CRB Group unveils Investment Banking strategy
The Paypers
FEBRUARY 29, 2024
CRB Group , the parent company of Cross River Bank and CRB Securities, has announced the launch of an Investment Banking strategy.
Banking-Strategies Investment-Banking 
Investing in America: 7 Strategies and 7 Tactics That Can Drive Business
South State Correspondent
MARCH 28, 2024
The Biden Administration “Investing in America” agenda continues with many programs opening in June of this year. If your bank has not done so already, it should consider getting involved for the benefit of customers and shareholders. Projects and locations: Investing in America Program Details ).
America 
195
195 Join 50,000+
Insiders
Sign Up for our Newsletter
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Trending Sources
Analyzing Santander Bank’s growth strategy: How the banking giant is investing in fintech
CB Insights
MARCH 28, 2023
Founded in 1857, Spain-based Santander is one of Europe’s largest multinational banks, with a market capitalization of around $60B, and a long history in retail, business, and commercial banking. It has also launched new tech-forward payments and banking products (such as PagoNxt ) and stepped into digital asset trading.
Strategy 61
61 
How to Set Your Strategic Planning Time Horizon
South State Correspondent
FEBRUARY 22, 2024
Banks consistently produce under their cost of capital. For example, at present, return on equity performance is about 12% for the average community bank. However, for the average bank, their cost of capital is between 9% and 14% depending on the bank’s equity liquidity with an average of 12.5%. Why is that?
How To 195
195 
How New Customer Experience Technology Can Generate Massive ROI
Speaker: Elissa Riddell, Justin Knowles, Melissa Maki, Ami Iceman-Haueter
Many banks and credit unions are rethinking their digital and in-person engagement strategy for 2022. Focus will be centered on the benefits of investing in omnichannel technology to help create customized, consistent, and branded experiences across your institution’s buyer journey. The problem?
Solve This Problem with Your Strategic Horizon
South State Correspondent
MARCH 14, 2024
When it comes to bank planning, your strategic horizon has a huge influence on your success. Recently, we published a piece urging banks to set their strategic planning horizon out longer ( HERE ). Our overarching point was that banks underperform, in part, because their strategic planning time horizon is too short.
Innovation 195
195 
Analyzing UBS’s growth strategy: How the global investment bank is doubling down on technology bets
CB Insights
JULY 6, 2023
Notably, the bank recently completed a $3.2B rescue acquisition of its Switzerland-based competitor, Credit Suisse, which collapsed amid US banking turmoil in March. The second is diversifying its investment and trading products through the use of novel technologies like blockchain, cloud, and alternative investment platforms.
Strategy 49
49 
There’s No Secret Sauce: Put Financial Services Customer First, and You Too Will Grow
Perficient
JANUARY 26, 2022
TD Bank Group recently announced its Q4 2021 earnings were up 31% from Q4 2020, despite the challenges brought on by the COVID-19 pandemic. In the most simple terms, journey science encompasses research, analysis, strategy, and experimentation – everything that you need to identify opportunities to improve the customer experience.”.
Analyzing Wells Fargo’s growth strategy: How the banking giant is investing in fintech
CB Insights
MAY 10, 2023
Wells Fargo is the fourth-largest bank in the US by total assets, with a market capitalization of around $138B. Over the last few years, the company has turned to fintech startups to help meet customer demand for secure, seamless, and customized banking experiences. Its customer base of over 70M spans across 8,700+ locations worldwide.
Strategy 36
36 
Bank IT Spending – Use These Metrics to Improve Performance
South State Correspondent
JANUARY 30, 2024
Banks are under pressure to find ways to increase earnings against a backdrop of slower increases in earning assets and quickly rising deposit and credit costs. As such, bank budgets have come under scrutiny. We recently conducted a small sample poll, and out of 21 banks, budgets were down an average of 14% for this year.
