Cisco

MAY 10, 2022

We’re ALL IN at Cisco Live 2022. We’re excited for the in-person creative experiences, impactful speakers, and thought-provoking sessions June 12-16, 2022 in Las Vegas. Dan Nadir, Chief Product Officer at Theta Lake, discusses solving the security and compliance challenges of hybrid work. Cisco Live 2019 FSI booth.

Las Vegas 129

Las Vegas Industry Leadership Technology 129

Perficient

JUNE 30, 2022

Members of Perficient’s Digital Asset Team have advised followers in multiple online articles about the digital asset revolution and relevant regulations affecting the same in the United States. Highlights From Federal Bank Regulators’ Joint Statement on Cryptocurrency Assets – Perficient Blogs. Crypto Conference.

cryptocurrency 472

cryptocurrency Regulation Conference Taxes 472

PYMNTS

OCTOBER 29, 2018

As a result of the passage and adoption of open banking regulations, like PSD2 in Europe, banks and other financial firms are sharing data more freely than ever before. The risk of attack can be mitigated by following a sound API architectural approach, one that integrates security requirements and tools into the API itself.

Security 192

Security Fraud Tools Data 192

Perficient

AUGUST 26, 2022

With the move to electronic trading and increased trade volume, FINRA has been considering ways to provide more timely and detailed data to the marketplace and regulators. Agency debt securities. Asset-backed securities (ABS). Agency pass-through mortgage-backed securities (MBS). Current Time Requirements.

Report 275

Report DC Security System 275

CFPB Monitor

JUNE 15, 2022

The California Department of Financial Protection and Innovation (DFPI) has issued final regulations to implement SB 1235, the bill signed into law on September 30, 2018 that requires consumer-like disclosures to be made for certain commercial financing products, including small business loans and merchant cash advances. .

California 78

California Regulation CA Utah 78

Abrigo

JULY 13, 2023

Avoid fraud losses from pig butchering scams FinCrime professionals looking to prevent pig butchering scams in the age of cryptocurrency can follow these steps to tighten security. billion in fraud losses in 2022. billion in 2022, a 127% increase from $1.45 billion loss in 2022. billion in 2021.

Fraud 195

Fraud cryptocurrency Training social media 195

FICO

AUGUST 8, 2022

2022 Data Science and AI Predictions Revisited. Thu, 05/12/2022 - 07:46. Mon, 08/08/2022 - 15:30. In the past couple of weeks, vacationing off the grid in Alaska , I’ve had a chance to think about how prescient my 2022 predictions for AI and data science may or may not be. Where Are We Now? Saxon Shirley. by Scott Zoldi.

Data 96

Data Analytics San Diego Alaska 96

CFPB Monitor

DECEMBER 9, 2021

The CFPB has issued a final rule amending Regulation Z to address the discontinuation of the London Inter-Bank Offered Rate (LIBOR) that is currently used by many creditors as the index for calculating the interest rate on credit cards and other variable-rate consumer credit products. Change in index. Dollar LIBOR indices. (The

Regulation 78

Regulation Cards Compliance Groups 78

PYMNTS

JULY 9, 2020

Japan said it would begin implementing the rules next year, and South Korea plans to introduce some regulations this year. The EU said it would implement the rules starting in 2022, WSJ reported. And while the U.S.

Security 146

Security United States Guidelines Texas 146

Abrigo

MAY 30, 2023

Takeaway 2 Reporting tiers and their deadlines are based on the number of covered transactions to small businesses that a lender originated in 2022 and 2023. June 28, 2023, based on the Code of Federal Regulations and the March 30 publication). But compliance deadlines are tiered. 1, 2024, and report for the first time by June 1, 2025.

Compliance 195

Compliance Lending Data Regulation 195

Perficient

JANUARY 23, 2024

However, as remote work has become the new norm, the Securities Exchange Commission (SEC) has provided its approval to revise Rule 3110, easing the requirements for brokers choosing to work from home. Additionally, these branches underwent annual on-site inspections to ensure compliance with regulations. What’s New?

Compliance 221

Compliance Regulation Industry Maine 221

CFPB Monitor

AUGUST 12, 2021

SB 1235 requires the DFPI to issue regulations implementing the specific requirements of the disclosures that must be given to recipients. Compliance with the new disclosure requirements is not required until the DFPI’s final regulations become effective. million or less and delayed the effective date to January 1, 2022.

CA 78

CA Regulation California New York 78

Perficient

JANUARY 3, 2024

However, as remote work has become the new norm, the Securities Exchange Commission (SEC) has provided its approval to revise Rule 3110, easing the requirements for brokers choosing to work from home. Additionally, these branches underwent annual on-site inspections to ensure compliance with regulations. What’s New?

