South State Correspondent

MARCH 21, 2023

The need for a known, reliable brand creates an excellent opportunity for community banks to help small business customers while building deposit balances. Community banks can now white label this same product to onboard and process employee retention tax credits for the bank’s small business customers AND prospects.

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Taxes Community Bank Community Operations 195

PYMNTS

JANUARY 18, 2021

Every year for the last 110 years , members of the retail trade group, known as the National Retail Federation (NRF), have assembled to discuss the slate of issues pertinent to its members. For the physical channel to remain a relevant part of the retail mix, retailers must consider that data point in their 2021 call to action.

Retail 309

Retail Online Maine Branding 309

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Livingston.

Community Bank 172

Community Bank Community Montana Taxes 172

PYMNTS

APRIL 3, 2020

ECB President Christine Lagarde said cooperation of the central bank community in Europe “works effectively.”. Our real-time settlement platform is a pivotal contribution to Europe’s endeavors to satisfy citizens’ increasing demand for faster, cheaper and convenient payment services without compromising on security.”.

Payments 187

Payments National Policies Community 187

Abrigo

JULY 21, 2021

As part of the Financial Crimes Enforcement Network’s (FinCEN) first national priorities list for anti-money laundering and countering the financing of terrorism (AML/CFT) policies, one important priority continues to be detecting, reporting, and preventing terrorist financing. See Part I: Implications for Community Financial Institutions.

Training 195

Training National Strategy Regulation 195

Perficient

FEBRUARY 10, 2021

While the Centers for Disease Control and Prevention(CDC ) recommends healthcare consumers over 65 get vaccinated, few communications have targeted these groups or provided understanding and navigation to how to access the vaccine in their community. How are you reaching them?

New York City 484

New York City social media Community System 484

Independent Banker

APRIL 30, 2022

Here’s how community bankers can take advantage of various sectors—including SBA lending—over the next 12 months. Community banks that have struggled to grow their commercial loan portfolios over the past two years are optimistic that there are brighter days ahead this year and next. billion asset community bank. Quick Stat.

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Lending Community St. Louis Community Bank 158

Independent Banker

AUGUST 31, 2021

This year’s winners: Left: Central Valley Community Bank, People’s Choice Award; Middle: Kennebec Savings Bank, Exceptional Community Bank Service Award; Right: Cross River Bank, Emerging Service Program Award. Exceptional Community Bank Service Award. Instead, we give those dollars to the community.”. Asset size: $1.36

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Community Bank Community National Fresno 196

PYMNTS

JANUARY 20, 2021

"We need to continue to think about how to engage our partners within today’s reality and how to help those partners serve their customers in new ways," he says in " A Look Forward: What Executives Wish for America and the World in 2021. "We Wishes to all for a safe holiday season and a positive outlook heading into 2021.

Payments 178

Payments Innovation Tools Cards 178

Independent Banker

JULY 31, 2022

Observing the gap in pandemic relief in south Florida due to a lack of local community banks, a trio of banking veterans teamed up to form a digital-first community bank—and were granted a charter in record time to support local businesses. By Katie Kuehner-Hebert. Name: Locality Bank. Assets: $55 million. Built on a solid foundation.

Florida 91

Florida Community Bank Community FDIC 91

Gonzobanker

JULY 9, 2021

Q1 2021 was the largest funding quarter on record, according to CB Insights , with fintechs raising $22.8 Now, if Square can translate streaming business into banking business, it may bode well for further inroads into affinity communities for the fintech. Fintech is no different. billion across 614 deals.

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Fintech Lending Community Payments 197

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. Data privacy and security is a hot topic and is only getting hotter. By Katie Kuehner-Hebert. Bob Hickok.

Data 91

Data How To Community Bank California 91

PYMNTS

NOVEMBER 11, 2020

That optimism will eventually lead to more accurate and aggressive planning for the first and second quarter of 2021. This time around the argument has drawn the attention of the National Retail Federation ( NRF ), which is U.S.-based Meanwhile, supermarkets, many of which also happen to sell toys, can remain open to customers.