Capital 195
195 
How Your Bank Business Model Impacts Performance
South State Correspondent
NOVEMBER 14, 2023
The good news is that strategy matters and your team’s time and effort in refining your strategy should pay off. That answer depends on the strategy your bank is pursuing and the underlying business model your bank chooses to leverage. Look at the comparison below: On the surface, both banks are similar.
Strategy 195
195 
Four ways data can improve banks’ bottom line
Accenture
DECEMBER 2, 2021
Banks that are mastering data-driven analysis to unlock a detailed understanding of their customers are using that information to drive tenfold returns on investment. Any advantage in knowledge and strategy can be potentially crucial to increasing profits.
Data 347
347 
Bank Product Profitability and Productivity
South State Correspondent
JANUARY 17, 2024
In our last article ( HERE ), we highlighted the methodology around why banks should calculate and drive value through customer profitability and product profitability. Here, we discuss the importance of knowing bank product profitability and productivity. Both banks, for example, had about $150B in deposits. increase in M/B.
Study 195
195 
Customer Game Theory – Picking Halloween Candy and Loans
South State Correspondent
OCTOBER 12, 2023
Four banks are going after these loans, each with a different preference. How can a bank allocate and optimize its finite marketing and sales resources to get the loans it wants? Let’s denote the banks as Bank A and Bank B. Bank A goes after the Muni loan and wins it (getting four points).
Resources 195
195 
10 Takeaways From Our “Transforming Debt Collections and Recovery Functions” Podcast
Perficient
MARCH 25, 2021
Scott Albahary, Perficient’s financial services chief strategist, and I recently spoke with the Western Bankers Association about using empathy and personalization strategies to improve debt collection and recoveries. If you get a chance, listen to the short episode.
Tools 493
493 
TD Bank: Digital growth drives results
Bank Innovation
FEBRUARY 28, 2020
TD Bank’s digital strategy is showing results. The bank said it’s investing heavily in digital channels, making it the largest digital bank in Canada. TD noted that, according to App Annie data, the bank is ranked No. The bank saw a net […].
5 Considerations When Seeking a Financial Advisor
Perficient
AUGUST 18, 2022
Many are hesitant to seek financial advice because they don’t have enough supplementary income to invest, but it is a common misconception that all financial advisors are solely investment focused. Some financial advisors charge a flat fee or hourly rate, while others receive a commission from investment and financial products.
Millennials 473
473 
Strategies for growing commercial loans
Abrigo
AUGUST 30, 2022
Expanding the commercial loan portfolio in today's market With the right strategies, banks and credit unions can expand their commercial loan portfolios successfully. You might also like this webinar on commercial lending strategy. Market conditions. Current rate and market conditions. Knowing the why.
Strategy 195
195 
Personalized Marketing: What Banking Customers Really Want
Perficient
APRIL 20, 2023
The Landscape According to Forbes Advisor: 2022 Digital Banking Survey , as of 2022, 78% of adults in the U.S. prefer to bank via a mobile app or website. blockchain, digital wallets, money center banks, emerging payment solutions, digital lending, economic turmoil, and fintech disintermediation).
Marketing 294
294 
Cross-Selling and Upselling – 2 Drivers of Relationship Profitability
South State Correspondent
MARCH 19, 2024
We continue this theme of major drivers of loan and bank profitability and discuss the importance of cross-selling and upselling, and its impact on bank performance. The banking industry is unlike many other industries when analyzing how cross-sell drives profitability. In banking, those numbers are markedly different.
Community Bank 195
195 
There is No Secret Sauce: Put Financial Services Customers First and You Will Grow
Perficient
JANUARY 26, 2022
TD Bank Group recently announced its Q4 2021 earnings were up 31% from Q4 2020, despite the challenges brought on by the COVID-19 pandemic. In the most simple terms, journey science encompasses research, analysis, strategy, and experimentation – everything that you need to identify opportunities to improve the customer experience.”.
The Steps and Tools For Tactical Loan Refinancings
South State Correspondent
OCTOBER 9, 2023
In two articles in the past few weeks ( here and here ), we discussed how the “higher-for-longer” interest rate environment will affect the community bank sector – continued increase in the cost of funds (COF), steady yields on loans, and a decrease in net interest margin (NIM) will put severe pressure on ROE for new loan originations.
