South State Correspondent

APRIL 22, 2024

In a few short months, stronger economic data (higher GDP, stronger job market, and stubborn inflation) changed the market’s and the Fed’s view on the future path of interest rates. The market and the Fed are now aligning on only one rate cut in 2024 – obviously this will change over the course of the year as the economic data evolves.

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BankUnderground

DECEMBER 21, 2023

Rebecca Freeman As another year draws to an end and the blog prepares for some downtime over the festive period, we wanted to take a look back at the blog in 2023. How UK housing preferences shifted during the pandemic We hope you enjoyed the blog in 2023. Happy New Year and we look forward to you reading our posts in 2024!

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South State Correspondent

MARCH 30, 2023

Almost every trade association needs a checking and savings account, a money market account, debit/credit cards (and processing), remote deposit capture, RTP/ACH/wire services, bill pay, health savings, and 401k services. Banks can combine niche marketing with our three rules around getting your deposit promotions right HERE.

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South State Correspondent

AUGUST 16, 2023

Even if your bank has limited consumer exposure, given that the consumer composes approximately 66% of the US economy, and, according to the yield curve and market pundits, we are all staring into a recession, paying close attention to consumer trends is critical. Volume is not expected to pick up in the second half of 2023.

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Abrigo

JANUARY 4, 2023

Crypto market a perfect environment for fraud. There are several reasons why cryptocurrency markets allow fraud to flourish: There is no bank or centralized authority to flag suspicious transactions and attempt to stop fraud before it happens, as there is with fiat currency. Crypto scams to watch for in 2023. Growing popularity.

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South State Correspondent

JANUARY 4, 2023

A potential economic slowdown, slower rate rises, an inverted yield curve, and deposit stress likely make 2023 a trying year compared to 2022. While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year.

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South State Correspondent

JANUARY 18, 2023

However, in 2023, loan prepayment provisions will be essential tools for commercial banks. Takeaways In a competitive loan market, obtaining an appropriate prepayment penalties or provision takes effort, but it is crucial for profitability. Prepayment penalties on loans always drive value.

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TheGuardian

DECEMBER 30, 2023

Shame about the lacklustre state of most UK shares Global financial markets confounded gloomy expectations in 2023. Equities worldwide have had a good year, the pound looks healthy and gold is positively gleaming.

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William Mills

DECEMBER 13, 2022

WMA team members weigh in on their 2023 fintech, marketing and PR predictions. As we work on our annual Bankers as Buyers report , which highlights predictions and trends for the financial services industry, we were inspired to make a few of our own.

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ATM Marketplace

OCTOBER 24, 2023

This one-hour webinar invites global ATM industry stakeholders to reflect on key 2023 trends with market experts. It is based on the 16th edition of the top-rated ATM & Self-service Software Trends Report (an annual guide created by ATM Marketplace and KAL ATM Software).

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BankUnderground

FEBRUARY 7, 2024

We find that the vast majority of borrowers who came to the end of their fixed terms in 2023 faced new mortgage rates which were lower than those they had been ‘stressed’ at. We find that this ‘headroom’ would remain for the majority of borrowers even at the peak level mortgage rates reached in 2023.

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South State Correspondent

JUNE 13, 2023

We see borrowers trying to out-predict the market by guessing what the Fed might do, analyzing economic trends, studying graphs, or talking to friends at cocktail parties. No one can time the market when purchasing a stock or locking in financing costs – the market is too efficient and unpredictable.

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FICO

FEBRUARY 27, 2023

Home Blog FICO Meet The 2023 FICO Decisions Awards Winners! In 2023, we have 15 winners across 10 award categories representing companies from every corner of the globe. There was plenty of creativity and moxy in the approaches, business models and technologies deployed by the class of 2023.

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FICO

MARCH 21, 2023

Like in years past, we also surveyed SFVegas 2023 attendees on the overall economic climate and how they use credit scores to support securitization risk management. Like in years past, we also surveyed SFVegas 2023 attendees on the overall economic climate and how they use credit scores to support securitization risk management.

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CFPB Monitor

JUNE 14, 2023

The CFPB has released its Spring 2023 rulemaking agenda as part of the Spring 2023 Unified Agenda of Federal Regulatory and Deregulatory Actions. Continue Reading

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South State Correspondent

JANUARY 22, 2023

In a previous article ( here ), we discussed why commercial loan prepayment protection would be a critical return on asset (ROA) driver for community banks in 2023. We believe any prepayment provision is better than none, but we acknowledge that banks are challenged in the market to obtain borrower acceptance of some of these provisions.

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Jeff For Banks

JANUARY 20, 2024

In fact, the most read of 2023 was from 2013, ten years prior. Here were the top three most read articles of 2023: Loan Pricing: Must It Be So Complicated URL: Jeff For Banks: Loan Pricing: Must It Be So Complicated? But the number of clicks is directionally correct on what most interests readers. One can dream. Or It Will End You.