Retail 141

Retail New Mexico Community National 141

Abrigo

JUNE 13, 2022

According to the National Council on Aging (NCOA), this heartless crime is most likely under-reported due to victims' embarrassment. More banks are reporting to APS, rising from 62% in 2017 to 81% in 2019 and 78% in 2021. The latest survey indicates that COVID-19 has impacted bank community engagement.

Fraud 195

Fraud Training United States Survey 195

Abrigo

NOVEMBER 2, 2021

With the 2021 change in administration in Washington, D.C., On January 1, 2021, the Senate voted into law the National Defense Authorization Act (NDAA). The published Anti-Money Laundering and Countering the Financing of Terrorism National Priorities is one such example. financial institutions. Learn More.

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Compliance Regulation Resources Policies 195

Abrigo

SEPTEMBER 10, 2021

See Part I: Implications for Community Financial Institutions. October 26 is now nationally recognized as BSA/AML Day.) Regulatory scrutiny became ever-present, knowing that the security of their homeland was at stake. Stay up-to-date on the latest FinCEN Priorities. Criminalizing Terroism Financing. USA PATRIOT Act enacted.

Training 195

Training Risk Management Pennsylvania Resources 195

South State Correspondent

JULY 5, 2022

We concluded that obligors showing less than 1.50X DSCR would be most at risk, but the average community bank underwrites to 1.20X DSCR. in December 2021). National Association of Real Estate Investing – US all categories Cap rate. Cap rates for all US properties are at an all-time low. Cap Rate and LTV Relationship.

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Management Capital US Community Bank 195

Independent Banker

SEPTEMBER 30, 2021

Building trust in your institution has a lot to do with technology, from implementing strong data security practices to humanizing your online customer interactions. But for most community banks, building a trustworthy brand isn’t a conscious effort. But for most community banks, building a trustworthy brand isn’t a conscious effort.

Community 139

Community Community Bank social media Security 139

Abrigo

NOVEMBER 11, 2021

The June 2021 release of the Financial Crimes Enforcement Network ( FinCEN) Priorities makes this clear in naming cybercrime as one of the eight national anti-money laundering and countering the financing of terrorism (AML/CTF) priorities. This may include community financial institutions and credit unions.

Fraud 195

Fraud cryptocurrency System Trends 195

Abrigo

NOVEMBER 11, 2021

The June 2021 release of the Financial Crimes Enforcement Network ( FinCEN) Priorities makes this clear in naming cybercrime as one of the eight national anti-money laundering and countering the financing of terrorism (AML/CTF) priorities. This may include community financial institutions and credit unions.

Fraud 195

Fraud cryptocurrency System Trends 195

Abrigo

DECEMBER 20, 2021

Whether that is the case or not, the reprieve is now over. On December 16, 2021, FinCEN announced an $8 million civil money penalty against CommunityBank of Texas (CBOT) for willful Bank Secrecy Act (BSA) violations and failing to maintain an effective anti-money laundering (AML) program. Fundamentals of BSA.

Resources 195

Resources Texas Analysis System 195

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? By creating secure and productive remote work environments for employees and helping their teams deal with the stress of working at home (with kids learning from the same house, spouses working in the next room, and myriad other pressure points).

Idaho 181

Idaho Community Industry Strategy 181

Qudos Bank

DECEMBER 9, 2021

Many scams cynically target vulnerable members of our community such as older people, those who are not technically savvy or those with disability. Most cybercrimes can be reported through the Australian Cyber Security Centre’s Report Cyber service. Published December 2021. 1 [link]. . .

Cyber Security 40

Cyber Security Fraud Security Report 40

PYMNTS

OCTOBER 1, 2018

The fall is here, and even if the weather is not exactly cooperating in some parts of the nation with the desired cool, crispness – at least the Halloween decorations are keeping us all well reminded of what season it really is after all. The introduction of eBay’s new payments experience in the U.S.

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Data ATM Apple Payments 108

Independent Banker

JUNE 30, 2022

Last year, community bank loan producers were faced with both record-low interest rates and a glut of deposits. But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. Security Bank Midwest. By Ed Avis.