Compliance 221

Compliance Risk Management Regulation Industry 221

CFPB Monitor

NOVEMBER 29, 2021

The 2022 clarity promised by the “roadmap” presumably will supersede, once issued, Interpretive Letter #1179, which appears to function as a general stop-gap until the 2022 publications hopefully provide more detail regarding exactly how banks can attain compliance. Federal banking regulators have been busy in this space.

Compliance 78

Compliance cryptocurrency Regulation FDIC 78

PYMNTS

JANUARY 30, 2020

But he noted branch conversions were delayed partly because of the agreement the firm reached with regulators and partly because the firm wanted to ensure it had a digital value proposition in place. And King noted that security losses due to its balance sheet restructuring were $116 million.

Regulation 141

Regulation Regional Capital Branding 141

FICO

DECEMBER 14, 2021

As we move forward into 2022, we are seeing the first signs of some interesting trends that will pick up pace across borders. As such, we’ve seen a slow emergence of a black market for the sale of fake vaccine passports and it is on its way to becoming a lucrative industry in 2022. Related scams have also been on the rise.

Fraud 52

Fraud Management Data Trends 52

South State Correspondent

APRIL 23, 2023

Analysts, regulators, legislators, and bankers have been attributing the root cause of SVB’s failure in the past month. Some blame the dilution of the Dodd-Frank provisions, others the lack of oversight by regulators, and others still blame social media for exacerbating the deposit run.

Management 195

Management Security Risk Management social media 195

Perficient

SEPTEMBER 16, 2022

Legal status – There is some question regarding the legal status of many crypto-assets – is it a security, is it fungible, is it a derivative – as well as the very limited legal precedent regarding how crypto-assets would be treated in varying contexts, including, for example, in bankruptcy court. The Home Owners’ Loan Act.

Compliance 275

Compliance Risk Management System Regulation 275

PYMNTS

AUGUST 28, 2019

It’s hardly news that consumers (along with regulators and politicians) are becoming increasingly focused on privacy and online security. roadways currently and two-thirds of all new cars will boast features and systems that connect to the internet by 2022.” Larger Issues. percent CAGR from 2019 to 2026. Fresh Moves.

Security 119

Security System Operations Report 119

Abrigo

MARCH 8, 2024

In 2023, reported fraud losses surged to over $10 billion, a 14% increase from 2022, despite a similar number of cases being reported at 2.6 Create and follow your internal processes for communications and security. This discussion highlights recent trends in wire fraud and offers strategies to protect both clients and institutions.

Fraud 195

Fraud Technology Trends Training 195

CFPB Monitor

DECEMBER 7, 2021

Effective January 1, 2022 through December 31, 2022, these exemption thresholds are increased as follows: Smaller loans exempt from the appraisal requirement for “higher-priced mortgage loans,” increased from $27,200 to $28,500. Consumer leases exempt from the Consumer Leasing Act/Regulation M, increased from $58,300 to $61,000. .

Regulation 78

Regulation Lending Security 78

PYMNTS

AUGUST 19, 2019

There are billions of devices in the world helping to monitor and regulate everything from room temperatures to restocking the fridge. Data: $1 trillion: Projected value of global IoT spending in 2022. Devices are everywhere – and are now intelligent and interacting with us through all manner of daily routines.

Analytics 192

Analytics Regulation Data US 192

CB Insights

NOVEMBER 9, 2021

Laika , a compliance and security audit platform for software companies, has raised $35M in a Series B. New York-based Laika helps businesses obtain audits and security certifications as well as remain compliant with regulations. The round drew participation from Bain Capital Ventures, Canapi Ventures, JPMorgan & Co.,

Compliance 61

Compliance Software Security Company 61

CFPB Monitor

AUGUST 25, 2022

On August 8, 2022, the District of Columbia Department of Insurance, Securities and Banking (the Department”) issued a Bulletin on money transmission (the “Bulletin”). As such, the court reasoned that the goal of the MTA is to regulate all kinds of transfers of funds, whether fiat currency, virtual currency or cryptocurrencies.

District of Columbia 78

District of Columbia Security Bitcoin cryptocurrency 78

PYMNTS

OCTOBER 8, 2018

The initiative, which is known as the Blockchain Urban Plan for 2018–2022, was announced in a Zurich visit. In other news, regulators in the European Union are looking at initial coin offerings (ICOs) to determine if they need to be regulated, Reuters reported. telephone number management.”

blockchain 176

blockchain Bitcoin Regulation Security 176

CFPB Monitor

DECEMBER 5, 2022

The CFPA provides that the CFPB has “no authority to exercise any power to enforce this title with respect to a person regulated by the [SEC].” The SEC found that such accounts fell within the definition of “securities” in the Securities Act of 1933 and the Securities Exchange Act of 1934.