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Independent Banker

DECEMBER 31, 2022

Stevens’ novel, The Lies About Truth , that captures our ethos heading into 2023: “If nothing changes, nothing changes. I believe 2023 will continue our industry’s forward momentum as our members position themselves to be the agents of change that find and champion new opportunities. You want change, make some.”

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CB Insights

JANUARY 4, 2023

Market volatility. Markets will continue to shift profoundly as tech players adapt to a landscape where economic uncertainty looms large. 11 Tech Trends To Watch Closely in 2023. 11 Tech Trends To Watch Closely in 2023. Get the free report to see the top tech trends poised to reshape industries in 2023. First name.

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South State Correspondent

SEPTEMBER 20, 2022

Last week, the American Banking Association (ABA) held its annual Bank Marketing Conference in Denver, receiving rave reviews. The theme was – developing your marketing superpowers. Amid the brewery networking, superhero costumes, and fun, some fantastic bank marketing lessons were had, and not just for bank marketers.

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South State Correspondent

AUGUST 29, 2022

Markets Still Adjusting to Jackson Hole. That’s the highest 2yr yield since 2007 and reflects the market’s appreciation of the higher-for-longer message that Fed Chair Powell left with investors. That is largely in line with market expectations. The market is leaning in the direction of a 75bps hike. expected vs. 52.8%

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South State Correspondent

OCTOBER 26, 2023

Banks will need annual authorization to use the data and will need to “minimize” the data that is being used to just the essential elements, thereby putting a crimp in future bank marketing efforts. The post Recap of Money 20/20 USA 2023 and 10 Banking Thoughts appeared first on SouthState Correspondent Division.

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Independent Banker

DECEMBER 31, 2022

Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. One of the biggest challenges is simply navigating market uncertainty related to Federal Reserve policy and the direction of the economy. We’re cautiously optimistic about 2023. Anita Drentlaw, New Market Bank.

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Chris Skinner

JULY 5, 2017

Nevertheless, from a financial markets point of view, it’s a fascinating place. Payments in Turkey, an ever-growing market… by Soner Canko, CEO of BKM Turkey, at the crossroads of Europe and Asia, has a banking sector that defies expectations. million POS machines in the market.

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Jeff For Banks

DECEMBER 10, 2023

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance more than those that make those investments. It had $447 million of assets and $121 million of equity at September 30, 2023.

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PYMNTS

AUGUST 21, 2018

A new report revealed that the customer self-service (CSS) software market was valued at more than $5 billion last year, and is expected to grow to $13 billion by 2023. With that in mind, the market is expected to grow at a CAGR of 16.7 percent during 2018 – 2023, and is eventually expected to reach $13 billion by 2023.

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PYMNTS

JANUARY 7, 2021

South Korea will begin taxing crypto benefits 20 percent, from both buying and selling, beginning in 2023, according to a report from Asia Today. Bitcoin's price is now over double the all-time high of $19,783 reached during the bull market run in 2017. According to the report, investors making more than 2.5

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PYMNTS

DECEMBER 17, 2020

N26 , a German FinTech, is looking to do at least one more funding round before going public in 2023 at the earliest, and eyeing breaking even on an operating level in 2021, Reuters reported. During the pandemic, N26 didn't see any major setbacks, although it put on hold its efforts to branch into new markets, Reuters reported.

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Jeff For Banks

MARCH 21, 2024

In the markets, we watched helplessly as real GDP plummeted -5% in 1Q20 and -31% in 2Q20 before rebounding by +33% in 3Q20. No one will forget the inflation that followed in 2021 to 2023, started first by supply chain issues, but then fueled by the Fed’s purchases and the obscene amount of cash handed out by the federal government.

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BankInovation

DECEMBER 20, 2022

Banks and credit unions will invest in their customer and member engagement offerings in 2023 as more clients desire relationship banking.

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Perficient

JANUARY 5, 2024

Organizations rely on continuous automation and testing (CAT) services to build business applications faster, with higher quality, and at scale to meet increasing market demands. Software is at the core of the modern business model, making quality and performance top priorities to stay competitive.

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PYMNTS

OCTOBER 4, 2016

The volume of the global point-of-sale terminal market was more than $43 billion in 2015 and is set to grow to $100 billion by the end of 2023. The retail POS market is expected to grow to more than $30 billion by that time, according to new research from Global Market Insights.

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PYMNTS

OCTOBER 12, 2020

In an interview with Karen Webster, Boston Federal Reserve Chief Operating Officer and FedNow Program Executive Ken Montgomery said the central bank’s ambitious payments initiative remains on track — and will inject competition into the instant payments market. The Timeframe . How does one then turn that into cash?

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