Fintech Labs Insights

NOVEMBER 10, 2023

And from the very beginning, there have been pure-play digital banking startups. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on. The post Top 63 Online Digital Banks for U.S.

Digital Banking 15

Digital Banking Online Atlanta Las Vegas 15

Fintech Labs Insights

JUNE 26, 2023

Are we about to see a rush of fintech startups serving the interest-sensitive small business market? But what we will surely see is challenger banks dusting off their sweep features and emphasizing them in their marketing and branding. 2021 SF $14 12,000 Source: FintechLabs, Crunchbase, SimilarWeb, 26 June 2023 1.

Digital Banking 15

Digital Banking Online FDIC San Francisco 15

Javelin Strategy & Research

NOVEMBER 7, 2023

Banner Section Home Rss.xml 2024 Trends & Predictions Javelin’s Trends & Predictions reports look at the coming year across the range of Javelin Strategy & Research’s practice areas—digital banking, fraud & security, payments, and wealth management—and highlight the compelling challenges and opportunities likely to emerge.

Trends 45

Trends Fraud Digital Banking Strategy 45

Independent Banker

OCTOBER 31, 2022

With community banks finalizing 2023 budgets, now is an excellent time to reevaluate current business partnerships and consider whether partnering with additional or different fintech providers would better meet the bank’s and customers’ needs.

Fintech 126

Fintech Community Bank Kansas City Community 126

Fintech Labs Insights

JUNE 23, 2023

And only 12 are fintech market specialists. Related: Top 9 Online Digital Payment Processors for Small Businesses (SMB): June 2023 Top 18 Digital & Online Insurance Providers for Small Businesses (SMB): June 2023 Top 9 U.S. Rewind to 2019 and there were more than 50 fintech/insurtech accelerators. Missed any?

Fintech 15

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Fintech Labs Insights

MAY 2, 2023

Below is our curated list of top fintech, banktech, payment tech, investech global conferences for 2023. These the biggest and best events in the financial services space geared towards technologists, product managers, developers, marketers and C-Suite execs at both financial institutions and rival fintech firms.

Conference 29

Conference Las Vegas San Francisco Fintech 29

FICO

APRIL 24, 2023

Trust acquired 100,000 customers in just ten days after it launched in September 2022 and exceeded 450,000, equivalent to 9 percent of the Singapore market, within just five months. You can read more about this digital customer onboarding story in the full media release. FICO Platform helps us to deliver that edge.”

Risk Management 52

Risk Management Digital Banking Customer Experience Management 52

Gonzobanker

NOVEMBER 30, 2023

Finding growth has been a rough slog for banks and credit unions throughout 2023. Since the peak in the second quarter of 2022, deposits in the banking industry decreased $774 billion as of Q3. Just one year ago the cost of funds was a paltry 0.59%, but it jumped to a staggering 2.18% in the third quarter of 2023.

Strategy 156

Strategy Industry Lending Marketing 156

Jack Henry

JULY 27, 2023

In today’s competitive market, deposit generation is a hot topic. According to the 2023 Strategic Priorities Benchmark Study from Jack Henry™, financial institution CEOs identified growing deposits as a top strategic priority for the next two years.

Study 78

Study Marketing Digital Banking 78

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

Fintech Labs Insights

JUNE 29, 2023

SMB market for third-party solutions. in 2023 and $600M in 2021 ( Crunchbase ) – Website visits: 58.6 (May May 2023; SimilarWeb ) – Employees: 8,020 ( Pitchbook ), up 30 since April – Articles: 3,800 (Crunchbase) – Linkedin : 661,000 followers (8,002 employees, up 240) – TrustPilot rating: 3.1 including $6.5B 12,000 reviews) 2.

Online 15

Online San Francisco Payments Fintech 15

FICO

MAY 18, 2023

Detecting Fraud in a Digital Banking Boom Latin America is a high-growth market for financial services and grew significantly over the Covid-19 pandemic, with more than 100 million people in the region adopting digital banking according to industry analysts.

Fraud 52

Fraud Technology social media Innovation 52

PYMNTS

JANUARY 25, 2021

In his eight years at the startup, he helped grow market capitalization to 11 billion euros from 2010 to 2017. Cloud-based solutions could provide the digital-first tools customers want without dealing with outdated systems. Last month, N26 said it was looking to close another funding round before going public in 2023.

