conference Retail Community Bank Technology 195