Bank Innovation

OCTOBER 28, 2019

LAS VEGAS — Bank of Oklahoma has adopted Blend’s digital lending platform, the fintech announced at the 2019 Auto Finance Summit. Blend’s platform is designed to simplify user experience for the consumer to drive increases in completed online applications and funding rates.

Las Vegas 170

Las Vegas Lending Oklahoma Fintech 170

PYMNTS

JUNE 26, 2019

Senate panel examined the ways social media giants — marquee names among them such as Google and Facebook — interact with users. The hearing, held by the Senate Commerce subcommittee on Communications, Technology and Innovation, queried researchers and others who were critical of using AI to suggest content to end users.

social media 101

social media Technology Google Connecticut 101

PYMNTS

MARCH 3, 2020

As part of a broader effort to bring the newest innovations to its operations, the National Bank of Fujairah PJSC (NBF) has teamed with blockchain firm Ripple to enable cross-border payments via the RippleNet platform. The technology allows the bank to tap into Ripple ’s cross-border network and improve its user experience.

Payments 250

Payments blockchain User Experience National 250

Insights on Business

JULY 23, 2019

An innovative solution for IRM, recognized by analysts. It’s a proud moment for IBM as it continues to maintain its position in the “Leaders” quadrant of 2019 Gartner Magic Quadrant for Integrated Risk Management (IRM). Source: Gartner Magic Quadrant for Integrated Risk Management, 15 July 2019, Brian Reed, Jie Zhang.

Risk Management 87

Risk Management Compliance Management Software 87

Insights on Business

JULY 23, 2019

An innovative solution for IRM, recognized by analysts. It’s a proud moment for IBM as it continues to maintain its position in the “Leaders” quadrant of 2019 Gartner Magic Quadrant for Integrated Risk Management (IRM). What they are actually looking for is a solution that supports an integrated approach to risk management.

Risk Management 70

Risk Management Compliance Management Software 70

PYMNTS

DECEMBER 18, 2018

However, that glass-half-full view isn’t warranted, Visa ’s Global Head of Innovation and Design Mark Jamison told Karen Webster, and is based on a view of commerce that is too myopic. This year, 2019 will likely be the first season that [holiday spending] will top $1 trillion,” Jamison explained.

Retail 140

Retail Millennials Online User Experience 140

FICO

MAY 18, 2023

The innovative pay-as-you-go solution allows Dock’s clients, including banks, fintechs, and retailers, to intercept fraudulent transactions and protect their operations, while also improving the user experience. Dock began implementing Falcon Fraud Manager in 2019 and added CCS in 2020.

Fraud 52

Fraud Technology social media Innovation 52

Insights on Business

JANUARY 28, 2019

capture new revenue and increase user engagement. develop new insights from a convergence of data sources and predictive technology. capture new revenue and increase user engagement. develop new insights from a convergence of data sources and predictive technology. fight fraud more efficiently and accurately.

San Francisco 87

San Francisco Analytics Albuquerque Security 87

PYMNTS

JULY 3, 2020

“PYMNTS’ research indicates that 33 percent of CUs offered loyalty and rewards innovations in 2019, up from 29.4 Whether or not the reputation was ever really justified, CUs were long known as technology laggards in a space where even big, wealthy banks took their time with tech. Dividends of Loyalty Innovation.

Innovation 154

Innovation User Experience Tools Technology 154

PYMNTS

OCTOBER 1, 2019

Commercial payments firm Bottomline Technologies is rolling out advancements to its invoice automation platform that uses artificial intelligence (AI), the company announced in a press release on Tuesday (Oct. Bottomline is also updating the Paymode-X AP Automation solution to work more seamlessly with users’ back-office systems. .

Fintech 116

Fintech User Experience Analytics Data 116

CB Insights

MAY 15, 2019

One popular approach: in-house financial innovation labs. We’ve created a list of finance innovation labs from some of the biggest names in the industry, as well as from newcomers looking to make a name through tech. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.

Innovation 78

Innovation blockchain Technology Groups 78

PYMNTS

FEBRUARY 20, 2020

Lucaciu is the chief technology officer of Adore Me , an eCommerce and brick-and-mortar retailer that has adjusted to disruptive changes in its market, including the bankruptcy of the parent company of Victoria’s Secret. Using Angular improves the user experience – and for Lucaciu, UX is key to AdoreMe’s success.