Fintech 254

Fintech Operations Tools Capital 254

Gonzobanker

APRIL 4, 2024

According to a July 2023 survey of U.S. Dave claims that it “serves 10 million members with banking, financial insights, overdraft protection, building credit and finding side hustles.” That’s similar to MoneyLion, whose Q2 2023 securities filing claimed the company had “nearly” 10 million customers. That works out to 8.1%

Comparison 93

Comparison Fintech America Survey 93

Independent Banker

DECEMBER 31, 2022

“What’s interesting to me is the macro environment,” says Marilena Lakoumentas, senior vice president and chief digital officer at $3.3 billion-asset Bank of Tampa in Tampa, Fla. We’ve got capital market resets that are potentially happening, technology advancements and continued heightened digital expectations.

Trends 140

Trends Payments Community Bank Texas 140

Fintech Labs Insights

JANUARY 31, 2023

Here is our curated list of the best global payments industry events, conferences and trade shows scheduled in 2023. Payments UX: Zelle Confuses

Las Vegas 15

Las Vegas Conference Industry San Diego 15

Fintech Labs Insights

APRIL 6, 2023

Are we about to see a rush of fintech startups serving the interest-sensitive small business market? But what we will see is the challenger banks dusting off their sweep features and emphasizing them in their marketing and branding. 1,400 reviews) – Trustpilot : 3.6 (550 550 reviews) 2. 1,818 reviews) 3.

Digital Banking 15

Digital Banking Online FDIC San Francisco 15

PYMNTS

JULY 29, 2019

With their joint venture set to end next year, First Data (now Fiserv) and Bank of America said on Monday (July 29) that they will pursue independent merchant services strategies starting in June 2020.

Data 176

Data America Strategy ATM 176

Fintech Labs Insights

JULY 11, 2023

Below is our curated list of the best global banking tech events, conferences and trade shows in 2023. For the most part, financial technology event planners are organizing in-person gatherings, often with a virtual option.

Las Vegas 12

Las Vegas San Diego Conference Austin 12

Fintech Labs Insights

MAY 2, 2023

Below is our curated list of the best global banking tech events, conferences and trade shows in 2023. For the most part, financial technology event planners are organizing in-person gatherings, often with a virtual option.

Las Vegas 12

Las Vegas San Francisco San Diego Conference 12

Fintech Labs Insights

JANUARY 18, 2023

Below is our curated list of the best global banking tech events and conferences in 2023. These are the largest events in the financial services industry geared towards banking technologists, program managers, marketers, developers and C-Suite execs at both legacy financial institutions and upstart banktech and fintech firms.

Las Vegas 12

Las Vegas San Diego Nashville Charlotte 12

Gonzobanker

DECEMBER 19, 2022

Financial institutions that relied on mortgage banking fee income as a key earnings component have been left to make big adjustments. As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. banks by market value.”.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

JUNE 7, 2023

The launch of Charlie points to an underserved niche in banking: older adults. In mid-May, a digital bank account for the 62+ crowd debuted in the United States. Older adults have long been ignored in all kinds of markets, but evidence of bold change is even emerging in entertainment. Well, it happened. The need is there.

Los Angeles 118

Los Angeles Fintech Digital Banking Tools 118

FICO

JUNE 15, 2023

Wed, 03/08/2023 - 22:14 jessica shortt by TJ Horan Vice President, Product Management expand_less Back to top Thu, 06/15/2023 - 15:05 As someone who has made a career in the payments industry, I feel a little weird making this bold statement: it has become too easy to send money to other people. Is Sending Money Too Simple?

Fraud 52

Fraud South Carolina Survey Management 52

Gonzobanker

JANUARY 4, 2022

According to Terence Roche, partner at consulting firm Cornerstone Advisors , community-based financial institutions could: “Lower their NSF fee to the $5 to $7 range and market it as a convenience fee. consumers, 60% of crypto owners would use their bank to invest in cryptocurrencies. According to a Cornerstone Advisors survey of U.S.