Community Bank 172

Community Bank Community National Philadelphia 172

Lex Sokolin

JANUARY 14, 2021

Instead, they have either (1) been directly owned by retail investors through crypto exchanges or decentralized apps, or (2) been packaged and secured for safe handling by newly buy-side funds for the largest endowments and family offices in the world. National banks can custody crypto assets. The game theory plays out as follows.

America 52

America Wyoming National Capital 52

Lex Sokolin

JANUARY 14, 2021

Instead, they have either (1) been directly owned by retail investors through crypto exchanges or decentralized apps, or (2) been packaged and secured for safe handling by newly buy-side funds for the largest endowments and family offices in the world. National banks can custody crypto assets. The game theory plays out as follows.

America 52

America Wyoming National Capital 52

Jeff For Banks

DECEMBER 29, 2021

As a point of reference, the S&P US BMI Bank Total Return Index for the five years ended December 27, 2021 was 60.4%. billion at September 30, 2021. The bank was founded in 2006 and operates 19 full-service branch locations in multi-ethnic communities in Alabama, Florida, Georgia, New York, New Jersey, Texas and Virginia.

Capital 78

Capital Texas Metro North Carolina 78

Money and Payments

AUGUST 14, 2023

The main idea, at present, is to use the information, experiences and court case findings of the Dutch crypto community to align the claimants with a direct interest. If feasible, also encryption or other techniques should be applied to achieve an appropriate level of security and data minimisation. What is the risk of this regulation?

Regulation 36

Regulation Data Maine Operations 36

Money and Payments

AUGUST 8, 2023

The main idea, at present, is to use the information, experiences and court case findings of the Dutch crypto community to align the claimants with a direct interest. If feasible, also encryption or other techniques should be applied to achieve an appropriate level of security and data minimisation. What is the risk of this regulation?

Regulation 36

Regulation Data Maine Operations 36

Abrigo

JANUARY 22, 2024

Banks of all sizes need practical tools to win the fight against fraud, so it should be no surprise that 31% of financial services organizations plan to add new technology systems to fight fraud, compared to 10% in 2021. An informed and vigilant community is a powerful deterrent against fraud.

Fraud 221

Fraud Training Risk Management Software 221

Abrigo

JULY 19, 2021

As part of the Financial Crimes Enforcement Network’s (FinCEN) first national priorities list for anti-money laundering and countering the financing of terrorism (AML/CFT) policies, one important priority continues to be critical in deterring AML/CFT concerns. See Part I: Implications for Community Financial Institutions. Learn more.

Training 195

Training National Community Policies 195

South State Correspondent

JULY 25, 2022

Deposit Volumes, Mix & The Impact of the Fed’s Balance Sheet Reduction: The Fed started “Quantitative Tightening” in June and has decreased the Nation’s balance sheet by $735B. The Fed plans to keep reducing its securities holdings by $47.5B next month and then go to $95B per month for Sept. and beyond.

Trends 195

Trends Lending Marketing Capital 195

Abrigo

DECEMBER 1, 2022

According to estimates from The United Nations Office on Drugs and Crime (UNODC), billions of dollars are laundered through the global art market annually, with further billions estimated to pass through the underground art market each year. These issues are where lack of regulatory oversight could lead to serious national security issues.

Regulation 195

Regulation Study Training Resources 195

CB Insights

SEPTEMBER 4, 2018

Self-driving technology deployment target date of 2021. Volvo plans to give 100 Swedish customers early access to an autonomous XC90 SUV by 2021 (with restrictions on when, where, and how the autonomous mode will be used). Volvo has followed rivals like BMW in setting 2021 as its target deployment date.

System 78

System Technology Michigan California 78

Gonzobanker

DECEMBER 19, 2022

In 2021, there were more than 120 fintech IPOs in the U.S., Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey. All of this while knocking out a stellar 1.35% ROA and leading industry, community, and philanthropic efforts everywhere.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. We are in awe. Seriously in awe.

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Fintech Community Regional Technology 195