UX 210

UX Retail Technology Mobile 210

FICO

MARCH 6, 2020

In September 2019, Fico and Visma announced their partnership to Offer SaaS Anti Financial Crime Solutions in Western Europe. In our experience these technologies can increase the number of SARs by 20% while at the same time producing efficiency gains of 30% in alert investigation and case management. What solutions do you have?

Compliance 81

Compliance Technology Fraud Analytics 81

PYMNTS

JUNE 24, 2019

Financial institutions are constantly on the hunt for an edge when it comes to mobile banking and other innovations, and that’s playing out with new, emerging 5G mobile network technology. As that mobile technology gets closer to mainstream introduction, the potential 5G ecosystem for FinTech and mobile banking is gaining clarity.

Mobile 116

Mobile Fintech Technology Analysis 116

PYMNTS

DECEMBER 10, 2020

B2B businesses have historically been slower to adopt digital innovations than the consumer sector. However, the pandemic is marking a major turning point for payments innovation. Virtual cards can improve employees’ user experiences for everyday professional purchases, whether workers are operating remotely or on business trips.

Operations 192

Operations Payments Cards Mobile 192

PYMNTS

NOVEMBER 8, 2018

To that end, 7-Eleven said earlier this week that is debuting scan-and-go options at 14 of its Dallas-based stores, with the goal of bringing that technology to additional locations through 2019. Scan-and-go technology fit into the retailer’s overall business strategy by addressing a specific problem, said Singh.

Dallas 186

Dallas United States Mobile Samsung 186

PYMNTS

JULY 31, 2019

Smartphone shipments for Samsung increased in the second quarter of 2019, the company said in its latest earnings report , thanks to retail sales of its mid-level models. It is also looking for more long-term revenue fuel via 5G mobile network deployments, including for retail innovation and other commerce uses.

Samsung 139

Samsung Retail Mobile User Experience 139

PYMNTS

MAY 20, 2019

One of the latest such projects combines the new mobile network technology with facial recognition and vending machines — a possible glimpse of the 5G future. The plan is to use VR technology to enable consumers to shop via digital platforms instead of inside brick-and-mortar locations, though no further details were immediately available.

Retail 142

Retail Mobile Conference Groups 142

PYMNTS

JANUARY 16, 2020

A two-headed monster of rising churn and rampant fraud is menacing the growing subscription space, and many companies are spending big bucks to roll out innovative fraud-busting technologies to combat it. Trint is operating in a fast-growing, highly competitive field that has drawn in technology giants such as Microsoft and Google.

Customer Experience 131

Customer Experience Fraud Video Security 131

Insights on Business

FEBRUARY 4, 2019

Innovation: How can we make it work better for everyone? When we talk about innovation, it’s not simply about introducing a new idea or implementing a new feature or a product capability. Innovation requires creativity, openness, and collaboration. Success is achieved through innovation by a collaborative effort.

Innovation 79

Innovation Software US Management 79

PYMNTS

APRIL 17, 2019

The new, faster mobile network technology is a big part of the plans for many commerce and payments operators, even though specific use cases have been only slowly emerging as the technology and the devices to support it are deployed. They plan develop new business models and services centered around 5G technology.

Retail 199

Retail Apple Samsung Conference 199

PYMNTS

SEPTEMBER 2, 2019

And with today’s technology, there are new ways to help them accomplish both, and that’s what we’re innovating to deliver. Musk is … unconvinced, arguing that the technology is evolving faster than the humans developing it can understand it. We know for sure that customers want to save money.

Payments 205

Payments Apple New York City Retail 205

PYMNTS

JANUARY 20, 2020

Fabara officially joined Visa in September of 2019, coming from Amex, where he was president of its global services group. It was also rife with innovation that took payments to new physical and digital endpoints. It has motivated a different approach for fighting fraud in the 2020s and beyond. Going on the Offense.

Security 168

Security Fraud Risk Management Payments 168

PYMNTS

OCTOBER 1, 2018

3, 2019 will mark the 10th anniversary of the first bitcoin block that was mined by Satoshi, giving birth to the notion that a digitized, anonymized currency sent over a permission-less, distributed ledger could democratize how money would move between people and parties around the world. Innovation By Any Other Name.

Bitcoin 214

Bitcoin blockchain cryptocurrency Innovation 214

PYMNTS

JANUARY 24, 2020

In Canada, where cash usage has declined 40 percent in the past five years, digital dollars comprised roughly three-quarters of overall payment transactions in 2019. Mastercard teamed up with Galileo Financial Technologies to do the same for freelancers. From other provinces comes happy news that changes are well underway.