Tools 195
195 
5 Questions With TD Wealth’s new head of US distribution
Bank Innovation
APRIL 29, 2020
In this monthly Q&A segment, Bank Innovation features executives and industry thought leaders who highlight technology and innovation trends in financial services, and explores strategy and best practices in leading financial institutions. distribution, the banking veteran is eyeing investments in […].
US 259
259 
Ally launches digital products in first quarter
BankInovation
APRIL 18, 2024
Ally Financial invested in its digital product strategy, which continues to boost customer retention rates. “We We have expanded our products and features to deepen customer relationships, including Ally Home and Ally Invest,” Interim Chief Executive Doug Timmerman said today during the bank’s first-quarter earnings call.
Strategy 66
66 
How Are Leading Financial Institutions Navigating the Cryptocurrency Market? 4 Highlights From 2021
Perficient
JANUARY 4, 2022
Cryptocurrencies, such as Bitcoin, Ethereum, Bitcoin Cash, Litecoin, Polkadot, and many more, are taking the investment world by storm. Like many investments, cryptocurrencies are susceptible to risk, but an extra, more complex layer comes with their unregulated territory. Bank of New York Mellon. Northern Trust.
cryptocurrency 309
309 
Brand Differentiation – How One Bank Is Producing 132% Profit Growth
South State Correspondent
MARCH 23, 2022
If your bank struggles to create a clear value proposition and brand differentiation, then we have a case study for you. In December 2021, a Brazilian bank, Nubank, went public in the U.S. and became the most valuable bank in Latin America. Step 2: Invest in Products That Engage The Customer.
Branding 221
221 
Innovation Versus Cost Management
Alex Jimenez
APRIL 7, 2024
In late 2022, as the US unemployment rate hit a nine-year high, bank executives met to discuss changes in their strategy. Many banks seemed to be doing that in the past two years, despite accelerating innovation during the pandemic. Some reported that they were de-prioritizing digital transformation in favor of cost-cutting.
Innovation 87
87 
Bank wire fraud – How social engineering and technology perpetrate fraud losses
Abrigo
MARCH 8, 2024
Bank wire fraud is growing and becoming more complex. Takeaway 1 Bank w ire transfer fraud is increasing due to technological advances today. Bank wire fraud Introduction Bank Wire fraud has long plagued the financial industry. Investment scams were #1, with over $4.6 Investment scams were #1, with over $4.6
Fraud 195
195 
3 Rules to Getting Your Deposit Promotion Right
South State Correspondent
FEBRUARY 28, 2023
In our industry, many banks need to put more thought into the science and strategy of deposit promotions. This is, unfortunately, occurring as the number of deposit promotions is approaching a near-term high, and banks are throwing away money like an untargeted ad campaign. Do you run a promotion before or after Christmas?
Strategy 195
195 
Evaluating New Tech Investments – Let the Purpose Define Your Strategy
Jack Henry
DECEMBER 9, 2021
Investments in financial technology have been increasing for years, but the events of the last 18 months have created a new sense of urgency for community banks and credit unions to fine-tune their digital strategies across the spectrum of various fintech investments.
Strategy 148
148 
TD Bank: Digital growth drives results
Bank Innovation
FEBRUARY 28, 2020
TD Bank’s digital strategy is showing results. The bank said it’s investing heavily in digital channels, making it the largest digital bank in Canada. TD noted that, according to App Annie data, the bank is ranked No. The bank saw a net […].
10 Reports every bank and credit union should run NOW
Abrigo
JUNE 5, 2023
Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. They help manage and shape strategy in volatile economic and industry conditions.
Report 195
195 
Q&A: What “higher for longer” interest rates mean for U.S. financial institutions
Abrigo
AUGUST 24, 2023
While the current consensus is that rates may have peaked, Fed Chair Jerome Powell’s recent comments suggest that the central bank is not in any hurry to lower rates. banks and borrowers. ZN: What are the implications for banks’ funding costs? banks were flush with liquidity. banks were flush with liquidity.