Trends 188

Trends Fintech social media Strategy 188

CFPB Monitor

NOVEMBER 7, 2022

Hsu frequently has shared concerns about the need for the OCC to develop in-depth understanding of the technologies banks are adopting, including in the context of bank-fintech partnerships and bank involvement with cryptocurrency products.

Financial Technology 78

Financial Technology Technology Fintech Innovation 78

Fintech Labs Insights

MARCH 15, 2024

This time around he’s going after an even bigger market, AI in financial services. The event is organized by industry veteran Bruce Burke who first landed on the events radar with his well-timed Social Mobile Payments conference launched in 2011.

Conference 15

Conference Las Vegas Fintech Case Study 15

Fintech Labs Insights

APRIL 4, 2023

Within days of the fall of Silicon Valley Bank, challenger small-business banking provider Mercury , was in market with a timely solution to deposit insurance stress. So even if there is a failure at Mercury’s bank partner (Evolve or Choice), there would be no deposit losses or even major inconvenience ( see note 1 ).

FDIC 15

FDIC Online Tools Digital Banking 15

South State Correspondent

APRIL 24, 2023

What Is AutoGPT Released on March 30, 2023, AutoGPT is an open-source application that connects via an API to a paid version of ChatGPT, making ChatGPT semi-autonomous. The application iterated at a speed that few bank marketing and deposit teams could ever compete with. It then created a challenge email to test that (below).

social media 195

social media Data Marketing Technology 195

South State Correspondent

OCTOBER 28, 2022

Almost every bank and brand we spoke with will increase their investment in these two areas for 2023. This was followed by a focus on banking-as-a-service, embedded finance, open banking, Web 3.0, Small Idea – Hyper personalization and One-to-one Marketing. cyber, infrastructure, and regulation.

Conference 195

Conference Technology Las Vegas Trends 195

FICO

JANUARY 4, 2023

FICO global survey finds customers want better fraud protection and more security from their digital banking channels. Wed, 01/04/2023 - 14:05. In the US, only 59% of customers would prefer to open a personal bank account digitally – 1% less than the global average – but 76% also would not apply for an auto loan digitally.

Fraud 52

Fraud Survey Security Digital Banking 52

Gonzobanker

FEBRUARY 1, 2024

We can’t sleep on non-bank competition, bigger banks controlling even greater market share, or big tech and embedded finance. As disruptive innovation finds a home in banking, the industry anticipates a surge in technology’s ability to drive tangible business outcomes.

Conference 88

Conference FDIC Arizona Industry 88

Independent Banker

AUGUST 31, 2021

A profitability strategy has a lot to factor in given today’s uncertain market. of digital banking customers said they switched to digital banking because of the pandemic. Source: 2021 Provident Bank survey. Hofer, chief financial officer of the community bank in Freeman, S.D., By Cheryl Winokur Munk.

Community Bank 170

Community Bank Community Lending Leadership 170

PYMNTS

JUNE 14, 2018

million new Canadian banking customers by 2023. One of the goals of the Canadian bank is to increase its clients at a rate of three times more than is currently. “Our story is, how does the market leader grow?” RBC made the comments during an investor meeting in Toronto on Thursday (June 14).

Technology 103

Technology social media Exercises Mobile 103

Fintech Labs Insights

APRIL 28, 2024

3,800 reviews) Resources : Looking for digital banks, lenders, payment providers, insurance or digital accounting for small businesses? Online Digital Banks for Small Business (SMB) April 2024 Top 13 Bank, Fintech & Financial Services Marketing Conferences The 37 Biggest Fintech Conferences & Events in 2024

Conference 15

Conference US Digital Banking Cards 15

Cisco

MARCH 26, 2021

What constitutes a next-generation bank branch and how can one be implemented? Digital banking transformation is the number one priority for financial services institutions through 2021, and Cisco is ready to make that priority a reality. Retailers work on razor-thin margins and are always looking for a competitive edge.

Customer Experience 71

Customer Experience Retail Operations Security 71

Fintech Labs Insights

FEBRUARY 26, 2024

With AI mentioned in every press release, trade publication article and marketing pitch, it’s hard to follow just who is actually using the technology in their production systems and financial services offerings. Online Digital Banks for Small Business (SMB) Feb 2024

Fintech 15

Fintech Fraud Cards Branding 15