Video 132

Video User Experience Payments Study 132

PYMNTS

FEBRUARY 25, 2020

Chang’s reported that off-premises dining accounted for 17 percent of its sales during Q3 2019, up from 14 percent the year prior and two to three times dine-in’s growth, with delivery representing 35 percent of these sales. It makes it so that you don’t have an overly complex user experience.”.

Security 140

Security Mobile Chicago Trends 140

PYMNTS

JUNE 25, 2019

Collaborating with FinTechs means FIs can create innovative tools and consumer-facing features, but it also throws the established banking world into flux. The big question is how banks will be using technologies like APIs to create ecosystems and profitable business models that will benefit them in the long term,” he explained.

Fintech 122

Fintech Customer Experience Data User Experience 122

PYMNTS

DECEMBER 18, 2018

Ma noted in an interview that the firm’s most important innovation is that its underlying technology platform easily integrates online assortments from new brands. Apart from selection, Zola also claims its ability to pull and analyze consumer data is critical to building the right user experience and forecasting future sales.

New York City 166

New York City Branding Millennials User Experience 166

Insights on Business

FEBRUARY 13, 2019

How user experience design (UXD) is empowering the first line of defense, and enabling the business to realize the value of “owning” risk. How user experience design (UXD) is empowering the first line of defense, and enabling the business to realize the value of “owning” risk.

User Experience 79

User Experience Compliance Risk Management Training 79

Javelin Strategy & Research

FEBRUARY 1, 2022

2021 Online Banking Scorecard Javelin Report Date: June 29, 2021 Authors: Mark Schwanhausser , James Lee , Dylan Lerner Research Topic(s): Digital Banking , Mobile & Online Banking It’s undeniably a mobile-first world, and many institutions are putting the emphasis—and the money—toward enhancing users’ experience in that channel rather than online.

Report 40

Report Digital Banking Fraud Mobile 40

PYMNTS

APRIL 8, 2019

Card Payouts is a card-based, front end user experience that integrates with treasury banks’ existing infrastructure. A hundred forty-five years after money was first moved by wire transfer using the telegraph, money still travels relatively slowly – a surprise given all of the innovation that surrounds it.

Data 100

Data Payments Cards San Francisco 100

Accenture

OCTOBER 18, 2019

First, renovate and scale payments technology to drive down costs and ensure that their bank-specific volume/value trade-off remains positive. 1 Federal Reserve, “ Federal Reserve announces plan to develop a new round-the-clock real-time payment and settlement service to support faster payments ” 8/5/2019. trillion market by 2025.

Industry 150

Industry Payments Survey User Experience 150

PYMNTS

APRIL 18, 2019

The Wave financial technology platform, he said, at base, is designed to handle the bookkeeping and tax complexities for its micro-merchant customers as they generate invoices and collect funds. Wave already vets its merchants to make sure they are legitimate users, and that the funds moving to them are good funds.

Taxes 226

Taxes Payments Cards User Experience 226

NCR

FEBRUARY 19, 2018

Making technology more convenient and removing friction from interactions has been a key focus for the banking sector in recent times, and one area where major efforts have been made is in authentication. As long as there are reports of the technology failing to work as intended, some people will be wary of biometrics.

Payments 74

Payments Technology User Experience Tools 74

PYMNTS

JUNE 29, 2017

That is how the world first met the iPhone a little over ten years ago in January 2007, when Steve Jobs took to the stage to announce Apple’s latest and greatest innovation. Apple created a movement that spanned across OS platforms toward truly consumer-friendly smartphones, where experience was re-imagined with “simplicity” in mind.

Apple 150

Apple Mobile Innovation social media 150

PYMNTS

FEBRUARY 7, 2020

He said per reports, “The economic cost of building siloed systems in a world where citizens travel globally is really stupid, and where crime travels globally is even more stupid, and where technology is completely global is even three times more stupid.”. India’s Gaana Streaming Service Far Surpasses Apple, Spotify.

Google 123

Google Retail United States Online 123

PYMNTS

MAY 5, 2016

But while the payments and mobile industries themselves are eager to get their technology into the hands of consumers, those consumers seem reluctant to adopt the new platforms. Like any hotbed of technological innovation, many competitors have emerged and crowded the marketplace with options. So, what’s the disconnect?

Mobile 100

Mobile Samsung Payments Apple 100