Regulation 78

Regulation Exercises Security Lending 78

PYMNTS

OCTOBER 15, 2020

Cross-border payments are a necessary, yet often frustrating part of the world economy, with international transactions prone to overlapping government regulations, excessive fees and slow processing times. Up to 55 percent of all workloads will be cloud-based by 2022, the study additionally predicts, up from 33 percent this year.

Payments 228

Payments Report Study Security 228

Bobsguide

MARCH 24, 2022

Finastra and CloudMargin Collateral Management as a Service offering accelerates compliance with UMR regulation. It’s estimated that the new Phase 6 of UMR, due to come into effect in September 2022, will affect 1,000 additional entities for the first time. Paddington. London W2 6BD. United Kingdom. T: +44 20 3320 5000.

Compliance 60

Compliance Management Regulation Software 60

CFPB Monitor

MAY 31, 2022

On May 19, 2022, the Associate Director of the Enforcement and Compliance Division of the Financial Crimes Enforcement Network (“FinCEN”), Alessio Evangelista, spoke at the Chainalysis Links Conference in New York City on the topic of “The Intersection of Cryptocurrencies and National Security.” Responsible Innovation “.

cryptocurrency 146

cryptocurrency Innovation DC National 146

PYMNTS

JANUARY 18, 2022

The CEO and CFO of the BitMEX cryptocurrency derivatives exchange announced today that they have reached an agreement to purchase a 268-year-old German bank in order to establish “a one-stop shop for regulated crypto products in Germany, Austria, and Switzerland.”. Regulated” is a word Höptner returned to repeatedly in the announcement.

Regulation 169

Regulation cryptocurrency Groups Innovation 169

CFPB Monitor

AUGUST 11, 2022

On the topic, Freddie Mac issued Bulletin 2022-17 , and Fannie Mae issued Servicing Guide Announcement SVC-2022-06. ECOA and Regulation B expressly require that creditors collect certain applicant demographic data in connection with mortgage loan applications to be secured by a primary residence.

Lending 78

Lending Data Regulation Policies 78

CFPB Monitor

NOVEMBER 21, 2022

The CFPB has released the Fall 2022 edition of its Supervisory Highlights. Lenders were found to have violated the Regulation Z prohibition on compensating a mortgage loan originator in an amount based on the terms of the transaction or a proxy for such terms. Credit card account management. Mortgage origination.

Report 78

Report Cards Lending Management 78

PYMNTS

FEBRUARY 5, 2020

The Merchants’ Guide to Navigating Global Payments Regulations , powered by Ekata, dives deep into this complex and unsettled topic, from possible abrupt retail impacts to long-term open banking repercussions. The General Data Protection Regulation (GDPR) turns two in May, and just like a toddler, it’s messing things up­ (for some).

Google 288

Google Data Regulation social media 288

Independent Banker

DECEMBER 31, 2022

CFPB issued Circular 2022-06 about two fee practices that it considers unfair and unlawful under existing law. On May 5, 2022, the federal bank regulators jointly released a notice of proposed rulemaking (NPR) to strengthen and modernize the Community Reinvestment Act (CRA) regulations. Evolving risks. Cyber reporting.

Compliance 100

Compliance FDIC Community Bank Community 100

PYMNTS

FEBRUARY 7, 2020

In today’s top payments news, Uber reported positive fourth quarter earnings, NYSE owner International Exchange said it will not pursue plans to buy eBay and Afterpay pushed back against RBA’s potential regulation of “tap and go” fees. Afterpay Pushes Back Against Australia’s Fee Regulation. The fashion market is set to generate $712.9

Payments 130

Payments Regulation New York Survey 130

Bobsguide

APRIL 7, 2022

London (5 April 2022): TS Imagine , the leader in trading, portfolio and risk management solutions for capital markets, today announces that it has successfully integrated with crypto platform Gemini. Gemini’s simple, reliable, and secure products are built to unlock the next era of financial, creative & personal freedom.

Bitcoin 147

Bitcoin cryptocurrency Risk Management Capital 147

American Banker

MARCH 6, 2024

The Securities and Exchange Commission finalized a pared-down version of rules governing climate-risk disclosure by public companies first proposed in March 2022. Experts say even the weakened rule will likely face challenges in Congress and the courtroom.

Security 46

Security Company Compliance Regulation 46