Strategy 195
195 
Digital Banking Priorities, Strategies and Investments for 2019
The Financial Brand
FEBRUARY 17, 2019
With competition, consumer expectations and the need for improved cybersecurity increasing banks need to improve digital capabilities. The post Digital Banking Priorities, Strategies and Investments for 2019 appeared first on The Financial Brand.
Strategy 33
33 
The benefits of construction loan software
Abrigo
SEPTEMBER 29, 2022
Learn more about what they are and how they help banks and credit unions gain needed efficiency in the loan administration process. Construction loan software is a type of software that banks or other financial institutions use to manage their loans and keep track of all documents and transactions. Smart Return on Investment.
Software 195
195 
Fifth Third’s Fintech Efforts Seen Generating $100 Million of Annual Revenue
Bank Innovation
JUNE 25, 2018
PREMIUM - The digital and innovation strategy behind Fifth Third, one the largest regional banks in the country, is simple: build, buy, partner. That strategy has worked well for the bank.The company told Bank Innovation that it has invested $100 million in fintech over the past 22 months and that it expects to make about […].
Fintech 236
236 
Weekly Wrap: Brex ramps up brand strategy, while Chase focuses on data security
Bank Innovation
DECEMBER 13, 2019
In this episode, Suman Bhattacharyya, senior editor, and Angely Mercado, associate editor, discuss the following news developments: Corporate card and financial product startup Brex’s marketing strategy; Inspired Capital’s recent investment in business banking platform Rho; and […].
Strategy 243
243 
Here Is How To Calculate Your Bank’s Cost Of Capital [Calculator]
South State Correspondent
NOVEMBER 15, 2022
the As interest rates go back up and volatility continues to remain high, banks’ cost of capital has undergone a significant shift up. Mostly, it gives your board and shareholders a yardstick in which to gauge a bank’s return. The greater the spread, the greater the value creation and the more a bank is worth.
Capital 195
195 
Ensuring a Sustainable Legacy: The Role of Wealth Management in Estate Planning
Ublocal
FEBRUARY 27, 2024
This is especially true when you have accounts and investments at multiple financial institutions, as well as real estate and other assets. They’ll align your portfolio with your risk tolerance to balance higher-risk and conservative investments, with the aim to increase long-term returns without putting your whole nest egg on the line.
Management 98
98 
NEW REPORT: The Banks’ How-To Guide To Using AI To Manage Credit Risk
PYMNTS
DECEMBER 9, 2020
Bank customers would fall behind on their payments, and their banks might react by imposing fees or having a case manager work with them to bring their accounts back up to speed. In severe cases, banks might have to take the drastic measure of closing accounts altogether. Managing credit risk used to be a reactive process.
How To 245
245 
Discovering Financial Growth: Making Smart Investments with Union Bank
Ublocal
FEBRUARY 7, 2024
Welcome to Union Bank’s exciting journey into the world of investments! Through our UB2Go digital banking platform , we’re introducing an easy-to-use digital investment app. You can start investing with as little as $10, joining the ranks of savvy investors right from your phone or computer.
10 Lessons From The Small Business Banking Conference
South State Correspondent
DECEMBER 8, 2023
Recently, the American Banker hosted their annual Small Business Banking Conference in Nashville, and as always, it was one of the better banking conferences of the year. Strike early and often to keep the customer building their relationship with your bank. We sat through almost every presentation and took pages of notes.
Conference 195
195 
Embattled Blue Ridge Bankshares lands $150 million capital infusion
American Banker
DECEMBER 22, 2023
Bank investor Kenneth Lehman and investment firm Castle Creek are providing the funds to the Virginia-based bank, whose fintech friendly strategy has gotten it in trouble with regulators. The bank's stock has sunk 70% this year.
Virginia 74
74 
Let's personalize your content